Docstoc

Caring For The Elderly

Document Sample
Caring For The Elderly Powered By Docstoc
					   Caring For The Elderly: Working With Their
                     Money
                    By: Roland Millaner, Copywriter
                     www.seocontentproviders.net


If you are the primary caregiver for an elderly relative, you will soon
come to realize that your responsibility is not limited to their personal
health.

You will discover within a matter of weeks that you will ultimately be
expected to take care of their lives in general, which includes
everything from regular outings to their finances.

The latter will usually be one of your more pressing concerns,
whether you feel comfortable with the idea of being responsible for
another's money or not.

In an ideal world there will be very little to this and you will not need
to spend much time on it because of wealth that your senior relative
has accumulated over the years.

However, in reality it rarely plays out that way.

You will effectively have to budget for them over the course of the
time that they are in your charge.

Before you can even begin to start budgeting for your elderly relative,
you need to work out exactly where they stand with their finances.

You can do this by getting organized and drawing up an effective set
of accounts that you can work with on a weekly basis.

These accounts do not have to be professional by any means, as long
as you can fully understand and follow them.

You should look at all of the household bills and payments towards
outstanding debts as well as any other outgoings over the twelve
months before you actually too over that particular set of finances.
Taking income from pensions and other sources into account, you
should take the previous years' outgoings as a good indicator of what
you can expect to pay out in the coming year as well as the amount of
expendable wealth that you will be left with for general provisions.

Income is a vital key to your ability to budget.

You must research the source of this money to ensure that bank
credits will remain at the same amount.

If you fail to do this, you could possibly find yourself in a financial
mess on behalf of your elderly relative and that would certainly throw
a spanner in the works as far as your budgeting is concerned.

However, if you do complete the necessary research then you can
then begin budgeting from there.

It may also be worth setting aside some money every month to put
into a rainy day savings fund on behalf of the elderly relative under
your care.

None of us know what the future holds for us, and in some ways we
should be thankful for it.

However, if your relative does need specialist care or treatment and
has to pay for it, then you may find yourself in an impossible
situation.

Seniors often have to sell their homes in order to get the medical care
that they need, whether that is in the form of home help or
medication, so it is best to avoid this by preparing them financially for
every eventuality.

Budgeting on behalf of an elderly relative under your care may indeed
prove to be a pain, especially if you are striving to fulfill all of their
other needs at the same time.

However, it is very necessary to give them a helping hand in this
department because they may otherwise find that they have no
heating, water or even roof over their head.

Utility companies are notoriously unsympathetic if bills do not get
paid and thus it may prove extremely prudent to begin budgeting
from the very first day that you accept the role as primary caregiver.

It will certainly pay dividends in the long term.

				
DOCUMENT INFO
Shared By:
Categories:
Tags:
Stats:
views:4
posted:2/7/2013
language:English
pages:3
Roland Millaner Roland Millaner Managing Director http://www.seocontentproviders.net
About I'm your local copywriter here in Maidstone, Kent. I am a highly skilled and versatile copywriter who can speak to and engage both a B2B and B2C audience, i.e. market. As such I write powerful, high impact - results oriented copy that attracts, converts and sells. I specialise in increasing click-thru rates, conversions and sales. And have done so on behalf of numerous industries, products and services. On a personal note I'm someone who under promises and over delivers. I'm also an individual who would welcome, and would very much like to contribute to, and be a part of your organization. I'm very driven, professional, self-directed, motivated, reliable and always focused to the tasks at hand and never miss a deadline. Prior to entering the world of direct response copywriting I was a journalist as well as a corporate sales and marketing director. In fact, I credit my ability for writing powerful, effective copy, i.e. “The ability to sell on paper” for helping me reach and exceed sales targets. This is the expertise that positioned me as the undisputed top revenue generator in a software organization I formerly served, and I was able to accomplish this in less than 12-months from my start date! I'm a superb researcher and I do have a fully equipped home office as well as a great deal of expertise in SEO, SEM, and Social Media . Please click here for my site: www.seocontentproviders.net At the end of the day I'm actively looking for an opportunity to grow and contribute to the success of a company such as your company, and I truly believe and am confident you would be very pleased with my creative and marketing skills. At the end of the day I understand that it's all about the client. As such I'm a roll up your sleeves and get the job done at any cost kind of person. I specialize in writing: White papers Case studies Web content E-mail campaigns Landing pages Brochures Press Releases Feature Articles Video Scripts Sales letters...as well as all types of communications that help build a brand and sell a product or service. Here's what others have to say: “I found Roland to be a very thorough and enthusiastic freelancer for the project he helped us with. The response was phenomenal. He was on deadline and gave us exactly what we were looking for.” Jason Holland Managing Editor Early to Rise – Agora Publishing When it came to creating marketing strategies, content and communications that converted our website visitors to buyers, and when we needed compelling and passionate direct response marketing content that our clients couldn’t resist, Roland was the expert we turned to, and will again in the future. Roland thanks for all your help! Yours truly, - John Ioannidis Director of Operations, Himalfarb Proszanski LLP, http://himprolaw.com Dear Roland, I just wanted send you this short e-mail to thank you for your assistance and also note, how your remarkable keen sense and insight into our business has helped create a clear well documented path for our firm to navigate. The financial services industry is extremely complex; being driven by many human undercurrents and emotions such as fear and greed, then add the panoply of investor misunderstanding, leads me to believe your business plan and the introduction of our newsletter you created for us “Cornerstone Planning” will add to the firms 23 years of continued success. Thanks again Roland for your help. Looking forward to working with you on phase 2. Cheers, - David J. Newman, www.fiscalagents.com