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IDT RISK MANAGEMENT GROUP Identity Theft Awareness Training + New Employee Benefit Privacy & Security Training IDENTITY THEFT “The fastest growing white-collar crime in America” 70,000 Reported Cases in 2,000 11.6 Million Reported Cases Last Year Javelin Strategy & Research The Crime of The Century • The Vast majority of Identity Theft cases require assistance from attorneys! -FTC • Only 16.5% of identity theft was credit card related in 2010! -Javelin • Cybercrime accounts for only 11 percent of actual identity fraud -Javelin • Online Shopping accounts for only 1 percent! -Javelin • 43 Percent of Identity Theft is a result of lost or stolen wallet, checkbook, credit card, or physical document -Javelin • 31 percent of identity theft cases happen because another institution mishandles a victims data -Javelin • The average victim can take up to 600 hours restoring their identity -FTC • 10% of children in the US have had their SSN’s compromised! Carnegie Mellon 2011 ”Identity Fraud Survey Report” Javelin Strategy and Research Data breaches are at an all time high AUSTIN — Social Security numbers and other personal information for 4.9 million TX residents were inadvertently disclosed State Comptroller Susan Combs revealed. Spiraling out of Control! Over 400,000 Dead People opened Bank accounts last year– AARP The revenue from trafficking financial data has surpassed that of drug trafficking. – Secret Service “Every Three seconds (27,000 times per day) someone becomes a victim of Identity Theft.” – USA TODAY Identity Theft has no respect to race, gender, creed, nationality, political affiliation, financial standing, or credit rating... Security Identity SocialSocial Security ID Theft Thieves can use your social security number to: • gain employment • report income under your name • file false income tax returns • file for social security benefits using your number Access to attorneys • obtain medical care will be required to resolve many of • commit crimes these issues • apply for credit • obtain a Driver’s License 10 million Social Security Numbers are bought and sold every six weeks in the U.S. What is Identity Theft? Federal Trade Commission “ Identity theft is a serious crime. People whose identities have been stolen can spend months or years – and thousands of dollars – cleaning up the mess the thieves have made…” …victims of identity theft may lose job opportunities, be refused loans…and even get arrested for crimes they didn’t commit. ” Facts About this Crime More than 49% of the respondents reported stressed family life The strongest feelings expressed were: Rage or anger, betrayal, unprotected by police, personal financial fears, sense of powerlessness, annoyed, frustrated, exhausted, sleep disturbances, an inability to trust people, and the desire to give up and stop fighting the system. ITRC* long term emotional responses included: 8% felt suicidal 19% feeling captive 29% ready to give up 10% felt that they had lost everything *Identity Theft Resource Center The Aftermath is Identity Theft? WhatTypes Of Identity Theft Five “Identity theft is the only crime in America where you are” Guilty Until Proven Innocent What Comes to Mind When You Think About Identity Theft ? Protecting Your Worksite Proactive steps to take in the workplace: • Never Too Busy Policy • Clean Desk Policy • Keep all documents containing Personal Identifying Information (PII) in locked drawers • Lock your computer when you leave your desk • Erase all white boards, dry erase boards when not in use Picture taken with cell phone camera after • Shred all documents waiting several minutes for someone to containing PII respond. Ways to Protect your Identity Eliminating The Source Credit offers: • Call 1-888-5OPTOUT (1-888-567-8688) or visit www.OptOutPreScreen.com Credit Cards: • Opt out of all information sharing, both within the company and with other companies. Ask whom else you need to contact within the company to get off all lists. Telemarketing: • Visit www.DoNotCall.gov and fill out the form for adding your phone numbers. Junk Mail: • Visit www.dmachoice.org and fill out the form for removing your name. Directories: • Visit www.google.com/help/pbremoval.html and fill out the form to have your information removed. Similarly, remove your personal information from Zabasearch Even by taking the above proactive steps You Can still Become a Victim Its Imperative to have a Wall of Security Around You and Your Family This Crime Can Cost You A New Company Benefit For All Employees Your Company Benefit and Mitigation Plan can reduce your risk and exposure to Identity Theft and provide access to Legal Counsel with the… Identity Theft SHIELD TM & TM LegalShield Services provided by the two leading companies in their fields Member, Spouse and Covered Children: 1. CREDIT REPORTS & CREDIT SCORE Receive an up to date copy, at no extra charge and know how lending institutions view you ! 2. CREDIT MONITORING You’ll receive prompt notice if any new accounts are opened in your name…or if derogatory notations are added to your credit report ! 1. IDENTITY RESTORATION Get the help you need when you need it with a licensed investigator from the World’s Leading Risk Consulting Company! PROACTIVE SEARCHES National and local databases will be checked for any bank accounts, criminal activity in your name, other Driver’s licenses. Safeguard for Minors A recent study based on identity scans of over 40,000 children in the U.S. found 10.2 percent of the children in the report had someone else using their Social Security number * Why your Children are at Risk ? Our Services will notify all employees anytime a credit file is opened in their child’s name and provides full restoration by a licensed fraud investigator Children are a better target for identity theft than you. Children have a clean credit history and parents rarely have reasons to check their child’s credit report. This crime can go undetected for up to 15 years. * Richard Power, Distinguished Fellow at Carnegie Mellon CyLab Study 9/11 Covers all five area of Identity Theft….. Credit Monitoring & Restoration Services Forbes Magazine ranks Kroll as the world’s leading risk Consulting Company Kroll was founded in 1972. Offices in 33 countries worldwide. Licensed Fraud Investigators Kroll is the only data security and breach recovery solution provider to employ licensed investigators (many former FBI and CIA agents) who methodically restore an individual’s identity to pre-theft status. Have You Ever... Been Overcharged For A Repair? Tried To Return A Defective Product? Received A Traffic Ticket? Lost A Security Deposit? Been Audited? Signed a Contract? Purchased A Home? Prepared A Will? Had Your Identity Stolen? American Bar Association “…The best way for the majority of Americans to be able to assure themselves of legal assistance when they need it… is through a prepaid legal plan”. Life Events Legal Plan I. Preventive Legal Services Telephone Consultations For An UNLIMITED number of Personal or Business- Related Matters. Phone Calls and Letters UNLIMITED number of subjects and includes two business letters per year. Contract or Document Review UNLIMITED number of Documents up to 10 pages each, including one commerce document. Will & Document Preparation Comprehensive will includes annual updates, Living Will, HD, and Durable Power of Attorney. Life Events Legal Plan II. Motor Vehicle Legal Services These Services Effective 15 Days After Enrollment Representation for an UNLIMITED Number of Moving Traffic Violations Including Teenage Drivers. Representation For Certain Motor Vehicle Related Criminal Charges. Life Events Legal Plan III. Trial Defense Your Provider Attorney Will Assist In The Defense Of Civil Suits And Covered Job-Related Criminal Charges. Benefits Increase Each Year To A Maximum Of: 1st Year- 60 Hours 2nd Year- 120 Hours 3rd Year- 180 Hours 4th Year- 240 Hours 5th Year- 300 Hours Life Events Legal Plan IV. IRS Audit Legal Services Scheduled Benefit, Up To 50 Hours Of Professional Tax Attorney Services From Your Provider Law Firm Including 3.5 Hours Of Pre-Trial Time. Coverage Includes The Tax Return Due On April 15th Of Your Membership Year Life Events Legal Plan V. Preferred Member Discount- 25% Would you rather pay Wholesale or Retail? For Things Like: Adopting a child, incorporating a business, Pre-existing situations, Divorces,Child Custody Issues, Plus everything else... These would be ALL covered at a 25% discounted rate! Life Events Legal Plan 24/7 access to an attorney in the following emergency legal situations: If you are detained by a law enforcement officer If you are injured in an accident If authorities attempt to remove and take custody of your children If you are served with a warrant Membership Provides Coverage for Your Entire Immediate Family 1) The Employee 2) The Employee’s Spouse/Significant Other 3) Never Married Dependent Children Under 21 Living At Home 4) Dependent Children Under Age 18 For Whom The Member Is Legal Guardian 5) Full Time College Students Up To Age 23 Never Married, Dependent Children 6) Physically Or Mentally Challenged Child Living At Home Life Events Legal Plan Access to Legal Counsel provided by a 39 year old rock solid company. With 48 provider laws firms and thousands of referral attorneys throughout North America. Your Texas Provider Law Firm is Ross & Matthews A Full & Complete Wall of Security Monitoring Legal Access Restoration ID Theft Shield Preventive Motor Vehicle Trial Defense 25% Tax Audits Other Legal Shield Identity Theft Plan & Legal Services For under 90 cents per day, less than bottled water, a cup of coffee or a soft drink your family is protected ! Payroll Deduction Amount FAMILY PLAN & RATES WEEKLY SEMI-MONTHLY MONTHLY ID THEFT SHIELD ONLY $3.22 $6.98 $13.95 LEGALSHIELD PLAN ONLY $3.68 $7.98 $15.95 LEGALSHIELD & ID THEFT SHIELD $6.21 $13.45 $26.90 Deduct $1/month from ID Theft Shield and Combo if no children under 18 These benefits are rate stable and may be continued at no added cost if you leave your employer. The legal plan may never be used against your employer. Confirmation of Training and Benefit Offering Acknowledgement and Proof Of Offer Of Identity Theft Protection & Legal Services Mitigation Plan I acknowledge that I have participated in the Identity Theft Awareness Training sponsored by my employer. I further acknowledge that my employer is making an optional mitigation program available to me at a discounted rate, and that enrollment in this program may significantly reduce the financial and time impact to me and my family in the event of identity theft and many other legal ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ I acknowledge that these benefits are available to me as an optional payroll deduction program~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ PRINT NAME: ________________________________________________ SIGNATURE: ________________________________________________ DATE: _____/______/_____ EMPLOYER: _________________________________________________ Proof of Attendance of Identity Theft Training As an ID Theft Risk Management Specialist, I hereby witness that this individual has attended the identity theft training on the date indicated on this form. _________________________________________________ ID THEFT AWARENESS TRAINER Receive Your Temporary Membership Kit Today by Completing the Application in your folder Law firm 800-458-6982 Please Complete Everything “Highlighted” in Yellow. IDT RISK MANAGEMENT GROUP Thank You!
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