Learn How To Fix Your Credit The Right Way If you truly care about your credit and want to finally improve it and never have to worry about credit denials again, then let us show you how to fix your credit the right way. If you do it correctly the first time then you will not have future issues down the road and as long as you keep your finances in order and bills paid on time you will never have to revisit the credit repair subject again. There are no shot cuts or instant methods, regardless of what you see or hear. This is the most important thing to remember. Even if you do not sign up for our service we want to make it clear to everyone that there is no magic credit fix, no top secret letters, etc. If a company is telling you differently then they are being dishonest with you and should be avoided. They do not have a top secret method; it is simply a ploy to get your money. Credit repair takes time, along with a well thought out process and flawless execution in order to be effective. It also includes follow through and cooperation from the client. During the process all payments and financial obligations must be maintained and there should never be an attempt to obtain new credit while in a credit repair program. More importantly after the damage has been repaired it is important to not fall back into bad habits. Yes, sometimes situations are unavoidable, but other times it is pure laziness and a refusal to pay bills responsibly that lead to a damaged credit report. For every case of someone losing his or her job and not being able to keep up with the bills, there is a case of someone who just flat out refuses to pay their bills and jumps from apartment to apartment, utility company to utility company and cell phone provider to cell phone provider until they are flat out denied or run out of options. There are good apples and bad apples, and although everyone deserves a second chance hopefully the lesson is learned and the bad habits are broken. This needs to be looked at as a fresh start, and there is no need to rush back into a difficult position. There is such a great desire for wanting to fix bad credit quickly, but it takes longer to improve it compared to how quickly it can be damaged. One single late payment can drop a credit score by 20-over 100 points, yet it can take quite some time to get that fixed. It is just important to have realistic expectations and know that it isn’t going to be better overnight. Patience combined with our proven credit repair service is the key to success and improved credit.