Doctor Shortage Will Impact Ohio Health Insurance
Many states in the US including Ohio are facing a doctor shortage. However, you should
still buy Ohio health insurance as you can get access to affordable care, though the
process will be slow.
One of the major objectives of health reform is to extend coverage to more than 30
million more people. However, providing them all with timely and proper medical care will
be an issue. The Department of Health and Human Services has pointed out that
America has a serious doctor shortage. By 2015, America could have nearly 63,000
fewer doctors than needed.
Ohio is Also Hit
As in the case of many other states, Ohio is also hit. Though there are about 30,000
physicians practicing in Ohio, primary care doctors are scarce in many rural and urban
areas of the state. So the irony is that while you may have Ohio health insurance, this
may not assure treatment when you need it.
Many Reasons for Doctor Shortage
There are many factors contributing to the doctor shortage:
• The growth in the US population
• The failure of medical school enrolment to keep pace with population growth
• The cap on government funding for residencies
• Better insurance coverage for preventive care under the ACA, especially for
seniors and women
• A third of the country’s physicians are nearing retirement
• Younger doctors are working fewer hours
• The growth in the number of older people and Medicare enrollees means a
greater proportion who require more intensive care
• The compensation for primary care physicians is much lower than that earned by
The government has taken steps to increase the number of physicians. Under the
Affordable Care Act (ACA), Medicaid reimbursements to primary care physicians will
rise. More funds are going into doctor training, into support for community
centers, and incentives for those who serve undeserved communities. But these
measures are insufficient. Experts point out that nurses are ideally suited to handle
preventive care, but the U.S. also has a shortage of nurses.
Buy Health Insurance
Even with all these potential problems, it is highly advisable to buy Ohio health
insurance. Not doing so would attract a penalty which will increase progressively from
2014 to 2016. Affordable Ohio individual health insurance policies are available that can
cover every type of contingency.
If you are young and healthy, you can easily find an affordable Ohio health plan with
some professional guidance. You can compare your options and choose a budget-
friendly plan that would work best for you. If your employer offers a health plan, ask what
it covers and how much you have to pay for office visits and prescriptions. You can stay
on your parent’s plan till age 28, but if you cannot get coverage through your parent or
employer, find out about low-premium, high-deductible, or catastrophic policies that
cover hospitalizations and offer discounted rates on primary care. You can also opt to
combine a high-deductible plan with a health savings account which allows you to
save money tax-free, to pay for your medical expenses. Remember that even with
the doctor shortage, you can still get care, though the process may be slow.
About the Author / Company
Tracy McManamon is the CEO of One Source Benefits. He is a licensed Ohio health
insurance consultant with over 25 years of experience. Get affordable and
comprehensive health insurance plans by visiting http://www.onesourcebenefits.com/.
You can also call Toll Free: 877-549-1212 for more information.