Home Loan Application Form

Document Sample
Home Loan Application Form Powered By Docstoc
					                                                               HOME LOAN APPLICATION                                                            Source Code:
                                                               Individual and Sole Proprietor
LOAN DETAILS
Loan Purpose:                                        Purchase of Townhouse                                  Refinancing/Take-out from
     Purchase of Vacant Lot                          Purchase of Condominium Unit                           House Improvement/Renovation                             Reimbursement of Acquisition Cost
     Purchase of House & Lot                         House Construction                                     Home Equity                                              Others
Loan Amount                                     Term                                                  Fixing Period                                            Interest Rate

COLLATERAL DETAILS
Property Address: Lot No./Block No./Street No./Street                              Subdivision/Barangay                                  City/Town                       Province                     Zip Code


Present Registered Owner:                                                          TCT/CCT No.:                              Contact Person:                                           Telephone No.:


PERSONAL INFORMATION
Borrower’s Name: Last, First, Middle                                                                                                           Birth Date (mm/dd/yyyy):                Gender:
                                                                                                                                                                                             Male            Female
Civil Status:           Married             Single             Widowed              Separated          Citizenship:           Filipino       Others                                  No. of Dependents
Present Home Address: Lot No./Block No./Street No./Street                          Subdivision/Barangay                                   City/Town                       Province                    Zip Code


Length of Stay:                         Home Telephone No./s:                      Mobile No.:                             E-mail Address:                               TIN:
         Years             Months
Residential Status:               Owned (not mortgaged)                  Owned (mortgaged) Name of Bank:                                                       Rented               Living with parents/relatives
Permanent/Previous Home Address: Lot No./Block No./Street No./Street                Subdivision/Barangay                                  City/Town                       Province                    Zip Code


OCCUPATION AND EMPLOYMENT INFORMATION
Employment:                Private Sector                Government Sector                   Self-Employed            Year/s with Employer/Business:                   Years               Months
Employer/Business:                               Employer/Business Address:                                                                                                    Nature of Job/Business:


Position/Title:                                  Employer/Business Telephone No./s:                   Gross Monthly Income:               Source of Other Income:              Other Gross Monthly Income:



   Preferred Mailing Address:                Present Home Address                    Permanent / Previous Home Address                          Employer/Business Address

SPOUSE/CO-BORROWER INFORMATION
Spouse’s Maiden/Co-borrower’s Name: Last, First, Middle                                                                                                                        Birth Date (mm/dd/yyyy):


Employer/Business:                               Employer/Business Address:                                                                                                    Nature of Job/Business:


Position/Title:                                                                Employer/Business Telephone No./s:                                 Employer’s Email Address:


Gross Monthly Income:                                                          Source of Other Income:                                            Other Gross Monthly Income:


Year/s with Employer/Business             Mobile No.:                          E-mail Address:                                            Citizenship:                   TIN:
         Years             Months
DEPENDENTS INFORMATION                                                                             PERSONAL REFERENCES (not living with the Borrower)
               Name                  Age               School Name and Address                                   Name                                     Address                     Contact No.      Relationship




CREDIT INFORMATION (LOANS/MORTGAGES/CREDIT CARDS)
  Loan/Credit Card Type      Loan/Credit Card No.                  Creditor’s Name and Address                                  Contact Person                 Balance/Card Limit          Monthly Amortization




BANK AND OTHER ASSETS INFORMATION
BANK DEPOSITS                                                                                                            AUTOMOBILES
   Account Type                 Account No.                     Bank and Branch                         Balance                 Model                             Type          Year             Encumbered
                                                                                                                                                                                                Yes            No
                                                                                                                                                                                                Yes            No
                                                                                                                                                                                                Yes            No
REAL ESTATE PROPERTY
                                                                                                                                                                                                 Encumbered
                                   Location/Address                                               TCT No.             Floor Area (sqm)         Lot Area (sqm)         Market Value
                                                                                                                                                                                                Yes            No
                                                                                                                                                                                                Yes            No

                                                                                                                                                                                                Yes            No

TRADE REFERENCES INFORMATION (AT LEAST 3 MAJOR SUPPLIERS OR CUSTOMERS)                                                                                                                       I am also interested
                                                                                                                                                                                             to apply for:
                    Name                                             Address                        Years of Dealings             Contact Person                   Telephone No.
                                                                                                                                                                                                 Auto Loan
                                                                                                                                                                                                 Credit Card
                                                                                                                                                                                                 Personal Loan
                                                                                                                                                                                                 Others, please specify


ATTORNEY-IN-FACT/LOAN ADMINISTRATOR
Name:                                                     Address:                                                                              Telephone No.                        Relationship to Borrower:


APPLICANT BORROWER AND SPOUSE/CO-BORROWER CERTIFICATION:
(1) I/We hereby willingly, voluntarily, and with full knowledge of my/our right under the law, waive the right to confidentiality of information and authorize Security Bank Savings ("the Bank") to disclose, divulge
    and reveal any such information relating to my/our account, including events of default, for the purpose of, among others, client evaluation, credit reporting or verification and recovery of the obligation due
    and payable to the Bank under the terms and conditions of this agreement.
    In view of the foregoing, the Bank may disclose, divulge and reveal the aforementioned information to third parties, including but not limited to my/our employer/s, the Bank's affiliates, subsidiaries, agents or
    service providers, the Banker's Association of the Philippines - Credit Bureau (BAP - CB) or to any similar central monitoring entity or recipients as provided for by law and required by competent authority.
    I/We further authorize the Bank, as my/our Attorney-in-Fact, to conduct random verification with the Bureau of Internal Revenue (the "BIR") in order to establish the authenticity of my/our Income Tax
    Statements (the "ITR") and the accompanying financial statements/documents submitted to the Bank in accordance with banking regulatory requirements.
    I/We hold the Bank free and harmless from any and all liabilities, claims and demands of whatever kind or nature in connection with or arising from the aforementioned disclosure or reporting.
(2) I/We also agree that the appraisal report will be forwarded directly to the Bank for its sole use only.
(3) Any information given by me/us or other persons I/we authorize, which is not true or accurate, will automatically cause the Bank to reject my/our loan or cancel its approval.
(4) In case of disapproval, I/We understand that the Bank is under no obligation to disclose the reason/s for such disapproval.
(5) I/We further certify that the proceeds of the loan, if this application is approved, will be used solely for the purpose stated in the application.
(6) The foregoing shall continue to be in full force and effect until my/our loan obligation with the Bank has been fully extinguished.
(7) Offer and Acceptance of Other Bank Products. I/We hereby authorize the Bank to provide me/us with a consumer loan or an additional bank product/s (but not limited to auto loan, personal loan, credit
    card) at the Bank's sole discretion. My/our acceptance of the credit card or the proceeds of any loan released pursuant thereto shall be conclusive proof of my/our acknowledgement of my/our additional
    indebtedness to the Bank under the Terms and Conditions set forth by the Bank and prevailing at the time when the additional loan is approved.




    PRINTED NAME AND SIGNATURE OF APPLICANT BORROWER                                            DATE            PRINTED NAME AND SIGNATURE OF SPOUSE/CO-BORROWER                                           DATE

For Bank’s Use Only: Referral Information
                                                                                                          Employee Name
      Dealer
                                                                                                          & Employee No.

Sales Agent                                                                Branch/Unit                                                                Other Information
HOME LOAN DOCUMENT REQUIREMENT CHECKLIST

A. REQUIREMENTS FOR LOCALLY-EMPLOYED BORROWERS
    Completely filled out and signed application form
    Clear copy of marriage contract (if married)
    Clear copy of one valid ID (photo-bearing government issued) of borrower/spouse/co-borrower/signatories of the loan
    Certificate of Employment with Compensation (issued within the last 6 months)
    Latest Income Tax Return OR Latest 3 months payslips
    Copy of utility billing (not more than 3 months old)
    Others:________________________


B. REQUIREMENTS FOR SELF-EMPLOYED BORROWERS / PRACTICING PROFESSIONALS
    Completely filled out and signed application form
    Clear copy of marriage contract (if married)
    Clear copy of one valid ID (photo-bearing government issued) of borrower/spouse/co-borrower/signatories of the loan
    Bank Statements (latest 6 months)
    Income Tax Return (1701 for sole proprietary owner; or 1702 for Corporation) with Audited Financial Statements for the past 3 years
    Certificate of Business Registration with DTI (sole proprietorship)
    Others:________________________


C. REQUIREMENTS FOR OFW BORROWERS
    Completely filled out and signed application form
    Clear copy of marriage contract (if married)
    Clear copy of one valid ID (photo-bearing government issued) of borrower/spouse/co-borrower/signatories of the loan
    Certificate of Employment with compensation (issued within the last 6 months); OR Latest Crew Contract (for seafarer/seaman);
    OR Employment Contract (for land-based OFWs) duly authenticated by Philippine Consulate or POEA (for nurse and other
    contract workers)
    Latest 3 months payslip; OR bank statement for past 3 months
    Others:________________________


D. COLLATERAL DOCUMENT REQUIREMENTS

    Copy of collateral title (TCT/CTC)
    Lot Plan and Vicinity/Location Map
    Tax Declaration on land and/or improvement
    Signed Authority to Inspect and verify (bank form)
    Appraisal Fee: OR Number ______________________________

  Acquisition from Accredited Developer
    Contract to Sell; or Reservation Agreement

  Home Construction or Renovation:
    Bill of Materials and Estimates of Construction and Labor Cost
    Floor and Building Plan and Building Specifications

  Loan Take-out / Home Equity

    Proof of amortization for the last 3 months
    Statement of Account from Mortgagee Bank


    Others:________________________

				
DOCUMENT INFO
Shared By:
Categories:
Tags:
Stats:
views:19
posted:10/25/2012
language:Unknown
pages:2