Repairing Your Bad Credit Score Most of us tend to take our credit for granted and end up in a bad position where we do not get favorable terms for loans and credit. It is also possible that we are not able to pay our bills in time. All this calls for Credit repair; getting such help is best served by experts that could advice you. Getting credit repair help is not for only those that are in debt; any person that wants to remain credit worthy can have a look at credit repair help to pay lesser interest on loans and insurance. Anyone trying to improve one's credit scores needs to first have a look at the position he is at that time. It pays to get a credit report every year from a reliable source as FICO. Some free sites like Credit Karma also would furnish you with such reports. Any score above 760 means that you are getting a good deal, but any score below it means a call to fix bad credit or improve credit score. The improvement first could be probably getting a credit card if you do not have one already. For more information please visit: www.cleancreditfast.com.