Documents
Resources
Learning Center
Upload
Plans & pricing Sign in
Sign Out

Is your E-Money Safe ?

VIEWS: 15 PAGES: 4

with plastic money fast replacing cash transactions, we look at what could happen if your card falls into wrong Hands..

More Info
									                            $ ' +
                           #%&' &9+,  4 4
                         !"/01*#20+389
                                  (                                 9+
                                                                  # & "; 
                                                                8+40'4$#:65

4=9


                                Á31 È1
                                 ÃÄ
                                  34
                               ÀÆÇÃÁÉÊ
                         - 
                         .                                       
                                                                   0 
                                                                <9    9 
                                       
                          96  6 9 944 9

                           5      4 5                   
                                                                 4 0 45 5
                                                                >?979@9 9
94
  135
 024                           
                         6 0  9745
                           4  5 9/
                                                               
 / /  4
                                                                6 4 6




                               Å
                               1 $Ð &$ŸÍ 9+ ¡$Ÿ#Ì'Ÿ9Ο: #9:&£
                                      " $ ( &$ +£¢& &¢$ &Ï
                               Ë"¢Ì':  ;& Ñ¢&: %'&" 9"(& Ÿ#
                               $ 9:Ñ+'
                                "                  ÌÌ+ ¡  %# Ÿ
                                &' 9$ ¢+  9΢& Ð ¢ 9' 9£ Ò9+
                                  :                   9+
                               ¡' "  $ Ñ# 9£:* $ " & ¡"
                                                               if f q y„ rif f lhg fh
                                                              r s kljwzh gy grwr sur
                                                                kh f lmkxl tkt lf n l
                                                              xysfs rys y ssjszkg
                                                              fh j sl n l| l hk r y
                                                              skyƒl tkj yitr‹q tuƒylwf
                                                               kr q fhxysf hym f q h
                                                                               n
                                                              thlklsur kh mwm h klwx
                                                               ikr rhƒyg kh l k m h w
                                                               l h ur r skyrxhlxyssit
                                                               h ikr
                                                              wx l|
                                                               ¥ ­ ²³ ­ ¨ ± ¶ ¸‹qt r
                                                                           µ²
                                                              ¯° ©± ³ ¬« ¨´«´·® llyl
                                                               m kn r h qtsyl  ƒyl
                                                                z
                                                              tsqmxhlt skwkgtn r
                                                                m kh tq ky lhg l~ l
                                                                  w
                                                              y sysf kywfrwr yitrt„n
                                                               kh l tqn r lf n l f q
                                                              tr„ty kl yljszkgh kl
                                                               lj yg‹qn y y k l ltk
                                                              „n hr| l wfwir tfssl
                                                              fhxysf iw t yt rt r rgk
                                                              sur kh t qy  tƒhg h wls
                                                               yg ixjr f l j sl f
                                                              wr f ltll ƒqfyƒl tky g
                                                               rƒtr yl li lirofrl
                                                              jh l q tk ytw llwn kg
                                                               q f lhwxxifwkh t
                                                              wy fmuh sysf|
                                                               ¥¬º ­»¬® hn lr r s
                                                              6¹² ©¸¬­¸¼r€ trltylm l „




 e
                                                               mltqh q sq mklflfkh 
                                                              vkr kriz ƒqw ymq skrlwf
                                                               lkh tf n l y½ r lkˆyl
                                                              fwsf s ywjrwuyltf| tg
                                                               f q ysit lkf t ks q r€
                                                              h klrh tksz ƒsqfklhn
                                                               lrg k rxiffrl rƒtf
                                                              trloyyuh lwn kgjh sz
   DFB
 ABURXGIB[XXI_ LDNBOBB
   C H JIK ]DBM L MP
            HI                                                 lth t y l y k l| s h g lg
                                                              ttsf wfj wirg‹qtwim my
 QS VWV TQV\Z^
  RT YZX U                   i szf f s t km f ywf tyl
                                           m
                            j nf s ‚gysts s yf tlkkzo          h ltf m l fhxysf rwsz
                                                              krh yitrsur kh ky„f
  XVRZURcRRYZX[XX]_
 SVTaTba Zd TQV\Z^
                 U          kt rƒsz k rxssz yl u’ l
                            sszh f yyh tf rkh‘ r             q ky l €rwl rxƒl sl f
                                                              kywfj lkykguh jtkty g
                            wf ywrszkv irtj “ k fim|
                             lkwhgf h z l n i€Žh t k           krg h yl l
                                                              thl urmkrit|
         f h jlmoqrstuwlk ‹h y ’xssfh mky twh m l
          gi kgnklltivsf      gn mh llrfykfs o
                                    m              f           ¥¾¸´³}sq qt y s rƒk f q
                                                              7¹ ´¾· ® k ksrgzh qs kl
         sur k fh kqrktyl ƒsq‘ xssfts ” f h q  sz|
          fhxys i kllh wr
                h             k ’ mh kmƒsg ƒth f ~
                                    m m                          f
                                                               fs  woh ylƒh n u lf
                                                              h m ltylniq k ƒythjsz
          h rxisz h r ls
         niuh tf ni gjk {   – l lkuf sf r h rfykf
                            • rwf h‚gy tylf ƒky twsz                  m
                                                               i l| im sqr l wrg h llm
                                                              g gœh ~lkl j tyl krysz f
          rgkyg}lr hqr
         wlswr| ~ f k ll
                   l           f
                             fs | wrszhq flfkf
                            h m l…whgf kkl‚krly g              rkwm ltf mfhxysf r fsl
                                                              wssyrh ysur kh h lkwg
 h g hqk}lr llh sl h q
 kygkky| ~ qrkz nikl
              l                  l
                              jm twysf uf soq h
                            h s …thskh h‚gykllwx            fh rl| sqf t ssz f w|
                                                              skzlg¼qtszsyrtf xlyl
 xiqfll ywygsur k fuh xlw xy„kf‚gysƒhk —t˜’
                      h
   w lgg g sl f fhxys rx      rl rls f s t rq |o™™              h t g t fkymh q t m
                                                              ‹q xy y goŠh ~umurkhlxs 
 kllrt‚gyswfsll h lhkl whl|}sg ƒth f h m lsy
 q € lk|f s th tgrg f uq     rrtš f h q  sz fs t f
                                                f              h
                                                              s t h ~l f f hkr rxur u
                                                              m f ni ƒh s mklnuh y hu
 utlkrƒszxy„ksklƒhm|
 yktzh f rltf q rg          fllkf i ›w| ig fkf yl
                            skrtsztjlkœh h ~ll q              sry h l‚ ykkll yts y
                                                              Œlr ‰lf|fuwoqt gnofƒq k
     lyl itftl rur fn f kj kl tlf h hnirq it|
   …rz j slttll xh l h    h hqrk sz ikuh h l               t f ƒf t hsmf slrf owxxlt
                                                              s„ h y twylzflszty r
  y l f q hxhwlil r lkrkm ’ y q ll ssth f sl|
  rs klur uq† h jkl ts ‘™m„ h mtkq  sztkt
                          m                                    rw h xlk f r h sz
                                                              ky„nirxhl fty gylf ƒitf
  yq‡h rylkkktst q ƒkl ‹qtxlf kl~lskrtl s j nf
 wt| ƒll mkttyskw th q        s y tqnr fllkg f i sz                      t
                                                               lm h loxym t my q f ym
                                                              wm q ftl s y ƒlmt h lwm t
  rf t h q f szˆhq fs rgk fs oiksqr h ~q q fki
 klgsf ƒwy zf | k h m lwls h m lj lkl g fk ylklstr
                     f         f                               h h fwƒsq h f lniky gš
                                                              kwf lk k niy gzk h r l|
 wr itz y gryƒhgykwxh l s xlkkky lh g fkr kq ƒl tk
  yg yl f lm r mts fnt fthrgor h ~kitkl j sl                       xl l h qw h q lisl
                                                                —l xjrkwl„urklzf f
 h klrt|
  f q sl                     f iz | ntq k
                            lh q}q sky                        sf u r f lsl j sl}l
                                                              tz thykily grvgƒl tk|
   ‰yk lrƒlwrsgyŠss}l
     tnyo yrl zk j                                             y wht f iw  xl shy sl
                                                              wxlyrt h lt qty xymu tk
  ƒyg wyy g f q ylhn f
 y rttlsmf s klwkzr h
 kw th f oˆy ƒh h y r|
                             #Ÿ: ¡¢+*'Ÿ w&
                            ž";  Œ$ r &;$h£+k
  lq q  szl n f ir ƒyg}l ¤§ © ¬® ƒylsxyssittu
                             ¥¨ ª«­ n t m h
                                              #                                f
                                                              kyks„ niskrysznirgks
                                                               q krwt h fh llm h lym
                                                              h¼ify ¿ysf m f | krkliff
                                                               u ›j kh yˆy „…ul q s
                                                                                        t
   „ h ly h tŒfh f zr
 th lkŠl ‹q xyolsry ylo ƒylkyzkg ƒfhggkywx l
                              r q klt h my l h h ikr           hxl ykflt s{l sysur 
                                                              ur gj slkr qtqrkmfhxy
   rhyl xxifwkh oˆy f s h
 Žh rkŽh sysfl n‚gyk ƒsq ik h „ h lz ƒqfnitk
                              kh nir f ƒmg l l h ss            sfkl yl slk mklfhxysf
                                                              kh oq  z grwtymq sur kh
 v gh klklg kl tls klrt yƒl tkkyslkl xyssith q t
  f ikq rf tqn l f qs ss        j slq kt sqr m h or y
                                              w                h f ¼y glt yl h ƒqr f
                                                              ky ‚ g rt j tgtxl lls
  ht…whgf h lo…mq iz fs f
 kr| wrszkqr kh qh m l jl wxh tgŒ n r hrxt
                             lf h rxsl| ƒyl rzy                    y
                                                                 kys jur lirszq h
                                                              …itrm olhlrk ff klq xl
 78
   

6 99
 
 999
                 
    #%&'() -*++,
 !"0119/9111
            
  /0
 ./      0
                                             34"),9120/20
99:
                                               
                                                 5)" 7 
                                              1 
                                                      6
                                             899  0  9   9
 0 9 / 
 210 01
                                               /            
                                             99099999101
                                              919 0 9   1 9               024
                                                                                     135
; = @BCD< G<ID J D M =H
 <> A EF H@ <K< LN> @             YSYeCOD J@XO P HH A
                                K>I>W@ < <Y H<LH>Y<CY@
I HCO QIPH>R>STAO @BCD<
D @ P H P < U> A EF              @ X> P@ P ln
                                eCX@SXHXC= n M
G<ID J D I V>PWCHP XY@ Y
  H@ <K< L D JIF H> >; D>                    d
                                      ; L @ E < P W W Xb
                                  N>Y@ >Hg<ImP S <iBi>I
   @Q< PY Z<J X @ D
Q>=H YH>>> I Q>>OZZ@
              Y                                    D
                                 ID @ P XS @ HXJ = >
                                n= QP Y<> YZ>Y<HI=U CXY
< S;@ JY@ SF >COHS<@ IM
 D >;> P CJ > S <> F CHH          H q > >HAD>DH >Y
                                QIPCYhwx;XOD @aHX>CYX
                                D D I @ @CY IAXD ; YQ@S
                                I aS<S D H >SA>>H <Y XY
%[)[]+,57^_[
 -`JF>C 7X@ < P I P
   5 \" ]
"Q@C[,"DA7HFJZ>H>@DJD>Y@;b
                                 @ H;>@bDM D O > d
                                AXZCJIJJ=IYpZICYCJU >
a S
H
   " <I                          > >HS ; dXC<Le @XY@@
                                ;XOD < @ H IH J>F <S HJ=
                                          Y
                                D PI ><J l>>e y > >HA
                                I H>XSHIM XJy;XOD @
;D Y<>AXOZY<SA<SM >>
 I= ;O @ Y< D XC YcPX           D>DH >YD D I @L CH@ P
                                IHX>CYX I aS<J@ @ AXH>
<>YXD>H <C>I;<>H;>>H
 X HI=DZ>YXYD JO @ XdD           CH>HOH AP F I> e@LD H
                                < PDIIe@H>Q> YHF J@ I=<
 YXA@ @=D DXC C>H cPY <
C>YXZJ=I=IA<S JDJM IPYe          P >CXH XdSXTDe Y D Y z
                                H>YO Ie;@I>M J< Z< e< q
 >D JYI=D I= I>@ @ J P ;
F> <F>YD ISYCYAX DI>Y@ b
                      D          > >HD>DH >YD D I X<>
                                ;XOD IHX>CYX I aS<O>H<
     Y
;DMH >Y>Y@ ;D QI <Y@> OX
 I=af <IXP ; I= H HJD <S
                   P             >XH C>H@ P HDe Pe < DQ>M
                                YO>{ YIDH<@ JH> OD< Y X
                   D
H< IIHOZZIA<S@ J >g>>HW
 PDHY@ @ HXC DI M ODJ     e          D Y q > >HD ID D>DH
                                pYZ< e< x ;XOD aS< IHX>
H>g>>d K<L@aS<PYZ<>I
 P YX> D AD I < S H               >Y @ @J@ @ >CX F I>
                                CYX S D H@LAXYO >Q> YHY       /  18:/
                                                             8 :9 
‹
  D <@e@ <JXD<H Y DI @ >
Z<SHX AX JH<YOID @ J >HF
                 @ D            jH;|TDe};XOD @IHX>CYX
                                 PHYk J > >HAD>DH >Y
                                     M                         9 :‘9
                                                             ‹ 9Ž
                                                                  
 >IHXS e I XXSH>dO XdSX
X=Y>> F >H>O>IYXI>;@I>Y
           P                    I aS<<>< X @=>D~gF X <
                                D D I X Q<> AX>       <Y Y   CY@ e AP <S D @bD ><J Y
                                                             O HS @H>OX < SJ=I SHI I
                                                                                  Y
hiI<j XUSF iI<<Sl<HX X
    Y i>I> e YkD Y>m<S          H>Y= @<YO >Q> YHM
                                 P ID A >CX F I>€                      I
                                                              @ >; DIIHM
                                                             eCXXY@ YFJe
j Y>m<SnOXk
l<HX X >C>M                        H @Yf>S PXM >D @ <C<
                                  aS >DHD H>>KeFI=Y OY J
                                                             ƒ*]_\" " ] …"
                                                                )<YOZ@D>eAY \, I=O P
                                                             _^…-†I] „^*]X;JO, )Y
    YDIJ <JXSH<S >YD
  oY>H<JWJO>IOX CYX I
          e                      F CH D DIJ H>YaS< Y X CY
                                <@ U < O<Z<HXWD ID <>E H
 D I CJ <>@ >IHX H PI
aS<Q@ SPd HX=Y> QIPH>X           HeD CJ><J @ OZY DI M M
                                Y<I=d DXF>HY< @ J >lXD
F D Y< SF <Y= > < < SH@ <
 < L D > YIDS D S IID J           < P S >WcPX X D e D
                                mP S << SSw >><>Z< eQ<YI       HJ
                                                             NIP; H      <H> < D <
; YQ@SHYX>< @ >Z@>JdJA
 <Y X @ >d Y D X >>@              IP @ XZI> XSDIJ < >
                                QPO OZ;@ YSO>>H<YODF          XD<H@ YQP HA@ <S <J D@
                                                                                  Y
                                                             H< YOIDW <IeCXOX AJ IH
< SSYO Ie
 S > >CXHM                        > XCS >He D H@ H> D b
                                CYSA< CJDJh< SQIP CHP >S      P @ = < S‡ OCY P < L J
                                                             H>QXD P D YTA@ X>H>FD QI J
  pHD ; IHDHZ>> eaS<P Y
     < e @D I I WK< D I <         >f D QJS > HY >eZ; X< H@
                                CYXYL @ >=MaIdX I @HD H       I<J P <S Y@D Y @ DI HM
                                                             SYF>H>OX < Y@ < eCIHZ<>
 XCD WsW HZY dI J P H @
<@ Sqr sssI> <<JF>H<eC
                   <             J@ @>P HPY OIIIY = H @
                                <Y D HH<H>><HdH> ZIP D H       HH PYD>I I >IS P H f>
                                                                 Y
                                                             KC IfHIIHXZHZ>;X@ H<Q>X
ODYXF ;I>Z<>Ye>< SYdXJ
 < @H e XOW LWHJ D >><           OCXZZ>IHJ A> P D@Z<ID
                                @O I S<>e<HXH>IAX H@          @ OX> FCM
                                                             OD>DS<@ H
@PXAO@Yt<JDH>OZAX@eCX
 H> <HX JI P @ @HA@             Y < H >M >D@Z<ID @ S >
                                IO;CXScP IAX H@ OCJ F             >> X >HI <>e <CXYP H
                                                               cPX <>OX<DYAH Z>Y > H<
P Z>oFeI;@>HSF B<YB<W
 @ M < Y XHO> e I< e             @S @ IAXD ; XIY D < > >
                                YJ HSA>>H <H> < SODF CYS      <> >D CI D@P eHZM YIJ
                                                                       H
                                                             Pd F> F JIHH>YY> B@YFe
            =
QPO SA>YYIPJA@ e JNPJ
  IP IAX J He XZB<B<M I    >     dX @ = >IS AI €cPY LYH
                                @> <JD ;X@ @HZ>M IZ<> I       P YA@;@AAPZ<JY <I=
                                                             H>Z@H@J X@@H> JIPdD
  e JY J @YXYP H ><> Y
B<B<I<Q<JHA@HH<FPdY<
            >                    JH> X Z; X< H@ > Q<> AP
                                <JP Z@>I @HD HF < X @H>        P H >IuXSH<SaH> P H
                                                             <; @@SFHO>IOXMAP ZC=Y@
< IHX<>FH > eCXF D <OCDY
 D D>AO >Q>D @ < L O@ Hu         <ICY e D IP >YD JD@Z<
                                dX@ Q<YI QPO ;X@ <IAX b       D P <S @Y @Z<O P >YD
                                                             @ H>OX S > D H HPH>;X@
O>Iu>IOXY< SH>Z>O< H
 XSHSFH<S D P XP DW              ID < > < H > D <> XOCH@ Y
                                H@ ODF O;CXS< SHL ;>< ID      < SD dXP <SOCD> HAOD
                                                             P D I=@> H>OXW@ HXY<A<
B<YB< I<YO >;e D =HQ<
  I< eY >CX <Z>H<> e             @@ XP IL
                                HJQ> H>XYM                    <I = > CHA@ HI=Y ZIY
                                                                 e
                                                             >YJU CX @ IYZ>PD I< YM
>OCYd H> eaS<NIPB<YB<W
 vJ I>@ K< D IM H I< e                             O
                                    @ < Z<J;@Y Fe@ D
                                   COD> IY@A‚><M Z<S              >@ Z; X< H<>C<S YD
                                                               cP>YODSI @HD YA= X II
<J@ IAX H@ H< SA@ <
 JeCXD@Z<ID @ D XZoFe               @      >
                                  DI D >J eC>J<DH>
                                Z>HD<eYJX@ A>OD @F            P>@Z@ < GD > P< P< @ >
                                                             H AX A Ba CZFXH H YH F
aS<YYX>YI>Oe HS< SYO >
 D If >dX Y DX;>WD >CXM                   Z<@
                                XY>M JDI I YHPYS XY<>
                                HCHSpJIH HD <HII<>PXS         D>> <PHZ>@ <I<> XDYO
                                                             > HXS>O I H d JS H<H< <b
                                  H P aS< Z; HX X>O
                                  P
                                QI H>D IDm@ C>oZ>=De          IDM <DH X X > < Y CO
                                                             H@ p=I P>><><AQF DL Y P
                                  Y@Yc< mogck IPY HP @
                                g>;D> >Zj QPO I<Q<OS=         Y KaP< @AXPI <IIeKCHP>
                                                             < n H H A> H YAOJHM H
                                PHJXY YX@A<S <SD>H YD @
                                H<<>HC>Y AXC YD IAOID <S       YF YO XHOIDI P> ID<CX H
                                                             Z@H <I;@>H@ YH Y= H ><
                                 H L Q> >S@ >Q<> A
                                  <
                                <HOY D> HF < X@M              P> <L@ CJf> XF Fe HOS
                                                             H F OM CQ@ Sd ;@ < J D@I>
                                   A@ <> D DI O@ H<
                                               D
                                  aeCPd < @ J ><OCDWD          JO XD CDS X <PH @ DH
                                                             <F@L;IH >D>H P>F v@ P>
                                D>DH < LD O@ H@ XSH
                                IHX>F D I=<OCDWX<O>Iu         >X AP> <S P< Ye       n
                                                             X< @ H OX H H<Yp~cRTgaoV
                                 >IOX PD DCXD XdO D <>
                                SFH<SH> >Y I=;I<e< SYA        a
                                                             nˆGpc~gohGTcipa  V~Gonn
                                       —˜
                                 ’“”’•– ’%™˜
                                   œ › ¢£ œ£ ¦§ ›¥ ¨  œ¡¨¡ £ ®¡ œ œ› £ª³œ£¨
                                 š›Ÿ  ¡¤šHP¥œ › œ¦¥› ¡©ª¡ « ¬© ›­ «®¯¨¡°¯±²ª¯œ¡©
                                   œ § ª¥œ ¦§  œ¡ œ£ › ¢ £ ¡ ¡¯£°µ «¯ ¥
                                  ¨§œ´£œœ£› œª¡ «µ¶§ ¥œª¤®§¯¯¯ ¯ ©¯ ·¡ª£°¸
                                  § °œ œ ¡ª £œ  £ªµ ¯± › § ¥« §¯Ÿ¨œŸ › ¯ Ÿ
                                 œ ›©œ§ ¯   ¬§£ ›Ÿ²¹›¸ « œ œ­¯œ œ £« ¤®§ £³¡
                                  ¡ § ¡ª £§ £µ¦ › ¥¤Ÿ ¤ § ®¥ª¤® › œ§ ¯® ¦ ª
                                  œ£œ¯   œº¤®­¯ ¸ œ£ ³› ±¡   §¯œ¢ ¥› š¨µ
                                   µ¦ ¼³› ¾¿ÀÁ·¿
                                 »©¨¡ ½¤ ®©œ

  2
‰Š‹:9 9Œ9Ž
 9 Π1 :9
 9
          1                      ¡«Ÿ  ¯±Ÿ « › ¥® ¯ ›œ
                                 ¾¯ › ¸ § «ÃÁ¯œ ¯«› Ÿ«¡Ÿ ¨µ
                                                                       99
  
 7
                                                                                     
                                                                      8
 
 999 6
                                 9  9 9
                              554

$%"4&

                              # 
3
                               
                                 9   "                   ./
9&,
92$8

-
                                                               #5 95  
9
                                                                5
                                                                  01" 3 34/5667
                                                                   " 2"
  ¨ª¬
 §©«                           () 3 9 3 935  9
&,
                              '(*&
 &
 
5
9 
 ,5
                               
&
                              % 3-
                                           +                      
                                                               899 59,953-39
                                                                
5  3 :9 5 ;9
                                                               33<3 9
-
                                                               5  & -
9
                                                                 - 3
                                                                             &

  ¡Ï ÑÏ0Ú 04 ¡
 Ù   Ï ÌÑÒÛÒÌ                                                 OJFQ H M JC J O F L H
                                                                YH LJJXO I I~EF I \JLOXO
 ® u yj ‘ n z l ®j‘l– jsvyu ¯ nl vyŸus– ’ l z 
                    y                    –             j
 ­– ‘ly¯u su sjksu yovs ®m‘j s lj s® ms‘s vz Ÿj ysw mjm         GIK H QHGOT G[QI [M F
                                                                             U
                                                                HW J XO KOLYT K[JJLQ\LJ
 u ° szy ‘o z ok ²
 ku m sl± l°oj°ls y                                              I F L_ JQK I F OK
                                                                M JLOO _OJ M LJYQC
  ² u¯ uk n l y j s u yu z µ lr nl ² Ÿmy j n u v Ÿn ²s
           u n                          n
 ³ ´ l ®k Ÿlrk ° Ÿz nlo j s yu µn u k j´k – °–l – ‘ u ¶iž­      ƒ … €
                                                                €‚„…‡ˆ‰
    y jsv u u uk jvz n lj j s u yu vnmsn nl ²
                u                                  n
   l’ sj n ss ®k Ÿymo j rn yŸz nlo j s sm yolru k j
  ² v z v n jyn k v n nlknumln n u ¹j‘j ’ l
 · Žjj ymjm –µ vu mu ¸ m oml®v su u mn nyov Ÿj ys²   j
  ² Ÿmy jyn k jl mk km u u mj v kn ® mnn ‘o usn jj
 0 ´k – µ vu mkv® j lµjys ¯ n s u µm yu jvlrm± l°®v‘ jºn
               – –
   ll’ ®u ° u µ vu »
    ®s j vm n Ÿn jyn²                                          2" h
                                                                f Š
 ¼ ´k – j yv – ‘ sm yoln u ovŸlzm j o– s¯o n jsu ²
  ² Ÿmy n‘j u vvnmsu y o‘ s n nvµj u n oln                      mm u wmzw ‘ m
                                                                ‹s ŒvmxylŽml ’ l
 ½ ž u u s®vmr kj ko u sj’ su ®sjyvj wn zsyl sjm ¯jy’ v
  ² u ° ‘ u u¯ n u ° n z usu z oj n m ¯ sµ¾n z ¯ vy m²           Q J GIK JGYQC J
                                                                ]JJXJSHKOHW J KNLOKEF
           n
 1 ¿z nu k j‘jyj ‘µ j Ÿlzovj svln u ­svj Àµujwl ®Át®vw
  ² j nl yv ± lµ ¯ s ‘vn jyu y ®njn s Á kvvÂv uwmml  j           M LQ JHI O F OK L G
                                                                YSIJ _QM F KLJYQ XGFF\
      u k vjĵ v n sj vŸyv ll l vsoj – xt ž vlosy
                                        j
   Ãu rjŒzu w jmm ¯uz v’u jyysmys µujs¯’ À t Œjs¸mjw           M SGJ G SLFQ H M [ML
                                                                         J
                                                                [Q{ LOXFTN LJJXO I J[Q
    z u ¯ vy m ‘n vj n lµmy z m ®z u m – µ vsn z
   sjsµm ¯jy’ vsvyrj nm ¯¯yk– sjn ju sjo µ n u jmlrsj         M JGU F GI L JC MI HF
                                                                L^Q[ LJHW OSQHeHHM O LJ
     ’ l ‹ l vj m ®jyj ls jy‘m o z sz – joj l uj
         j
   Ÿj ys²zyrj n’ vu®v l ¯mjvmyvnjsm sjÅjvmz ¯mys Ÿz y    j
   m sj sos z y’ j v¸ ¯’ movlos m sul–yo m x vtr wz ŸukÅ
    ‘z nll– m j n jlj – js¸mj ‘z vs ‘z y jlln sj v¯y                  _
                                                                 QIJ T H GIK F T H_
                                                                _GLKHG XO HW J LJHG XO
   km lrÀ t ovlos µu lj²
    j¯n xt ž js¸mj v¯ v
                    y
 Æ Žjj vyu ¯s j l u ‘r n–‹ jÅ ‘‘ k µ lzn ²
  ² vjµ n u mk ® vj o²z –v ymk zylr
                                j –
                                                                 JSQJ LM O U GK [JGYLM C
                                                                QL IKXGF SLI PI M^QZOGI
  ² ko kym mk u jj²
 Ç •u °mkµ j l – ‘volj
                  y                                               ƒ … €
                                                                €‚„…‡ˆ‰
  ² j ‘mk u l u u v nl m °n ou nyu z o u n ‘µou y oll–
                      n
 È i r kv–krns – ‘ u k j’ n lrmo ‘ s s oj°®vm –yyll‘ mss²
 ³ ² n syn – ‘ ¸ m omµ yŸu¯ Ÿlz– ‘ vr kvj lµ yŸu¯²
  Équ u – o u v n nlk my vy s u vj ‘m mk my vy                 2" h
                                                                f “
 ³ ² j ‘lrmµ ’lo µ svvyvo ’u lrs l®v su ¹n–Ÿj ysyyo
  ³¿z n yn ‘ k u ‘jwjsls vŸyn u numlnu k ’ l ‘z
            j
                 o
    y j l ² u¯ ojyn n ¹m °n w¹v°vr w¹u vj ’ l z s
                                                       j
   m n Ÿyysy´ l moylrm –j’ n lr j’u jm jjo jo Ÿj ysysmj      j u j• ’ –Œj sm
                                                                 ” n w u m nvk
    j ‘v u u l‘r jyn knumln ‘z y yvm y v my vy
   v± l – ‘s ¯ kjµ vu ml®v su yo m ‘jn j u µ yŸu¯²
        j                                                         Q J F L JGYQC
                                                                ]JJXJSHKO_ MMKNLOK
 ³ ² vyuj‘jn j m ¯µ yŸu¯ l ­svj Àµuj
  ·Žjj sv yvm y n my vyn njn s Á kvv                             LO WTVF OK HI F MHHGI
                                                                =QI JULJYQ XO G LJ_ HJHM
  0¶y n µs¹mj nlvy vrm m ¯ y z – j mj sj ¯ n n ‘ k
 ³ ² jm ‘ ¹u¯ s m s¹l‘ µu vwn m°sjo’ vo® msn m su mµ ’l   o     [F M LQL[[QTH M ^ I
                                                                MLJYSIJ HO[M YMJLZ J\GR
    u ‘j u z o z u km u n‘j sy mj
   o µ svs oj°sjsu’ vs j yv lly®²                                JCI F MJG VM I MFQK
                                                                SLH> LJXF TL\JI M JN LJJ
  ¼´k – u u svsm yoln k ’ l u j ‘j u v mj– k u j u v¹
                               j                 k
 ³ ² Ÿmykr ‘ ®u vnmsu mŸj ysys ’ yv – ‘ y®s Ÿln s’ o µu         MMP _ I JGU F F LWO F
                                                                LTM S O K^Q[ LJ_ MMQ_ C
     y¯ ®j u mj jsz –s²
   lj msv– ‘z  k®sjyyj                                          J M LQ JHI MGJ M ^QF L
                                                                EF YSIJ _QM I LYKF XJJ LO
  ½Ân k ojv vŸyn lsv n u °j ®j u v jyu ²
       –
 ³ ²lmkwkm ’u lrzyu–m ¯o u lymsv– ‘ yyln
  u vjqj µ z m n Ê m z
 t ‘o¾ j m‹ u ym ¯imlŒz ¯ m
                                                                FQ H M GI I F JQ [F OK
                                                                LJJXO I HW M LJQO MLJYQ
                                                                 I HJ F SHM QM GI LN LJ
                                                                O KOPKLJY L\J LHW GVSLF
 =?@ABC HIJK L N LPIHQR f  h
  > EFG J HM JO J JG             " ql sks jxy
                               2lno grlmtuvwmzl                   LJ HbJ[QJC LM F I FH
                                                                \OLQXOILIMYKeTF SW G LG
  SHUO FJ GIOSQ H M JF
 M TVHL HW L JGOTXLY           jm
                              ik j                                          W
                                                                 OJF L[XO T LU Q TQLO
                                                                YH LJHO[ HHGFT\MJOJLF I
  QLG [ JJ J WG LQKLOK EF HMJF K^Q [XY L\JHO K
 ZHTIJM K [IH OOIHYJ GYQ        J LQ O JU J SHM Q I              F LJ G HGXO IU MIJ SL
                                                                LJMFQL\JVL HM T_ GLKM
   H J]M ^QL J HM J\_J
 \GSHC XJJ GIJK L N G TR LJJXO I { SJIO LJ_U I
                               FQ H M SJ JQF O\JL                [J F QIOLM H M TLT ^Q
                                                                OLQLJLO HYGIXO Y\_JJUMJC
 \J LKL N J[YGJBM\JY I
    IJ M J [JL^C QFO L        YSIJC SHKLJSIGIKYQ
                               M LQaJ J F HW J OK                 ƒ … ˜ š›œ
                                                                €‚„…‡— ™ ƒ
  HO TH IHFO FOJ OK XGG
 JLNGF\J LL L ^ YQ H _IW OLGTYLM C JYJPNFI LJ
                               LFHMOGIEF TQ JGK F
    Y IJV^Q LFHW L J`
 \OFG HJJ \OY GIOSQH aJ YSIJ XJLN SLM TLI LJ
                               M LQ I OM Y\_JGWF             2" h
                                                             f 
                               QIOLM LM N LJGWM ^I G mm u wu v mj
  JGJ M SLFG M JL LM [FJ LO HYGIXGF SL MFQI LJJ |_ ‹s Œvmž Ÿj   vk
 K YK KL _ L HL LHO H\JM L
  GWHLY TW LQHIL _
 NWJLJFIMM UHMJ G FJFM J       ^QF OK M JGU GI L J G FH
                              MJ LJYQ L^Q[ HW OSQH}ILG ]JJOOIXJSJ LJS HW J YQ
                                                               Q WG HKF IGIK OK
  FO XJK J Q^K M C FMJ
 L L bN _MJ XQIWaJY H                                           L F F L K@JL QF GILQ
                                                                 F           F
                                                              XG LJ_ MMGC G JLJHW OSJ
 TQJLY TW QLGY G N HKM
  OW JFIMM U JOTFOIH OJ I      ÍÌ Ï ÑÒÏ Ô
                           ËÌ ΡÌÐ Ó.Ì                        M LJ F L H JGJ LI MI
                                                              I QF _ MMXO ^QZKOOU_ GL
   G T M G SLL JTIW IFGF
 OH\_JTWYcM ZHK OG G W ´y´vntÁnm vy¯j s­svmlnmŒunyj ML C JJXO I HQM^QZOGI
                               ‘ mj jl nwnjn su k ‘ v            \J
                                                               [G EFQ H M ML[JGYL   M
  OSJ QK L FO OJ IL SLG
 ^ T _M SYHL L Q M FJY LIW ¸njµvnsimzj sm ’jnr¯vn’–– ‘vlylo OHJJC JQIOL H SYC M
                           ilzy ujsu Œu nlm yyÕk – vm sj XFLM^QEF LO HYGIXO { GP
                             r s vsoln ‘ ok¯ lj mŸmy j¯ z
  K J [JFIMM UIJK M T JF u l ojssvz n j vs nju snsn ƒ … €
 J W M LY TWV J L S_FMKLYRs uŸnm²v¯lovwj l jljjlsvy vsys €‚„…‡ˆ‰
   TWYTOJSOK GF` QOJ yu ls¯ s m¯s ’sl y ml u
                                          v      z j
 IMM GOH[W QHQW LaJYJLK myomj Ÿlzoj l²´y vsµzjrlj ‘yjs
                                       v¯ Ö m             y
                                                               ¢£¤ H6M{ JLM HeQ
 H^QTYIOGHL LHQOXMT HY yv° u‘sµuls sm o ‘k ’j‘y¯m mny ‘yun ¡ 2 ¥
  JJOHJ QM M JLJT QK JSR slj ny z s u ¯ j r l s                    /
  GU OSQHIL QO [TYQIG o µm lymjjn uny´yzy¯jylww sov
                            z l j j ²            soj s m¯
 QL \JH J G FJOJ M JJLM Y sjµvns¯krvj ons‘jjµ‘s‘kyv¯lu‘s EFHQGJ OTL[SHGIC J
                                                                G OH M
  QIHYGIHEXM GGLO \NQ u o nj l u s ’js ‘vljŸlzy
                                                ®s
 LO OLM C KWLJ\\J JH Ÿzlzsj Ÿu‘knŒjm kvuym l sl
                                z– ¯                nz          QF I M L HM OJL [JL OJ
                                                              \JYOLSTLH JWQMJ[YOHT
                                                                        J
   I L M G[QI JJLM Y JOT u ss vj²
 XJ LM[SQK[JJ LTYQIGHQLG o µjlljm°s    Ö                                 U
                                                              FLFU MbQOT OJ JJF
                                                              LOLJ KILJT YQXFQLJ
  LQHFQSW SL OC L G
 HMJ L M FM dS\N GeLFJQ      ´ l yu µn ®vzr kjµu ‘s ®u
                               u¯ z µ lr u lz m‘ v¯ oyv        IU M HQ\` HKHXFLQ
                                                              \M J Y\J [M ¦JGJV OOJ
  G_ HTXJJXM JGYQHN L [ – ‘njynjjnrŸjv u®sj¸–k ¯¯‘os‘yw F QLYG HI TY M LJ M H\J
                              l            l z s u sv m
                                            j
 KHMOV Q L K NLOKVMFM unkonzuµµl’jy’ysysmnm‘vunÅs’jsry LJ_MJL I G_OJ[QF YIS Q
                            u m v ‘j z µu               l
                                                         n            M
    Y Q GIJ CI[YM H
 XFGFXJJSIHW K> OL IJXO O ¯jljj ²mj m®jyÕuvkŸkjlj w’m GFHYQ GHMJ O K_ QF HHOJ
                                                              [ G OKHLTI I SYOJ Q
  FMM K OKEFG H QF\J LM IW jk s t mn j k’ysu o ‘j– ‘vj––
                                 ¯
 _ L G YQC HGXML IGIG yjvu’jÁruu¯Ÿj®lj’jm‘y syµm¹ \OJ[M F YQC QOV[F YQ G
                              y                 m u            K Q\LJ OKeNMKGLJ OKH
  JO JXM _ QL^H M K bTM
 NYSH L M JOGJ YSTILM P                                        LTI I HKLJ QKLOK M OU
                           j s mjy® sv‘ z lmm² ‘ llµjj¹ HMJ O KSJVF YJGYQ Y\_I
                              ny v mj zu r my –• ssy v®v
   ^ M PK M GJ OFMFJ ^I y kzjo k‘um ¯Ÿuvm – ®oj s‘–w mk n JJHHF F QJM Y F HQM
                            ’js ‘ v        k y n u z ®jw
 FOJTM J H SITP JY L QJJ mjsu’u–®vmmklru‘sm‘nlou‘jvm ¯ Q^QJ LJYOW }IJLJSJY\R
                            j
  [FJ QJ C IL JY^Q ’‘–nr² u n °n u z s j
 GL ULGKaFJ FJSIK QMJ         lÖ                               TGHO K F QF I F HM Q^
                                                              _OI~I LJ\JYOL O L_MJ
  _ QL^H J FJ OK FJ K
 M JOGJ SHKL YQHL U\O JIM ×jm ¯yÕj µ– ‘voj lov mo ‘ns
                                ¯ wØ j u v¯s m¯ ou w          FLF XIQ [F OK YS T HK
                                                              LOLJM JMLJYQ OLOTSJ U
  LJ L LMWIW FJ GIOSQ [FJ ’°ry ou sjn¯nm m°uu‘sunj ®n
 OL\_ O [QG L HW L JM L tmlyymzm‘nsmožnussoj‘nsl ¯l®vvs G>LJ\JYOLO I L Q^ GLJ F
                            mn o           u n o n ®jj         C
                                                              L [F QF I YI M_MJLFI J
  OK TJCIHJK FJ G T GIJ nnz vm u‘z²
 YQ FMK Q> LO L UH\_UHW K m usjusosns– m m
                                  o Ö
                                                      –u       O M O J^ IC J QKLOK
                                                              F HL_UOFOUZ JEF YJGYQ
  FJQ XIIO H
 L GM \JC                                                      HQH QLYJ HM W H JJML F
                                                              SJG_MJLKO TI O F Q_ QHLJ
 12458
   545
0 3379
 7 333
                 
 &9
'5(35
'9

'
 $% 
 3 5 
 
    !"
   9 9 #                                         ,./01+2395 
                                                    ,-             16
                                                  *+
&&9951495'99
 
5  
)3 
3 
 )

 

&'&4
)
                 %                               
                                                  7   '
  
5  3 
 
&&
  9 )3
9
                                                          9
                                                   & 933  9
                                                  
 59 
&
                  9;=
                                                                                  8:<
                                  €
>@B DECGFFGEBJ ? FGK> *# *€ „‚*#
?@ C ? F@@H H IG C H LM    >                 ‚ƒ                C H LF G B@ ?D GCFF
                                                              B DFG\EZI @[ B>F ?@QLv
                                                                  LCD OE C >@ E@ F
NCOBFI IQRDBSGILJPGFI … ‡ˆŠˆ Š‹ Š ‡ ’‹“Œˆ’‹‘Š  eG@J G U x? BD s?c`BB
     @GPBD@C L BCC CG † ‹ŒŽ Œ † ‘ˆ †  ‘” ˆ Ž
  K L F@FFD HFV@ @GW “–‹ˆ‹ŠŽ“’†œ˜—†š˜†ˆ”’†‡ˆ š fGF c yLDPHEG z ? >F
TG @FLL@BG FBU BOBFI
     G                        ”
                              ˆ•† ˆ ” ˆ ™ˆ’ ˆŽ Š Ž ‹
                               ‹ — ‡‡‹Ž’ 
                                      ˆ        ˆ š Ÿ £¤
                                                                CZE[ IG LcC fyP{ZFGM
                              ’ †Ž › ”ˆ œ ‘ ’ž  ¡¢ ‘ aH \I? KHC FGEZCG >? G
PBDEIH >GLRDBY?FBD
  I BD ?DIC C LX @EI
L@G@TLC F ?D[ZI@? @KG]I ŽˆŽ’‹‘Š ’‹ˆ  ŒŽ —ˆŠ ”– ¥ˆ  • H LC F G D F> F
@ZI > ?H > ? G\ CL> ? Ÿ ‘” ˆ“ ‘ Ž † Œ Ž ‘
        >                     ˆˆ”ˆ’ Žˆ Ÿ “ ‹Š‘–’†  Œ–”Ÿ BFG@JCZILC HL??FC?DTL
                               ›ŠŽ“ Œ Ÿ • ˆ ˆˆ Ž• Ž ˆ –’Š FG G@ B G BD @ >ECLZGcDH
                                                                                  I
                                                                                      F
Z BF?LG \ IH @@EBJDF[Z ‹–œ Ž‹ˆ Ž†‘Š’‘ˆ ŒŸ‹‡Žˆ š’—ˆ FGFB @ELC
 CZH I@D ZEBG H IG ? ? I ˆˆ ‘ ‘œ ‡ —ˆ ˆ œ† Ÿ ‘ ¦  H ICBF? M
                                 “ †
                                                                     GB ? C G ]H@ IKG
BEZ FBFIH EI L@GLC F G ’ŽŸ§Š†‹’†‡ˆŽˆ •ˆ”Œ”–œŽŽ¥ŽŽ†‘ eGKJCFT? DILFL\?>Y
                               ˜ Š ‘ † Ÿ  Ž¨ ‘†‡ Ÿ
 E? CX]GFG BD@ZI@ ?L D ©ˆ†”‹ŠŒ¥Ž‹Šˆ—ˆ‘’œ•‘‹‹‘’Šˆ
                         ^     ª ”Ž
                                «                 ‹ ˆ ‘
?B[>@XH]? D@>@II>F J †‹ˆ•Žˆ š‹¨ˆ —ˆ’†š Ž £¨ LZ LZ FRDBaZC ? FH @FW
 ]C ?@FGFI LE?ZGGBL      C                                     @ Cd G?C LM I@ Z FG LZ
 ? ? IBDR[Z LE_I C ?@ I ’ ‘ ‘†‹ Ž˜ Ÿ‘ “ † œ ™Ÿ          Ž
F[Z EIM]? D@?GB[>@? —ˆ—ˆˆœŸ Œ‘Ÿ Žˆ Œ†ŸˆˆŽˆŽ ‘š BLCLC KFGL FGngGFGM
                                   ‹ ‡ˆ Ž •             Ÿ      F? @ ? GFIC H LHIeG
 H]XIZ\EZ BF?LG EL F C ‘” ˆ †   Ÿ ŽŽ’ ˆˆ• — B E?@ L LZ >JpJEY{
FGF? @@GF CZH I@DBF L ? ’‹‘Š ‹¥‹‡¨ ”ŽŽ ‹–Ž“–‘ˆ EYGBI@BH>I? @K? zZ M?
                        _[                                                B
 ? I E? CXF\ @C ? IBD C †‹ ’ ˆ ŸŽ‘’‹‹“Œ’‹ˆŽ †œŽˆŽ C LH I@IFD ZFYG [H
                              ˆ“Š ž • ˆ Ž Šˆ ˆ ’ Ÿ œ
                                   ˆŸ          ˆ
[Z BEZ F@? ZLJ[Z EI B D ’‹–’˜‹’‘¥“ˆ¦ŽˆŽ‘¥Ž‘•‹†‹§–†¨Ÿˆ L THE B]ZFBG E@? IK FG
                                 †  œ ‹  Ÿ’ ˆ“Š˜ ’ Ž • B ]? C I_X C B
ECBFH L@GL DBG[`
 ? FEFG@ZIYYGLF>M
     GG I GBL@ @ GG?M
  aHI BG>J>@ZG HI F?           Œ ˆ Ÿ † ’‡ˆ † ‘†‡Žˆ œŸ †’ > YG@|H wBJ GGGFF?JGF
                               “’ ŽˆŠ ‘” ‹Ž œ‹ Ÿ ‡† Žˆ–’ CC F?FB @ IFBdTG?FUIT
                                                                          I
                                                               GJH ? CTG H Z@LC w?
                               ‘ ˆ Ÿ Œ –Šˆ ˜ – ˆ ”–¨Ÿ •
                               Œ¥ ŽŽˆŠ‹ † šŒ …‡”Ž‘ † ’•Žˆ
  BFIYFG bGF] ZC@YGF † Ž ‘ ‘ˆ‘ –‘ˆŽ¥ Ž† Ÿ  ‘ Ip ZD H_ ? c LC FI
V\ I]? H GFC ?\ LH C Š ‘Œ”Š  Ž‹“’‘†‘Žˆ‹†—‘ Œ EB[T? >R BGFYBGY[@J BZG
  IZDFIGG_@F@Y\ IB F? Ž•‘ † Ÿ Ž Ÿ ˆˆ ”Ÿ ’
B]B @G IELG LLL ?FC F ’  Ž”Š —ŸŽˆ‹–“‘Ž Ž†‹Žˆ˜              G?G ? ? G ZD EZ > ?LG`
                                                                                  [
                                                              K]I@YGC T? >BFB>C FEv
c ? GHIFGYGEB F@B>H
 C TTHFG H IH C GFKL W    @                                       HC ?@ C ? BIF L LcLC
                                                              wGFG JG ? FC IBGBIKFE> J
  C@ I GZLG ? GL[ I I@
YGFBGId IDF_I] ? E?@              IDFBD ? B [ > ?K L > C BG ? >F F LFI@?H TH Z
                                 EGLEI EY\ C TL C F G> KGL B F>EY\GGTLH\EZGX] ? G\ F
                                                  > B
                                                              ? LC FI@B JC IYYLDG@
EGZGFG@J BZIM BcDfBCc @ HB@GBLZCG@LBFCJLGF[ DTC@J BZG IC LJ]? C >@
 Hd H LC F GeG @G ILB ZE EC I? >@ FE@ G> C>             J
gFX FIG B>TXC PH L\I? ? K C F >ELJFGEI THC? E B
 GHVF?C[ FB B D BIG@C ] [ ?K?cC H BD G CG C                   ?DG ? >K IF IDX @E> ?G
                                                             D ? >@FGB?BGJL@YZLBC F@
FGP[ G SB P? @ FC PGFITH F
 H KI T@ CZ>LJ CG B              YYGLF ?LEF? ]BD GC ?F C C C BG LIJ[ HE GLFC
                                 L DBGC F^BLC?EI KLJ>@ B DL ? GE@ HG?>\ L@D\ELJB
FG@F F? L]? >J>FC \ LF LYB GFFGmB caH K C @JCI
 H LZBLC @IYBGB@B D ?CM @ D ?H C M G B c GGW                  C cXLD C Z FL@L C ]?F?
                                                             @BGKI@B DY? CBCXCB G]IF
U ]IB FGL ?FI? \I? TH
V@B @H Y\ @G I G@C ?                           BL
                                 B>KB FGoG?> K>[? >@EI
                                  > GIH pI L LFQC ?FBD
                                   [                          > F? ?F]GELC}?? E @
                                                             GLL@YG@I?IBF? M FCGTB
                                                               E
L G@C F@FGIJ FZ> ?DI?FG EB G@G@LM
Y\I? BG H LH] H >G ]H             >Z@`H BD                    G Z@LCD}?? E L G GIIY
                                                             H d GF? GM FCGDDH HB ]?
 BD @ ? EIGXG ? D G H IG
EI LECGCDH EZ> K EBJD                                         L BD@ZIM
                                         @G IQ C LC K LGF H@EI L@G@
                                   NCOBFIPBD@RDB TG @FL
                                 @ >B> CLCD H FIFL @ F
ZC G gELChj?FGR C > KG LEGI[YGF? G FBUGB>I YZ@
  DI GF? i ]H kPB D L >   B                           G
F\ LH C ZC G gELChlTLH
 ? ZC@YGF DI GF? i F                ?
                                 ?> \E^ BB GZIF GZLG
                                 ]> T@GLED F@E L[Id IW
                                   C@C IG ? EGF @GPBD
L I@C C ]IBFI ] [B ? ^ G YGFL ?DIFBE\ OBFI I
Y\L? YGF? GY?i GI I C
 I ?HaH EZBH >G ]H BD [ BDM @GPBD ID D Z>@ C
? K FM GBF > ?DI?FGEI YB EI@OBFI I e?>TLGI G B D
 >? G ZL ]? FLZFI G> CG G? C BLC \ > ? >FB @E
B@ K J >[?ECIK ?[CJLGE IEYYGD F? @B \[FB>ICBW
         F                J
] G B G> C> GFH IDFBD LC GHIH[ EZIC FIX
LH H DCJLGF[c\ FGEGLEI F? @qTHFG FG ?E L B@?G
           J
                                  CL XI _IH H CM DIH BD
                                    C
THE TB FG YLZ@DK FGBE GM ? > G? ?G FG\ ? G`nC G FGEI
  LH @HC @ G [ H EZ@D
V@IJI@FGYGEB FH YB C F
   GBD H IH CXG [ ?                        @
                                 IZD HE> FGG@ \E^ CLC
                                 ]B EGcLFHI L@GLEYGF?
                                  ]? BLJ LC F GMaH Bc ]
H_ B G\LL? > BLCFEGcB D ?EY\ IC @J BZI@U GKE ?
           E J
 BG C b > FKL F? ? HE C
_I] FGLGFF ?FGEI H >G
 GL[ H DCL[ ]H BD ?DI            H BD F G LCDB D H LC W
                                 FGEI YZ@K @J GXC FG@J B
                                 ZI H Z> G@C K[ ? BG?H
ZCG@@GLG L FGECIETLHFG F G@? DIB? B>EY\ I FFG
  >@ \E^D C H ? FBF F H
 BD @ZGM ZC G IGB HI @ BD ?DI LC F G C H BG GG\M Þß '9
95
'Û 
Ü'
                                                              59 4 5
EI L@ ImZF DIa?F>TFGGL EIH >G @J BZI ? FG@>@IELF 8
3&3'Ú 2&'Ý

                                                                   43
                                                              8  '%
                                   Gc ? c ZI H FF B ?KG
  ZF ]BGVC GE F@C HL TC PHE FYBG@ GFBLH @C F GC
BD [?EIM HCGLLL FGI?
CGGF? HE @]HI @ IDFBD B G _IYZF> GXI@D I >GG C
LFI@FEGcB LFGGLBEGLEI F\D?GX L FDGBG ? BFIDL B                   IY? ITC b GLCG? I
                                                                y? Z ? G\IGEF?TGBG
]B XH YGEB F?G FGJ? @?
 IZDFG IH C >@@H ?D I             C Z@LLZ@ C GM G I r?D GLCC ? C GLFG CL LCFI    I
                                 B [@ \E? YB CIaH T?DU L` KJC LJFT? DI]H GFG@J BZG
                                                              IE@ @ @>@ EBLYD@J G ?
@ILG @>XH \[ CXH ]G ]I ? FG@J BZI \ C>C LBG FBFG \?G@LBZGG@YGHC@ GLCDF
 G_E@ ?DFG BYGFFGG@?              C H LC F G B GLDEF@H FH
 IE@LJH BYGFB [ ZIGE
\?G@C FG\[ CXC E IC[                                                         c
                                                                c ? ZFG>BG> GZL HE@
                                 @J BZI \ C> B KG FY\IDTLH` YBG[Z~@]G@]XLG@EIFEGc
                                  LC F G B GH @ GC B GG FM                         [
                                      GG@ >?H ?@K>[ ]@LJ F > kIB@H BG[ BZG C
 ? _ILC ? @LCXC H Y? F aHI LB@ FG\ @LLF ?BcC BYB>MGH\ FG@]FYG@I@L
EC G@? EYYL@? @B DFGB ZC                            L              @
?FGEBJKE \C >[n@ >X
 ]H H IGBc GBFM ZB> B   [                                          C           [
                                                             H CL ID I EZ > GFIeG_
                                 ]I\ ??LGFF ]IFB @ELCMF@ FG? > GT?>BGBFB>KFGM QG
                                 ? H F DCL[ ? ICBF? @RL
ƒ*„¬­
  #  ƒ                                                        F
                                                               L C ? BH ]H GB>HL@ D
                                 T?F C FC FBB? G?FGGFKLH TIFG FGE ?FGIFLEBC TGYBG
                                   IH ?LJH FFC ]H @B> W   @
 … Š‹Ž Ž œ† Ÿ §‡ˆ ¢Œ ‹– YGFLGCLLG?K BDGIFZLGB?
  ˆ”• ’‹‡Žˆ ‹Š‘ ˆ ˆ              F F                       ZEBG IYF C G@BDH@@Z
                                                   F C H B \ IH@@]? ?Z DIFC FLL@G
                                   C@TG ? EDB ?I @BLJF F
  ‹Œ ‡‡’† † “  Œ ‹” ’
 ž ˆ£† ’‘Ž †ŒŠ‹ œ Œ                                                G
                                                             ZFGM Q GF GB G>M
                                 \ ??DC ^BLCTL K G ID]I ]IHIeGI[F?JF I\[
                                  H      F EF > d>
    ‘ † ‹ Œ ’ † ‘ ’ Ÿ • ‹
 ® …¥ • ” Š‹’ ’†  Žˆ ‹ ˆ “     ZIH @@ K_ MXuuM C G ]
                                 \ EBG B?Gs@lt eGT? DIL
    ˆ  ‘ • ‘ † ‹ Œ ” Ÿ
 ® ¯ ˆ  ˆˆ† • ” Š‹ Œ ‹ ¥Žˆ
                        ‘
   Ž ’Š‘  Œ¥ Ž Š  ° š• JFC TH I ]? ]G DDB C [D
    ‹‘Ž† ¨‘ ˆ Ž š ’ ”Š–
                                 FLTL T?c@CGHI E FYG@YLH **³ *´€#
                                       >
                                 H@ > I LE GG Z@? I J F                  "#
                                  GB [ GGIY?]C GXC ?G
     ’–
    ’ †’ˆ
 ® … “ ‹ŠŽ Ž Š ‡ ‹ — –‘
    ˆ ˆˆ’† † ˆ Ž ¥Ÿ –        C _C YK IB@D ]H[I @G ? ÅÆÇÁÇ»½¾À¶Á¸ ¹Âú¼¸¹º
                                                                  ¹º ¼ ¿
                                 B DGG G BI@G LFGQGBcD]I µ¶¸ ¶É¸º¸¹Â ¸¹º¶Â˺¼¶¸
                                                                 È ¹Â ʹº » ¾
                                                                                 Ĺº
    ŽŽ‡ˆ Ž
   ’ˆ ‘’                        DCLEF? M
                                 LGF^BLC                       ¼ ÄͶº ¹Â ¶Â ¶Á ¹º ɸ
                                                              ¾¼Ì ¸¾¸ ¸ ú ¸ ÎÇÇ
     Žœ Œ †  ’‘ Œ  Š œ
 ® ±† Š‹ Š ‡ ‘ˆ   “‘ ˆ† 
       •                              BB? F?GL> > H F
                                   eH FK ZFH @ >FG@L@FB
                                                 F \            É ÆÃÅ ¾ ¼  ¾ÃѼ º¸
                                                              Ϻ¶ º Рƻúļ ¸ ɸ¼
    Ÿ ‘ ˆ ‘ Œ ‹’
   Š ¥   Œˆ’                  [Z@J vw? ?FG ^ LFFGTH >
                                  ? LC TD H[ FC?H ?G           ¹Ç È Ò¶¸ ¼ÈÓÇ ¶¶ºÔ
                                                              ¸ Ê»ÆºÇ ¹ºÄȼ ¶Éà¾
    ˆ †Ž ‘ ”’  – Ÿ‹ˆ
               †
 ® ²  ‹•° ˆŽ ‘ˆŠ¥ ’                                        45 Ö
 ×
9 9Ø
                                                                     
                                                              5333ÕÕ9%4

    ‹‡– ‘ ‘ ‘ † Ÿ Œ’”‹ IE@v GH [ _I H EGvC BF
   † Ž Œ—‹¥Ž ŽˆŠ‹ ’ˆ \?G@VI FG GG EGcD R ]E
         •       Ž                                             ¼ ºÐ ƾ Ù »Æº
                                                              ¸ ɸ ¼ ¶º¸È Ì
                                     GLG ? ? HB C I H@ ZF
                                 TGDEDDFJ B GDB DF[FL?
                                                                     3379
  545 1
                                                                                   
                                                                    2458
 7 333 0

								
To top