From ski boats to large Marine Expertise and Dedicated Service
ACE’s experienced staff of marine insurance professionals, many
luxury yachts – and all of whom are boaters themselves, will help manage all aspects
of your yacht and boat insurance and assist with the individual
ACE Yacht and Boat Insurance those in between – you’ll requirements you may have. And if you do suffer damage or a
loss to your vessel, our dedicated marine claims specialists will ace recreational
be there to expedite the settlement process for you.
Please complete the enclosed Marine
want to be covered by Along with superior service and insurance protection, ACE’s
customers benefit also from our comprehensive loss control
Insurance Request form and return the nation’s oldest marine services. ACE is a leader in promoting maritime safety and our
to one of our independent agents or team of highly qualified marine surveyors, engineers and loss
control experts are available to assist customers with marine
brokers. They will promptly provide you insurance provider. surveys, technical questions and in some cases, onboard
with an ACE insurance quote for your consultation.
yacht, boat or personal watercraft. We invite you to discuss ACE’s outstanding coverage and service
Protecting boaters and their with one of our marine insurance specialist agents or brokers.
vessels, whether they are 20
or 200 feet in length, requires
experience and a degree of
creativity. ACE Recreational Marine
Insurance® has all this and a more
than 200-year history that began
in 1792 when our predecessor
company wrote the very first
ACE Recreational Marine Insurance is a member of the ACE
marine insurance policy in the Group, one of the world’s largest property and casualty insurance
United States. organizations. The ACE Group of Companies provides a diversified
range of insurance and reinsurance products and services
Since then, ACE has been Ski Boats through operations in nearly 50 countries around the world.
a pioneer in offering marine
coverages suited for all sizes
and types of pleasure yachts Cruisers
and boats. Sport Fishing Vessels
Sailboats ace recreational
Select Charter Boats marine insurance Yacht and Boat
ACE Recreational Marine Insurance Insurance
436 Walnut Street, WA11F
Vessels Philadelphia, PA 19105
ACE Recreational Marine Insurance is the marine marketing and underwriting division of ACE USA,
the U.S.-based retail operating division of the ACE Group. Insurance policies issued by ACE are
We cover your boating lifestyle – whether it’s underwritten by the insurance companies of ACE USA that are rated* A+ (Superior) by A.M. Best
Company and A+ (Strong) by Standard & Poor’s. *Company ratings as of October 1, 2010.
cruising, water skiing, entertaining or fishing – This summary of available coverages is intended as general information and is not intended to
amend, alter or modify the actual terms or conditions contained in any policy of insurance or its
contact a local ACE agent today for details. declarations. Exclusions and limitations may apply to some losses. Coverage may not be available
in all states. Coverage is governed solely by the terms and conditions of the policy itself. Insurance
buyers should consult their agent, broker or other insurance professional if they have questions
about their insurance needs.
Policy Coverages Marine Insurance Request
Please mail back to the address shown on reverse side.
Our policies have long been considered the standard by
which others are measured, and our Yachtsman/Boatsman®
Policy provides the most comprehensive coverages along
with unique benefits and features, including:
City State ZIP
Agreed Value Coverage – We pay the entire agreed amount, with Personal Property & Fishing Equipment Coverage – Additional Advantages of being an ACE Customer Phone Number q Home q Work
no deductible, for a total loss. Protection is automatically included for the clothing, personal To further satisfy your every marine insurance need, we
effects and fishing gear of the boat owner and guests. also provide such advantages as: Best time to call q AM q PM
Replacement Cost Loss Settlement – Repair or replacement of Optional higher limits are available.
covered property is paid for without deduction for depreciation for E-mail Address
• Among the Most Liberal Navigation Limits
most partial losses. Search & Rescue / Emergency Services Coverage – Expiration Date of Current Policy
Expenses incurred by an insured in relation to a governmental • Convenient Electronic Payments by Credit Card or Direct Debit
Liability Protection – Limits of coverage to suit your personal unit such as the USCG that provide emergency aid and
needs, including: legal defense costs, pollution and contamination • Premium Discounts for Qualifying Customers
assistance, are included for no additional charge, up to a
coverage, wreck removal and Jones Act coverage for paid crew. $10,000 limit. • Access to Informational Website with Boat Safety Watercraft Information Year
and Maintenance Tips
Medical Payments – Reasonable medical and related expenses Towing & Assistance – Our policy includes this coverage, Year Built
are included for all those onboard, or boarding or leaving the with optional higher limits available.
covered vessel. These benefits are provided on a per person basis, ACE Programs and Endorsements Length
rather than per occurrence. Optional and customized limits are Tender/Dinghy Coverage – We automatically include this ACE has designed a variety of programs and endorsements to Manufacturer
available. protection, with optional limits and deductibles available. serve the precise insurance needs of yacht and boat owners.
Uninsured Boater Coverage – Pays for bodily injury to persons Trailer Coverage – Optional protection is available with a low Yachtsman/Boatsman® Policy Hull Material
aboard the insured watercraft who are injured by an uninsured deductible. Comprehensive, all-risk and agreed value protection for a wide
owner or operator of another vessel. range of yachts and boats. Storage/Mooring Location
Boat Show & Demonstration Coverage – We automatically
Oil Pollution Act of 1990 (OPA Coverage) – If you purchase provide this coverage, at no additional charge. Partial Loss Actual Cash Value Endorsement to
Liability coverage, our policy provides coverage in addition to the Yachtsman/Boatsman® Policy
Liability limit up to the required OPA statutory limits, regardless of Automatic Coverage for Marinas as Additional Insured – An economical alternative that offers significant savings to Engine(s)
the amount of the Liability limit chosen. If the OPA statutory limit Marinas, yacht clubs and similar facilities where insureds keep those who want to protect their vessels fully with agreed value
protection in the event of a total loss, but opt for an actual cash Number of Engine(s)
is increased in the future, our policy will automatically increase the their vessels are included automatically as Additional Insureds.
applicable OPA limit to match the new higher statutory limits. value (ACV) option for partial losses. Fuel Type
Hurricane Haul-Out Coverage – Included automatically at
no additional charge, clients residing in storm-prone areas are Paragon Yacht Endorsement to
SM Horsepower (CCs if PWC)
Marine Environmental Damage Coverage – Protection is
automatically provided up to $10,000 per occurrence, for fines provided with coverage for haul-out and storage fees when Yachtsman/Boatsman® Policy
and penalties for marine environmental damage, as defined by the necessary to protect an insured yacht during a named storm. Designed exclusively for finer, high quality vessels valued between
policy terms. This coverage limit is in addition to the insured’s $1 million and $5 million, providing many additional benefits.
applicable Liability and OPA limits. Elite Yacht Program®
Superior coverage with unique benefits for larger luxury vessels Desired Insuring Amount (Boat and Engine(s))
Federal LHWCA – When Liability coverage is purchased, coverage
valued at more than $5 million, including many deductible-free
is automatically provided for those employed aboard the vessel
who are within the jurisdiction of the Federal Longshore and Harbor
Workers’ Compensation Act. Personal Watercraft Policy One of our experienced ACE marine insurance representatives will contact you with a no obligation quote.
Competitively priced coverages for a range of models.
Performance Boat Policy
Photo provided courtesy of Spencer Yachts
Designed to cover higher speed vessels that exceed 55 mph.
Six-Pac and other occasional charters may qualify for this
coverage, and a more affordable Departure Charter PolicySM
Whether you’re interested in coverage for a large is also available that provides actual cash value benefits.
yacht or small runabout, or a policy to cover pleasure,
corporate or occasional charter use, ACE can offer Please contact one of our independent agents or brokers
the protection you need. for more details, or visit www.acemarineinsurance.com
to learn more.