Islamic Microfinance Workshop in Yemen by alhudacibe


									  Two Days Specialized Training Workshop on

  Islamic Microfinance
  (Including Islamic Banking, Islamic Finance and Islamic Insurance)

       16th & 17th September, 2012 in Sana’a, Yemen

                               Jointly Organized By

              Yemen Microfinance Network (YMN)   AlHuda Center of Excellence
                                                   in Islamic Microfinance

Islamic Microfinance – an incredible tool to Alleviate Poverty!
                                                        Chairman Message
                                               Dear Colleague's and YMN
                                               I am So Proud to be a member
                                               of YMN as a Chairman. I have
    Training Summary                           had the privilege of working
                                               with dedicated and talented
                                               employees who make our
Yemen has a population size of 23 Million,     Network an innovative and
one of the most ethnically homogenous in       successful institution.
the region, with 3% population annual          It gives me immense pleasure to present the Islamic
                                               Microfinance and Islamic Finance training
growth rate. 71% of the population lives in    workshop that will be held in Sana'a this September
the rural and 29% in urban areas. 34.8%        with cooperation of (AlHuda-CIBE) Center of
live below the poverty line. Overall, social   Islamic Banking & Economics of Pakistan
and economic circumstances in Yemen            It is clear that the demand for Islamic finance has
create a homogenous traditional society        increased which is a major opportunity for the
                                               growth of the industry and gets awareness about it
where many decisions are influenced by         from highly learned and experienced professionals
the religious considerations. So, Islamic      and be the leaders of Islamic Microfinance in Arab
Microfinance would be highly accepted          region. Therefore, promoting the awareness of
there and would ultimately help in             Islamic Microfinance among the region.
reducing poverty of Yemen.                     More than ever, we extend our best wishes for the
                                               success of the training and the ultimate benefit for all
                                               the Yemenis from the widespreading Microfinance
Islamic Microfinance is an emerging            Industry .
market in the field of Islamic finance, so
there is an immediate need to educate,         Best Regard
train and conduct market study and             Mohammed Al Lai
awareness campaigns on this subject.
The aim of this training is to provide
edification and trainings to Microfinance &             About AlHuda CIBE
Finance Professional with an additional
opportunity for their educational uplift       AlHuda Center of Excellence in Islamic Microfinance
under Islamic financial system. An             is an initiative of AlHuda CIBE. AlHuda CIBE is a well
                                               established name in Islamic financial Market which
individual would be able to learn new          is working in the field of Islamic Banking and Finance
techniques and opportunities in this field.    from the last 7 years in Pakistan and around the
                                               globe. It is the pioneer organization to start effort for
                                               the promotion of Islamic Banking and Finance in
                                               masses through Advisory and Consultancy,
                                               Education, Trainings, Awareness, Product
                                               Development and Publications.

                                                 About Yemen Microfinance
                                               The Yemen Microfinance Network (YMN) was
                                               established in 2009 as a result of a joint project
                                               between the Social Fund for Development (SFD)
                                               and the United Nations Development Program
                                               (UNDP) aimed at establishing the first professional
                                               microfinance association. The YMN focuses on
                                               training and capacity building of microfinance
                                               practitioners, increase transparency in the sector,
                                               provide information exchange services to members,
                                               produce researches, promote and build awareness
                                               of the microfinance sector. Currently the network
                                               has 11 members that represents more than 90% of
                                               the microfinance industry in Yemen.
                                                  Islamic Microfinance – an incredible tool to Alleviate Poverty!

               Yemen Microfinance Network (YMN)
                                                                                                                    AlHuda CIBE

Contents of Training
A Glance on Islamic Finance
• Riba and Prohibition of Riba
• Economic Rationale for Prohibition of Riba.
• Difference between Islamic Finance & Conventional
  Finance Mechanism
• Development of Islamic Finance in Yemen

Shari'ah Foundation and Applications of Islamic Microfinance
• Conceptual Framework of Islamic microfinance
• Islamic Microfinance – Characteristics
• Sustainability, outreach and Problems pertaining to microfinance system

Microfinance & its Product Mechanism
• Islamic Micro Finance as effective tool of poverty alleviation
• Islamic Micro Financial Products Mechanisms & Compatibility with Conventional
  Microfinance Products
• Trade Based Modes of Islamic Microfinance (Murabaha, Salam, Istisna etc.)
• Mechanism of Trade Based Product (Murabaha, Salam & Istisna)

Islamic Microfinance Products
• Partnership based of Islamic Microfinance (Mudarabah & Musharakah)
• Rental Based Mechanism/Products of Islamic Microfinance (Ijarah & Diminishing
• Application of Partnership & Rental based modes in Islamic Microfinance

Different Models & Deposit Management in Islamic Microfinance
• Definitions, Concept & Uses of Waqf, Qarz-e-Hassan, Cooperatives & Zakat in Islamic
  Microfinance system
• Liability (Deposit) Management Techniques for Islamic Microfinance
• Product Development for Islamic Microfinance Institutions.
• Development of Islamic Microfinance in Yemen - A Case Study

Micro Takaful (Islamic Micro Insurance) & Risk Mitigation
• Definition of Micro Takaful. How MicroTakaful products works with Islamic Microfinance
• Structure, Operation and Performance of Micro Takaful for Poverty Alleviation
• Opportunities and Challenges of Micro Takaful in Islamic Microfinance
                                                Islamic Microfinance – an incredible tool to Alleviate Poverty!

             Yemen Microfinance Network (YMN)
                                                                                                                  AlHuda CIBE

 Speakers' Profile
Qazi Abdul Samad
            Qazi Abdul Samad is a skilled professional with proficiency in Shari’ah advisory,
            In-depth knowledge of Shari’ah Microfinance, Innovative, commitment & pro-
            active approach to work, Strong communications & analytical skills and able to
            manage and train others. Currently, he is working as a Shari’ah Advisor of The
            Bank of Khyber - Pakistan. He is also a visiting lecturer of Islamic Financial
            System in Management Science Department of City University, Peshawar. He
            has been providing Shari’ah advisory and supervision in many organizations.
            He is an author of many articles and has presented articles in many
            International conferences.

Muhammad Zubair Mughal
            Muhammad Zubair Mughal is a passionate and hardworking individual with a
            strategic vision in Islamic Micro Finance. He is a skilled Islamic financial
            professional and a keen learner of Islamic Microfinance and Islamic Micro
            insurance with good public speaking and training skills. He is currently working
            as a Chief Executive Officer of AlHuda centre of Islamic Banking and
            Economics. He has a professional experience Islamic Microfinance of over 10
            years. He has development Many Islamic Microfinance Products which are
            being utilized in Pakistan, Middles East & Africa, he has also presented his
            research papers on Islamic Microfinance in many International conferences in
            South Africa, China, Kazakhstan, Russia, Kenya, Pakistan, U.A.E, Mauritius,
            Afghanistan, Turkey, Tatarstan, Jordan and Iraq etc.
                                                   Islamic Microfinance – an incredible tool to Alleviate Poverty!

                Yemen Microfinance Network (YMN)
                                                                                                                     AlHuda CIBE

    Benefits to Participants
The attendees of this training would have the following benefits:
§ In-depth Knowledge of Islamic Microfinance, its concept, Models & Operational practices.
§ Learn new Techniques of Poverty Alleviation, Social Development & Financial Inclusion
  through Islamic Microfinance.
§ Shariah Principles and Mechanism about Islamic Microfinance
§ Opportunity to gain knowledge about global practices on Islamic microfinance through
  learned national and international scholars and experts
§ Encouragement of practitioners/microfinance institutions/ donor agencies/ Government
  institutions about the mechanism of Islamic Microfinance system
§ Provision of a Platform to start a dialogue with multilateral donor organizations
§ Opportunities for collaborations/partnerships with donor agencies, Islamic banks and
  Islamic Microfinance Institutions/Networks.
§ Learn new techniques of financing and opportunities in emerging Markets

    Method of the Training
Training would consist of the following methods:
§ Lectures/Slide Shows/Multimedia Presentations
§ Class discussions and experience sharing
§ Individual and group work presentation
§ Case Studies

Training material will be provided as per the course outline which is being generated by
Experts. A detailed facilitation plan for each session of training course will be developed
including PowerPoint Slides and Printing copies of the material.

    Who Should Attend?
§   Microfinance Professionals and Experts                                 §   Social Development Sector
§   Microfinance Institutions & Banks                                      §   Govt. Development Departments
§   Financial & Banking Institutions                                       §   Local and International Donor's Agencies
§   Rural & Agri. financial Professional                                   §   SMEs & Corporative Societies
§   Community Developments                                                 §   Academia
§   NGOs and NPOs                                                          §   Philanthropists and Investors
§   Insurance Companies                                                    §   Regulators and Govt. Officials
§   Development Consultant                                                 §   Shari'ah Scholars and Experts
§   Management Consultants
                                                                    Registration Form
                                    Two Days Specialized Training Workshop on
                                               ISLAMIC MICROFINANCE
                                                           16th -17th September 2012 at Sana'a, Yemen

Please complete and return by e-mail, regular mail or fax.
Please note that the name and title you give here will be printed on participants’ list and on certificates.
1. Participant Information
Title______________________________                 Prof.         Dr.      Other: _______________________________                        Mr.         Ms.          Mrs.

First name__________________________________________________________________________________________________________________________________

Last name___________________________________________________________________________________________________________________________________

Organization ________________________________________________________________________________________________________________________________


Postal/Zip code________________________ City: _______________________________________________________________________________________________

Country: ___________________________________________________________________________________________________________________________________

Telephone: ________________________________________________________________________________________________________________________________

Fax: _____________________________ E-mail:___________________________________________________________________________________________________

Event you wish to join (Conference/ Workshop): _______________________________________________________________________________________

2. Workshop Fee
Workshop fees include admission to workshop sessions, tea/coffee, lunch, registration materials and Certificate.
        Event Name                                                                          Fee for Yemen Participants (US$)                              Fee for Int'l Participants (USD)

        Two Days Specialized Training Workshop on
                                                                                                                US $450                                                     US $650

3. Discount Policy                                                   4. Account details form payment
v     Five or more delegates from the same                           You can proceed your fee by cheque or demand draft in favour of Yemen Microfinance
      organization - 20% discount.                                   Network (for Yemen's Participants), foreign participants will proceed the payment
                                                                     in the favor of AlHuda CIBE. You can also transfer your fee online.

   For International Participants (Dollar Account)
   Title of Account:          AlHuda Centre of Islamic Banking and Economics
                                                                                                                       ** Please state the workshop name and the full name of the participant
   Bank Name:                 Standard Chartered Bank                                                                  on the reverse of the cheque.
   Branch Name:               Garden Town Branch, Lahore -Pakistan                                                     Payments should be made in USD.

   A/c No:                    01-1647086 -01
   SWFIT code:                SCBLPKKX

5. Additional Instructions                                                             6. Cancellation Policy
vPayment Information Registration forms must be accompanied by full payment in order   v   Cancellation of participation must be received in writing and before September 10, 2012.
 to be processed.                                                                      v   If the cancellation is received before the deadline, then it will be accepted and half amount of fee will be refunded.
vFull payment is due on registration                                                   v   The amount could not be refunded if the cancellation received after the deadline.
vRegistration will not be confirmed until full payment has received                    v   Registration cancellations will be subject to a $75 service fee.
vConfirmation Please allow 3 days for e-mail confirmation of your registration.        v   After the cancellation deadline, no refunds will be granted. If you are unable to attend, you may substitute another
                                                                                           individual in your place at no extra charge.
                                                                                       By sending in this registration form, I acknowledge that I commit myself to the immediate payment of the full
                                                                                       workshop fee. I have taken notice of the cancellation terms on this form.
Signature: _______________________________
                                           Shariah Compliance Solution for Microfinance

                                             Centre of Excellence in
                                              Islamic Microfinance

                                                      Our Islamic Micro Financial Services
                                       Islamic Microfinance Product                       Research and Innovation
                                       Training & Capacity Building                       Publications & Reports
                                       Shariah Advisory                                   Networking and Awareness
                                                                       Visit us:
                                                         w w w. a l h u d a c i b e . c o m / i m h d

                                                                                                                 Organized by
                                         GLOBAL ISLAMIC MICROFINANCE FORUM
                                                       8th December, 2012 - Dubai, U.A.E
                                                  Post Event Workshop: 9th-10th December, 12
                                            Islamic Microfinance – An Incredible tool for poverty alleviation

                                                      For Registration Please Contact

  Yemen Microfinance Network (YMN)                                                 AlHuda Center of Islamic Banking and Economics

                                   Ali Abutaleb                                                    Sumera Naz
                                   Training Executive                                              Manager Corporate Communication
                                   Office: +967 1 265870                                           Tel: +92-42 35913096-8
Yemen Microfinance Network (YMN)
                                   Email:                                    Email:
                                                                                     AlHuda CIBE
                                   Web:                                       Web:
                                                                                                   For Registration:

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