gcu new$ A newsletter for the members of General Credit Union
Just a really low auto loan rate!
Four General Locations, Just One Call!
(260) 471-5544 or (800) 889-5554
6601 Mutual Drive
Fort Wayne, IN 46825 as low as
Lobby Hrs: M,W,Th,F 9-5, Tu 10-5
Drive-up: M-W 9-5, Th-F 9-6
5020 Riviera Court
Fort Wayne, IN 46825
No Payments For 60 days
Lobby Hrs: M,W,Th,F 9-5, Tu 10-5
24-Hour ATM REFINANCE your current vehicle loan from
Drive-up: M-Th 8-6 Fri 8-7, Sat 9-Noon another financial institution and you could
5001 US Hwy 30 W.
possibly save a substantial amount of money.
Inside the Sirva Building
Fort Wayne, IN 46818 Model Years 2004 thru 2012
Lobby Hrs: M,W,F 9-1 ATM: M-F 9-5
20 08 – 2012 models: f inance up to 75 mont hs
6447 W. Jefferson 20 0 6 – 20 07 models: f inance up to 60 mont hs
The Village at Time Corners
20 0 4 – 20 05 models: f inance up to 42 mont hs
Fort Wayne, IN 46804
Lobby Hrs: M,W,Th,F 9-5, Tu 10-5 *All rates are subject to credit qualifications and approval. This special rate is not available for refinancing of an existing GCU loan. No
Drive-up: M-Th 9-6 Fri 9-7, Sat 9-Noon other discounts may be applied to lower this special rate. Interest accrues during the 60-day deferred period. This offer is subject to
change. Other rates and terms available. You would pay approximately $14.50 per $1000 borrowed at 2.70% APR for 75 months.
Annual Percentage Rate (APR).
www.gencu.org E-mail: firstname.lastname@example.org
Is your loan protected against the No Additional Bills.
260.471.4874 or 1.800.640.0302
unexpected? Don’t worry about additional bills to
Credit Union Service Center Outlet Locations Payment Protection offers peace of pay; your premium will be included in
mind and will help safeguard your your monthly loan payment.
You can visit the following locations to access your loan. It’s help you can count on when
account(s) and perform transactions. For other you need it most, and it’s convenient, Rest Easy.
locations nationwide call (800) 919-CUSC (2872)
or visit www.gencu.org and click on the Shared affordable and easy to qualify! With Payment Protection, you can rest
Branching icon on the right side of home page. easy knowing your benefits can be
ATM network info available here too. Why Take The Risk? paid in addition to any other insurance
Who will make your loan payments if or company protection you may have.
Fort Financial CU
6309 Lima Road - Meijer Store you can’t? That’s a worry you won’t
5909 Illinois Road - Meijer Store have to face with Payment Protection Act Today.
10301 Maysville Rd. - Meijer Store Credit Insurance. If you die or Protect your loan every time you
3102 Spring Street become disabled due to a covered borrow. For details about coverage
702 State Road 205 (Churubusco)
1302 S. Grandstaff (Auburn) illness or accident, your loan and costs contact us at 260.471.5544
payments may be reduced or paid off. or 800.889.5554.
3 Rivers FCU
6310 E. State Blvd. - Scott’s Food Store Simple Eligibility.
10230 Chestnut Plaza Dr. - Scott’s Food Store
10470 Maysville Rd. No physical exam is required to qualify.
1155 W. 15th St. (Auburn) A few simple health questions may
275 W. Frontage Rd. (Columbia City) be required. And the group rates are
10915 Isabelle Dr. (New Haven) affordable-typically less than individual
915 N Main St. (Bluffton)
846 N Lima Rd. (Kendallville) coverage!
Public Service CU
1209 Reckeweg Road
7017 Old Trail Road
Important Information Regarding Your ATM Card
Effective November 9, 2011, you will no longer be able to use your ATM card
for purchases or to access your checking account.
These changes are due to the Durbin Amendment of the Dodd-Frank Act,
which was signed into law by President Obama in July 2010. This
amendment was written with the intention of reducing interchange income to
the big banks that were too big to fail and also to reduce the cost to
merchants that accept ATM cards as payment. Unfortunately, this law’s impact
is also affecting your non-profit credit union. There is a wealth of information
available online on both the Dodd-Frank Act and the Durbin Amendment, if
you would like to learn more about this.
Your current GCU ATM card will continue to allow you to withdraw cash from your savings account at an ATM. If you
want card access to your checking account to make withdrawals or need the ability to make purchases with your card,
General Credit Union has a FREE debit card to access your checking account. Our debit card also doubles as an ATM
card, to access cash from savings or checking accounts. However, for purchases it only accesses your checking
For card access to your checking account, or if you would like to establish a checking account and obtain a FREE debit
card, please contact a manager at any of our 4 locations, or call us at 260.471.5544 or 800.889.5554. We appreciate
your cooperation during this transition.
As low as 7.99% APR for 60
LOAN months* $12,500 maximum
per qualified member
*Annual percentage Rate (APR) assumes 0.25% reduction for automatic payments. Rates
may vary and are based on credit history at time of application. You would pay
approximately $20.27 per $1,000 borrowed at 7.99% APR for 60 months. This special rate
is not available for the refinance of an existing loan.
It Pay$ To Have Bill$!
Well, it just pays them. GCU’s new
YOU CAN BillPay system that is. From November
Home Equity Loan as low as
RECEIVE A LIMITED
15-17 our BillPay feature will
temporarily be down so that we can
upgrade the entire system.
Introducing a new look, quicker billpay
GCU HAMMER! turnaround, and more features to
better serve you! AND IT’S FREE! If
you currently are enrolled in our BillPay
No payments for 90 days. Low closing costs. No program, your current bill payment
application fees.** No early termination fees. Loan information will automatically be
converted during the upgrade.
amount up to 90% of appraised value of home, and less
* Annual Percentage Rate (APR) - Rates may vary and are based on credit history. Please Note
After 24 months, the rate rolls over to a variable rate of 7% minimum and 18%
maximum based on 6-month T-bill +3% (currently 7%). Loan secured by owner- Effective Monday, November 7, the
occupied property in the state of Indiana. ** Minimum loan/first draw is $10,000. hours at the Sirva branch will be
Interest paid may be tax deductible - check with your tax advisor. This special rate is Monday, Wednesday, and Friday
not available for the refinance of an existing GCU loan. Limited time offer. An online 9am - 1pm. The ATM and drop box
market valuation is required to qualify for no closing costs. If not available, A fee of will be available everyday. We are
$200 minimum (fees vary by county) will be charged for a drive-by appraisal. making this change to be able to serve
our membership more effectively and
efficiently. We appreciate your contin-
ued support of GCU.
2011 dora maxwell award recipient
Kathy Knight, VP of Business Development & Marketing,
was presented the award after successfully nominating GCU.
Growing To Serve
G eneral Credit Union has been awarded the 2011 Dora
Maxwell Award ($50-100 million asset category) by the
Excitement abounds as we anticipate
a late fall opening of our new branch
Indiana Credit Union League. The Dora Maxwell award at 630 E. Dupont Road in Dupont
represents the social responsibility recognition program for Crossing next to Peerless Cleaners. It
credit unions nationwide and was established in 1987 to will be a full service branch with lobby
encourage credit union and chapter involvement in and drive thru hours. Be sure to tell
community projects and activities. all your friends to stop by during our
Grand Opening (TBD) and recieve a
People helping people, are words that General Credit Union chance to win some great prizes.
strives to stand by. Which is why GCU chose to raise money
for the Mustard Seed Furniture Bank, a Fort Wayne-based
charity with the motto “Furnishing help to rebuild lives.” Mustard Seed provides household
furnishings to individuals and families who are starting over due to tragic circumstances. The credit
union set a goal to raise $2,000 for Mustard Seed’s Beds4Kids program, which would provide 20
beds for children in need. Thanks to your help in support of our community yard sale and Nelson’s
Port-A-Pit Chicken sales, we were able to raise over $2,000 and met our goal of helping Mustard
Seed provide beds to Fort Wayne area kids in need.
By winning first place at the state level, GCU will advance to the national competition, where we
will vie with credit unions of similar size throughout the country. GCU also claimed the Dora
Maxwell Award in 2005, 2006, 2007, and now 2011.
#Facebook Friend Appreciation Month
Veterans’ Day - Friday, Nov. 11
‘Like’ us on Facebook at General Credit Union, and you are Thanksgiving - Thursday, Nov. 24
automatically eligible to win $25!
What is Shared Branching?
Shared Branching is a network of credit unions that provide services to General Credit Union members at their
branch offices. Our network is called CU Service Centers, their partners in Fort Wayne are 3 Rivers FCU (select
branches), Fort Financial CU (in Meijer Stores), and Public Service CU. They provide additional convenient
locations where our members can perform transactions. There are over 4100 locations nationwide! Shared
Branching credit unions work together to help you, our member, find locations close to home, work, or while
At Shared Branches you can perform transactions such as:
Transfers between accounts
Purchase money orders, cashier’s checks, and traveler’s checks
Look up locations anywhere in the nation by going to www.creditunion.net/ or for smart phones scan this barcode:
To perform transactions at any Shared Branching location you will need your credit union
name, your General Credit Union account number and a valid government-issued photo
ID. With those three things they can access your account. Just look for the dark blue
swirl. Anywhere you see the swirl, you can perform transactions.
Riviera Branch Update
WOW! We are remodeling our Riviera Court office to
better serve you. Please pardon our dust as we
remodel inside and out. Additional parking will be
available in the rear of the credit union, a new open
concept lobby, community room, coffee bar and a new
kiosk location for our ATM are just a few changes. The
outside of the building will be painted a different color
and a new roof will be put on. During this process the
lobby and drive-thru will remain open.
Christmas Club funds were
transferred on Friday,
October 28, for your
Spending! Also, now is the time to open your
Christmas Club accounts for next year!