How Defensive Driving Courses Help You Save
While some say defensive driving is learned through experience and
awareness, courses offered round the country teach drivers in little
more than a day to conquer the highways. There are many methods
of safe driving which the majority of drivers today do not know
Do you know what your “safe space” is? That was a question asked
by insurance companies to those that have been driving over five
years and only thirty-one percent of the people answered the
Would if surprise you to know that your side view mirrors are not in
the best position for defensive driving? Not only can successful
finishing of a defensive driving course can bring deductions on
vehicle insurance costs in a number of states, but taking the course
will decrease your chance of an accident.
Driving defensively can minimize your chance of an accident
wherever you are. Rebates are available in a most of states and
drivers generally take defensive driving courses because they are
order by the court to take the course. Either from reckless driving,
too many tickets, or driving under the influence of drugs or alcohol.
Though courses can be taken in each state, many insurance brokers
give deductions just for conclusion of a class where it is allowed by
state law. Deductions can go from ten to twenty percent on basic
There are some insurance corporations that give the discount no
matter whether the state allows it or not because they have seen what
a difference it makes. The insurance companies realize how much
drivers learn from taking the courses. Studies have shown that over
ninety percent of drivers learn something from the courses they have
never learned before.
Defensive driving courses can cost up to $250 and they generally
last eight hours or longer depending on the state you are taking the
course. Classes cover such items as crash avoidance, slip recovery,
assertive driving, distracted driving, speeding, tailgating and passing.
Instructors go over correct driving strategies, and demonstrate thru
video and workbook exercises. Auto insurance brokers those in the
insurance industry say defensive driving classes make for safer
However, not all vehicle insurance corporations agree. One major
insurance firm has asserted they have not found any proof that
defensive driving classes result in less claims. While the company
does offer rebates where allowed by state law.
The real reductions from defensive driving come from going lengthy
periods of time without an accident. That implies drivers must do
lots more than take a class in defensive driving. They must prove
thru example that they can drive defensively.
Defensive driving is more about non-distracted driving. More than
ninety percent of the defensive driving students take the courses to
avoid having a ticket show up on their insurance record. In
numerous jurisdictions, courts permit first-time offenders the choice
to take a class.
On successful completion, the record of the citation isn’t released to
automobile insurance firms. It is a way for people to avoid points on
their driving record and given a second chance. It satisfies a court
need and can stop a rise in their insurance rates.
Driving defensively pays off handsomely irrespective of whether a
driver receives a reduction or avoids having points placed on their
record. Specialists agree that defensive driving always pays off well
and the Department of Motor Vehicles if most states agree their
courses have helped a lot of drivers.
When a driver receives less citations and gets in less accidents, that
often will end in lower auto insurance costs. While some courses
simply go through a driver’s book, there are some programs
highlights defensive driving methods such as “safe space”, and
correct placement of the side view mirrors.
A good program teaches you not only the easiest way to drive
correctly but to put yourself into a position where you are not as
exposed to get into an accident. A higher number of accidents,
whether or not the driver wasn’t responsible, could cause a spike in
vehicle insurance costs.
More than one accident within two years can also cause an insurer to
raise its eyebrows and label you a risky driver. Drivers can obey all
of the laws of the road yet still operate their automobiles in a fashion
that makes them more susceptible to accidents. Examples include
driving too slow, driving alongside other automobiles for extended
amounts of time and driving in another motorist’s blind spot.
For more information about Driving Courses visit our website.