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					 Vol. 5 No. 35   7601 W. Clearwater Suite #407, Kennewick, WA 99336   www.TuDecidesMedia.com   September 9th, 2011




 Salute to
Latin American Beisbol Night
 Royals vs. Mariners Saturday, September 10, 2011




  SPORTS: Floyd Mayweather              ENTERTAINMENT: “Mexico: The Royal               SPORTS: Ex-boxing
prepares for a title fight against     Tour” Premieres Exclusively on Vme > 23       champ De La Hoya admits
       Victor Ortiz > 26                                                                 addictions > 24
25                                                                                 You Decide – A Bilingual Newspaper                                                                                                                    September 9th, 2011

                  Sports                                                                                                                                                                                                         Table of Contents
Salute to Latin American Beisbol Night Royals                                                                                                                                                                            27 SPORTS: Salute to Latin American
                                                                                                                                                                                                                             Beisbol Night Royals vs. Mariners

 vs. Mariners Saturday, September 10, 2011                                                                                                                                                                               26 SPORTS: Floyd Mayweather
                                                                                                                                                                                                                             prepares for a title fight against
                                                                                                                                                                                                                             Victor Ortiz
                                                                                                                                                                                                                         24 SPORTS: Ex-boxing champ De La
                                                                                                                                                                                                                             Hoya admits addictions
                                                                                                                                                                                                                         23 ENTERTAINMENT: “Mexico: The
                                                                                                                                                                                                                             Royal Tour” Premieres Exclusively
                                                                                                                                                                                                                             on Vme
                                                                                                                                                                                                                         22 OUR FAITH: Let the Light Shine
                                                                                                                                                                                                                         21 YOUR MONEY: Credit Protection:
                                                                                                                                                                                                                             Understand the Costs, Limitations
                                                                                                                                                                                                                             and Alternatives
                                                                                                                                                                                                                         20 COMMUNITY: Redistricting
                                                                                                                                                                                                                             commission to unveil draft plans
                                                                                                                                                                                                                         19 COLUMN: Dave says: Big down
                                                                                                                                                                                                                             payment
                                                                                                                                                                                                                         19 COLUMN: From my balcony:
                                                                                                                                                                                                                             Renovation
                                                                                                                                                                                                                         19 TECHNOLOGY: Facebook to
                                                                                                                                                                                                                             allow further music integration
                                                                                                                                                                                                                         17 SPORTS: East-West Side Copa
                                                                                                                                                                                                                             Soccer Spike Off Tournament

                                                                                                                                                                                                                             Articles Western Washington

                                                                                                                                                                                                                         18w COLUMN: Felix says: Parents and
                                                                                                                                                                                                                              technology


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                                                                                                                                                                         September 9 at NOON                                               Melissa Hernandez
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                                                                                                                                                                            Game Date: Saturday, September 10,                             Graphic Designer
                                                                                                                                                                         2011 - 7:10 p.m.                                                   Tony Sandoval
                                                                                                                                                                            Pricing:                                                    Sales Representatives
                                                                                                                                                                            $18 View Reserved (normally $20)                    Annagrisel Alvarez, Dr. Claudia Romay
                                                                                                                                                                                                                                            Translations
                                                                                                                                                                            $32 Field Level (normally $40)
                                                                                                                                                                            $7 from each ticket sold benefits Espe-             Annagrisel Alvarez, Arlette Rodriguez
                                                                                                                                                                                                                                             Mari Page
                                                                                                                                                                         ranza!                                                             Staff Writers
                                                                                                                                                                            For tickets visit: www.mariners.com ★
                                                                                                                                                                                                                                  Félix Connection, Ismael Campos
                                                                                                                                                                                                                                            Distribution
 For the most lifelike experience, might we suggest a real-life experience? In the United States
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  lled with we offer the real stuff. Real joysticks. Real jets. challenge and wish to real that
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                                                                                       Wisdom for your decisions
   September 9th, 2011                                                                                                                      You Decide – A Bilingual Newspaper                                                                                               24

                            Sports
    Floyd Mayweather prepares for a title fight against Victor Ortiz
                                                                                                                                                                                                                                       one loves to hate, making millions on big
                     By Tim Dahlberg
                                                                                                                                                                                                                                       pay-per-view fights. He’s the star attraction
                      Las Vegas (AP)
                                                                                                                                                                                                                                       on HBO’s “24/7,” where last week the last six



F
                                                                                                                                                                                                                                       minutes of the episode featured Mayweather
        loyd Mayweather tries not to think
                                                                                                                                                                                                                                       and his father screaming at each other.
        about the Manny Pacquiao fight. Not
                                                                                                                                                                                                                                          The bad boy image isn’t just for TV. May-
        now, anyway, as he prepares for a wel-
                                                                                                                                                                                                                                       weather is involved in a half dozen different
terweight title fight Sept. 17 against Victor
                                                                                                                                                                                                                                       court cases, one of which could send him to
Ortiz.
                                                                                                                                                                                                                                       prison for felony domestic assault. In a sepa-
   Manny Pacquiao will have to wait. And,
                                                                                                                                                                                                                                       rate civil lawsuit, two men claim he orches-
unfortunately for boxing fans, it could be a
                                                                                                                                                                                                                                       trated a shooting attack on them outside a
long wait.
                                                                                                                                                                                                                                       Las Vegas skating rink two years ago.
   “When it’s all said and done, all roads lead
                                                                                                                                                                                                                                          “I don’t worry about that stuff,” May-
to Floyd Mayweather,” Mayweather said.
                                                                                                                                                                                                                                       weather said. “It’s going to be what it’s going
   It’s a road that hasn’t been traveled much
                                                                                                                                                                                                                                       to be.”
lately. Mayweather hasn’t fought since
                                                                                                                                                                                                                                          What he’s worried about right now is
beating Shane Mosley 16 months ago and has
                                                                                                                                                                                                                                       getting himself ready to fight Ortiz, who
only fought three times since beating Oscar
                                                                                                                                                                                                                                       so impressed Mayweather in his fight with
De La Hoya four years ago to become a pay-
                                                                                                                                                                                                                                       Berto that he reached out to make him his
per-view attraction.
                                                                                                                                                                                                                                       next opponent. Before that bout, Ortiz was
   He says he’s returning to the ring because                                                                                     }Boxers Floyd Mayweather Jr., left, and Victor Ortiz face off dur-
                                                                                                                                                                                                                                       best known for quitting in a fight he was
he got excited watching Ortiz beat Andre                                                                                               ing a news conference. AP Photo By Mary Altaffer.
                                                                                                                                                                                                                                       losing, and his relative inexperience also
Berto in his last fight. But he wasn’t going
                                                                                          ger, perhaps mindful that the Filipino sensa-                                              November fight with Juan Manuel Marquez.          should play into Mayweather’s hands.
to fight Ortiz unless he agreed to take blood
                                                                                          tion is suing him for defamation for allegedly                                                And, once again, a sport in dire need of a        Assuming Mayweather wins, he will be
tests to make sure he wasn’t doping.
                                                                                          making repeated statements that he thought                                                 boost once again won’t get the fight all boxing   42-0 and a champion once again at 147
   That’s a rule Mayweather says he now
                                                                                          Pacquiao was taking performance-enhanc-                                                    fans want.                                        pounds. But he still will be dogged by ques-
lives by. And, unless Pacquiao agrees to the
                                                                                          ing drugs. Indeed, he portrays his call for                                                   That didn’t seem to concern Mayweather         tions about the quality of his opponents, his
testing, he says there will be no megafight
                                                                                          random testing as his way of cleaning up the                                               as he got his hands wrapped before a workout      relative inactivity, and what seems to be an
between the two.
                                                                                          sport of boxing.                                                                           Friday in a gym that seemed even hotter than      aversion to fighting Pacquiao.
   ”I’m not ducking or dodging or hiding
                                                                                             Pacquiao, of course, sees it differently. He                                            the 108 degrees it was outside. He believes          By now, even the most optimistic boxing
from no opponent,” Mayweather said. “All
                                                                                          believes Mayweather is trying to impose his                                                that he not Pacquiao is still the biggest name    fans are beginning to believe the Pacquiao
I’m saying is if you’re the best, take the test.
                                                                                          will on him and doesn’t want any blood tests                                               in boxing, and he’s determined to play out his    fight will never happen. To Mayweather,
That’s all I ask and we can make the fight
                                                                                          too close to a fight.                                                                      career on his own terms.                          it doesn’t really matter because he really
happen.”
                                                                                             So Mayweather is fighting Ortiz. Pacquiao                                                  So far that’s made him a rich man. He’s        believes what he says that all roads in boxing
   Mayweather was careful not to accuse
                                                                                          will be on a tour this week promoting his                                                  been able to sell himself as the fighter every-   lead through him. ★
Pacquiao of using something to get stron-




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                                                                                                                                               Wisdom for your decisions
23                                                                 You Decide – A Bilingual Newspaper                                                                September 9th, 2011



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                                                                       Wisdom for your decisions
   September 9th, 2011                                            You Decide – A Bilingual Newspaper                                                                         22

                                         Sports
                        Ex-boxing champ De La Hoya admits addictions
        By The Associated Press             skills to generate crossover appeal among   to his late mother, Cecilia, who died of        cocaine,” De La Hoya said.
                 (AP)                       Latinos and whites.                         breast cancer two years earlier.                  “It took me to a place where I felt safe, it



F
                                              He began boxing at age 5, following in      ”There were drugs, my drug of choice          took me to a place where I felt as if nobody
        ormer boxing champion Oscar De the path of his grandfather and father. He       was cocaine and alcohol. Cocaine was            can say anything to me, it took me to a
        La Hoya says he has contemplated won an Olympic gold medal at the 1992          recent. The last 2 years, last 21/2 years and   place where I just can reach out and grab
        suicide and has been going to reha- Barcelona Games, delivering on a promise    I depended more in the alcohol than the         my mom.” ★
bilitation to treat drug and alcohol depen-
dency.
   In an interview with Spanish-language
network Univision that aired Tuesday, De
La Hoya said he has been sober for three
months after hitting rock bottom over the
past two years.
   ”Rock bottom was recently,” De La
Hoya said, according to an English-lan-
guage transcript provided by the network.
“Within a couple of years, just thinking if
my life was even worth it. I don't have the
strength, I don't have the courage to take
my own life but I was thinking about it.”
   De La Hoya says he has been sober for
three months after undergoing treatment




                                                           400 NEW SLOTS
                                                           GO FOR A SPIN

    }Oscar De La Hoya. AP Photo by Reed Saxon.

and joining Alcoholics Anonymous.
   He said he was unfaithful to his wife and
                                                           Need we say MORE?
that they temporarily separated.                           C a sino. H ot e l . RV. M u se u m . G ol f. D ining.
   “We are obviously not talking a Tiger
Woods here, but I was unfaithful,” De La
Hoya said.
   De La Hoya retired in 2009 after a
16-year career in which he won 10 world
titles in six divisions and became boxing's
most popular fighter.
   De La Hoya was thoroughly beaten by
Manny Pacquiao in his last fight. He won
his last title in May 2006, beating Ricardo
Mayorga in six rounds for the WBC light
middleweight belt. He finished with a
record of 39-6 and 30 knockouts.
   Known as “The Golden Boy,” De La Hoya
transcended his sport, using his bilingual


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                                                                   Wisdom for your decisions
 21                                                         You Decide – A Bilingual Newspaper                                            September 9th, 2011

              FOR SALE OR LEASE                                                  Entertainment
                                                                               “Mexico: The Royal Tour”
                                               FOR LEASE
                                                                             Premieres Exclusively on Vme
                                            800 W Court Street
                                                 Pasco




11,000 SF of divisible space for Lease. Located on the corner of 8th &
Court Streets, this property offers high traffic count, ample parking and
perfect for one or several businesses. PRICE REDUCED!




          FOR SALE
      1603 W Lewis Street
            Pasco


                                                                                             New York                        with Calderón for a frank discussion of the



                                                                            A
                                                                                                                             current state of affairs in his country, as well
GREAT LOCATION! 2,969 SF Building with 4 overhead doors,                              iring Exclusively in Spanish on        as the President’s war on the drug cartels.
heated shop and lift. All new interior – new windows— new stucco                      Vme, “Mexico: The Royal Tour”             “We’ve been given extraordinary access
exterior. Office Space—Showroom Area!                                                 Premieres Friday, September 23         to both a country and its leader during
                                                                            President Felipe Calderón Joins Host Peter       a pivotal time in Mexico’s history,” says
                                                                            Greenberg on a history-making tour of his        Greenberg. “While we explore many of the
                                                                            country NEW YORK, September 6, 2011              little-known gems of this country, Presi-
                                                                            -- Vme, one of America’s largest Spanish         dent Calderón also takes me inside his
                                                                            networks presented by public television,         state-of-the-art, top-secret security bunker
                                                                            announces the Spanish broadcast premiere         and discusses the drug battle and what it
                                         FOR SALE OR LEASE                                                                   really means to travelers. It’s an eye-open-
                                                                            of Mexico: The Royal Tour a one-hour
                                              202 N 10th                    special featuring an in-depth, one-on-           ing, once-in-a-lifetime experience I get to
                                                Pasco                       one country tour led directly by Mexico’s        share with viewers.”
                                                                            head-of-state. On Friday, September 23nd            Where to Watch Vme –
                                                                            at 9pm (ET) on Vme, and again on Satur-             In more than 40 markets, Vme is avail-
                                                                            day, September 24th at midnight (ET) and         able free over-the-air, and on basic digital
                                                                            on Sunday, September 25th at 3:00pm(ET),         cable. Vme is carried nationally via satellite
Previous Bank Building located on the corner of 10th & Lewis Streets.       host Peter Greenberg, the Emmy© Award-           in the basic and Hispanic packages of Dish
Over 10,900 SF on three floors. Centrally located. High Traffic Area.       winning CBS News travel editor takes the         Network and DirecTV and on Verizon
Three Drive-Thru windows. Many options! FOR SALE OR LEASE                   viewer on a journey deep into Mexico             FiOS and AT&T U-verse where available.
                                                                            showcasing the country through the eyes          For local channel information go to vmetv.
                                                                            of its leader, President Felipe Calderón.        com/estaciones.
                                                                               In this groundbreaking one-hour                  About Vme -
                                                                            Spanish premiere, produced by Check Six             Vme is Contigo to Hispanic families
                                                                            Productions and WNET New York Public             delivering drama, music, sports, news,
                                                                            Media, Calderón and Greenberg travel             current affairs, Latin cinema, food, life-
        FOR SALE OR LEASE                                                   the country from Chihuahua to Cozumel,           style, nature and educational preschool
            1800 E 7th                                                      from whale watching in Baja to rappel-           content. The 24-hour Spanish network,
             Kennewick                                                      ling 110 stories down the Cave of Swallows       partnered with public television stations, is
                                                                            in San Luis Potosi. The two men zip line         currently available in more than 10 million
                                                                            high above the rainforest and dive Mexi-         Hispanic homes. Vme is the first venture
                                                                            co’s mysterious cenotes and underground          of the media production and distribution
                                                                            rivers. Calderón takes Greenberg on a            company, Vme Media Inc. To find out
                                                                            tour up - and then deep into the fascinat-       more please visit www.VmeTV.com
NEW LISTING! Now available for lease is this 16,920 SF warehouse/           ing pyramids of Chichen Itza, Calakmul              About Peter Greenberg and “The Royal
office building off Commercial Street. 2.2 fences acres. Refrigeration      and Teotihuacan. They head to Palenque,          Tour”.
Area. 5-Truck Doors-4 Dock High – 1 Dock Ramp.                              where a secret stairway yields centuries-           Peter Greenberg is America’s most rec-
                                                                            old Mayan carvings in a hidden chamber;          ognized, honored and respected front-line
                                                                            and in the village of Metzabok, Calderón         travel news journalist. He is the Travel
                                                                            and Greenberg travel with the Lacandona,         Editor for CBS News, and appears on The
                                                                            descendents of the Mayans who continue           Early Show and across many CBS broad-
                                                                            to preserve their ancient traditions in an       cast platforms. Greenberg produces and
                                                                            ever-evolving country.                           co-hosts one-hour television specials
                                                                               The program doesn’t just tour the iconic      called “The Royal Tour®,” which feature
                                                                            and historic sites of Mexico; it also explores   personal, one-on-one journeys through
                                                                            many of Mexico’s unique and lesser-known         various countries with their heads of state.
                            509-943-5200                                    sites, all of which are accessible to travel-    To date, countries have included Jordan
                                                                            ers. The tour also takes a personal turn for     with His Majesty King Abdullah II, New
                  509-551-7122—Kevin O’Rorke                                the President as he takes Greenberg on a         Zealand with Prime Minister Helen Clark,
                          Se Habla Espanol                                  surprise visit to the home where he grew         Peru with President Alejandro Toledo, and
                                                                            up in Morelia, Michoacan and the school          Jamaica with Prime Minister P.J. Patterson.
                400 Bradley Blvd Ste 200—Richland, WA 99352                 where he studied. Greenberg also sits down       ★

                                                               Wisdom for your decisions
   September 9th, 2011                                                   You Decide – A Bilingual Newspaper                                                                                                                                                                                                                                                                                  20

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         ears ago I asked a friend if he         the next step. What patience my friend
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         that would serve as a main center
piece for a TV set I was designing. Little
                                                 and I learned a small part of this craft.
                                                    It was a painful experience. I did not now
                                                                                                   Friday, Saturday Sunday Evening
did I know what it would take to make that       this but my friend cut himself over and
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and time to dry it was one big waiting game      was shown through it. It became a beauti-
                                                                                                        DishLATINO




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with little knowledge of the out come of
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   It takes time to come together. Apart         the region and shadow of death, on them a         HD de $10/mes no se aplicará mientras que la cuenta esté activa y requiere un contrato de 24 meses y pago automático con facturación electrónica. Solamente la instalación profesional estándar es gratuita. El equipo es alquilado y debe ser devuelto a DISH Network al momento de la cancelación de la
                                                                                                   cuenta o habrá un cargo por dicho(s) equipo(s). Hay un límite de 6 sintonizadores por cuenta; pueden aplicar cargos por adelantado y mensuales dependiendo del tipo y número de receptores. La programación HD requiere un televisor HD. Todos los precios, paquetes y programación están sujetos a cambio
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from the piece by piece connections every-       light has dawned.”★
thing has to be interconnected and glued            Matthew 4:16
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                                                                           Wisdom for your decisions
   19                                                           You Decide – A Bilingual Newspaper                                         September 9th, 2011
      This Page Sponsored by Moneytree

                                                        Tu Dinero / Your Money
                                   Tú Decides is excited to introduce the following financial literacy pages, a regular feature sponsored by Moneytree, Inc


                                              Credit Protection: Understand the Costs,
                                                    Limitations and Alternatives
C
        hances are a credit card issuer          make the suspended payments in       protection often is offered through a     offer only modest benefits when you
        or lender has offered a product          the future, although a late charge   check-off box on an insert with your      qualify for them,” said Reynolds.
        that would postpone or make              will not be assessed for the sus-    statement, online or verbally, with no
                                                                                                                                Consider alternatives to credit protec-
your loan payments if you die, be-               pended payment(s). Some pro-         contract to review until after the con-
                                                                                                                                tion coverage. You may already have,
come ill or unemployed. These prod-              grams may even allow a borrower      sumer enrolls. “Request and review the
                                                                                                                                or would be better off with, traditional
ucts may provide security and peace              to postpone a payment once a         full terms and conditions — not just a
                                                                                                                                life or disability insurance — even if
of mind, but how can you tell if the             year, such as during the holiday     few words on a website or a verbal as-
                                                                                                                                the monthly fees are higher than those
offer is a good deal and right for you?          season.                              surance that a program will take care
                                                                                                                                for credit protection programs — be-
                                              •	 ”Credit insurance,” which will pay   of you — before saying ‘yes’ to credit
First, understand that these programs                                                                                           cause the insurance policies would en-
                                                 the outstanding loan balance to      protection,” advised Luke W. Reyn-
can vary greatly. In general, the three                                                                                         able you (or your estate) to pay multi-
                                                 the creditor if the borrower dies    olds, Chief of the FDIC’s Community
main types are:                                                                                                                 ple debts or expenses rather than just
                                                 or will make monthly payments if     Outreach Section. He addedthat many
  •	 ”Debt cancellation” programs,                                                                                              one specific debt.
                                                 the borrower becomes ill, injured    lenders give new enrollees a short pe-
     which will eliminate all or part
                                                 or unemployed.                       riod (such as 30 days) to review the      If life or disability insurance is too
     of an outstanding balance if the
                                                                                                                                costly or you are ineligible for the cov-
     borrower dies, or reduces or elimi-   Debt cancellation and suspension pro- terms and conditions and cancel the
                                                                                                                                erage for health reasons, you might
     nates the monthly payments due        grams are in many ways the same as coverage before they charge a fee.
                                                                                                                                consider establishing an emergency
     if the borrower becomes disabled      credit insurance, but they are offered Understand what’s covered. For exam-
                                                                                                                                savings account funded by the money
     or experiences a major life event     directly by an individual bank or credit ple, some credit protection programs
                                                                                                                                you would have paid for credit protec-
     (such as a job loss or the birth of   card issuer not through an insurance suspend (postpone) or cancel (make
                                                                                                                                tion.
     a child) by making the payment        company. (To keep things simple, we’ll for you) the minimum payment due,
     on the borrower’s behalf.             use the term “credit protection” in which is generally only a small per-             Also, it’s generally a good idea to call
  •	 ”Debt suspension” programs,           the rest of the article to refer to all of centage of the outstanding balance.       your creditors for assistance when you
     which will temporarily postpone       these products.)                           Some programs may limit the number        are facing or anticipating a financial
     all or part of a monthly payment                                                                                           hardship. “They may be able to lower
                                           What should be considered before of monthly payments they will make
     while the borrower is facing a                                                   on your behalf. And, while with some      your interest rate or monthly payment,
                                           purchasing credit protection?
     specified hardship. However, the                                                 programs interest will not accrue dur-    work out a payment plan to stretch
     borrower will still be expected to    Know the full terms and conditions ing the coverage period, with others it           payments out over time, or perhaps
                                           before committing to anything. Credit will.                                          even forgive some of the debt,” said
                                                                                                                                Victoria Pawelski, Acting Chief of the
                                                                                      “In general, some credit protection
                                                                                                                                FDIC’s Compliance Policy Section.
                                                                                      programs may not make much of a
                                                                                      dent on your outstanding balance,”      Remember that credit protection is
                                                                                      warned Reynolds. “Just making the       optional. The lender cannot condi-


      Sell Your                                                                       minimum payment on a credit card or
                                                                                      other loan means it will take you lon-
                                                                                      ger to pay off the balance owed, and
                                                                                                                              tion approval of your loan on whether
                                                                                                                              you buy a debt cancellation, debt sus-
                                                                                                                              pension or credit insurance product.

                                           at                                         you will pay more to the lender in in-
                                                                                      terest over the life of the loan.”
                                                                                                                              Don’t confuse these products with
                                                                                                                              other types of insurance that may

                                            Moneytree                                 Some programs advertise that the
                                                                                      debt will be cancelled if the borrower
                                                                                                                              be required, especially insurance to
                                                                                                                              repair or replace property (such as a
                                                                                                                              home or auto) that serves as collateral



     Get Cash Today!
                                                                                      dies, but they likely will only pay up
                                                                                                                              for a loan, and private mortgage insur-
                                                                                      to a specified dollar amount, which
                                                                                                                              ance (protection for the lender if the
                                                                                      may not be enough to pay off the full
                                                                                                                              borrower doesn’t repay the loan) that
                                                                                      balance. In addition, some programs
                                                                                                                              lenders can require for certain home
                                                                                      may only cover accidental deaths, not
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                                                                                      or a home equity loan, the terms of First, discuss the matter with your
      We provide you with a FREE quote, then
                                                                                      the agreement may state that you will lender. If you’re not satisfied with the
      you decide whether to sell your gold.
                                                                                      not be able to use the card or loan outcome, consider contacting the ap-
      Our branches are open convenient hours, including evenings                      during the claim period.                propriate government regulator for
      and weekends.                                                                                                           help or guidance.
                                                                                      Know what the coverage will cost.
      WE BUY gold jewelry, regardless of the condition (bent, broken, tangled)                                                The institution’s federal banking reg-
                                                                                      Many creditors describe the cost of a
      bracelets, rings, necklaces, earrings (including unmatched items).                                                      ulator may be able to answer your
                                                                                      credit protection program as85 cents
                                                                                                                              questions or concerns about a deposi-
                                                                                      or 95 cents per $100 of the outstand-
      *In Select Branches                                                                                                     tory institution’s sale of a debt cancel-
                                                                                      ing balance each month. This means
                                                                                                                              lation or debt suspension product. If
                                                                                      that you will pay for credit protection
                                                                                                                              you’re not sure which federal banking
                                                                                      on your purchases even if you pay the
                                                                                                                              agency regulates a particular lender,
                                                                                      balance in full by the due date. For a
         Please visit moneytreeinc.com to find a                                      borrower with a balance of $4,000,
                                                                                                                              you can get the name from the FDIC
                                                                                                                              Call Center at 1-877-275-3342.
         branch near you that’s purchasing gold.                                      that would be $34 to $38 dollars a
                                                                                      month. The charge is generally calcu- Visit www.moneytreeinc.com for addi-
                                                                                      lated on the average outstanding bal- tional articles about a variety of finan-
                                                                                      ance at the end of the month.           cial topics. Check weekly for the latest
                            moneytreeinc.com/gold                                     “These programs could easily cost
                                                                                                                              article.

                                                                                      you hundreds of dollars a year and

                                                                   Wisdom for your decisions
   September 9th, 2011                                                                                                 You Decide – A Bilingual Newspaper                                                                                                                         18

                                                                                                                       Community
  Redistricting commission to unveil draft plans Sept. 13
                       Olympia, WA                                                                                                                                                                                                                   Boe at 360-786-0770, or e-mail



T
                                                                                                                                                                                                                                                     heather.boe@redistricting.wa.gov.
        he Washington State Redistrict-                                                                                                                                                                                                                 The unveiling of the plans
        ing Commission has concluded                                                                                                                                                                                                                 marks the opening of the public
        its public forums and is generat-                                                                                                                                                                                                            comment period to collect
ing first drafts of Commissioner plans                                                                                                                                                                                                               peoples’ reactions to the draft
for redrawing congressional and legis-                                                                                                                                                                                                               plans. Large-format versions of
lative districts statewide. The plans will                                                                                                                                                                                                           the plans will be on display in
be unveiled for the first time on Sept. 13,                                                                                                                                                                                                          the Cherberg Building immedi-
in Olympia. Development of the plans                                                                                                                                                                                                                 ately following the meeting on
follows three months of input from the                                                                                                                                                                                                               Sept. 13 and will also be posted
public about where the lines should go. The                                                                                                                                                                                                          to the Commission’s website by
forums were conducted to help the Com-                                                                                                                                                                                                               2 p.m. that day. The Commission
missioners better understand the potential                                                                                                                                                                                                           is taking comment on the draft
effects of changing the boundaries of legis-                                                                                                                                                                                                         plans through October 11. The
lative and congressional voting districts in                                                                                                                                                                                                         comment period will wrap up
those regions.                                                                                                                                                                                                                                       with a public meeting in Olympia
   “I’m pleased to say that we heard from                                                                                                                                                                                                            on Oct. 11. The Commission has
hundreds of people who gave us very                                                                                                                                                                                                                  set a goal of early November for
thoughtful and useful feedback,” said Com-                                                                                                                                                                                                           release of the final congressional
mission chair, Lura Powell. “It impressed                                                                                                                                                                                                            and legislative redistricting plan.
me to see the time and effort many had                                                                                                                                                                                                                  Washington voters established
taken to inform their opinions about                                                                                                                                                                                                                 the Washington State Redistrict-
redrawing district lines in their communi-                                   received more than 170 written comments                                         tricts. The meeting begins at 10 a.m. in                                                ing Commission in 1983 to ensure
ties. This input is important to the work of                                 by email, postal mail and comment forms.                                        Senate Hearing Room 1 of the Cherberg                                          voting boundaries are established through
the Commission as we develop new con-                                        Staff mailed 38 “do-it-yourself ” map kits                                      Building on the Capitol Campus. A brief                                        a fair and bipartisan process. The Com-
gressional and legislative district boundar-                                 and received 21 third-party plans by the                                        period of public comment and a time for                                        mission includes two Democrats and two
ies.”                                                                        August 15 deadline. All written comments                                        media questions will follow the Commis-                                        Republicans as voting members and a non-
   From May through August, the Com-                                         received and the submitted third-party                                          sioners’ presentation of their draft plans.                                    voting, nonpartisan chair. Lura Powell,
mission hosted 18 public forums statewide.                                   plans may be viewed on the Commission’s                                         The meeting will be webcast and broadcast                                      from Richland, serves as the Commission
About 1,000 people attended the forums                                       website, www.redistricting.wa.gov.                                              live by TVW, the state’s non-profit public                                     chair. Democratic appointees to the Com-
in all. Attendance ranged from 25 people                                       At its monthly meeting in Olympia, on                                         affairs television network.                                                    mission are Tim Ceis, Seattle; and Dean
to more than 160, with average attendance                                    September 13, 2011, the Commission-                                                If you plan to attend the meeting and                                       Foster, Olympia. Republican members are
around 50. In addition to the public testi-                                  ers will each make public their proposed                                        need auxiliary aids or services, including                                     former U.S. Sen. Slade Gorton, Bellevue;
mony given at the forums, the Commission                                     plans for congressional and legislative dis-                                    language interpretation, contact Heather                                       and Tom Huff, Gig Harbor. ★




                                                                                                                                                                                                                                              12                      %
                                                                                                                                                                                                                                                                      Off          †



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                                                                                                                  now only
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                                                                                                                                                                                                                                                  free
                                                                                                                                                                                                                                              32 TV         "                     †


                                                                                                                                                                                                                                                    with any furniture purchase
                                                                                                                                                                                                                                                          of $1999 or more.



                                                                                                                                                                                                                                                               OR

                                                           special Financing available*
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                                                                                  Richland
                                                                                                                                                                                                                                               40 TV         ”
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  †Previous purchases excluded. Cannot be combined with any other promotion or discount. Discount offers exclude Tempur-Pedic® and Stearns & Foster® mattresses, floor models or clearance items, sales tax, furniture protection plans,
  warranty, delivery or service charge. SEE STORE FOR DETAILS. Although every precaution is taken, errors in price and/or specification may occur in print. We reserve the right to correct any such errors. A deposit equal to an amount           with any furniture purchase
  equal to Sales Tax and delivery charges is required for all financed purchases and is not eligible for this credit promotion. HomeStores are independently owned and operated. ©2011 Ashley HomeStores, Ltd. Expires 09/26/2011                         of $2599 or more.



                                                                                                                         Wisdom for your decisions
   17                                                              You Decide – A Bilingual Newspaper                                                 September 9th, 2011
                       Dave Says                       From my balcony                           This section sponsored by Microsoft

    Big down payment                                  Renovation                                      Technology
                                             T
                                                   he other day, while talking to a
                                                                                                  Facebook to allow further
Dear Dave,
                                                   South American friend, he was


I
  s it always a good idea to put the               telling me how I should visit an

                                                                                                     music integration
  maximum amount of money you can            Andean town before the nature of his
  afford into a down payment when            country changes. It seems that big infra-
buying your first home?                      structure investments may dry up the
                                 —David      cultural heritage and richness of the
                                             region.
Dear David,
                                             We must remember that humanity has


A
      bsolutely! Even though most
                                             advanced thanks to capital, needed to
      people can’t pay cash up front for a
                                             modernize humanity. Unfortunately,
      home, you always want to make as
                                             since the time when money was invented
big a down payment as possible on any
                                             things have never been the same.
home you buy. Making a down payment
                                             People can no
of at least 20 percent
                                             longer dedicate
helps you avoid private
                                             themselves       to
mortgage      insurance,
                                             simple       trade,
plus the whole idea is to
                                             for example. In
pay that sucker off and
                                             this way, “you
become debt-free as
                                             give me bread in
fast as possible. Also,
                             Dave Ramsey     exchange for my
avoid 30-year mort-
                                             work” or “I give
gage plans. Stick with a
                                             you      firewood
15-year, fixed rate loan.
                                             in exchange for
                                                                                                    By Ryan Nakashima                      world are integrated with Facebook and
Now, when it comes to putting money          your grain” is no
                                                                  }Lorena Barboza                     Los Angeles (AP)                     we’re constantly talking to our partners



                                                                                          F
toward your down payment, make sure          longer applicable. Furthermore, maybe                                                         about ways to improve these integrations,”
you don’t touch your emergency fund of       it never did work.                                  acebook is preparing to bolster he said in a statement.
three to six months of expenses or your                                                          the programming tools it offers to          This week, subscription leader Rhap-
                                             What could indeed be done today is to
retirement savings. Those things are off                                                         licensed music services like Rhap- sody launched a beta version of its integra-
                                             control those investors and stop them
limits. But scrape together any other
                                             from doing whatever they want. This is       sody, Spotify, MOG and Rdio to make it tion using Facebook’s sign-in tool, Face-
extra cash you can, pile it up, and apply                                                 easier for users of the social network to find book Connect. A Rhapsody customer can
                                             why the ones who believe in a better
it to your down payment. You’ll be glad                                                   out what songs their friends are digging.        now “like” an artist or song, and doing so
                                             world exist. As a specific proposal,
you did! ★                                                                                   The tools won’t amount to a unique lets others know in the person’s Facebook
                                             maybe their works could be supervised,
                                  —Dave      stopping investments from being only in      music service on its own, since Facebook news feed. Liked artists are synced across
* For more financial help, please visit      the hands of a few.                          has not negotiated licensing deals with both services and Rhapsody subscribers
daveramsey.com.                              We can’t stop the development and            major music companies, according to a can listen to artists that their friends have
                                             modernization of different people from       person familiar with the matter.                            liked on Facebook.
                                             happening through the destruction of            But it will make give                  Sponsored by              But there is no way cur-
                                             our rivers and landscapes. It seems this     Facebook users yet                                                 rently to find out exactly
 CLASSIFIEDS /                               is the only way to allow people to evolve.
                                             We can also not stay rooted to the past.
                                                                                          another reason to stick
                                                                                          around. Being more aware
                                                                                                                                                             what a friend is listening
                                                                                                                                                           to at a particular moment,
                                             Let’s look at countries like Spain, for
 CLASIFICADOS                                example. Its evolution has happened
                                                                                          of what your friends are listen-                           nor can a Facebook friend join in
                                                                                          ing to could make the subscription music and simultaneously listen to what a Rhap-
      Help Wanted / Ayuda                    with the help of those kinds of investors:
                                                                                          plans more attractive. They all offer unlim- sody user is playing in real time.
                                             factories have set up, as well as mines,
             Drivers Needed                  cattle raising, and agriculture. They
                                                                                          ited listening to millions of new and old          Rhapsody spokeswoman Jaimee Steele
                                             achieve their modernization without          tracks on mobile devices for $10 a month, said the company is “definitely interested”
  with 3 yrs experience CDL License                                                       but they have yet to gain enough traction in improving its Facebook tools.
                                             destroying their fields and landscapes.
 A - class & Doubles Endorsement to          Spain turned, in very few years, into part   to replace revenue the music industry has          “We think that music is a very social
     haul in the TriCities WA Area           of the locomotive that’s moving Europe       lost from declining CD sales.                    experience and we are always looking at
  Se solicitan Choferes con 3 Anos de        forward after being the last car of the         The person was not authorized to speak ways to enhance that experience,” she said.
   experiencia Licencia CDL clase A y        train. Currently, and in spite of the eco-   publicly on the matter and declined to be          Swedish new entrant Spotify allows
                                             nomic recession, Spain is still placed       identified.                                      Facebook friends to access the playlists
   endorso de dobles en el area de           as the third force in tourist movement
              TriCities WA                                                                   Facebook is expected to reveal the spe- their friends have chosen to share. Rdio
                                             across the world, all because they knew      cific set of tools at its developer conference allows people to connect through Face-
        Call Sam 509-531-4087                how to take care of their infrastructure,
                                                                                          in San Francisco, called f8, on Sept. 22.        book, follow other Rdio users and find out
                                             landscapes, and heritage.
                                                                                             Spokesman Larry Wu said Facebook had what albums they have been listening to
                                             All of Latin America is rich in cultural     nothing new to announce. “Many of the the most. ★
        For Sale / En Venta                  heritage. Yes, we need modernization,        most popular music services around the
                                             new infrastructure, and to let people
Take over payments for

                                                                                                                               Salon Beliz
                                             know about the treasures that can be
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                                                                      Wisdom for your decisions
    15                                                                    You Decide – A Bilingual Newspaper                                                 September 9th, 2011

                                                                                    Sports
       East - West Side Copa Soccer Spike Off Tournament
         By Arlette Rodriguez                                                                                                                    from winning, spending time together and
    Yakima tú Decides Correspondent                                                                                                              participating in what they like to do.



W
                                                                                                                                                    Chiquilladas and El Jazmin are teams
              ashington’s second annual East                                                                                                     that will bring in competition to the tour-
              - West Side Copa Soccer Spike                                                                                                      nament.
              Off tournament is soon to take                                                                                                        “Chiquilladas and El Jazmin are teams
place in the city of Yakima. Last year was                                                                                                       that everyone wants to confront,” said
the first time this statewide soccer tourna-                                                                                                     Tinoco.
ment was organized in the area.                                                                                                                     Both teams have been practicing hard in
   “It was a little bit tough because it was our                                                                                                 order to perform well in this year’s tourna-
first year,” said Victor Monreal, president                                                                                                      ment and have good games for the commu-
and coordinator of the tournament.                                                                                                               nity to enjoy.
   Although it wasn’t easy to organize and                                                                                                          Communities in Washington are
put everything together, Monreal says                                                                                                            involved in this tournament, and the coor-
everyone was happy and they had a good                                                                                                           dinators thank them for their support.
turnout.                                                                                                                                            “Until now, we’ve had the support of dif-
   “Last year was great,” said Monreal.                                                                                                          ferent communities,” said Tinoco.
   Some things they do want to improve in                                                                                                           Monreal adds that there are a lot of vol-
is the competitiveness and the organization                                                                                                      unteers helping them with the tournament
of the tournament.                                                                                                                               this year, showing the community involve-
   “Each tournament we try to improve                                                                                                            ment.
the competition,” said Heraclio “Rocky”                                                                                                             “The community is pretty well involved,”
Tinoco, vice-president of the tournament.                                                                                                        said Monreal.
“Each tournament we try to improve the                                                                                                              One of the objectives that they want to be
organization.”                                                                                                                                   reach is to bring the community together
   Competing in the tournament, there will                                                                                                       through soccer, which is a growing sport,
be a total of 16 teams.                               Chiquilladas team members have been         this year’s tournament is El Jazmin from       especially between Hispanics.
   “Our focus is to bring eight teams from         playing together for ten years, which helps    Othello, which will be changing its name to       Everyone in the community is encour-
the west side and eight teams from the east        them be a strong team. For this year’s tour-   Huskies.                                       aged to attend the tournament to show
side,” said Monreal.                               nament they’re expecting the same strength        El Jazmin came in after Chiquilladas in     their support to the teams.
   Last year’s first place winning team was        in their performance, especially because       last year’s tournament, taking second place.      “We encourage everyone to come and
Chiquilladas from Yakima, coached by               the tournament will take place in Yakima.         “Last year was something nice,” said Juan   support this event,” said Monreal.
Nino Cardenas.                                        “Here at home we should be pretty           Mendez, coach for El Jazmin. “It was a real       Anyone is welcome to the tournament,
   “We have a really good, strong team,” said      strong,” said Cardenas.                        nice experience.”                              which will take place in Chesterly Park in
Cardenas.                                             Another team that is coming back to            Mendez says the team enjoyed, aside         Yakima on September 16th through 18th. ★



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                                                                             Wisdom for your decisions
W
         September 25th, 2011                                                    You Decide – A Bilingual Newspaper                                                                  18W

                                                                                                                                                                         Félix Says
                                                                                                               Parents and technology
                                                                                                   S
                                                                                                          chool is beginning and parents run about to see to their
                                                                                                          children’s needs. It’s interesting how commerce turns that
                                                                                                          into a school-supplies selling marathon. Since things are
                                                                                                   no longer the same economically speaking, many prepared their
                                                                                                   lists and are being very careful when spending their money. The
                                                                                                   complicated part of this is that is consumer confidence is not
                                                                                                   restored, sales and commerce will continue to be affected.
                                                                                                   The economy is not yet reestablished and winter is almost upon
                                                                                                   us, which makes things even a bit slower. Something I do see is        Félix A. Valderrama
                                                                                                   that things have changed so much that quite recent economic
                                                                                                   theories and statistics are now outdated.
                                                                                                   Things are changing fast and it’s important to keep moving to the rhythm of the
                                                                                                   present day. It is also extremely important for parents to learn to use technology.
                                                                                                   Almost everything we use on a daily basis has an electronic element. By not being able
                                                                                                   to use technology, one becomes an invalid of these times.
                                                                                                   There are many parents who can use a phone nimbly, but it is not enough: the Inter-
                                                                                                   net in our homes can be an ally or an enemy. The Internet brings us a deep source of
                                                                                                   information and knowledge that can be used to our benefit and at the same time help
                                                                                                   our children. But, if it is only the kids who have access to it, it may be invading the
                                                                                                   privacy of our homes. Social media sites, like Facebook, have become quite popular
                                                                                                   nowadays, making it easy to connect with anyone. These types of connections may
                                                                                                   open doors to abuse from people who only want to intrude into our own privacy. It is
                                                                                                   vital that we keep watch of who our children interact with, because in front of a com-
                                                                                                   puter not everyone is saint.
                                                                                                   So, in short, avoid damage by ignorance, and stay alert on everything to do with new
                                                                                                   technologies and social media.
                                                                                                   Remember that I’m here to receive your comments. I thank the way many of you stop
                                                                                                   me in the street to talk about this column. Really, thanks! And remember our date
                                                                                                   next week. ★
                                                                                                                                                                                      — Felix
                                                                                                   You can send your questions to Félix at: Felix@tudecidesmedia.com or mail to tú Decides,
                                                                                                   8220 W. Gage Blvd # 715, Kennewick, WA 99336

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