VIEWS: 5 PAGES: 7 CATEGORY: Health Insurance POSTED ON: 1/16/2013
The presentation explains why it is difficult to choose health care benefits in the US. One Source Benefits offers comprehensive Ohio and Kentucky health insurance plans. Call Toll Free 877-549-1212 and talk to a licensed consultant.
One Source Benefits (Licensed Ohio Health Insurance Brokerage) Phone: 1 (877) 549 1212 Website: www.onesourcebenefits.com Experience and Integrity for Over 25 Years The Difficulty in Choosing Health Care Benefits Americans have rated finding the right health care plan the second most difficult major life decision Difficulty CHOOSING Health Coverage ✤ Choosing health care benefits has been rated the second most difficult major life decision Americans face. Why? ✤ 88% Say the information available is complex and confusing ✤ 84% Say the available information conflicts ✤ 83% Say it’s difficult to figure out which plan is the best fit for them *Statistics Compliments of Aetna Survey Difficulty USING Health Coverage ✤ It seems that individuals not only have trouble deciding on a health insurance plan, but also how to manage it once they have one. ✤ 41% of Americans have missed a dose of their prescription, put off a necessary medical procedure, or failed to take their medication all together. ✤ Those with chronic conditions or poor health make up the greatest percentage. *Statistics Compliments of Aetna Survey Some Solutions ✤ In order to encourage individuals to understand their health insurance and manage their plan more efficiently, many employers have opted for Consumer-driven health plans over HMO’s. ✤ 58% of employers, in 2011, offered CDHPs (41% in 2010) ✤ 38% of employers, in 2011, offered HMOs (41% in 2010) *Statistics Compliments of Aetna Survey The Hope ✤ The hope is that by taking the focus of health care off of merely taking care of the sick and instead using it as a means to encourage individuals to actively manage their own health, that more Americans will seek the coverage they need and understand more readily how to manage it well. One Source Benefits (Licensed Ohio Health Insurance Brokerage) Phone: 1 (877) 549 1212 Website: www.onesourcebenefits.com Experience and Integrity for Over 25 Years
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