Encore Fall 2012, Sec. 8810 Office: Bus. Ed. 3213D
Professor Kathy Daruty (818) 710-4391
Bus Ed. 3218, 2-4pm Thursday Email: Darutykj@piercecollege.edu
PERSONAL FINANCE FOR SENIORS
Student Learning Outcomes: After participating in this course, the students will be better
1. Recognize and use financial terms and better interpret events in the financial
2. Demonstrate an increased ability to manage personal finances
3. Be able to evaluate and select financial services providers.
8/30 Introduction: Hopes and Fears
9/6 Foundations of Capitalism
9/13 Risk/Reward and the Types of Risk
9/20 Budgets and Developing Personal Financial Plans for Short, Intermediate and
Long Term; Finding Financial Advice
9/27 Creating a Retirement Income I: Guest Speaker: Bill Barry, CFP, CRP.
10/4 Creating a Retirement Income II: Basics of Investing in Bonds and Bond Funds
10/11 Retirement Savings (IRA’s,403(b)/457(b)/401(k)): How to maximize benefits
and optimize beneficiary designations. Guest Speaker: Jeff Skogsbergh, CFP
10/18 Tax Planning for Retirees: What’s Different? What’s the same? Guest resource:
Al Partington, CPA, Professor of Accounting, Pierce College.
10/25 Investing in Stocks and Mutual Funds
11/1 Using Asset Allocation Discipline for Rational Investing
11/8 Long-Term Care Insurance: Parameters for Decision Making
Guest Speaker: Delores Chantra, Long Term Care Specialist
11/15 Social Security and Medicare: Where to from here?
11/29 Estate Planning
12/6 Summary and Review. Checklist of what you have left to do.
This course is open-enrollment: attend any or all sessions as you wish (registration
required…). New participants are welcome at any time or for any lecture,(space
permitting) so tell your friends! There is no charge to participants. You do need a
Pierce College parking permit, available from the Encore office.