Exhibit 7 to the SEC Office of Investigations: Investigation of Failure of the SEC to Uncover Bernard Madoff’s Ponzi Scheme - Public Version - August 31, 2009, Report No. OIG-509

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SEC Deposition of JACQUELINE WOOD PERRELL; aka Jacqueline Wood, Jacqueline Murray Wood, Former OCIE Attorney Advisor, aka Witness Number 7, Witness 7, Witness No. 7, Witness #7 UNITED STATES SECURITIES AND EXCHANGE COMMISSION In the Matter of File No. GIG-509 GIG-509 WITNESS: Number Bc~ PAGES: 1 through 136 ~acopv PLACE: Securities and Exchange Commission 100 F Street, N.E. Room 2740 Washington, DC DATE: Monday, March 9, 2009 The above-entitled matter came on for hearing, pursuant to notice, at 9:40 a.m. MADOFF EXHIBITS-00160 APPEARANCES: On behalf of the Securities and Exchange Commission: H. DAVID KOTZ, ESQ., Investigator General HEIDI STEIBER, ESQ., Assistant Investigator CHRISTOPHER WILSON, ESQ., Assistant Investigator DAVID WITHERSPOON, ESQ. DAVID FIELDER, ESQ. Office of the Inspector General U.S. Securities and Exchange Commission 100 F Street, N.E. Washington, D.C. 20549 On behalf of the witness: JACQUELINE WOOD PERRELL, ESQ., PRO SE Proskauer Rose, LLP 1001 Pennsylvania Avenue, N.W. Washington, D.C. 20004 U.S. Securities and Exchange Commission (SEC) Office of Investigations Investigation of Failure of the SEC to Uncover Bernard Madoff’s Ponzi Scheme - Public Version - August 31, 2009 Report No. OIG-509

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Page UNITED STATES SECURITIES AND EXCHANGE COMMISSION 1 In the Matter of )File No. GIG-509 GIG-509 WITNESS: Number Bc~ PAGES: 1 through 136 ~acopv Exchange Commission PLACE: Securities and 100 F Street, N.E. Room 2740 Washington, DC DATE: Monday, March 9, 2009 The above-entitled matter came on for hearing, pursuant to notice, at 9:40 a.m. MADOFF EXHIBITS-00160 Page APPEAWINCES: 2 On behalf of the Securities and Exchange Commission: H. DAVID KOTZ, ESQ., Investigator General HEIDI STEIBER, ESQ., WILSON, Assistant ESQ., Assistant Investigator Investigator CHRISTOPHER DAVID WITHERSPOON, ESQ. DAVID FIELDER, ESQ. Office of the Inspector General U.S. 100 F Securities Street, and N.E. Exchange Commission Washington, D.C. 20549 On behalf of the witness: JACQUELINE WOOD PERRELL, ESQ., PRO SE Proskauer Rose, LLP 1001 Pennsylvania Avenue, N.W. Washington, D.C. 20004 MADOFF EXHIBITS-00161 Page CONTENTS 3 WITNESS Jacqueline Wood Perrell EXAMINATION 8 EXHIBITS DESCRIPTION IDENTIFIED 1 - Lancer 2 - E-mail 3 Email Barren's 4 Planning G. 5 NASD Funds from from J. bsl~lll) -McCarthy 12/11/03 from J. Perrell to 19 to to J. M. Kelly,5/21/03 Perrell, 21 article, memorandum 12/16/03 request 12/7/03 from J. Perrell 40 Walker, document 43 letter to Madoff 46 to E. Swanson with Securities, 6 E-mail draft letters, 12/19/03 48 7 - E-mail 12/18/03, 12/19/03 from J. and McCarthy M. Donahue to L. to Richards, M. Daugherty, 53 8 - Document J. request cc: B.L. G. letter J. Madoff Walker to from Perrell, to M. Donahue to 55 58 and 59 McCarthy, from from 12/24/03 SEC, M. 1/16/04 9 10 - Letter E-mail J. Donahue Perrell, 1/29/04 11 - E-mail Wood, from 1/29/04 G. Walker to M. Donahue, J. 66 MADOFF EXHIBITS-00162 Page CONTENTS 4 EXHIBITS DESCRIPTION IDENTIFIED 12 - E-mail 13 14 15 from from G. Walker J. notes Perrell by Walker to to J. to M. Donahue, M. Donahue, 2/4/04 1/29/04 2/3/04 66 69 71 - E-mail Handwritten E-mail Perrell, J. Perrell from G. and M. 16 17 - Donahue, from from G. G. Walker Walker to to J. J. Perrell, Perrell, 2/6/04 J. Perrell, 2/4/04 78 80 E-mail E-mail supplemental 18 E-mails 2/11/04 information between G. Walker request, and 82 87 19 20 21 - E-mail Letter E-mail 2/18/04 from from from J. B. M. Perrell Madoff Donahue to to to M. M. J. Donahue, Donahue, Perrell 2/11/04 3/23/04 and G. Walker, 87 88 94 22 - Mark-up February draft 2004 from from B. E. letter to P. Madoff from E. Swanson, 95 23 24 - Letter Letter Madoff Swanson to to E. P. Swanson, Madoff, 3/1/04 2/18/04 97 99 25 26 27 - E-mail E-mail Handwritten from from J. J. notes Perrell Perrell re to to Madoff, E. M. Swanson, Donahue, 3/18/04 3/9/04 3/18/04 101 104 106 28 - E-mail copy J; from Perrell, G. Walker 3/23/04 to M. Donahue, 107 MADOFF EXHIBITS-00163 Page CONTENTS 5 EXHIBITS DESCRIPTION IDENTIFIED 29 - E-mail J. Perrell, from G. Walker Madoff to M. Donahue, 3/23/2004 copy 110 supplements, 30 - E-mail J. Perrell, from G. Walker 3/24/2004 to M. Donahue, copy 111 31- E-mail 3/25/2004 from G. Walker to M. Donahue, copy J. Perrell, 112 32 - E-mail from M. Donahue to G. Walker, copy to J. Perrell, 4/7/2004 114 33 - E-mail from M. Kelly to L. Ward, B. Snively, K. Stevens and J. Reese, 4/16/04 116 34 - E-mail from E. Swanson to M. Donahue, 3/16/05 118 35 - E-mail from M. Donahue to G. Walker, M. Daugherty and Former OCIE Attorney Advisor 5/31/05 119 36 - E-mail from G. Walker to M. Donahue, 6/2/2005 120 MADOFF EXHIBITS-00164 Page 1 2 3 4 March 9, MR. 2009, KOTZ: at the of PROCEEDINGS We are United Inspector on the record Securities at 9:40 and a.m. on 6 States Exchange Commission, Office General. S 6 7 8 I am going please Whereupon, to swear hand? you in. Okay. Would you raise your right JACQUELINE WOOD PERRELL 9 10 11 12 was was called examined as a witness, and testified Would and as having follows: please first been duly sworn, MR. full name for KOTZ: the you state and spell your record? 13 14 Perrell, THE WITNESS: P-e-r-r-e-l-l. Jacqueline, J-a-c-q-u-e-l-i-n-e, Wood 15 16 17 18 Wood. MR. KOTZ: SEC you were known as Okay. And for the time you were at the Jacqueline Jacqueline Wood? Wood; Jacqueline Murray THE WITNESS: 19 20 21 22 23 24 MR. KOTZ: Inspector Exchange of Inspector General Commission. General, of Okay. the This Case You are My name United is an States is David Kotz. I am the and Securities by investigation 509. to the to Office ask under you Number going I am going provide answers certain oath. questions. 25 The court reporter will record and later transcribe MADOFF EXHIBITS-00165 Page 1 2 10 THE WITNESS: BY MR. KOTZ: All right. Thank you. 3 4 in? Q Okay. So you were saying you graduated law school 5 A December of 1998. 6 7 law Q school? Okay. And then what didyou do after graduating 8 9 A Stockbridge. I continued employment as a lawyer with Miles & 10 11 q A Okay. Yes. As an associate? 12 13 14 15 q A Q Stockbridge? Okay. Until How long I came to of did the you do that SEC in 2003. for? What kind law did you practice at Miles & 16 17 18 A collar, securities. Business criminal and commercial litigation, defense work, and a little bit some white of the 19 20 21 q A Stockbridge, Okay. What made you decide bit to come to the SEC? at Miles & I did a little of securities that I actually and the partner worked for 22 23 24 became the federal So I decided sec. judge, so that type of work, elaborating. and come to the to try to get more experience 25 q And then you started working with the SEC in MADOFF EXHIBITS-00166 Page 1 that a yes? 13 2 3 that, A but Yes, I do yeah, it. sorry. I tell my clients not to do 4 5 6 7 8 were Q oversight? A Right, Are Well, okay. you And familiar what with is the that office office? office of that of market my understanding that our group was sure is that is that we a group, I'm a part of the office I know oversight. not really delineation. 9 10 11 that market probably. we dealt oversight with mostly would be self-regulatory oversightof the organizations, exchanges, but 12 13 that Q your So the SRO groups were in market oversight. Was understanding? 14 15 16 17 18 A like work, work, that Yes, is then I was that's SRO-1 there's never my understanding, and SRO-3 SRO-2, fully and does does of there same are type groups, of type of there and but group. that which the a different I was not aware because in 19 20 Q A And when in 2003 did you start with the SEC? September. 21 22 23 Q you change A And you were at staff allS attorney when you started. Did positions No. 24 Q When did you leave the SEC? 25 A January 16, 2006; no, January 13, 2006. MADOFF EXHIBITS-00167 Page 1 MR. KOTZ: This is from outside the SEC. I think 22 2 3 this could may you have take been a the look at tip this that led document, to that Exhibit initial 2? exam. So 4 5 (The BY MR. witness KOTZ: examined the document.) 6 7 ever Q seen Okay. this Do you document recognize before? this document? Have you 8 A No. 9 10 about Q matters Do you related remember to any Bernard communications Madoff? with Mavis Kelly 11 12 13 I don't A No, recall I don't any. You believe I had any discussions with me. Q Okay. don't remember Mavis being the one who 14 15 was exam providing we did? information to you as kind of leading up to the 16 17 A documents, Yeah, but I I believe don't recall she did any provide conversations information with her 18 19 about directly what to she me provided or maybe us. she So she either them provided to Mark and them Mark provided 20 21 22 23 24 25 provided specific Q A Q A them to the team. with was on But Mavis. the I don't recall having any conversations Okay, Mark Is Yes, who Donahue, that Gen team? maybe-Walker? myself, Genevievette Walker. MADOFF EXHIBITS-00168 Page 24 1 A I do not. I know that I was never told it was from 2 3 a tip, and I never picked up on that through any of my interactions on this project. 4 5 guys Q looking Okay. Whatwere you told? at? I mean, what were you 6 7 8 A Wewere Ipoking at his trading strategy and trying Wewere looking at the way to, based on what I can recall. that he trades. And I remember mostly about the black box 9 10 and how his automated trading, done, the strategies behind how that automated trading is Whoever does those that. 11 12 algorithms or those mathematicians, I do recall, how they'redone, although I fully the don't timing on the trading. 13 14 understand the split at his trading. strike conversion, we were just looking 15 9 Why were you looking at his trading? In other 16 17 words, what was the concern about his trading? remember? Do you 18 19 A As a staff BY MS. person I was not fully told that. STEIBER: 20 21 cause 9 exam? What's the difference between a routine exam and a 22 A Well, for a routine exam we may go in on like a 23 24 25 cyclical time, so we may o~ointo the NewYork Stock Exchange For a cause exam we may get, may come into the office once every three years. guess, a tip or something I to the MADOFF EXHIBITS-00169 Page 1 2 3 4 5 25 we more higher would specific ups, do with and asking to look into something, which is and then something an exam based to we're to look doing. on that, going the as opposed in to just last three do a routine, to five years of you know, we want what you've been at 6 7 routine Q or And did a cause you have an understanding if this was a exam? 8 9 I don't A I did think it not. was I did a routine not have exam. an understanding. I don't think I Well, was 10 11 told that, but I wasn't that it was as a a staff for cause person exam really either. told The specifically 12 13 14 project the ground came in. I was on KOTZ: staffed on it, and then I just hit running BY MR. that. 15 16 17 Q what what So is it to difficult ask the though what work sometimes to do if to you figure don't out know questions precigitated or exam? 18 19 20 21 22 23 A direction supposed being with Well, also to look I from think, you know, chief, know, were I was and taking what a lot we were really of my branch And, ago. else is at. you There about not I don't specific recall it so many Mark or The years anybody in-depth conversations doing All why we were what I was told. this. I was 24 25 told trading, is that if we were there were looking any at this trading with the to see if the But concerns trading. MADOFF EXHIBITS-00170 Page 1 2 26 I what don't those know. concerns were from, a higher level perspective, 3 O Okay. But it was clear there might have been some 4 5 6 7 8 concern or you A certainly routine that wouldn't Madoff have I was been engaging looking you can in at some it. improper activity, Well, we exam, think be I assumethat, at Madoff the because unless it was a wouldn't which looking You don't. know, broker-dealer 9 10 11 12 13 group, probably routine concern concerns, which would exams. or I is a different have So, been yes. but fully group the people in there, that went there the specifically, in was specifics just maybe on the athose I think as briefed that as on something, wasn't far to those. of 14 15 16 Q there A Okay. a For? Did you about have an understanding at that point was concern front-running? 17 Q On the part of Madoff? 18 19 20 21 22 23 you A try to Q youlre A have I don't look But going I for you to don't be recall. that don't looking recall I could It's of recall for as I possible. activity. specifically front sit here my I mean we always type being told running? today. recollection. I mean unless documents, refresh 24 25 at any Q point Okay. in What time about, while do you you were recall working any on conversations this exam MADOFF EXHIBITS-00171 Page 1 can't get? 34 2 3 4 5 6 7 A the SEC, by No. if the it's I don't books broker-dealer. the think and that's records, my understanding. that is that's ask for required why the FOIA does not to I mean be have capped FO~A. protection outside You know, can You know, to the broker-dealers sure that that make information go Commission. 8 9 10 Q grogrietary, to see it? So notwithstanding but the that to the see information it, they is would be able SEC wanted 11 12 13 A we did Q We always any exam Okay. ask while for proprietary we received this idea information it. the accounts whenever and What about were 14 15 16 typically were in A in cash. I cash at month's remember that. end, every month. an issue? The accounts Do you don't recall thatas 17 18 he Q could Do you have been remember churning; any discussion Bernie Madoff? about the fact that 19 20 21 A we were specifics. I think looking that into, played but, into the commissions issue that of beyond I have no recollection 22 Q What was the commissions issue? 23 24 A commissions. The churning, Imean, is he churning and creating 25 Q Oh, okay. When I think of commission, I think of MADOFF EXHIBITS-00172 Page 1 engagement letter orregorts, or any type of work gapers? 39 2 3 4 A doesn't Sometimes, I know mean that ~hat I don't recall didn't in that or from I did, but that know. they Gen Walker the boxes Mark. the I don't broker-dealer when come 5 6 7 get divided, so looking BY MR. I may not at. KOTZ: alwals know what the others in the group~are 8 9 10 Q advisor A The group Yes. time in you OC as were well? there, was there an investment 11 Q What did they do? 12 13 14 15 16 A investment to what Well, they did and the then four routine examinations they theirs that also an for the advisors, we would tip that do. came I assumed calls, a concern do-similar investment would do a The advisor through, they 17 18 19 Q you Okay. Was there in seeking group of any discussion assistance in the from Madoff the exam participated advisor some OC? investment 20 21 A Q Not Okay. that I Were can you recall. aware it talked about that the 22 23 original funds? tip that came in involved issues related to hedge 24 A Not that I can recall. 25 Q And you don't know why market oversight was the MADOFF EXHIBITS-00173 Page 1 2 3 4 5 6 42 documents, you're e-mails, have and more you're and sometimes at are data, prose trading so it's and tell data not can be very, as if you're you know, looking at looking which of an you more of a story When you're looking it's at a little and you data understanding. to piece things trying together, different. 7 8 around Q when So how many you were other working matters on this you one? were working on 9 10 A spreadsheets. I can't All recall. of the The opening group keeps these were all matters matters 11 12 13 14 and many a list projects Q A of each you staff have. more member, I recall five? and they keep track of how many. Many Yes. like than 15 16 Q A More Probably than 10? between five and 10. 17 18 time? Q Were you working on any market timing cases at that 19 20 2004, A then Well, yes. at the time, if my recollection of Madoff was 21 22 more MR. particular KOTZ: Okay, why don't I going show to you mark some this of as the documents? We're 23 24 25 Exhibit Genevievette 4. It's a planning 12/16/2003, memorandum 3:25 from p.m. you to Walker, MADOFF EXHIBITS-00174 Page 1 A No. She left sometime after I left. 45 2 3 abilities? 0 What was your impression of her skills and 4 A You know, Gen is a good lawyer. Sometimes, things 5 6 7 8 may not things pick up Q have along, more If been but work you prepared as quickly as you'd on a team like to speed you I mean when you're than look others. in these documents sometimes that we just handed 9 10 11 12 you, on the the last A Q different document Okay. "The staff drafts under of the planning of action." memos, if you look "Course intends to send a letter to NASD 13 14 requesting period of execution January i, data 2001, from Madoff Securities 31, for 2002. the time The through December 15 16 17 18 19 20 staff will review and which analyze trades the the or alleged why to execution series of data trades produced may have by NASD to been identify to utilized commit front-running was the violations." A party, an Do you Because outside we recall wanted that see put in? from a third- data source. 21 22 23 from Q A the Why Just actual would to you make do sure, that? compare it with what we received firm. 24 25 NASD Q Okay. Do you know data? if a letter was ever sent to requesting execution MADOFF EXHIBITS-00175 Page 1 2 3 4 5 But point these welll 53 said, to you look know, at your for data; So we may have to at bifurcated your it and now we want to look are at that look the at commissions. of the hedge at back that and ask fund. We want conversions look identity and, we will strategies; and then then, come 6 7 8 9 10 11 12 for trading data. letter So unless hadn't been know you you that you sent can out, tell me that asking maybe for a follow-up trading Q Madoff the events. we're may be the go to normal data, But directly, and then even you if then my answer reguesting also in the different. trade data party of were would data, from like a third course NASD reguest 13 14 15 A generally sometimes Right. speaking we would I don't we would get it know, get from you it both. know. from So one I I don't or the know other, know. if or It don't 16 17 18 19 20 just would just depends get asked it for MR. on the from project. both, but data All two I mean I know the let it's quite were possible times when we we there entity me that trading KOTZ: are from itself. you e-mails right, documents show are another from John document. There 21 22 23 McCarthy to as to Lori Richards, 12/18/2003, We're and from Mark to mark Donahue these Matthew Exhibit Daugherty, 12/19/2003. going 24 (SEC Exhibit 7 was marked for 25 identification.) MADOFF EXHIBITS-00176 Page 1 nor any other gerson or entity affiliated with Madoff 59 2 3 4 Securities if that A manages statement Not that or raised I buys as any recall. hedge concerns? funds." Do you remember can 5 6 7 8 9 10 11 Q thought Securities A many focused Q So, he was was I do you think, the I mean, truth, that the but buys time. I at the he team was generally saying funds? Madoff telling the manager know at hedge This mean the we data. don't in the da·ta was were just one o~ statements on this and letter. looking the really Okay. What about statement, "Please know we 12 13 14. 15 16 have this or I no communications to investors, or disclosures owners, if that made or from customers using investors strategy owners." persgective was ever Do you wasthere was true? know any statement to determine vetted? the mean, effort whether statement 17 A Not that I can recall. 18 19 (SEC Exhibit 10 was marked for identification.) 20 21 handwritten MR. KOTZ: dated Okay, I'm going to marked show as you Exhibit some 10. notes 1/29/2004, 22 23 24 25 It's wanted were, a series to if get any (The of a of notes sense them in of were different do you know handwriting. whose handwriting So, Chris they yours, etcetera. the document.) witness examined MADOFF EXHIBITS-00177 Page 1 2 3 61 anybody information A who had provided as Say part that of the information work to get exam? further on this again? 4 Q You don't remember any point in time that folks on 5 6 7 your team went back to somebody to get more information you received A documents I believe from we went Madoff? and did a second request to after 8 · Madoff, 9 10 but in terms of other NASD, I don't other information. outside us going sources, besides sources possibly or any recall to any other 11 Q Okay. If you see in here there are references on 12 13 14 15 16 the first strategy; not high. page: "Returns are too consistently strategy, the high for this option trading is not doing that How does because options? he trade He doesn't this strategy. understand Perhaps he how he consistently doesn't really use makes money off the strategy. 17 The volume of options trading doesn't seem to be 18 19 20 enough to protect traded bells the size differently." of the equity trading. Perhaps ring at he options in terms And does any of this issues you were any of some of the looking 21 22 about what the options, he's saying about he's the fact that perhaps he doesn't do doing? 23 A Well, I think that's the whole reason why we were 24 25 looking particular into his with strategies, this black his trading strategies in that he box, which is the strategy MADOFF EXHIBITS-00178 Page 1 2 3 4 62 was using to to, out, trade you is and with. know, trying how he And the to gets so I think what issues trading from I recall that in were addition pointed that he front figure these running out the returns strategy these uses 5 strategies. 6 7 8 9 we 9 A sent And All what I did you is to figure at some out point I not about we don't have that? box things any at that up and recall up what everything as to NYRO. or And may recall found specifics we may 10 11 point we were unless working you can on this show and me something. then I don't Because want to from say my view 12 13 suddenly, So we didn't but at finish some our point exam in in time D.C. it was sent to New York. 14 BY MS. STEIBER: 15 Q How long does it usually take you to finish an exam 16 17 18 from tip A to It's concluding so varied memo, on if the there is a concluding of the exam. memo? Are complexity you saying for cause? 19 20 take Q for a For cause cause, exam in to your be experience, completed3 how long does it 21 22 A Q I would just be guessing. I mean, months. Months? 23 24 25 would A Q seem Months, So like maybe; you know, so several months. over six months several a long months, time? anything MADOFF EXHIBITS-00179 Page 1 2 recall 69 A that. I don't recall. No. As I sit here today, I don't 3 4 5 document. February MR. KOTZ: This 3, 2004, is Okay. an e-mail Why don't from We're you we show to Mark to you the next Donahue, it as 2:20 p.m. going mark 6 7 8 9 Exhibit Will you 13, take and it a look is an attachment at this (SEC of three pages, as well. document? Exhibit 13 was marked for identification.) 10 11 12 MS. MR. BY STEIBER: WILSON: MR. KOTZ: You Yeah, might it got have cut to off. show her that. 13 14 15 Q or at A Yeah. had Yes, it Okay. a hand appears It in does drafting so. appear this? as if you drafted this, least 16 17 second Q page, Okay. And you can see that you say in here these on the four "Commission revenues generated from 18 19 20 institutional of commission this clients revenues trading account generated strategy for the for has overwhelming the firm since made majority 2001. Obviously, yielded 21 22 23 24 25 unbelievable is well-guarded A majority Q profits, which would explain why this strategy by Madoff." at the profit What did numbers you mean by that? they make up a Looking of his revenues. did you mean that it was "unbelievable What MADOFF EXHIBITS-00180 Page 1 profits?" 70 2 3 A Q I But don't do recall you recall what that I mean there by unbelievable. was a concern that 4 these profits were not believable? It seems as though you 5 say that here. 6 7 8 9 10 11 12 13 14 15 16 17 18 19 was look profits, use, would A unbelievable, Q A Q A Q I don't I believe mean that the if you unbelievable, that. mean by when I say imaginary, would Okay. Large Okay. High Okay, unbelievable So what profits. unbelievable? profits. but I mean profits, that that that's And by issue then Madoff. of Madoff's it could probably says Do in you the mere fact of words the matter these you the large, want OC high to exam whichever would be? what there be was look A Q that into, I something how believe we were that what doing. the you strategy did to Okay. "well-guardedl into this know unbelievable profits? 20 21 22 23 24 25 A February are first from many, Well, 3, so 2004. that I believe We were was our we did doing response. This production, follow-up, follow-up This information which according questions was taken was yielded to which from the the document the first production. document gathered follow-up questions. MADOFF EXHIBITS-00181 Page 1 BY MS. STEIBER: 71 2 Q At the time did it strike you as strange that he 3 was making a majority of his profits from this hidden, 4 5 unknown, market hedge maker? fund side, rather than from his well-known 6 7 8 9 10 11 12 13 14 15 16 17 not A could did make follow-up Q or I I a don't decision believe at at that that time, moment which at I that think time is that why we I questions. But do you wow, trading Madoff's market r wasn't. to KOTZ: STEIBER: me Okay. Is that 13 or is that part of 12? to remember here entity. business at is the time, unknown Swanson trading an making entity, more or Donahue anyone shouldn't saying, say side of this It's entity. but profit this not unknown than his A said that's well-known No. anything MR. MS. maker? Noone that -affect. the three of them -had 18 MR. KOTZ: Okay, yeah. So the next document I'm 19 20 21 22 going going to to show mark you it is as a series 14. (SEC of notes dated 2/4/04. We're Exhibit Exhibit 14 was marked for identification.) 23 24 (The BY MR. witness KOTZ: examined the document.) 25 Q Okay. Are these your notes? MADOFF EXHIBITS-00182 Page 1 A Yes. 72 2 Q Okay. They are your notes. Great. And so there 3 was a conference call with Madoff on 2/4/20047 4 5 6 A Q A Apparently, Do I you remember yes. remember a that couple at of all? calls with Madoff. 7 8 Q A Which Peter, Madoff I believe. would that be? Bernie? 9 10 11 from Q like A Could "Because "Because you kind market market of go through these required for model notes? Start conditions conditions did not 12 13 present Q itself, What therefore does that no mean? trading Doyou activity." know? 14 15 16 there he A was said 1 no because can guess that activity, were may be and there maybe were we periods askedwhy. for where And the trading there no market conditions 17 18 19 20 21 22 23 model, of time, 0 A Q A so that the model There did was not no generate trading present any activity trading for because that the algorithms. because Okay. Strategy Okay. The same, the opportunity didn't itself. doesn't operate all the time. number 2, "The same as a commission." 24 25 Oh, means. we must It have means been the asking same as what a commission equivalent "When a dealer commission. MADOFF EXHIBITS-00183 Page 1 2 73 trades, execution charge on a dealer commission trades, equivalent; no compensation compensation charged for on a 3 4 principal trade." Number 3, "All identified." Six, "Black box model 5 6 7 8 that the executes strategy Q Do what this the gets you strategy. executed." remember black box if The black box determines when you asked was? him any guestions about model 9 10 we had A Speci~ically, discussions with I him don't about recall, the but black I'm box pretty model. sure 11 12 Bernie or MS. Peter? STEIBER: When you say with him, you mean 13 14 15 16 17 different Peter on THE WITNESS: this MR. THE black matter. KOTZ: WITNESS: box With Peter. I believe we dealt with Okay, go "Madoff on, 15. has" -"Madoff something has built -"15 15 systems." Oh, 18 19 different percentage black of box correlate systems to over the the S~P years. 100, On variable by the determined 20 21 client's smallest risk list parameters. of securities. 95% correlation Took an index has fund to be doing using S~P 22 23 24 500, 100% correlation. If you want securities to Strategy achieve can be using 95% used S&P correlation, to 100. must the determine which achieve 25 strategy. Client tells you the percentage of correlation the MADOFF EXHIBITS-00184 Page 1 client wants. Specific conditions: All securities must be 74 2 3 4 resident which eligible. in stocks S&P 100 you Has to index to" dollar must -- be greater. something -- Will "each dictate security is have be wages. 5 6 7 8 9 time test Takes model, the security and runs it throu~h Correlation a back is than No is test, a historical If database. derivative the is cell continually percent, discretion then monitored. the the model part greater order. five triggers of Madoff. on Everything determined 10 11 by the box. black box." So this wasthe discussion on the black 12 BY MR. KOTZ: 13 Q So what does he mean, that no discretion on the 14 15 part of A Madoff? The black EverLthing box has is determined set by the black based box? on algorithms that 16 17 certain Q ~ criteria But the it will black go ahead box and trigger when to a cell buy order. and sell. determines 18 19 20 these A Q That's And was my understanding. this an effort do to you try think? to ask him about unbelievable returns, 21 22 23 24 A But black equivalent I don't that works. also. know, this But specifically, seems ask them about to stem the high returns. I know box discussion we did on how the the commission about 25 Q Did he seem to give you any real information about MADOFF EXHIBITS-00185 Page 1 2 3 4 75 all how the the black box works? We don't black he It have out just kind of says to is it makes it. decisions. this A Well, anything that the do with incredible? and There's box talks there about correlation what 5 6 7 stocks they're taking are just notes. being three used. pages, they I mean these I don't talk about notes here, although only one think I was the uses But how each 8 9 10 correlations, just of the these first conditions. call then at I mean, where that perhaps getting I mean, this was a flavor the telephone box, and we were point. black it's not 11 12 unusual numerous for other us to have calls. one call, which would then trigger 13 14 15 two Q A perhaps, Do you remember we did that there have being numerous other calls? one or I remember around a couple, a few more, time period. 16 Q Do you remember if Peter Madoff or Bernie Madoff 17 18 ever returns? did explain how this black box was able to get these 19 20 21 A don't recall Based on this, unless beyond you can show me something, our notes, that I anything questions that and possibly to that. the ~ollow-up we had may relate 22 23 24 Q to Or, Did you generally Madoff did that feel satisfied answered after your you talked guestions? Peter how that go? he had kindof 25 A Well, I think what we normally do is once we get MADOFF EXHIBITS-00186 Page 1 BY MR. KOTZ: 81 2 3 4 Q recollection disclaiming Okay. about himself Does this this to refresh any more of your issue about advisor? Madoff particular be an investment 5 A It doesn't bring up any specific thoughts or 6 7 8 9 memories. followed can't asked I would up with think that at this point we may have asking request we must for, if have, and we I another based document first clients, request document which remember for the on our of all names 10 11 12 13 because here the he's identified know their clients by years. But if and This she says we don't 15-client classifications I don't know. the doesn't exemption, refresh exemption, anything. 14 Q But, looking at this, would you agree that this 15 16 17 would be A Q something I'm Well, that aware I'm just should that asking be it followed-up on? on. not wasn't you. followed-up 18 19 running A It with. seemed like this was something that Gen was 20 21 have Q been But you would up on, agree that it it's was something or was that not? should followed whether 22 23 24 25 A Q area, like I believe And in it that, order make sure, to get absolutely. really to go to the the expertise IA side if in this an issue wouldn't this arose? sense MADOFF EXHIBITS-00187 Page 1 THE WITNESS: I don't know. I mean, it's with the 84 2 3 4 5 SEC internal. something with Mark that and MS. So that you another STEIBER: information get from, chief, you felt it's because so. like my understanding she had an issue is could branch But she was comfortable 6 7 8 working frustrated? sounds with Donahue Like when a at this she time, says, frustrated. that "beat she a dead wasn't horse," it like she's little 9 THE WITNESS: Right. No. I didn't have that sense 10 11 as I said at I this am time aware while that she we were had working issues with on Madoff Mark together. 12 13 14 15 subsequently at came this time thereafter. I wasn't this KOTZ: And so, aware it was you know, that's because why I say Madoff Madoff, lodged. earlier BY when MR. complaint was 16 17 issues? Q Do you have any sense of the general nature of her 18 19 20 21 22 Miles A working Q A I don't. with Did No. I just but share at all. He was don't mean think specifically she was I very happy recall. for Mark? from He had Mark, you Not I can't any concerns Actually, at the about Mark Rockville working and I came & Stockbridge. office. 23 24 25 a stellar meet very reputation here again and at in the I firm, love and we just with I would so happened He with to is him up OC. working and mark. work personable knowledgeable, MADOFF EXHIBITS-00188 Page 1 2 85 again think today. that was But just some one people instance. just don't get along, and I 3 BY MS. STEIBER: 4 5 9 A And Yes. are you still friends with Mark today? 6 7 9 A Did I you talk saw to him him at about the your metro. testimony? I think it was actually 8 9 10 11 12 Thursday hugged you we I and him I'm he was said going hello. in on up and And I I was said coming I just about me down. wanted Madoff. telling And to I let And and know had no coming Monday to talk substantive in. discussions besides him that was coming 13 14 15 minutes, MR. okay? THE KOTZ: All right. Why don't we take a few WITNESS: Do you by any chance know how much 16 17 18 longer the SEC you'll that MR. need I have KOTZ: me? to Because take care Let'sgo I have of another production to today. off the record. Okay. 19 20 thins on THE WITNESS: the record? Can I actually just say one other 21 MR. KOTZ: Sure. Sure. 22 23 24 against chief. THE WITNESS: Mark There Donahue was some and When this complaint who was is It was lodged the branch whatever former OCIE Branch Chief internal, I think. 25 group outside group handles those types of complaints. Gen MADOFF EXHIBITS-00189 Page 1 2 what Would were you the have level viewed of priorities this Bernard of different one projects. as a 90 Madoff 3 4 particularly the market high timing priority or other or lesser priority than some of projects? 5 6 7 8 A on that, I don't because that think you're you that working I would set a level of priority on if aren't on a matter the entity. depending Because you documents don't have received from from your you documents document request, 9 doing as much as you would be once you received that. So 10 11 it's there quite was possible down-time that on Madoff some of exam was fit the other in whenever because projects, 12 those projects also entailed very large volume document 13 14 15 16 17 productions. projects was said readjust So I don't at that in. this the think It that I prioritized what any of my I had and what to me and I time. But, needs of to was basically if first someone over coming that course, be done came this, then schedule. 18 19 Q something Did else? anybody come to you and say do Madoff over 20 A Not that I can recall. 21 22 given Q Were there like other that? times where other projects were priority 23 24 25 A was very Perhaps quick. very the It market came timing at that time, We had since to get it on very quickly. documents quickly. MADOFF EXHIBITS-00190 Page 1 2 training? 91 Q Okay. You When you first know, about how to joined do an OC, did exam? you have any 3 4 A something It's that really myself on-the-job along with training. other I mean, individuals that in the was 5 group wanted to have more formalized training. We thought it 6 7 was very formal important training, but to bring it just people didn't on and do some type happen for some of reason. 8 9 10 And your those from training was really already on-the-job on the job as well and as talking help to people them. who were getting 11 12 to Q spot So you fraud or didn't something have any like training that? in, you know, how 13 14 type A of No. training I don't. at And I don't But no, know I if they it's have a that OC now. mean, team. 15 16 17 It's with and very other you get much more a team environment people, that as where so well. you you are learn put from on a team them experienced from direction 18 19 20 21 22 been and 9 operations A Q brought Is itfair are to pretty agree; say that Madoff's trading strategies complex? it's complex. obviously, to this information exam, different has I So, would I to mean, light you know, subseguent 23 24 25 situation that at involving least in your Bernie Madoff. But given is the have it lack fair of to say situation, that it particularized training, would been difficult MADOFF EXHIBITS-00191 Page 1 2 100 question that BY we would MS. STEIBER: ask of any broker-dealer firm. 3 4 5 6 7 8 Q A requested those so he's And I did you that find that Madoff this to this always is on was cooperative? whenever us with we found throughout he seemed again, process, provide a voluntary avoluntary documents, documents. going to And, to produce production, basis documents pursuant these questions. 9 10 11 12 that Q responds And did to you your or find document someone you it odd at all that rather he than is the his one reguest else know, I at don't compliance A officer No, because, the firm? know the extent of 13 14 15 16 his had which didn't. involvement as much was in information the broker-dealer, as their But chief it but it appears that officer, he compliance wouldn't strike Peter at this time. me. It 17 18 document Q Did reguest you recall from the ever CEO receiving of a a company? response from a 19 20 A Not BY that MR. I KOTZ: can think of off the top of my head. 21 Q The document we showed you before, it talked about 22 23 24 that Do you book is of the that? examination was front-running. Right? remember A Yes. 25 Q Now, were the guestions that you asked in the MADOFF EXHIBITS-00192 Page 1 2 103 that Madoff A was using? that I can recall. Not 3 4 you've Q got Doyou do any follow-upwith these 16 institutions the names fort 5 A Not that I recall. I know I did not. 6 7 with Q those Would that have been normal to do the follow-up institutions? 8 9 A I think it depends. Youhave to be really careful when you contact other people you don't want to scare 10 II clients. So I think that's an internal decision that's made So once you go outside to the clients of the by the staff. 12 13 14 entity that you're examinin~.that could scare their clients, and that could cause business issues. any -- not that I can recall So I was not privy to of whether we -- discussions 15 16 were goiny to just call these clients, but I knowthat I did not. 17 BY MS. STEIBER: 18 19 20 21 Q Okay. Can I ask you a guestion? Youmadea point doesn't he have to make his books and you? of saying that Madoff was voluntarily comglying, but as a broker-dealer available to records 22 A Right. What he was sending us our documents 23 24 25 pursuant to, if he were to say I'm not going to send you something, we could go to enforcement and get the subpoena for those documents. So that's what I mean in that sense. I MADOFF EXHIBITS-00193 Page 1 2 (SEC Exhibit identification.) 27 was marked for 106 3 MR. KOTZ: Okay. Show you another document. These 4 5 are some notes. 3/18/04, two pages It says on the top "Madoff," and it says of notes, marked as Exhibit 27. 6 7 8 (The witness THE WITNESS: BY MR. KOTZ: examined These are the document.) my notes. 9 Q So can we go on we these then? 10 11 12 13 14 15 16 A that Sure. These first couple e-mail are the same questions that call you saw on the previous there 2004. funds was the you just with typed out. on with Apparently, March clients, 18, conference Bernie The question, allocate certain program. of the I guess, amount "Communications of money to trade. Money amount is the authorized goes into agent Investment client. manager/advisor 17 Calls Madoff regarding amount of money to invest. 18 19 Account statement sent to the fund itself. based on strategy Only directive Madoff communication because 20 21 22 23 follows calculated prices, of the the criteria by Madoff; average day. and enters settlement stock into the box. No profit/loss statements, at the end must date on account average 50." price trades, price DVP: commissions A/P equals Oh, that 24 25 be like would be a trade 50.04, at 50, the commission billed because the four cents would to the client be the MADOFF EXHIBITS-00194 Page 1 2 107 commission S&P index. equivalent. When he's in/out, and then something 3 Q Okay. So looking over the notes, does that refresh 4 5 6 7 8 your recollection anything further than the words on the gage in terms A appeared questions. of what was discussed No. that Not as to this he was answering in these conversation, meetings? no. It just some questions, follow-up 9 10 11 12 13 Q would questions that the A When you would off seem more the to phone have have with a conversation him. Was it or more I mean with a sense was it the Madoff that the you get been he answered, the sense there some answers gives of both; questions he answered are. A combination 14 15 questions spawn at and the then end of some the questions call with he answered which with could everyone a discussion 16 17 further a combination questions of and need both. for clarification. So it's really 18 19 with Q you? Did you get the impression he was being forthright 20 21 phone A call I did. and I mean feeling I don't there recall was ever feeling getting uneasy. off of a like 22 23 24 Q call and A Did anybody feeling Not to else express ever getting off the phone uneasy? me. No. Not to me. 25 (SEC Exhibit 28 was marked for MADOFF EXHIBITS-00195 Page 1 2 the 112 any of Q members Do you of the remember team that in general in fact the he conclusion was front-running? of 3 4 5 A recall. on, and I No. This wasn't I is don't. just lead It's one on five many so years exams it's ago. that another I I really working don't of this, was thing where I 6 7 was the leading lead other examiner exams, attorney. so I recall more of that since I was 8 9 10 11 Q Genevievette March 25, Okay. to 2004, I'11 Mark 3:10 show with p.m. a you copy Mark (SEC another to this Exhibit document Mark Exhibit 31 was from to 31. marked for and you dated 12 identification.) 13 14 (The BY MR. witness KOTZ: examined the document.) 15 16 17 Q conclusion A Do you remember do appear anything to be in about sync? this for a they No. 18 19 of Q work was But I done. mean It it is looks fair like to say there a was substantial guite a bit amount of 20 21 analysis exam. by Genevievette and probably others in the Madoff 22 A She appears to and it's quite possible that she was 23 24 25 lead and but of there this this because seems to be of all this analysis. that I she was She did a portion with, a portion that running was not something recall analyzing. MADOFF EXHIBITS-00196 Page 121 1 2 3 Q group A So it's also about a year and a half after on it? your started Yeah. working 4 5 6 7 8 Q So I mean, you know, we were talking things take. There was a year group about Madoff. before about exam how long these that right? A Hm-hmm. and a half Is that was conducted by your 9 10 0 A Yes? Yes. 11 12 13 have that Q been Okay. able to From looking look at at our records, that we noted, indicate was a we documents 2003, seem to 2004, it from about December to April 14 15 significant mails that amount of work. refer to the fact And then we have a couple that there should of eon be a focus 16 17 18 19 mutual we don't Madoff. A fund cases. have Do you I don't. Between that of records why that time period of a lot and a year on later a lot know of work done would be? 20 21 it Q was Do you remember a big lull being worked on for several in the Madoff case where months? Eric Swanson 22 23 24 says, little well? "We're fairly happens for suspicious," a year. and then it seems like very NYRO works on it as And then 25 A Yes, that's what happened. MADOFF EXHIBITS-00197 Page 1 2 case Q was So like there in was limbo? a long time period where the Madoff 122 3 4 reason, A no That work there was was being no activity on this on Madoff. exam. For some done 5 MS. STEIBER: Would you call it like a decision 6 7 from someone THE to put it on I the don't back know. burner? I mean it could be WITNESS: 8 that with everything else that was going on in the office 9 10 11 that that burner. there case, It was there just more was activity not an that on other types pull because of it there projects. off were In the back other affirmative way happened 12 13 14 15 issues that I were don't that In going know. this my on I was in that time. recall taken now, it's don't purposely back hearing off and from put as Mark on you or the had anyone back else burner. looking exactly 16 17 18 19 described projects Madoff then. it. in there the There office just was a lot have a lot of activity, precedent and then and other then time may not taken of was activity at that 20 21 22 Madoff 9 case BY MR. And so KOTZ: the be amount affected of work by your you would higher do ups. on the Right? would 23 24 How would you know that there wasn't supposed to be too much activity? 25 A Sure, the branch chief; I would know that from my MADOFF EXHIBITS-00198 Page 1 2 Swanson 127 Q and Did you hear Shana Madoff? about the allegation regarding Eric 3 A Yeah. 4 Q What do you think about that? 5 A I don't think he was dating. I don't believe he 6 7 8 9 10 was dating engaged I read was don't Shana back then at that time. He was actually why, you know, But that I think time. he So I to another this and and woman, I think. it another looks So that's like. I know what engaged to dating know. woman at 11 12 13 be Q a well A But known we've figure. had some e-mails, Bernie Madoff seemed to Absolutely. 14 15 16 17 18 Q into but guy, other So do you think decision? put it on the probably that necessarily burner, that could to this stop have played at a role it, the to Not back looking guy's Let's a well-known look at some there's matters7 nothing there. 19 20 21 A being mean. Perhaps. I don't have like, that, any recollection but so of anything Madoff, that is told Yeah, to me; nothing nothing like it's I think Bernie that I the 22 23 24 likelihood as been theory that to that, that's that you know, what affect. I probably But would nothing conclude has well said maybe me to happened. 25 Q So, I mean, you are aware I guess that NYRO did an MADOFF EXHIBITS-00199 Page 1 exam, then there was an enforcement exam? 128 2 A I was not aware of the enforcement exam. 3 4 exam? Q Did you ever find out what happened with the NYRO 5 6 A No, I was leading a New York Stock in the office Exchange Exam who had a lot of and I was one of a few people 7 8 9 10 11 the projects, Q so it wasn't something I followed up on myself. looking at it And, you know, given you guys started ofa lull, but then NYROpicked of time, have and it was kind looked at it explanation it up and for guite of how the a period SEC could do you have any this? missed 12 13 14 15 stated of, A Q that I don't. I have with no theory. how OC does things, some have In connection there's a check sort of an approach You check when you do an exam off all the boxes and you know, list. 16 17 18 19 20 you may not see kind of a forest that could that it could possibly that seems for the threes, on? do you think I mean how examination be what was going there everybody one of the be explained yet, Well, it was substantial didn't. issues, of Madoff, A I think and this is 21 22 something to provide that I along with some colleague training. thought, need you need to make meaningful And you also 23 24 sure you have people experience in the office who have industry and can spot these who have been in the industry 25 issues based on experience. And, certainly, I'm not saying MADOFF EXHIBITS-00200 Page 129 1 Z you have to fill the entire staff with experiencedpeople, because that's not just practical. They should be able to 3 4 teach people whoare just comingin whodon't have that kind of experience. 5 6 But I think back in 2003when came,it wasa very I young group and a group of people who wanted to be trained 7 8 9 10 moreand probably there should have been better training. And I think that for me, that was one of the issues that I had with the group. problem. I think that could be part of the II 12 Q A training. So you felt like you weren't adeguately trained to these comglex matters? deal with all 13 14 Well, I think that there could have been more You know, when we went on site, when we were 15 16 17 trained by other attorney-examiners whohad been there, so certainly that is just as important. But whenyou s tart to get really busy, those people are harder to go to because 18 19 their ownplates full of their ownwork. So having more formalized training would help that group. 20 21 22 P research A So you felt in certain ways you had to kind of things Sure. by yourself to figure them out? 23 25 Q So, you know, it might have been better if you 24 either had some training on it or been able to go to somebody and get that information, rather than trying to figure it out MADOFF EXHIBITS-00201

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