American National Insurance Company (ANAT) : Company Profile and SWOT Analysis by WMIntelligence

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									American National Insurance Company

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American National Insurance                                          Financial Snapshot

Company                                                              Operating Performance

                                                                     The company reported revenue of US$2,987 million
Fast Facts
                                                                     during the fiscal year 2012 (2012). The company's
                                One Moody Plaza, Galveston, Texas,   revenue grew at a CAGR of 4.52% during 2008 -
Headquarters Address
                                77550, United States of America      2012, with an annual decline of 1.19% over 2011. In
                                                                     2012, the company recorded an operating margin of
Telephone                       + 1 409 763 4661
                                                                     6.40%, as against 6.31% in 2011.
Fax                             + 1 409 763 4545
                                                                     Revenue and Margins
Website                         www.anico.com

Ticker Symbol, Stock Exchange   ANAT, NASDAQ

Number of Employees             3,075

Fiscal Year End                 December

Revenue (in US$ million)        2,987




SWOT Analysis

Strengths                       Weaknesses

Broad portfolio of products     Growing debt

Strong credit ratings           Limited scale operation

Strong distribution network

Opportunities                   Threats

Aging population in the US      Changing regulations

Recovering US auto industry     Fluctuations in interest rates

                                Natural calamities




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American National Insurance Company - SWOT                                                                Page 1
Profile
American National Insurance Company

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TABLE OF CONTENTS

1     Business Analysis ................................................................................................................................... 5
    1.1       Company Overview ......................................................................................................................................... 5
    1.2       Business Description ....................................................................................................................................... 6
    1.3       Major Products and Services ........................................................................................................................... 7
2     Analysis of Key Performance Indicators ............................................................................................... 8
    2.1       Five Year Snapshot: Overview of Financial and Operational Performance Indicators ....................................... 8
    2.2       Key Financial Performance Indicators ............................................................................................................ 10
      2.2.1       Total Revenues and Operating Profit ......................................................................................................... 10
      2.2.2       Total Premiums Earned ............................................................................................................................. 11
      2.2.3       Asset and Liabilities ................................................................................................................................... 12
      2.2.4       Gearing Ratio ............................................................................................................................................ 13
      2.2.5       Valuation ................................................................................................................................................... 14
    2.3       Competitive Benchmarking ............................................................................................................................ 15
      2.3.1       Market Capitalization ................................................................................................................................. 16
      2.3.2       Efficiency................................................................................................................................................... 17
      2.3.3       Total Premiums Earned ............................................................................................................................. 18
3     Recent Developments ........................................................................................................................... 19
4     SWOT Analysis ...................................................................................................................................... 21
    4.1       SWOT Analysis - Overview ............................................................................................................................ 21
    4.2       Strengths ....................................................................................................................................................... 21
    4.3       Weaknesses .................................................................................................................................................. 21
    4.4       Opportunities ................................................................................................................................................. 22
    4.5       Threats .......................................................................................................................................................... 22
5     Company Statement .............................................................................................................................. 23
6     History .................................................................................................................................................... 27
7     Key Employees ...................................................................................................................................... 28
8     Key Employee Biographies ................................................................................................................... 29
9     Locations and Subsidiaries .................................................................................................................. 30
    9.1       Head Office ................................................................................................................................................... 30
    9.2       Other Locations and Subsidiaries .................................................................................................................. 30
10    Appendix ................................................................................................................................................ 31
    10.1      Methodology .................................................................................................................................................. 31
    10.2      Ratio Definitions ............................................................................................................................................ 31
    10.3      Disclaimer ..................................................................................................................................................... 35




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American National Insurance Company - SWOT                                                                                                                             Page 2
Profile
American National Insurance Company

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List of Tables

Table 1: Major Products and Services ............................................................................................................................ 7
Table 2: Key Ratios - Annual ........................................................................................................................................... 8
Table 3: Key Ratios - Interim ........................................................................................................................................... 9
Table 4: Key Capital Market Indicators ............................................................................................................................ 9
Table 5: History ............................................................................................................................................................. 27
Table 6: Key Employees ................................................................................................................................................ 28
Table 7: Key Employee Biographies .............................................................................................................................. 29
Table 8: Subsidiaries ..................................................................................................................................................... 30




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American National Insurance Company - SWOT Profile                                                                                                                   Page 3
American National Insurance Company

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List of Figures

Figure 1: Total Revenues and Operating Profit .............................................................................................................. 10
Figure 2: Total Premiums Earned .................................................................................................................................. 11
Figure 3: Financial Position ........................................................................................................................................... 12
Figure 4: Gearing Ratio ................................................................................................................................................. 13
Figure 5: Valuation ........................................................................................................................................................ 14
Figure 6: Market Capitalization ...................................................................................................................................... 16
Figure 7: Efficiency ..............................................................................................................................
								
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