Creative Property Strategies
By Reena Malra, The UK’s Leading
Authority on Creative Property Strategies
including Property Lease Options,
Instalment Contracts and Short Stops....
What Is A Property Lease Option?
If you are unable to finance the purchase
of a property via the traditional route of
applying to a mortgage lender, a
Property Lease Option could be the
answer. A Property Lease Option is a legal
arrangement whereby you have a contract
to take over a property with the option to
sell, buy or rent it out at any time during
the period for which you have the
contract, for a set pre-agreed price. Until
then you are effectively ‘leasing’ the
property with the right to control it as you
see fit and within reason.
With the current economic climate, this
option allows flexibility when it comes to
either getting your foot on the property
ladder, starting your property investment
journey or expanding your investment
portfolio. You have the freedom to use the
property to make money or live in it, or
even walk away at the end of the term.
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0203 397 7030
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What Is A Property Lease Option? Cont......
A property lease option is a legally binding contract. You take over
the property and during the time that you are leasing it, you can
rent it out, buy it, live in it, or even sell it. You agree a contract
timescale with the owner, which could be anything from two to
twenty years, agree the price and draw up a contract. There is no
involvement with banks, no need to get an approved mortgage,
put down a deposit or go through rigorous finance checks. It’s
ideal for those with a small or no deposit, no credit rating, low
income or those that are self employed without suitable accounts
During the property lease option contract, the option holder will
pay an agreed monthly fee which isn’t unlike babysitting mortgage
payments. As a result of this, the option holder can do what they
wish with the property. It’s a win win situation – the owner no
longer has to pay the mortgage and the lease option holder can
rent it, sell it, live in it or even renovate it for future profit.
Many people use a property lease option to dip their toe into the
property game, and aren’t exposed to the current economic
climate and the stringent checks and requirements attached to it.
Obtaining finance is very difficult at present, and this isn’t going to
change in the near future. So why wait until you can invest in
property via traditional methods? It could be years before lenders
relax their lending criteria, and by then the interest rates may not
be as favourable.
Property lease option expert Reena Malra
specialises in helping people get into property via
non traditional methods such as property lease
option, instalment options and various other
strategies that work for both the seller and buyer.
She has mentored hundreds of property inves-
tors, empowering investors to structure profitable
property portfolios. She offers a range of creative
deals that you may not even be aware of.
If you would like to discuss property lease
options as an investment strategy, give Reena a
call on 0203 397 7030 or visit Reena’s Blog site at