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commercial general liability - Midwest Security Insurance Services_ Inc

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commercial general liability - Midwest Security Insurance Services_ Inc Powered By Docstoc
					                                                                                               COMMERCIAL GENERAL LIABILITY


       THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.

           EXCLUSION - MICROORGANISMS, BIOLOGICAL ORGANISMS,
                BIOAEROSOLS OR ORGANIC CONTAMINANTS
This endorsement modifies insurance provided under the following:
    COMMERCIAL GENERAL LIABILITY COVERAGE PART

The following exclusions are added to 2. Exclusions of Section I - Coverage A - Bodily Injury And Property
Damage Liability, Coverage B - Personal And Advertising Injury Liability and Coverage C - Medical
Payments:
This insurance does not apply to:
1. "Bodily injury", "property damage", "personal and advertising injury" or medical payments arising out of,
   related to, caused by or in any way connected with the exposure to, presence of, formation of, existence of or
   actual, alleged or threatened discharge, dispersal, seepage, migration, release or escape of any
   microorganisms, biological organisms, bioaerosols or organic contaminants including, but not limited to, mold,
   mildew, fungus, spores, yeast or other toxins, mycotoxins, allergens, infectious agents, wet or dry rot or rust,
   or any materials containing them at any time, regardless of the cause of growth, proliferation or secretion.
2. Any loss, cost or expense arising out of any:
    a. Request, demand, order or requirement by or on behalf of any authority, governmental or otherwise, that
       any insured or others abate, test for, monitor, clean up, remove, contain, treat, detoxify or neutralize,
       remediate or dispose of, or in any way respond to, or assess the effects of microorganisms, biological
       organisms, bioaerosols or organic contaminants including, but not limited to, mold, mildew, fungus,
       spores, yeast, or other toxins, mycotoxins, allergens, infectious agents, wet or dry rot or rust, or any
       materials containing them at any time, regardless of the cause of growth, proliferation or secretion; or
    b. Claim or "suit" by or on behalf of any authority, governmental or otherwise, for damages because of
       abating, testing for, monitoring, cleaning up, removing, containing, treating, detoxifying or neutralizing,
       remediating or disposing of, or in any way responding to, or assessing the effects of microorganisms,
       biological organisms, bioaerosols or organic contaminants including, but not limited to, mold, mildew,
       fungus, spores, yeast, or other toxins, mycotoxins, allergens, infectious agents, wet or dry rot or rust, or
       any materials containing them at any time, regardless of the cause of growth, proliferation or secretion.
         This exclusion does not apply to any fungi, bacteria, microorganisms or biological organisms that are, are
         on, or are contained in, a good or product intended for bodily consumption.
We shall have no duty to investigate, defend or indemnify any insured in any action or proceeding alleging
damages arising out of direct or indirect contact with, any exposure to, or the ingestion, inhalation or absorption of
any microorganisms, biological organisms, bioaerosols or organic contaminants including, but not limited to, mold,
mildew, fungus, spores, yeast or other toxins, mycotoxins, allergens, infectious agents, wet or dry rot or rust, or
any materials containing them at any time, regardless of the cause of growth, proliferation or secretion.




All other terms and conditions of this policy remain unchanged.




L241 (06/07)            Includes copyrighted material of Insurance Services Office, Inc., with its permission.

				
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