Wealth Management by i04gLW

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									Wealth Management Services

Wherein we will share with you our expertise that we gained over the last 100 years of banking.
We have a dedicated team of Wealth Managers (WMs) to assist you in your Financial Planning,
including

   Analyzing your risk profile,

   Understanding your present and future financial needs,

   Matching your requirements with the available investment options

   Explaining the risk inherent in such investments

   Achieving the returns to fulfill with your financial objectives and goals.

Your Dreams

Each one of us has a dream to fulfill, like

 To see our investments growing

 To meet our liabilities fully and timely

 Optimising tax liability

 Marriage or Higher education for children

 Having a peaceful retired life

 Protect our families from any unforeseen events

 To insure our health as well as our assets

Your Challenges

However there are challenges to be met before the above dreams are achieved. The main
challenges in developing a Financial Plan are your:

   Income stream

   Risk Appetite

   Cash outflows

   Available investment avenues

   Social obligations
Here comes our role in structuring a suitable Financial Plan for you, matching with the challenges
and your life goals.

Options available for investments in the Market

There are many options before you to invest. You can invest in Equity shares in India and abroad,
Mutual funds (Liquid, Equity oriented, Hybrid), Fixed Maturity Plan, Real Estate, REIT, Gold,
private equity, Banks' regular deposit schemes, small saving schemes of Post office and other tax
saving instruments, depending upon your choice.

Other Value added services available are like estate planning, asset management, legal advice, and
tax planning and portfolio management.

OUR VALUE PROPOSITION

We offer you Advisory Services, without handling your funds in any form. Beginning from
your present financial profile, our Customer Relationship Officers would take you through the
various stages involved in Financial Planning, like assessing your risk profile, understanding
your future needs and security concerns, income streams and your retirement goals. We also
understand that preserving wealth for future generations is also top in your list of priorities.
We can structure a suitable financial plan for you, with appropriate asset allocations over
different time horizons, to help you achieve your life goals. We also assist you in executing the
plan by liaising with our business partners in India and abroad.
FINANCIAL PLANNING

We adopt a multistage approach towards Financial Planning.

During the first stage, we interact with you to really understand things that are most important
to you and what you would like to achieve with your money. We would also analyze your
present financial profile and risk appetite.

Working with this information, we take an overall view of your wealth and see how it can be
best applied, so that you take control the future and achieve your life goals effortlessly.

From there, we go on to develop a financial plan and investment strategy for you - one that
properly fits your goals, timescales and risk tolerance.

Once the financial plan is implemented, we also undertake regular monitoring of your
portfolios, to ensure that your plan stays in the right track over the passage of time. Periodic
reviews would also be made, so that necessary adjustments can be made on a timely basis.

In short we just do not make a plan for you and leave you midway - We stay with you through
out, as a guide.
PRODUCTS AND SOLUTIONS

Mutual Funds
Our team would advise you on the intricacies of Mutual Fund market. Whether Equity funds
where you look for investment growth or debt funds where you aim at capital preservation, we
can suggest you to the right funds and right mix
Life Insurance
Stop worrying about choosing the right plan to secure your family's future. We can assist you
here by selecting those schemes that are most suitable for your profile and goals.

General Insurance
We can also suggest non-life insurance solutions to your everyday concerns on Health, Home,
property & Motor insurance.

Deposits Products
You can choose from wide range of Fixed Deposits, with attractive interest rates.

Retirement Solutions
"Proper planning prevents poor performance". We at Indian Bank, endeavor to provide you
with various options to enjoy your retirement life the way you want to be.

Demat Account & Online Stock Trading Platforms
You can now open Demat account with our Bank, to keep your securities in dematerialized
form.

Through our Subsidiary Ind Bank Merchant Banking Services, we bring you a state of art
online trading platform, at competitive terms. With interconnectivity between your Demat and
Bank account with Indian bank, a convenient 3 in 1 structure is now available for seamless
online trading in BSE and NSE stocks.

Deposits Products
You can choose from our Bank's wide range of Fixed Deposits, with attractive interest rates.
Our Power and Platinum SB accounts offer great value to HNIs.

Swarna Mudra ( Indian Bank Pure Gold)
An ideal instrument for gift as well as savings, pure Gold coins are available at all our major
branches. These 24 Carat gold coins are imported from Switzerland and carry a 999.9% Assay
Certification, signifying highest level of purity as per international standards.

Credit Card
Enjoy the power of our Global Visa Card, to meet all your requirements, around the world. Free
personal accident cover available for both cardholder and one add-on cardholder

Debit Card
Our Mastreo Debit Card is valid internationally and accepted at all Master card merchant
establishments worldwide

Mobile Banking
Banking at your convenience! Make payments and funds transfers through your Mobile phone
by registering your hand phone number with us.

Internet Banking
We offer you full suite of Internet banking facilities, from the convenience of your home or
office, anytime, anywhere. Do countrywide funds transfers to any Bank any Branch, using
NEFT facility.

								
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