A Guide To Choosing Your Property Surveyor
Once you have had an offer accepted on your dream property, you need to find a surveyor. A
good surveyor will value your home and assure you it is worth what you're paying for it as
well as identifying any problems that the house or flat may have.
While your mortgage lenders will appoint their own surveyor to value the property, it is
worth sending your own along to carry out a more thorough search for you independently.
Your own surveyor will be able to identify any problems that may exist at the property and
save you a lot of work and extra costs further down the line.
For example, if your house has severe subsidence, you may not want to buy the house.
Alternatively, if the walls need £1,000 worth of damp proofing work done, then you may
wish to negotiate a lower price with the seller.
To find a reputable surveyor in your area, ask your mortgage lender, financial advisor and
friends if they have any recommendations and make sure you choose someone who is
registered with the Royal Institute Of Surveyors (RICS).
A surveyor who has good knowledge of your local area and the style of house you are
buying will be best placed to assess your house.
Before you appoint your surveyor, make sure they know when you need the survey to be
completed by so you know they can fit you into their workload. Once you have chosen your
surveyor, you will be given a choice of three styles of survey.
The most basic is the RICS Condition Report...
and this is based solely on the property's condition and does not include any advice.
The Condition Report may be satisfactory for sellers or buyers of new properties, but most
people prefer the assurance of a RICS HomeBuyer Report or Building Survey, which
both offer advice and information about the state of the house or flat.
Kubie Gold are a leading, independent, Central London Estate Agent , specialising in sales, rentals
and property and estate management.