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Personal Monthly Budget

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This Personal Monthly Budget sets forth a template spreadsheet that should be used by individuals to create a monthly budget. The individual should enter a projected and actual monthly income and then expenses, such as household expenses, transportation expenses, entertainment, debt repayment, medical expenses, savings, etc. The spreadsheet will calculate any available balance, the difference between income and expenses, for the month. This spreadsheet can help an individual track income that remains after necessary expenses are paid and helps the individual plan for future savings.

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