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Tariff and Charges for HSBC Amanah Products HSBC Malaysia

VIEWS: 12 PAGES: 44

									Tariff and Charges
for HSBC Amanah Products and Services
Personal
Commercial & Business




Issued by HSBC Amanah Malaysia Berhad (Company No. 807705-X)
Tariff and charges for HSBC Amanah products and services




                                            Content
                                            Personal                          Personal                       Commercial & Business
      Personal                 P5



                                            1. Deposit Accounts               4. Financing                   1. Business Accounts
      Commercial & Business
                        P 42



                                            1.1 HSBC Premier Account-i        4.1 Anytime Money Personal     2. Financing Products
                                                                                  Financing-i



                                            1.2 Amanah Advance Account-i      4.2 HomeSmart-i                3. Wealth Management




                                            1.3 Statement Savings Account-i   4.3 Home Financing-i           4. Channels Related Services




                                            1.4 Passbook Savings Account-i    5. Wealth Management           5. Remittance & Payment
                                                                                                                Services



                                            1.5 Basic Savings Account-i       6. Credit Card-i               6. Trade Services




                                            1.6 Amanah General                6.1 MPower Visa/MPower         7.   Other Services
                                                Investment Account-i              Visa Platinum/Advance
                                                                                  Visa Platinum & Premier
                                                                                  MasterCard Credit Card-i

                                            1.7 Foreign Currency Account-i    7.   Remittance &
                                                                                   Payment Services



                                            1.8 Term Deposit-i                 .1
                                                                              7 Domestic Payments




                                            2. Current Accounts                .2
                                                                              7 Cross Border Payments




                                            2.1 Current Account-i             8. Cross Border Account
                                                                                 Opening



                                            2.2 Basic Current Account-i       9. Credit History Transfer




                                            3. Emergency Encashment           10. Other Services




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Issued by HSBC Amanah Malaysia Berhad (Company No. 807705-X)                                                                       Updated Nov 2011
Tariff and charges for HSBC Amanah products and services



      Contents                              Personal
                                            TRANSACTION TYPES            DESCRIPTIONS                            FEES / CHARGES

  1 Deposit Accounts                   3    1. Deposit Accounts
                                            1.1 HSBC Premier Account-i
     1.1 HSBC Premier Account-i 3

     1.2 Amanah Advance                5        Account Fee              Account Fee                             }	RM150 per month
         Account-i
                                                                                                                   (The account fee for Premier
     1.3 Statement Savings             7                                                                           customers may be waived if the
         Account-i                                                                                                 fee waiver criteria set are met)
     1.4 Passbook Savings              9
         Account-i                              Transaction Charges      a) Cash withdrawals at MasterCard       } RM10 per transaction
                                                                            Cirrus ATM Network
     1.5 Basic Savings                 11
         Account-i
                                                                         b) Cash withdrawals at overseas         } Waived
     1.6 Amanah General                13                                   HSBC Group ATMs
         Investment Account-i

     1.7 Foreign Currency              13
                                                                         c) Cash withdrawals at HOUSe ATM        } RM1 per transaction
         Account-i                                                          Network - ( (HSBC/HSBC Amanah,
                                                                            OCBC, UOB and Standard
     1.8 Term Deposit-i                13
                                                                            Chartered)

  2 Current Accounts                   14                                d) Transactions* via MEPS
                                                                            - First 3 successful transactions   } Free
                                                                              each month
     2.1 Current Account-i             14
                                                                            - 4th and subsequent transactions   } RM4 per transaction

     2.2 Basic Current Account-i       16                                     (*) Transactions* include:
                                                                         	 	 •	Interbank	Cash	Withdrawal	
                                                                         	 	 •	Interbank	Funds	Transfer
  3 Emergency                          18                                	 	 •	Interbank	Credit	Card	Repayment	
    Encashment                                                           	 	 •	Interbank	Loan/Financing			
                                                                                Repayment
  4 Financing                          19

                                                Dormant Account          a) With balances up to RM10             } Account will be closed and these
     4.1 Anytime Money                 19
         Personal Financing-i                                                                                      balances absorbed by the Bank as a
                                                                                                                   charge
     4.2 Home Smart-i                  19
                                                                         b) With balances greater than RM10      } An annual service fee of RM10 will be
     4.3 Home Financing-i              19                                                                          charged until the remaining balances
                                                                                                                   are sent to Unclaimed Monies
     4.4 Business Premises             19
         Smart (Individual
         Customer)                                                       c) Transfer of credit balances to       } Waived
                                                                            Registrar Of Unclaimed Monies on
  5 Wealth Management                  21
                                                                            the 7th year of account dormancy
  6 Credit Card                        22
                                                                         d) Activation of Dormant Account        } Waived
     6.1 MPower Visa/MPower            22
         Visa Platinum/                         Cheque Related Fees      a) Cheque Book Issuance
         Advance Visa Platinum                  and Charges                 i. Stamp duty                        } RM0.15 per cheque leaf
         & Premier MasterCard                                               ii. Courier charges                  } RM5 flat
         Credit Card-i
                                                                         b) Stop Payment Instruction on Cheque
  7 Remittance &                       24
                                                                            i. With sufficient funds             } RM20 per instruction
    Payment Services                                                        ii. With insufficient funds          } RM100 per instruction

     7.1       Domestic Payments       24                                c) Cheques Returned
                                                                            i. Due to insufficient funds         } RM100 per cheque
     7.2       Cross Border Payments   25                                   ii. Due to reason “Post-dated”       } RM10 per cheque

                                                                         d) House Cheque
  8 Cross Border Account               26
                                                                            i. Encashment of all third party     } RM2 per cheque
    Opening                                                                    cheques

  9 Credit History Transfer            26


 10 Other Services                     26


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Issued by HSBC Amanah Malaysia Berhad (Company No. 807705-X)                                                                            Updated 20 Feb 2012
Tariff and charges for HSBC Amanah products and services



      Contents                              Personal
                                            TRANSACTION TYPES                DESCRIPTIONS                                FEES / CHARGES

  1 Deposit Accounts                   3    1. Deposit Accounts
                                            1.1 HSBC Premier Account-i
     1.1 HSBC Premier Account-i 3

     1.2 Amanah Advance                5        Cheque Related Fees          e) Deposit of Foreign Cheque/Draft           0.1% of cheque amount
         Account-i
                                                and Charges                     i. Commission on cheques issued           Minimum charge: RM10
     1.3 Statement Savings             7                                                                                  Maximum charge: RM100
         Account-i                                                                                                        RM0.15 per cheque
     1.4 Passbook Savings              9                                       ii. Stamp duty                             Paying Bank’s charges
         Account-i                                                             iii. Other charges
     1.5 Basic Savings                 11
                                                                               iv. Postage Charges                        RM46 per cheque
         Account-i                                                                  - Draft/Cheque above USD10,000
                                                                                      (denominated in USD only)           RM1.50 per cheque
     1.6 Amanah General                13
         Investment Account-i                                                       - All other currencies and amounts

     1.7 Foreign Currency              13       Standing Instructions (SI)   a) Payment to Home Financing-i/             } Waived
         Account-i                                                              Housing	Loan/Credit	Card-i/
     1.8 Term Deposit-i                13                                       Credit Card

                                                                             b) Payment into other HSBC/                 } Waived
  2 Current Accounts                   14                                       HSBC Amanah Account

     2.1 Current Account-i             14                                    c) Payment to non-HSBC/
                                                                                HSBC Amanah Accounts in Malaysia
     2.2 Basic Current Account-i       16                                       i. SI Commission                         } Waived
                                                                                ii. Demand Draft Issued                  } RM2 per Demand Draft
                                                                                iii. Postage                             } RM1.50 per Demand Draft
  3 Emergency                          18
    Encashment                                                               d) Payments to individuals/entities
                                                                                outside Malaysia via Telegraphic
  4 Financing                          19                                       Transfer: -
                                                                                i. Commission/postage/cable              } RM25 to RM45 per payment
     4.1 Anytime Money                 19
                                                                                                                          depending on destination
         Personal Financing-i                                                      charges

     4.2 Home Smart-i                  19                                    e) Payments to individuals/entities
                                                                                outside Malaysia via Telegraphic
     4.3 Home Financing-i              19                                       Transfer (in US Dollars)
                                                                                i. Intermediary Bank charges             } USD20 per payment
     4.4 Business Premises             19
         Smart (Individual
         Customer)                                                           f) Charge for insufficient funds in         } RM5 per transaction
                                                                                the Account
  5 Wealth Management                  21

                                                Other Fees and Charges       a) Account closed within 3 months           } RM20
  6 Credit Card                        22
                                                                             b) ATM Chip Card issuance                   } Waived
     6.1 MPower Visa/MPower            22
         Visa Platinum/                                                      c) ATM Chip Card Annual Fee                 } Waived
         Advance Visa Platinum
         & Premier MasterCard                                                d) Replacement of ATM Chip Card             } Waived
         Credit Card-i
                                                                             e) Short Message Service (SMS)              } Waived
  7 Remittance &                       24
    Payment Services                            Other Services               a) Internet Banking
                                                                                i. Replacement of Security Device        } RM50 per device
     7.1       Domestic Payments       24                                       ii. Handling Fee                         } RM10
                                                                                iii. Postage                             } RM5 - RM10 (within Malaysia)
     7.2       Cross Border Payments   25                                                                                  Relevant courier or registered mail
                                                                                                                           charges apply (outside Malaysia)
  8 Cross Border Account               26                                    b) Bank Statement Retrieval
                                                                                i. If statement is 12 months old         } RM2 per page
    Opening
                                                                                    or less
                                                                                ii. If statement is more than            } RM20 per request + RM2 per page
  9 Credit History Transfer            26
                                                                                    12 months old
 10 Other Services                     26


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Issued by HSBC Amanah Malaysia Berhad (Company No. 807705-X)                                                                                     Updated 18 July 2011
Tariff and charges for HSBC Amanah products and services



      Contents                              Personal
                                            TRANSACTION TYPES            DESCRIPTIONS                            FEES / CHARGES

  1 Deposit Accounts                   3    1. Deposit Accounts
                                            1.2 Amanah Advance Account-i
     1.1 HSBC Premier Account-i 3               (formerly known Amanah Smart Account-i)
     1.2 Amanah Advance                5        Account Fee              Account Fee                             }	RM10 per month
         Account-i
                                                                                                                   (The account fee for Advance
     1.3 Statement Savings             7                                                                           customers may be waived if the
         Account-i                                                                                                 fee waiver criteria set are met)
     1.4 Passbook Savings              9
         Account-i                              Transaction Charges      a) Cash withdrawals at MasterCard         RM10 per transaction
                                                                            Cirrus ATM Network
     1.5 Basic Savings                 11
         Account-i                                                       b) Cash withdrawals at overseas         } RM5 per transaction
     1.6 Amanah General                13                                   HSBC Group ATMs
         Investment Account-i
                                                                         c) Cash withdrawals at HOUSe ATM        } RM1 per transaction
     1.7 Foreign Currency              13
                                                                            Network - (HSBC, OCBC, UOB and
         Account-i
                                                                            Standard Chartered)
     1.8 Term Deposit-i                13
                                                                          d) Transactions* via MEPS
                                                                             - First 2 successful transactions   } Free
  2 Current Accounts                   14
                                                                               each month
                                                                             - 3rd and subsequent transactions   } RM4 per transaction
     2.1 Current Account-i             14
                                                                               (*) Transactions* include:
                                                                          	 	 •	Interbank	Cash	Withdrawal	
     2.2 Basic Current Account-i       16
                                                                          	 	 •	Interbank	Funds	Transfer
                                                                          	 	 •	Interbank	Credit	Card	Repayment	
  3 Emergency                          18                                 	 	 •	Interbank	Loan/Financing			
    Encashment                                                                   Repayment

                                                Global Transfer Fee      Me2Me Transfer via Internet Banking     } RM22 (equivalent USD7)
  4 Financing                          19
                                                                                                                   effective 01 Oct 2010
     4.1 Anytime Money                 19                                                                          - Global transfer fee will be waived
         Personal Financing-i                                                                                        from 31 Jul 2010 – 30 Sept 2010.
     4.2 Home Smart-i                  19
                                                Dormant Account          a) With balances up to RM10             } Account will be closed and these
                                                                                                                   balances absorbed by the Bank as a
     4.3 Home Financing-i              19
                                                                                                                   charge
     4.4 Business Premises             19
         Smart (Individual                                               b) With balances greater than RM10      } An annual service fee of RM10 will
         Customer)                                                                                                 be charged until the remaining
  5 Wealth Management                  21                                                                          balances are sent to Unclaimed
                                                                                                                   Monies
  6 Credit Card                        22
                                                                         c) Transfer of credit balances to         Waived
     6.1 MPower Visa/MPower            22                                   Registrar Of Unclaimed Monies on
         Visa Platinum/                                                     the 7th year of account dormancy
         Advance Visa Platinum
         & Premier MasterCard
         Credit Card-i                                                   d) Activation of Dormant Account        } Waived

                                                Cheque Related Fees      a) Cheque Book Issuance
  7 Remittance &                       24
                                                                            i. Stamp duty                        } RM0.15 per cheque leaf
                                                and Charges
    Payment Services                                                                                             } RM5 flat
                                                                            ii. Courier charges
     7.1       Domestic Payments       24                                b) Stop Payment Instruction on Cheque
                                                                            i. With sufficient funds             } RM20 per instruction
     7.2       Cross Border Payments   25                                   ii. With insufficient funds          } RM100 per instruction

                                                                         c) Cheques Returned
  8 Cross Border Account               26                                   i. Due to insufficient funds         } RM100 per cheque
    Opening                                                                 ii. Due to reason “Post-dated”       } RM10 per cheque


  9 Credit History Transfer            26                                d) House Cheque
                                                                            i. Encashment of all third party     } RM2 per cheque
 10 Other Services                     26                                      cheques

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Issued by HSBC Amanah Malaysia Berhad (Company No. 807705-X)                                                                           Updated 20 Feb 2012
Tariff and charges for HSBC Amanah products and services



      Contents                              Personal
                                            TRANSACTION TYPES                DESCRIPTIONS                                FEES / CHARGES

  1 Deposit Accounts                   3    1. Deposit Accounts
                                            1.2 Amanah Advance Account-i
     1.1 HSBC Premier Account-i 3               (formerly known Amanah Smart Account-i)
         HSBC Amanah Smart
     1.2 Amanah Advance                5        Cheque Related Fees          e) Deposit of Foreign Cheque/Draft
         Account-i                                                                                                       } 0.1% of cheque amount
                                                and Charges                     i. Commission on cheques issued
     1.3 Statement Savings             7                                                                                   Minimum charge: RM10
         Account-i                                                                                                         Maximum charge: RM100
                                                                               ii. Stamp duty                            } RM0.15 per cheque
     1.4 Passbook Savings              9
         Account-i                                                             iii. Other charges                        } Paying Bank’s charges

     1.5 Basic Savings                 11
                                                                               iv. Postage Charges
         Account-i                                                                  - Draft/Cheque above USD10,000       } RM46 per cheque
                                                                                      (denominated in USD only)
     1.6 Amanah General                13
                                                                                                                         } RM1.50 per cheque
         Investment Account-i                                                       - All other currencies and amounts

     1.7 Foreign Currency              13
         Account-i
                                                Standing Instructions (SI)   a)	Payment	to	HSBC	Housing	Loan/            } Waived
     1.8 Term Deposit-i                13                                       Credit Card

                                                                             b) Payment into other HSBC Account           Waived
  2 Current Accounts                   14
                                                                             c) Payment to non-HSBC Accounts in
                                                                                Malaysia
     2.1 Current Account-i             14
                                                                                i. SI Commission                         } Waived
                                                                                ii. Demand Draft Issued                  } RM2 per Demand Draft
     2.2 Basic Current Account-i       16
                                                                                iii. Postage                             } RM1.50 per Demand Draft

  3 Emergency                          18                                    d) Payments to individuals/entities
    Encashment                                                                  outside Malaysia via Telegraphic
                                                                                Transfer: -
                                                                                i. Commission/postage/cable              } RM25 to RM45 per payment
  4 Financing                          19
                                                                                   charges                                depending on destination
     4.1 Anytime Money                 19
         Personal Financing-i                                                e) Payments to individuals/entities
     4.2 Home Smart-i                  19                                       outside Malaysia via Telegraphic
                                                                                Transfer (in US Dollars)
                                                                                i. Intermediary Bank charges             } USD20 per payment
     4.3 Home Financing-i              19

     4.4 Business Premises             19                                    f) Charges for insufficient funds in        } RM5 per transaction
         Smart (Individual                                                      the Account
         Customer)
  5 Wealth Management                  21       Other Fees and Charges       a) Account closed within 3 months           } RM20

  6 Credit Card                        22                                    b) ATM Chip Card issuance                   } RM8

                                                                             c) ATM Chip Card Annual Fee                 } RM8
     6.1 MPower Visa/MPower            22
         Visa Platinum/
         Advance Visa Platinum                                               d) Replacement of ATM Chip Card             } RM12
         & Premier MasterCard
         Credit Card-i                                                       e) Short Message Service (SMS)              } Waived

  7 Remittance &                       24                                    f) Paper statement                          } Waived
    Payment Services
                                                Other Services               a) Bank Statement Retrieval
                                                                                i. If statement is 12 months             } RM2 per page
     7.1       Domestic Payments       24
                                                                                    old or less
                                                                                ii. If statement is more than            } RM20 per request + RM2 per page
     7.2       Cross Border Payments   25
                                                                                    12 months old

  8 Cross Border Account               26                                    b) Internet Banking
    Opening                                                                     i. Replacement of Security Device        } RM50 per device
                                                                                ii. Handling Fee                         } RM10
                                                                                iii. Postage                             } RM5 - RM10 (within Malaysia)
  9 Credit History Transfer            26
                                                                                                                           Relevant courier or registered mail
                                                                                                                           charges apply (outside Malaysia)
 10 Other Services                     26


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Issued by HSBC Amanah Malaysia Berhad (Company No. 807705-X)                                                                                 Updated 16 August 2011
Tariff and charges for HSBC Amanah products and services



      Contents                              Personal
                                            TRANSACTION TYPES         DESCRIPTIONS                               FEES / CHARGES

  1 Deposit Accounts                   3    1. Deposit Accounts
                                            1.3 Statement Savings
     1.1 HSBC Premier Account-i 3               Account-i
     1.2 Amanah Advance                5        Account Fee           Account Fee                                } Waived
         Account-i

     1.3 Statement Savings             7
                                                Transaction Charges   a) For average credit balance of more
         Account-i                                                       than RM5,000 per month
                                                                         i. ATM Cash Withdrawal                  } Waived
     1.4 Passbook Savings              9
                                                                                                                 } RM10 per transaction
         Account-i                                                       ii. Cash withdrawals at Visa/
                                                                              PLUS	ATM	Network
     1.5 Basic Savings                 11                                                                        } RM5 per transaction
         Account-i
                                                                         iii. Cash withdrawals at overseas
                                                                              HSBC Group ATMs
     1.6 Amanah General                13                                iv. Cash withdrawals at HOUSe           } RM1 per transaction
         Investment Account-i
                                                                              ATM Network* - (HSBC/HSBC
     1.7 Foreign Currency              13                                     Amanah, OCBC, UOB and
         Account-i                                                            Standard Chartered)
     1.8 Term Deposit-i                13
                                                                      b) Transactions* via MEPS
                                                                          - All transactions                 } RM4 per transaction
  2 Current Accounts                   14                                (*) Transactions* include:
                                                                      	 	 •	Interbank	Cash	Withdrawal	
     2.1 Current Account-i             14                             	 	 •	Interbank	Funds	Transfer
                                                                      	 	 •	Interbank	Credit	Card	Repayment	
     2.2 Basic Current Account-i       16                             	 	 •	Interbank	Loan/Financing		
                                                                              Repayment

  3 Emergency                          18                             c) For average credit balance of less
    Encashment                                                           than RM5,000 per month
                                                                         i. ATM Cash Withdrawal                  } RM1 per transaction
  4 Financing                          19
                                                                              (if exceeding 4 transactions per
                                                                              month)
     4.1 Anytime Money                 19
         Personal Financing-i                                            ii. Cash withdrawals at Visa/           } RM10 per transaction
                                                                              PLUS	ATM	Network
     4.2 Home Smart-i                  19
                                                                                                                 } RM5 per transaction
                                                                         iii. Cash withdrawals at overseas
                                                                              HSBC Group ATMs
     4.3 Home Financing-i              19                                                                        } RM1 per transaction
                                                                         iv. Cash withdrawals at HOUSe ATM
     4.4 Business Premises             19                                     Network - (HSBC, OCBC, UOB
         Smart (Individual                                                    and Standard Chartered)
         Customer)
  5 Wealth Management                  21       Dormant Account       a) With balances up to RM10                } Account will be closed and these
                                                                                                                   balances will be absorbed by the
  6 Credit Card                        22                                                                          Bank as a charge

     6.1 MPower Visa/MPower            22                             b) With balances greater than RM10         } An annual service fee of RM10 will
         Visa Platinum/
         Advance Visa Platinum
                                                                                                                   be charged until the remaining
         & Premier MasterCard                                                                                      balances are sent to Unclaimed
         Credit Card-i                                                                                             Monies

  7 Remittance &                       24                             c) Transfer of credit balances to            Waived
    Payment Services                                                     Registrar Of Unclaimed Monies on
                                                                         the 7th year of account dormancy
     7.1       Domestic Payments       24
                                                                      d) Activation of Dormant Account           } Waived
     7.2       Cross Border Payments   25



  8 Cross Border Account               26
    Opening

  9 Credit History Transfer            26


 10 Other Services                     26


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Issued by HSBC Amanah Malaysia Berhad (Company No. 807705-X)                                                                             Updated 20 Feb 2012
Tariff and charges for HSBC Amanah products and services



      Contents                              Personal
                                            TRANSACTION TYPES                DESCRIPTIONS                                 FEES / CHARGES

  1 Deposit Accounts                   3    1. Deposit Accounts
                                            1.3 Statement Savings
     1.1 HSBC Premier Account-i 3               Account-i
     1.2 Amanah Advance                5        Cheque Clearance             a) House Cheque
         Account-i                                                                                                        } RM2 per cheque
                                                                                i. Encashment of all third party
     1.3 Statement Savings             7                                        cheques
         Account-i
                                                                             b) Deposit of Foreign Cheque/Draft
     1.4 Passbook Savings              9
         Account-i                                                              i. Stamp duty                             } RM0.15 per cheque
                                                                                ii. Other charges                         } Paying Bank’s charges
     1.5 Basic Savings                 11
         Account-i                                                              iii. Postage Charges
                                                                                     - Draft/Cheque above USD10,000       } RM46 per cheque
     1.6 Amanah General                13
                                                                                       (denominated in USD only)
         Investment Account-i
                                                                                     - All other currencies and amounts   } RM1.50 per cheque
     1.7 Foreign Currency              13
         Account-i
                                                Standing Instructions (SI)   a) Payment to Home Financing-i/              } Waived
     1.8 Term Deposit-i                13                                       Housing	Loan/Credit	Card/
                                                                                Credit Card-i/Charge Card-i
  2 Current Accounts                   14
                                                                             b) Payment to other HSBC/                    } RM2 per transaction
                                                                                HSBC Amanah Account
     2.1 Current Account-i             14
                                                                             c) Payment to non-HSBC/
     2.2 Basic Current Account-i       16                                       HSBC Amanah Accounts in Malaysia
                                                                                i. SI Commission                          } RM2 per transaction
                                                                                ii. Demand Draft Issued                   } RM2 per Demand Draft
  3 Emergency                          18
                                                                                                                          } RM1.50 per Demand Draft
                                                                                iii. Postage
    Encashment
                                                                             d) Payments to individuals/entities
  4 Financing                          19                                       outside Malaysia via Telegraphic
                                                                                Transfer:
     4.1 Anytime Money                 19                                                                                 } RM25 to RM45 per payment
         Personal Financing-i                                                   i. Commission/postage/cable
                                                                                   charges                                 depending on destination
     4.2 Home Smart-i                  19
                                                                             e) Payments to individuals/entities
     4.3 Home Financing-i              19                                       outside Malaysia via Telegraphic
                                                                                Transfer (in US Dollars)
     4.4 Business Premises             19                                                                                 } USD20 per payment
         Smart (Individual
                                                                                i. Intermediary Bank charges
         Customer)
                                                                             f) Charge for insufficient funds in          } RM5 per transaction
  5 Wealth Management                  21
                                                                                the Account
  6 Credit Card                        22       Other Fees and Charges       a) Account closed within 3 months            } RM20

                                                                             b) ATM Chip Card issuance                     RM8
     6.1 MPower Visa/MPower            22
         Visa Platinum/
         Advance Visa Platinum                                               c) ATM Chip Card Annual Fee                  } RM8
         & Premier MasterCard
         Credit Card-i                                                       d) Replacement of ATM Chip Card              } RM12

  7 Remittance &                       24                                    e) Short Message Service (SMS)               } RM1 per month for those customers
    Payment Services                                                                                                       who sign up
                                                Other Services               a) Bank Statement Retrieval
     7.1       Domestic Payments       24
                                                                                i. If statement is 12 months              } RM2 per page
                                                                                     old or less
     7.2       Cross Border Payments   25
                                                                                ii. If statement is more than             } RM20 per request + RM2 per page
                                                                                     12 months old
  8 Cross Border Account               26
                                                                             b) Internet Banking
    Opening                                                                     i. Replacement of Security Device         } RM50 per device
                                                                                ii. Handling Fee                          } RM10
  9 Credit History Transfer            26                                       iii. Postage                              } RM5 - RM10 (within Malaysia)
                                                                                                                            Relevant courier or registered mail
 10 Other Services                     26                                                                                   charges apply (outside Malaysia)

page       8                                   main                                                                                      back          next
Issued by HSBC Amanah Malaysia Berhad (Company No. 807705-X)
Tariff and charges for HSBC Amanah products and services



      Contents                              Personal
                                            TRANSACTION TYPES         DESCRIPTIONS                              FEES / CHARGES

  1 Deposit Accounts                   3    1. Deposit Accounts
                                            1.4 Passbook Savings      This product is no longer offered
     1.1 HSBC Premier Account-i 3               Account-i             from 02 APR 01 onwards
     1.2 Amanah Advance                5
         Account-i
                                                Account Fee           Account Fee                               } RM5 per month
     1.3 Statement Savings             7
         Account-i                              Transaction Charges   a) For average credit balance of more
                                                                         than RM5,000 per month
     1.4 Passbook Savings              9                                                                        } Waived
         Account-i                                                       i. ATM Cash Withdrawal
                                                                         ii. Cash withdrawals at HOUSe          } RM1 per transaction
     1.5 Basic Savings                 11                                    ATM Network* - (HSBC/HSBC
         Account-i
                                                                             Amanah, OCBC, UOB and
     1.6 Amanah General                13                                    Standard Chartered)
         Investment Account-i
                                                                      b) Transactions* via MEPS
     1.7 Foreign Currency              13
         Account-i                                                        - All transactions                 } RM4 per transaction
                                                                         (*) Transactions* include:
     1.8 Term Deposit-i                13
                                                                      	 	 •	Interbank	Cash	Withdrawal	
                                                                      	 	 •	Interbank	Funds	Transfer
  2 Current Accounts                   14                             	 	 •	Interbank	Credit	Card	Repayment	
                                                                      	 	 •	Interbank	Loan/Financing		
     2.1 Current Account-i             14                                     Repayment

     2.2 Basic Current Account-i       16                             c) For average credit balance of less
                                                                         than RM5,000 per month
                                                                         i. ATM Cash Withdrawal                 } RM1 per transaction
  3 Emergency                          18                                    (if exceeding 4 transactions per
    Encashment                                                               month)
                                                                         ii. Cash withdrawals at HOUSe          } RM1 per transaction
  4 Financing                          19
                                                                             ATM Network* - (HSBC/HSBC
                                                                             Amanah, OCBC, UOB and
     4.1 Anytime Money                 19
         Personal Financing-i                                                Standard Chartered)
     4.2 Home Smart-i                  19       Dormant Account       a) With balances up to RM10               } Account will be closed and these
                                                                                                                  balances will be absorbed by the
     4.3 Home Financing-i              19                                                                         Bank as a charge
     4.4 Business Premises             19
         Smart (Individual
                                                                      b) With balances greater than RM10        } An annual service fee of RM10 will
         Customer)                                                                                                be charged until the remaining
  5 Wealth Management                  21                                                                         balances are sent to Unclaimed
                                                                                                                  Monies
  6 Credit Card                        22
                                                                      c) Transfer of credit balances to         } Waived
     6.1 MPower Visa/MPower            22                                Registrar Of Unclaimed Monies on
         Visa Platinum/                                                  the 7th year of account dormancy
         Advance Visa Platinum
         & Premier MasterCard                                         d) Activation of Dormant Account          } Waived
         Credit Card-i
                                                Cheque Clearance      a) House Cheque
  7 Remittance &                       24
                                                                         i. Encashment of all third party       } RM2 per cheque
    Payment Services                                                     cheques
     7.1       Domestic Payments       24                             b) Deposit of Foreign Cheque/Draft
                                                                         i. Stamp duty                          } RM0.15 per cheque
     7.2       Cross Border Payments   25                                ii. Other charges                      } Paying Bank’s charges
                                                                         iii. Postage Charges
                                                                              - Draft/Cheque above USD10,000    } RM46 per cheque
  8 Cross Border Account               26
    Opening                                                                     (denominated in USD only)
                                                                              - All other currencies and        } RM1.50 per cheque
                                                                                amounts
  9 Credit History Transfer            26


 10 Other Services                     26


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Issued by HSBC Amanah Malaysia Berhad (Company No. 807705-X)                                                                            Updated 20 Feb 2012
Tariff and charges for HSBC Amanah products and services



      Contents                             Personal
                                           TRANSACTION TYPES                 DESCRIPTIONS                           FEES / CHARGES

  1 Deposit Accounts                3      1. Deposit Accounts
                                           1.4 Passbook Savings
     1.1 HSBC Premier Account-i 3              Account-i
     1.2 Amanah Advance             5           Standing Instructions (SI)   a) Payment to Home Financing-i/        } Waived
         Account-i
                                                                                Housing	Loan/Credit	Card/
     1.3 Statement Savings          7                                           Credit Card-i/Charge Card-i
         Account-i
                                                                             b) Payment to other HSBC/              } RM2 per transaction
     1.4 Passbook Savings           9
         Account-i                                                              HSBC Amanah Account

     1.5 Basic Savings              11                                       c) Payment to non-HSBC/
         Account-i                                                              HSBC Amanah Accounts in Malaysia
                                                                                i. SI Commission                    } RM2 per transaction
     1.6 Amanah General             13
         Investment Account-i                                                   ii. Demand Draft Issued             } RM2 per Demand Draft
                                                                                iii. Postage                        } RM1.50 per Demand Draft
     1.7 Foreign Currency           13
         Account-i
                                                                             d) Payments to individuals/entities
     1.8 Term Deposit-i             13                                          outside Malaysia via Telegraphic
                                                                                Transfer:
                                                                                i. Commission/postage/cable         } RM25 to RM45 per payment
  2 Current Accounts                14
                                                                                                                     depending on destination
                                                                                   charges

     2.1 Current Account-i          14                                       e) Payments to individuals/entities
                                                                                outside Malaysia via Telegraphic
     2.2 Basic Current Account-i    16                                          Transfer (in US Dollars)
                                                                                i. Intermediary Bank charges        } USD20 per payment

  3 Emergency                       18
                                                                             f) Charge for insufficient funds in    } RM5 per transaction
    Encashment                                                                  the Account

  4 Financing                       19          Other Fees and Charges       a) Account closed within 3 months      } RM20

     4.1 Anytime Money              19                                       b)	Loss	of	Passbook                    } RM5	(stamp	duty	on	Letter	of	
         Personal Financing-i                                                                                         Indemnity - RM10)
     4.2 Home Smart-i               19
                                                                             c) ATM Chip Card issuance              } RM8

     4.3 Home Financing-i           19                                       d) ATM Chip Card Annual Fee            } RM8

     4.4 Business Premises          19                                       e) Replacement of ATM Chip Card        } RM12
         Smart (Individual
         Customer)
                                                                             f) Short Message Service (SMS)         } RM1 per month for those customers
  5 Wealth Management               21
                                                                                                                     who sign up

  6 Credit Card                     22          Other Services               a) Bank Statement Retrieval
                                                                                i. If statement is 12 months        } RM2 per page
     6.1 MPower Visa/MPower         22
         Visa Platinum/                                                             old or less
         Advance Visa Platinum                                                  ii. If statement is more than       } RM20 per request + RM2 per page
         & Premier MasterCard
         Credit Card-i
                                                                                    12 months old

                                                                             b) Internet Banking
  7 Remittance &                    24
                                                                                i. Replacement of Security Device   } RM50 per device
    Payment Services                                                            ii. Handling Fee                    } RM10
                                                                                iii. Postage                        } RM5 - RM10 (within Malaysia)
     7.1    Domestic Payments       24
                                                                                                                      Relevant courier or registered mail
                                                                                                                      charges apply (outside Malaysia)
     7.2    Cross Border Payments   25



  8 Cross Border Account            26
    Opening

  9 Credit History Transfer         26


 10 Other Services                  26


page       10                                  main                                                                                back          next
Issued by HSBC Amanah Malaysia Berhad (Company No. 807705-X)
Tariff and charges for HSBC Amanah products and services



      Contents                             Personal
                                           TRANSACTION TYPES             DESCRIPTIONS                                 FEES / CHARGES

  1 Deposit Accounts                3      1. Deposit Accounts
                                           1.5 Basic Savings Account-i
     1.1 HSBC Premier Account-i 3

     1.2 Amanah Advance             5           Account Fee              Account Fee                                  } Waived
         Account-i
                                                Transaction Charges      a) ATM Cash Withdrawal (if exceeding         } RM1 per transaction
     1.3 Statement Savings          7
         Account-i                                                          8 transactions per month)

     1.4 Passbook Savings           9                                    b) Self-service deposits                     } Waived
         Account-i
                                                                         c) Cash withdrawals at Visa/                 } RM10 per transaction
     1.5 Basic Savings              11                                      Plus ATM Network
         Account-i
                                                                         d) Cash withdrawals at overseas HSBC         } RM5 per transaction
     1.6 Amanah General             13
         Investment Account-i                                               Group ATMs
     1.7 Foreign Currency           13                                   e) Cash withdrawals at HOUSe ATM     } RM1 per transaction
         Account-i                                                          Network* - (HSBC/HSBC Amanah,
     1.8 Term Deposit-i             13
                                                                            OCBC, UOB and Standard Chartered)

                                                                         f) Transactions* via MEPS
  2 Current Accounts                14                                       - All transactions                 } RM4 per transaction
                                                                            (*) Transactions* include:
     2.1 Current Account-i          14                                   	 	 •	Interbank	Cash	Withdrawal	
                                                                         	 	 •	Interbank	Funds	Transfer
     2.2 Basic Current Account-i    16                                   	 	 •	Interbank	Credit	Card	Repayment	
                                                                         	 	 •	Interbank	Loan/Financing		
                                                                                 Repayment
  3 Emergency                       18
    Encashment                                                           g) Over the counter transactions (if exceeding 6 transactions per month)
                                                                            - RM 1 per transaction
  4 Financing                       19
                                                                         h) MEPS Interbank GIRO - RM 0.50 for first two transactions in a month and
     4.1 Anytime Money              19                                      RM 2.00 for subsequent transactions
         Personal Financing-i
                                                Dormant Account          a) With balances up to RM10                  } Account will be closed and these
     4.2 Home Smart-i               19
                                                                                                                        balances will be absorbed by the
                                                                                                                        Bank as a charge
     4.3 Home Financing-i           19
                                                                         b) With balances greater than RM10           } An annual service fee of RM10 will
     4.4 Business Premises          19
         Smart (Individual                                                                                              be charged until the remaining
         Customer)                                                                                                      balances are sent to Unclaimed
  5 Wealth Management               21                                                                                  Monies
                                                                         c) Activation of Dormant Account               Waived
  6 Credit Card                     22

                                                Cheque Clearance         a) Deposit of Foreign Cheque/Draft
     6.1 MPower Visa/MPower         22                                      i. Stamp duty                             } RM0.15 per cheque
         Visa Platinum/                                                                                               } Paying Bank’s charges
         Advance Visa Platinum                                              ii. Other charges
         & Premier MasterCard                                               iii. Postage Charges
         Credit Card-i                                                                                                } RM46 per cheque
                                                                                 - Draft/Cheque above USD10,000
                                                                                   (denominated in USD only)
  7 Remittance &                    24
                                                                                                                      } RM1.50 per cheque
                                                                                 - All other currencies and amounts
    Payment Services

     7.1    Domestic Payments       24


     7.2    Cross Border Payments   25



  8 Cross Border Account            26
    Opening

  9 Credit History Transfer         26


 10 Other Services                  26


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Issued by HSBC Amanah Malaysia Berhad (Company No. 807705-X)                                                                                  Updated 20 Feb 2012
Tariff and charges for HSBC Amanah products and services



      Contents                             Personal
                                           TRANSACTION TYPES                 DESCRIPTIONS                           FEES / CHARGES

  1 Deposit Accounts                3      1. Deposit Accounts
                                           1.5 Basic Savings Account-i
     1.1 HSBC Premier Account-i 3

     1.2 Amanah Advance             5           Standing Instructions (SI)   a) Payment to Home Financing-i/        } Waived
         Account-i
                                                                                Housing	Loan/Credit	Card/
     1.3 Statement Savings          7                                           Credit Card-i/Charge Card-i
         Account-i
                                                                             b) Payment to other HSBC/              } RM2 per transaction
     1.4 Passbook Savings           9
         Account-i                                                              HSBC Amanah Account

     1.5 Basic Savings              11                                       c) Payment to non-HSBC/
         Account-i                                                              HSBC Amanah Accounts in Malaysia
                                                                                i. SI Commission                    } RM2 per transaction
     1.6 Amanah General             13
         Investment Account-i                                                   ii. Demand Draft Issued             } RM2 per Demand Draft
                                                                                iii. Postage                        } RM1.50 per Demand Draft
     1.7 Foreign Currency           13
         Account-i
                                                                             d) Payments to individuals/entities
     1.8 Term Deposit-i             13                                          outside Malaysia via Telegraphic
                                                                                Transfer: -
                                                                                i. Commission/postage/cable         } RM25 to RM45 per payment
  2 Current Accounts                14
                                                                                                                     depending on destination
                                                                                   charges

     2.1 Current Account-i          14                                       e) Payments to individuals/entities
                                                                                outside Malaysia via Telegraphic
     2.2 Basic Current Account-i    16                                          Transfer (in US Dollars)
                                                                                i. Intermediary Bank charges        } USD20 per payment

  3 Emergency                       18
                                                                             f) Charge for insufficient funds in    } RM5 per transaction
    Encashment                                                                  the Account

  4 Financing                       19          Other Fees and Charges       a) Account closed within 3 months      } RM20

     4.1 Anytime Money              19                                       b) ATM Chip Card issuance              } Waived
         Personal Financing-i
                                                                             c) ATM Chip Card Annual Fee             Waived
     4.2 Home Smart-i               19
                                                                             d) Replacement of ATM Chip Card        } RM12
     4.3 Home Financing-i           19
                                                                             e) Short Message Service (SMS)         } RM1 per month for those customers
     4.4 Business Premises          19                                                                               who sign up
         Smart (Individual
         Customer)
                                                Other Services               a) Bank Statement Retrieval
  5 Wealth Management               21
                                                                                i. If statement is 12 months        } RM2 per page
                                                                                    old or less
  6 Credit Card                     22
                                                                                                                    } RM20 per request + RM2 per page
                                                                                ii. If statement is more than
     6.1 MPower Visa/MPower         22                                              12 months old
         Visa Platinum/
         Advance Visa Platinum                                               c) Internet Banking
         & Premier MasterCard                                                   i. Replacement of Security Device   } RM50 per device
         Credit Card-i
                                                                                ii. Handling Fee                    } RM10
                                                                                iii. Postage                        } RM5 - RM10 (within Malaysia)
  7 Remittance &                    24
    Payment Services                                                                                                  Relevant courier or registered mail
                                                                                                                      charges apply (outside Malaysia)
     7.1    Domestic Payments       24


     7.2    Cross Border Payments   25



  8 Cross Border Account            26
    Opening

  9 Credit History Transfer         26


 10 Other Services                  26


page       12                                  main                                                                                back          next
Issued by HSBC Amanah Malaysia Berhad (Company No. 807705-X)
Tariff and charges for HSBC Amanah products and services



      Contents                             Personal
                                           TRANSACTION TYPES          DESCRIPTIONS                            FEES / CHARGES

  1 Deposit Accounts                3      1. Deposit Accounts
                                           1.6 Amanah General
     1.1 HSBC Premier Account-i 3              Investment Account-i
     1.2 Amanah Advance             5           AGIA Advice           Copy of Customer Request AGIA           } RM5 per copy
         Account-i
                                                                      Advice
     1.3 Statement Savings          7
         Account-i

     1.4 Passbook Savings           9      1.7 Foreign Currency
         Account-i                             Account-i
     1.5 Basic Savings              11
                                                                      Annual Fee                              } RM100 to be collected on
         Account-i
                                                                                                                anniversary date
     1.6 Amanah General             13                                                                        } Waiver only for Premier, Advance
         Investment Account-i
                                                                                                                Account-i, TD-i and DCI customers
     1.7 Foreign Currency           13                                                                        } No annual fee will be charged for
         Account-i                                                                                              standalone for AGIA-i in foreign
     1.8 Term Deposit-i             13                                                                          currency

                                                                      Maintenance Fee                         } RM10 per month
  2 Current Accounts                14                                                                          (if aggregate balance is less than
                                                                                                                RM20,000 as equivalent)
     2.1 Current Account-i          14
                                                                      Other Fees and Charges
     2.2 Basic Current Account-i    16                                i. Charges for pre-mature upliftment of } No profit payable in completed
                                                                         AGIA Foreign Currency Account-i        period
                                                                                                              } All replacement costs to be borne
  3 Emergency                       18                                                                          by customers
    Encashment
                                                                      ii. Foreign Currency Cash Withdrawal    } 1%	CILE	on	the	amount	of	the	cash	
                                                                          or	Deposit	Commission	in	Lieu	of	     withdrawals or deposits
  4 Financing                       19
                                                                          Exchange	(CILE)
     4.1 Anytime Money              19
         Personal Financing-i                                         Type of accounts                        Transaction fee
                                                                      USD                                     } USD4 or equivalent
     4.2 Home Smart-i               19
                                                                      GBP
                                                                      EUR
     4.3 Home Financing-i           19
                                                                      AUD
     4.4 Business Premises          19                                NZD
         Smart (Individual                                            SGD
         Customer)
  5 Wealth Management               21                                Bank Statement Retrieval                } RM2 per page
                                                                      i. If statement is 12 months
  6 Credit Card                     22
                                                                         old or less

     6.1 MPower Visa/MPower         22
         Visa Platinum/                                               ii. If statement is more than           } RM20 per request + RM2 per page
         Advance Visa Platinum                                            12 months old
         & Premier MasterCard
         Credit Card-i
                                           1.8 Term Deposit-i
  7 Remittance &                    24
    Payment Services                                                  Copy of Customer Request                } RM5 per copy
                                                                      TD-i Advice
     7.1    Domestic Payments       24


     7.2    Cross Border Payments   25



  8 Cross Border Account            26
    Opening

  9 Credit History Transfer         26


 10 Other Services                  26


page       13                                  main                                                                         back          next
Issued by HSBC Amanah Malaysia Berhad (Company No. 807705-X)
Tariff and charges for HSBC Amanah products and services



      Contents                             Personal
                                           TRANSACTION TYPES          DESCRIPTIONS                               FEES / CHARGES

  1 Deposit Accounts                3      2. Current Accounts
                                           2.1 Current Account-i
     1.1 HSBC Premier Account-i 3

     1.2 Amanah Advance             5           Account Fee           Account Fee                                } RM5 per month (if average credit
         Account-i
                                                                                                                   balance is less than RM5,000 per
     1.3 Statement Savings          7                                                                              month)
         Account-i
                                                Transaction Charges   a) For average credit balance of more
     1.4 Passbook Savings           9
         Account-i                                                       than RM5,000 per month
                                                                         i. ATM Cash Withdrawal                  } Waived
     1.5 Basic Savings              11                                                                           } Waived
         Account-i                                                       ii. Clearing Cheque Debit
                                                                         iii. Cash withdrawals at HOUSe          } RM1 per transaction
     1.6 Amanah General             13                                        ATM Network* - (HSBC/HSBC
         Investment Account-i
                                                                              Amanah, OCBC, UOB and
     1.7 Foreign Currency           13                                        Standard Chartered)
         Account-i
                                                                      b) Transactions* via MEPS
     1.8 Term Deposit-i             13
                                                                          - All transactions                 } RM4 per transaction
                                                                         (*) Transactions* include:
  2 Current Accounts                14                                	 	 •	Interbank	Cash	Withdrawal	
                                                                      	 	 •	Interbank	Funds	Transfer
     2.1 Current Account-i          14                                	 	 •	Interbank	Credit	Card	Repayment	
                                                                      	 	 •	Interbank	Loan/Financing		
     2.2 Basic Current Account-i    16                                        Repayment
                                                                      c) For average credit balance of less
  3 Emergency                       18                                   than RM5,000 per month
    Encashment                                                           i. ATM Cash Withdrawal                  } RM1 per transaction
                                                                              (if exceeding 4 transactions per
  4 Financing                       19                                        month)
                                                                         ii. Clearing Cheque Debit               } RM1 per transaction
     4.1 Anytime Money              19
         Personal Financing-i                                                 (if exceeding 4 transactions
                                                                              per month)
     4.2 Home Smart-i               19                                                                           } RM1 per transaction
                                                                         iii. Cash withdrawals at HOUSe
                                                                              ATM Network* - (HSBC/HSBC
     4.3 Home Financing-i           19                                        Amanah, OCBC, UOB and
     4.4 Business Premises          19                                        Standard Chartered)
         Smart (Individual
         Customer)                              Dormant Account       a) With balances up to RM10                } Account will be closed and these
  5 Wealth Management               21                                                                             balances will be absorbed by the
                                                                                                                   Bank as a charge
  6 Credit Card                     22
                                                                      b) With balances greater than RM10         } An annual service fee of RM10 will

     6.1 MPower Visa/MPower         22                                                                             be charged until the remaining
         Visa Platinum/                                                                                            balances are sent to Unclaimed
         Advance Visa Platinum                                                                                     Monies
         & Premier MasterCard
         Credit Card-i
                                                                      c) Activation of Dormant Account           } Waived

  7 Remittance &                    24          Cheque Related Fees   a) Cheque Book Issuance
    Payment Services                            and Charges              i. Stamp duty                           } RM0.15 per cheque leaf
                                                                         ii. Courier charges                     } RM5 flat
     7.1    Domestic Payments       24
                                                                      b) Stop Payment Instruction on Cheque
                                                                         i. With sufficient funds                } RM20 per instruction
     7.2    Cross Border Payments   25
                                                                         ii. With insufficient funds             } RM100 per instruction

  8 Cross Border Account            26                                c) Cheques Returned
                                                                         i. Due to insufficient funds            } RM100 per cheque
    Opening
                                                                         ii. Due to reason “Post-dated”          } RM10 per cheque

  9 Credit History Transfer         26
                                                                      d) House Cheque
                                                                         i. Encashment of all third party        } RM2 per cheque
 10 Other Services                  26
                                                                            cheques

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Issued by HSBC Amanah Malaysia Berhad (Company No. 807705-X)                                                                             Updated 20 Feb 2012
Tariff and charges for HSBC Amanah products and services



      Contents                             Personal
                                           TRANSACTION TYPES                 DESCRIPTIONS                            FEES / CHARGES

  1 Deposit Accounts                3      2. Current Accounts
                                           2.1 HSBC Amanah Current
     1.1 HSBC Premier Account-i 3              Account-i
     1.2 Amanah Advance             5           Cheque Related Fees          e) Deposit of Foreign Cheque/Draft
         Account-i
                                                and Charges                     i. Commission on cheques issued      } 0.1% of cheque amount
     1.3 Statement Savings          7                                                                                  Minimum charge: RM10
         Account-i                                                                                                     Maximum charge: RM100
                                                                               ii. Stamp duty                        } RM0.15 per cheque
     1.4 Passbook Savings           9
         Account-i                                                             iii. Other charges                    } Paying Bank’s charges

     1.5 Basic Savings              11                                         iv. Postage Charges
         Account-i                                                                  - Draft/Cheque above USD10,000   } RM46 per cheque
                                                                                      (denominated in USD only)
     1.6 Amanah General             13
                                                                                    - All other currencies and       } RM1.50 per cheque
         Investment Account-i
                                                                                      amounts
     1.7 Foreign Currency           13
         Account-i                              Standing Instructions (SI)   a) Payment to Home Financing-i/         } Waived
                                                                                Housing	Loan/Credit	Card/
     1.8 Term Deposit-i             13
                                                                                Credit Card-i/Charge Card-i

  2 Current Accounts                14                                       b) Payment to other HSBC/               } RM2 per transaction
                                                                                HSBC Amanah Account
     2.1 Current Account-i          14                                       c) Payment to non-HSBC/                  RM2 per transaction
                                                                                HSBC Amanah Accounts in Malaysia      RM2 per Demand Draft
     2.2 Basic Current Account-i    16
                                                                                i. SI Commission                      RM1.50 per Demand Draft
                                                                                ii. Demand Draft Issued
  3 Emergency                       18                                          iii. Postage
    Encashment                                                               d) Payments to individuals/entities
                                                                                outside Malaysia via Telegraphic
  4 Financing                       19
                                                                                Transfer:
                                                                                i. Commission/postage/cable          } RM25 to RM45 per payment
     4.1 Anytime Money              19
         Personal Financing-i                                                      charges                            depending on destination
     4.2 Home Smart-i               19
                                                                             e) Payments to individuals/entities      USD20 per payment
                                                                                outside Malaysia via Telegraphic
     4.3 Home Financing-i           19                                          Transfer (in US Dollars)
     4.4 Business Premises          19                                          i. Intermediary Bank charges
         Smart (Individual
         Customer)                                                           f) Charge for insufficient funds in     } RM5 per transaction

  5 Wealth Management               21                                          the Account
                                                Other Fees and Charges       a) Account closed within 3 months       } RM5
  6 Credit Card                     22
                                                                             b) ATM Chip Card issuance                RM8
     6.1 MPower Visa/MPower         22
         Visa Platinum/                                                      c) ATM Chip Card Annual Fee             } RM8
         Advance Visa Platinum
         & Premier MasterCard                                                d) Replacement of ATM Chip Card         } RM8
         Credit Card-i
                                                                             e) Short Message Service (SMS)          } RM1 per month for those
  7 Remittance &                    24
                                                                                                                      customers who sign up
    Payment Services
                                                Other Services               a) Bank Statement Retrieval
     7.1    Domestic Payments       24                                          i. If statement is 12 months         } RM2 per page
                                                                                    old or less
     7.2    Cross Border Payments   25                                          ii. If statement is more than        } RM20 per request + RM2 per page
                                                                                    12 months old
  8 Cross Border Account            26                                       c) Internet Banking
    Opening                                                                     i. Replacement of Security Device    } RM50 per device
                                                                                ii. Handling Fee                     } RM10
  9 Credit History Transfer         26                                          iii. Postage                         } RM5 - RM10 (within Malaysia)
                                                                                                                       Relevant courier or registered mail
 10 Other Services                  26                                                                                 charges apply (outside Malaysia)

page       15                                  main                                                                                back           next
Issued by HSBC Amanah Malaysia Berhad (Company No. 807705-X)
Tariff and charges for HSBC Amanah products and services



      Contents                             Personal
                                           TRANSACTION TYPES             DESCRIPTIONS                            FEES / CHARGES

  1 Deposit Accounts                3      2. Current Accounts
                                           2.2 Basic Current Account-i
     1.1 HSBC Premier Account-i 3

     1.2 Amanah Advance             5           Account Fee              Account Fee                             } RM10 per half year (if average
         Account-i
                                                                                                                   credit balance of less than
     1.3 Statement Savings          7                                                                              RM1,000 is maintained during the
         Account-i                                                                                                 half year)
     1.4 Passbook Savings           9
         Account-i                              Transaction Charges      a) ATM Cash Withdrawal                  } RM1 per transaction
                                                                            (if exceeding 8 transactions per
     1.5 Basic Savings              11
         Account-i                                                          month)

     1.6 Amanah General             13                                   b) Self-service deposits                } Waived
         Investment Account-i
                                                                         c) Cash withdrawals at Visa/            } RM10 per transaction
     1.7 Foreign Currency           13
                                                                            Plus ATM Network
         Account-i

     1.8 Term Deposit-i             13                                   d) Cash withdrawals at overseas HSBC      RM5 per transaction
                                                                            Group ATMs

  2 Current Accounts                14                                   e) Cash withdrawals at HOUSe ATM     } RM1 per transaction
                                                                            Network* - (HSBC/HSBC Amanah,
     2.1 Current Account-i          14                                      OCBC, UOB and Standard Chartered)

     2.2 Basic Current Account-i    16
                                                                         f) Transactions* via MEPS
                                                                             - All transactions                 } RM4 per transaction
                                                                            (*) Transactions* include:
  3 Emergency                       18                                   	 	 •	Interbank	Cash	Withdrawal	
    Encashment                                                           	 	 •	Interbank	Funds	Transfer
                                                                         	 	 •	Interbank	Credit	Card	Repayment	
  4 Financing                       19
                                                                         	 	 •	Interbank	Loan/Financing		
                                                                                 Repayment
     4.1 Anytime Money              19
         Personal Financing-i
                                                Dormant Account          a) With balances up to RM10               Account will be closed and these
     4.2 Home Smart-i               19                                                                             balances will be absorbed by the
                                                                                                                   Bank as a charge
     4.3 Home Financing-i           19
                                                                         b) With balances greater than RM10      } An annual service fee of RM10 will
     4.4 Business Premises          19                                                                             be charged until the remaining
         Smart (Individual
         Customer)                                                                                                 balances are sent to Unclaimed
                                                                                                                   Monies
  5 Wealth Management               21

                                                                         c) Activation of Dormant Account        } Waived
  6 Credit Card                     22
                                                Cheque Related Fees      a) Cheque Book Issuance
     6.1 MPower Visa/MPower         22          and Charges                 i. Stamp duty                        } RM0.15 per cheque leaf
         Visa Platinum/                                                                                          } RM5 flat
         Advance Visa Platinum                                              ii. Courier charges
         & Premier MasterCard
         Credit Card-i                                                   b) Stop Payment Instruction on Cheque
                                                                            i. With sufficient funds             } RM20 per instruction
  7 Remittance &                    24                                      ii. With insufficient funds          } RM100 per instruction
    Payment Services
                                                                         c) Cheques Returned
                                                                            i. Due to insufficient funds         } RM100 per cheque
     7.1    Domestic Payments       24
                                                                            ii. Due to reason “Post-dated”       } RM10 per cheque

     7.2    Cross Border Payments   25
                                                                         d) House Cheque
                                                                            i. Encashment of all third party     } RM2 per cheque
  8 Cross Border Account            26                                         cheques
    Opening

  9 Credit History Transfer         26


 10 Other Services                  26


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Issued by HSBC Amanah Malaysia Berhad (Company No. 807705-X)                                                                             Updated 20 Feb 2012
Tariff and charges for HSBC Amanah products and services



      Contents                             Personal
                                           TRANSACTION TYPES                 DESCRIPTIONS                            FEES / CHARGES

  1 Deposit Accounts                3      2. Current Accounts
                                           2.2 Basic Current Account-i
     1.1 HSBC Premier Account-i 3

     1.2 Amanah Advance             5           Cheque Related Fees          e) Deposit of Foreign Cheque/Draft
         Account-i
                                                and Charges                     i. Commission on cheques issued      } 0.1% of cheque amount
     1.3 Statement Savings          7                                                                                  Minimum charge: RM10
         Account-i                                                                                                     Maximum charge: RM100
                                                                               ii. Stamp duty                        } RM0.15 per cheque
     1.4 Passbook Savings           9
         Account-i                                                             iii. Other charges                    } Paying Bank’s charges

     1.5 Basic Savings              11                                         iv. Postage Charges
         Account-i                                                                  - Draft/Cheque above USD10,000   } RM46 per cheque
                                                                                      (denominated in USD only)
     1.6 Amanah General             13
                                                                                    - All other currencies and       } RM1.50 per cheque
         Investment Account-i
                                                                                      amounts
     1.7 Foreign Currency           13
         Account-i                              Standing Instructions (SI)   a) Payment to Home Financing-i/         } Waived
     1.8 Term Deposit-i             13                                          Housing	Loan/Credit	Card/
                                                                                Credit Card-i/Charge Card-i

  2 Current Accounts                14                                       b) Payment to other HSBC/               } RM2 per transaction
                                                                                HSBC Amanah Account
     2.1 Current Account-i          14
                                                                             c) Payment to non-HSBC/
     2.2 Basic Current Account-i    16                                          HSBC Amanah Accounts in Malaysia
                                                                                i. SI Commission                     } RM2 per transaction
                                                                                ii. Demand Draft Issued              } RM2 per Demand Draft
  3 Emergency                       18                                          iii. Postage                         } RM1.50 per Demand Draft
    Encashment
                                                                             d) Payments to individuals/entities      RM25 to RM45 per payment
  4 Financing                       19                                          outside Malaysia via Telegraphic      depending on destination
                                                                                Transfer: -
     4.1 Anytime Money              19                                          i. Commission/postage/cable
         Personal Financing-i
                                                                                   charges
     4.2 Home Smart-i               19
                                                                             e) Payments to individuals/entities
                                                                                outside Malaysia via Telegraphic
     4.3 Home Financing-i           19
                                                                                Transfer (in US Dollars)
     4.4 Business Premises          19                                          i. Intermediary Bank charges         } USD20 per payment
         Smart (Individual
         Customer)
                                                                             f) Charge for insufficient funds in     } RM5 per transaction
  5 Wealth Management               21                                          the Account

  6 Credit Card                     22          Other Fees and Charges       a) Account closed within 3 months       } RM20

     6.1 MPower Visa/MPower         22                                       b) ATM Chip Card issuance               } Waived
         Visa Platinum/
         Advance Visa Platinum                                               c) ATM Chip Card Annual Fee             } Waived
         & Premier MasterCard
         Credit Card-i                                                       d) Replacement of ATM Chip Card         } RM12

  7 Remittance &                    24                                       e) Short Message Service (SMS)          } RM1 per month for those customers
    Payment Services                                                                                                  who sign up
                                                Other Services               a) Bank Statement Retrieval
     7.1    Domestic Payments       24                                                                               } RM2 per page
                                                                                i. If statement is 12 months
                                                                                    old or less
     7.2    Cross Border Payments   25                                                                               } RM20 per request + RM2 per page
                                                                                ii. If statement is more than
                                                                                    12 months old
  8 Cross Border Account            26
                                                                             b) Internet Banking
    Opening                                                                     i. Replacement of Security Device    } RM50 per device
                                                                                ii. Handling Fee                     } RM10
  9 Credit History Transfer         26                                          iii. Postage                         } RM5 - RM10 (within Malaysia)
                                                                                                                       Relevant courier or registered mail
 10 Other Services                  26                                                                                 charges apply (outside Malaysia)

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Issued by HSBC Amanah Malaysia Berhad (Company No. 807705-X)
Tariff and charges for HSBC Amanah products and services



      Contents                             Personal
                                           TRANSACTION TYPES           DESCRIPTIONS                      FEES / CHARGES

  1 Deposit Accounts                3      3. Emergency
                                              Encashment
     1.1 HSBC Premier Account-i 3
                                                Emergency Encashment   HSBC Group Offices’ customer      } USD 20 per request*
     1.2 Amanah Advance             5                                  requesting emergency encashment
         Account-i                                                     from HSBC/HSBC Amanah Malaysia    * Effective 01 November 2007
     1.3 Statement Savings          7                                                                      Waived for HSBC/HSBC Amanah
         Account-i                                                                                         Premier customer
     1.4 Passbook Savings           9
         Account-i

     1.5 Basic Savings              11
         Account-i

     1.6 Amanah General             13
         Investment Account-i

     1.7 Foreign Currency           13
         Account-i

     1.8 Term Deposit-i             13



  2 Current Accounts                14


     2.1 Current Account-i          14


     2.2 Basic Current Account-i    16



  3 Emergency                       18
    Encashment

  4 Financing                       19


     4.1 Anytime Money              19
         Personal Financing-i

     4.2 Home Smart-i               19


     4.3 Home Financing-i           19

     4.4 Business Premises          19
         Smart (Individual
         Customer)
  5 Wealth Management               21


  6 Credit Card                     22


     6.1 MPower Visa/MPower         22
         Visa Platinum/
         Advance Visa Platinum
         & Premier MasterCard
         Credit Card-i

  7 Remittance &                    24
    Payment Services

     7.1    Domestic Payments       24


     7.2    Cross Border Payments   25



  8 Cross Border Account            26
    Opening

  9 Credit History Transfer         26


 10 Other Services                  26


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Issued by HSBC Amanah Malaysia Berhad (Company No. 807705-X)
Tariff and charges for HSBC Amanah products and services



      Contents                             Personal
                                           TRANSACTION TYPES               DESCRIPTIONS                        FEES / CHARGES

  1 Deposit Accounts                3      4. Financing

     1.1 HSBC Premier Account-i 3          4.1 Anytime Money
                                               Personal Financing-i
     1.2 Amanah Advance             5
         Account-i                              Early Settlement Fee       Pre-mature Settlement effective     } 1 month notice
                                                                           1 July 2012                         } No lock-in period
     1.3 Statement Savings          7
         Account-i                              Processing Fees                                                } Nil
                                                                                                               } 1% per annum on the overdue
     1.4 Passbook Savings           9           Compensation Charge
         Account-i                                                                                               instalment amount (during the
                                                                                                                 tenure of the home financing).
     1.5 Basic Savings              11
         Account-i                                                                                             } At a rate not exceeding the
                                                                                                                 prevailing IIMM-rate on the
     1.6 Amanah General             13
         Investment Account-i                                                                                    outstanding amount financed (after
                                                                                                                 the tenure of the home financing
     1.7 Foreign Currency           13                                                                           or after judgment is obtained).
         Account-i
                                                                                                               } IIMM-rate is the daily weighted
     1.8 Term Deposit-i             13                                                                           average overnight rate for
                                                                                                                 Mudharabah interbank
                                                                                                                 investment quoted in Malaysia’s
  2 Current Accounts                14
                                                                                                                 Islamic interbank money market.
     2.1 Current Account-i          14
                                           4.2 Home Smart-i
     2.2 Basic Current Account-i    16          Monthly Service Fee        Monthly Service Fee                 } RM10

                                                Compensation Charge        Late	payment	compensation	charges   } 1% per annum on the overdue

  3 Emergency                       18                                                                           instalment amount (during the
    Encashment                                                                                                   tenure of the home financing).
                                                                                                               } At a rate not exceeding the
  4 Financing                       19                                                                           prevailing IIMM-rate on the
                                                                                                                 outstanding amount financed (after
     4.1 Anytime Money              19                                                                           the tenure of the home financing
         Personal Financing-i
                                                                                                                 or after judgment is obtained).
     4.2 Home Smart-i               19                                                                         } IIMM-rate is the daily weighted
                                                                                                                 average overnight rate for
     4.3 Home Financing-i           19                                                                           Mudharabah interbank
                                                                                                                 investment quoted in Malaysia’s
     4.4 Business Premises          19
         Smart (Individual                                                                                       Islamic interbank money market.
         Customer)
  5 Wealth Management               21
                                                Early Settlement Charges   Pre-mature Settlement               } With effect 01 July 2012: Costs to be
  6 Credit Card                     22                                                                           incurred by the Bank as a direct result
                                                                                                                 of the early settlement (applicable for
     6.1 MPower Visa/MPower         22                                                                           existing and new customer).
         Visa Platinum/
         Advance Visa Platinum
         & Premier MasterCard                   Retrieval / Photocopy of   Retrieval / Photocopy of Security   } RM10 per document
         Credit Card-i
                                                Security Documents         Documents
  7 Remittance &                    24          Confirmation	Letter	for	   With document                       } RM10 per document and maximum
    Payment Services                            Withdrawal from the                                              RM20
                                                Employee Provident Fund
     7.1    Domestic Payments       24          (EPF)                      Without document                    } Nil

     7.2    Cross Border Payments   25



  8 Cross Border Account            26
    Opening

  9 Credit History Transfer         26


 10 Other Services                  26


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Issued by HSBC Amanah Malaysia Berhad (Company No. 807705-X)                                                                             Updated July 2011
Tariff and charges for HSBC Amanah products and services



      Contents                             Personal
                                           TRANSACTION TYPES               DESCRIPTIONS                        FEES / CHARGES

  1 Deposit Accounts                3      4. Financing
                                           4.3 Home Financing-i
     1.1 HSBC Premier Account-i 3
                                                Redemption Statement Fee   Issuance of redemption statement    } RM50 per account per request basis
     1.2 Amanah Advance             5
         Account-i                              Compensation Charge        Late	payment	compensation	charges   } 1% per annum on the overdue
                                                                                                                 instalment amount (during the
     1.3 Statement Savings          7
                                                                                                                 tenure of the home financing).
         Account-i
                                                                                                               } At a rate not exceeding the
     1.4 Passbook Savings           9                                                                            prevailing IIMM-rate on the
         Account-i
                                                                                                                 outstanding amount financed (after
     1.5 Basic Savings              11                                                                           the tenure of the home financing
         Account-i                                                                                               or after judgment is obtained).
     1.6 Amanah General             13                                                                         } IIMM-rate is the daily weighted
         Investment Account-i                                                                                    average overnight rate for
     1.7 Foreign Currency           13                                                                           Mudharabah interbank
         Account-i                                                                                               investment quoted in Malaysia’s
                                                                                                                 Islamic interbank money market.
     1.8 Term Deposit-i             13

                                                Early Settlement Charges   Pre-mature Settlement during the    } With effect 01 July 2012: Costs to be
  2 Current Accounts                14                                     fixed period                          incurred by the Bank as a direct
                                                                                                                 result of the early settlement
     2.1 Current Account-i          14                                                                           (applicable for existing and new
                                                                                                                 customer).
     2.2 Basic Current Account-i    16
                                                Retrieval / Photocopy of   Retrieval / Photocopy of Security   } RM10 per document
                                                Security Documents         Documents
  3 Emergency                       18
                                                Confirmation	Letter	for	   With document                       } RM10 per document and maximum
    Encashment                                  Withdrawal from the                                              RM20
                                                Employee Provident Fund
  4 Financing                       19
                                                (EPF)                      Without document                    } Nil

     4.1 Anytime Money              19
         Personal Financing-i              4.4 Business Premises Smart
                                               (Individual Customer)
     4.2 Home Smart-i               19
                                                Monthly Service Fee        Monthly Service Fee                 } RM10
     4.3 Home Financing-i           19          Compensation Charge        Late	payment	compensation	charges   } 1% per annum on the overdue

     4.4 Business Premises          19                                                                           instalment amount (during the
         Smart (Individual                                                                                       tenure of the home financing).
         Customer)                                                                                             } At a rate not exceeding the
  5 Wealth Management               21                                                                           prevailing IIMM-rate on the
                                                                                                                 outstanding amount financed (after
  6 Credit Card                     22
                                                                                                                 the tenure of the home financing
                                                                                                                 or after judgment is obtained).
     6.1 MPower Visa/MPower         22
                                                                                                               } IIMM-rate is the daily weighted
         Visa Platinum/
         Advance Visa Platinum                                                                                   average overnight rate for
         & Premier MasterCard
         Credit Card-i
                                                                                                                 Mudharabah interbank
                                                                                                                 investment quoted in Malaysia’s
  7 Remittance &                    24                                                                           Islamic interbank money market.
    Payment Services                            Early Settlement Charges   Pre-mature Settlement               } With effect 01 July 2012: Costs to be

     7.1    Domestic Payments       24
                                                                                                                 incurred by the Bank as a direct result
                                                                                                                 of the early settlement (applicable for
     7.2    Cross Border Payments   25
                                                                                                                 existing and new customer).

                                                Retrieval / Photocopy of   Retrieval / Photocopy of Security   } RM10 per document
  8 Cross Border Account            26
                                                Security Documents         Documents
    Opening
                                                Confirmation	Letter	for	   With document                       } RM10 per document and maximum
                                                Withdrawal from the                                              RM20
  9 Credit History Transfer         26
                                                Employee Provident Fund
                                                (EPF)                      Without document                    } Nil
 10 Other Services                  26


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Issued by HSBC Amanah Malaysia Berhad (Company No. 807705-X)                                                                             Updated July 2011
Tariff and charges for HSBC Amanah products and services



      Contents                             Personal
                                           TRANSACTION TYPES                     DESCRIPTIONS   FEES / CHARGES

  1 Deposit Accounts                3      5. Wealth Management
                                                Islamic Unit Trust Funds
     1.1 HSBC Premier Account-i 3

     1.2 Amanah Advance             5           5.1 Amlttikal                                   } 6.00% of the investment amount
         Account-i

     1.3 Statement Savings          7
                                                5.2 ACMS Islamic Balance Fund                   } 5.00% of the investment amount
         Account-i

     1.4 Passbook Savings           9
         Account-i                              5.3 CIMB Islamic Asia Pacific Equity Fund       } 5.00% of the investment amount

     1.5 Basic Savings              11
         Account-i                              5.4 OSK-UOB Muhibbah Income Fund                } 6.00% of the investment amount

     1.6 Amanah General             13
         Investment Account-i                   5.5 Pacific Dana Aman                           } 5.50% of the investment amount

     1.7 Foreign Currency           13
         Account-i                              5.6 Prudential Dana Wafi                        } Nil
     1.8 Term Deposit-i             13
                                                5.7 RHB Islamic Bond Fund                       } Nil

  2 Current Accounts                14
                                                5.8 RHB Mudharabah Fund                         } 6.00% of the investment amount
     2.1 Current Account-i          14

                                                5.9 AmPrecious Metals                           } 5.00% of the investment amount
     2.2 Basic Current Account-i    16

                                                5.10 AmBon Islam                                } Nil
  3 Emergency                       18
    Encashment
                                                5.11 Pacific Dana Dividen                       } 5.00% of the investment amount

  4 Financing                       19
                                                5.12 Prudential Dinasti Equity                  } 5.50% of the investment amount
     4.1 Anytime Money              19
         Personal Financing-i
                                                5.13 Prudential Dana Al-Ilham                   } 5.26% of the investment amount
     4.2 Home Smart-i               19


     4.3 Home Financing-i           19          5.14 Prudential Asia Pacific Shariah Equity     } 6.00% of the investment amount

     4.4 Business Premises          19
         Smart (Individual                      5.15 HwangDBS AIIMAN Growth Fund                } 5.50% of the investment amount
         Customer)
  5 Wealth Management               21


  6 Credit Card                     22


     6.1 MPower Visa/MPower         22
         Visa Platinum/
         Advance Visa Platinum
         & Premier MasterCard
         Credit Card-i

  7 Remittance &                    24
    Payment Services

     7.1    Domestic Payments       24


     7.2    Cross Border Payments   25



  8 Cross Border Account            26
    Opening

  9 Credit History Transfer         26


 10 Other Services                  26


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Issued by HSBC Amanah Malaysia Berhad (Company No. 807705-X)
Tariff and charges for HSBC Amanah products and services



      Contents                             Personal
                                           TRANSACTION TYPES             DESCRIPTIONS                          FEES / CHARGES

  1 Deposit Accounts                3      6. Credit Card
                                           6.1 MPower Visa/MPower Visa Platinum/Advance Visa Platinum & Premier MasterCard Credit Card-i
     1.1 HSBC Premier Account-i 3
                                                Service Tax              Imposition of service tax             } RM50 for each Primary Credit
     1.2 Amanah Advance             5                                                                            Card/-i and RM25 for each
         Account-i
                                                                                                                 Supplementary Credit Card/-i
     1.3 Statement Savings          7
         Account-i
                                                Annual Fee               Card Type                                       Fees & Charges
     1.4 Passbook Savings           9                                                                          Primary (RM)    Supplementary (RM)
         Account-i
                                                                         Visa Credit Card-i                    } RM90             } RM45
     1.5 Basic Savings              11
         Account-i                                                       Visa Platinum Credit Card-i           } RM240            } RM120
     1.6 Amanah General             13
                                                                         Advance Visa Platinum Credit Card-i   } Waived           } Waived
         Investment Account-i

     1.7 Foreign Currency           13
                                                                         Premier MasterCard Credit Card-i      } Waived           } Waived
         Account-i

     1.8 Term Deposit-i             13          Management Charges       a) Fixed Monthly Management Charge    MPower Visa        MPower Visa Platinum/
                                                                                                                                  Advance Visa Platinum/
                                                                                                                                  Premier MasterCard
  2 Current Accounts                14
                                                                                                               } RM1,500          } RM2,700

     2.1 Current Account-i          14
                                                                         b) Actual Monthly Management          Based on tiered pricing :
                                                                            Charge                             Tier 1: Cardholders with prompt
     2.2 Basic Current Account-i    16
                                                                                                                         payments for 12 consecutive
                                                                                                                         months will enjoy 15% p.a.
  3 Emergency                       18                                                                         Tier II: Cardholders with prompt
    Encashment                                                                                                           payments for 10 months or
                                                                                                                         more in last 12 months will
  4 Financing                       19                                                                                   enjoy 17% p.a.
                                                                                                               Tier III: Cardholders who do not fall
     4.1 Anytime Money              19
         Personal Financing-i                                                                                            under the above categories will
                                                                                                                         enjoy 18% p.a.
     4.2 Home Smart-i               19


     4.3 Home Financing-i           19

     4.4 Business Premises          19
         Smart (Individual
         Customer)
  5 Wealth Management               21


  6 Credit Card                     22


     6.1 MPower Visa/MPower         22
         Visa Platinum/
         Advance Visa Platinum
         & Premier MasterCard
         Credit Card-i

  7 Remittance &                    24
    Payment Services

     7.1    Domestic Payments       24


     7.2    Cross Border Payments   25



  8 Cross Border Account            26
    Opening

  9 Credit History Transfer         26


 10 Other Services                  26


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Issued by HSBC Amanah Malaysia Berhad (Company No. 807705-X)                                                                           Updated 22 Feb 2012
Tariff and charges for HSBC Amanah products and services



      Contents                             Personal
                                           TRANSACTION TYPES                        DESCRIPTIONS                          FEES / CHARGES

  1 Deposit Accounts                3      6. Credit Card
                                           6.1 MPower Visa/MPower Visa Platinum/Advance Visa Platinum & Premier MasterCard Credit Card-i
     1.1 HSBC Premier Account-i 3

                                                Management Charges                  c) Rebate                             At Bank’s absolute discretion:
     1.2 Amanah Advance             5
         Account-i                                                                                                        } based on the difference between
                                                                                                                            the Fixed Monthly Management
     1.3 Statement Savings          7
         Account-i                                                                                                          Charge and the Actual Monthly
                                                                                                                            Management Charge at the
     1.4 Passbook Savings           9                                                                                       relevant Statement Date or
         Account-i
                                                                                                                          } where the Actual Monthly
     1.5 Basic Savings              11                                                                                      Management Charge on the Current
         Account-i
                                                                                                                            Balance is lesser than the Fixed
     1.6 Amanah General             13                                                                                      Monthly Management Charge
         Investment Account-i
                                                                                    d) Cash Advance                       } 18% of the cash advance amount
     1.7 Foreign Currency           13
         Account-i                                                                                                          calculated on a daily basis

     1.8 Term Deposit-i             13                                              e) Balance Transfer                   } Up to 18% p.a. of the amount
                                                                                                                            transferred, calculated on a daily
                                                                                                                            basis for a fixed duration
  2 Current Accounts                14

                                                Minimum Monthly Payment                                                   } 5% of the current balance or a
     2.1 Current Account-i          14
                                                                                                                            minimum of RM50.
     2.2 Basic Current Account-i    16
                                                Cash Advance Fee                                                          } RM50 for each transaction and
                                                                                                                            maximum limit is RM1,000 per
  3 Emergency                       18                                                                                      withdrawal.
    Encashment                                  Compensation fee                                                          } Minimum of RM10.00 or 1% of the
                                                                                                                            monthly payment amount due,
  4 Financing                       19
                                                                                                                            whichever is higher capped to a
     4.1 Anytime Money              19                                                                                      maximum of RM75.00.
         Personal Financing-i
                                                Conversion for Overseas                                                   } If the Cardholder uses the Credit
     4.2 Home Smart-i               19
                                                Transaction                                                                 Card-i for overseas transactions
                                                                                                                            outside Malaysia in a currency other
     4.3 Home Financing-i           19
                                                                                                                            than Ringgit Malaysia, such amount
     4.4 Business Premises          19                                                                                      shall be converted at the exchange
         Smart (Individual                                                                                                  rate as determined by Visa
         Customer)
                                                                                                                            International or MasterCard
  5 Wealth Management               21
                                                                                                                            International, as the case may be, on
  6 Credit Card                                                                                                             the date of conversion in addition to
                                    22
                                                                                                                            an administration cost of 1%.
     6.1 MPower Visa/MPower         22
         Visa Platinum/                         Grace Period                                                              } 20-day grace period is only enjoyed
         Advance Visa Platinum                                                                                              on all retail transactions, provided all
         & Premier MasterCard
         Credit Card-i                                                                                                      outstanding balances as per the
                                                                                                                            monthly statement of the previous
  7 Remittance &                    24                                                                                      month are fully settled.
    Payment Services
                                                Replacement card fee                                                      } RM50 per card
     7.1    Domestic Payments       24
                                                Sales draft retrieval request fee                                         } RM20 per copy

     7.2    Cross Border Payments   25
                                                Refund of credit card access        a) MEPS Interbank GIRO                } RM2 per transaction
                                                balance via:                        b) Cashiers Order                     } RM2 per transaction
  8 Cross Border Account            26
    Opening                                     Other Services                      a) Credit Card Statement Retrieval
                                                                                       i. If statement is 12 months old   } RM2 per page
                                                                                           or less
  9 Credit History Transfer         26
                                                                                                                          } RM20 per request + RM2 per page
                                                                                       ii. If statement is more than
                                                                                           12 months old
 10 Other Services                  26


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Issued by HSBC Amanah Malaysia Berhad (Company No. 807705-X)                                                                                      Updated 22 Feb 2012
Tariff and charges for HSBC Amanah products and services



      Contents                             Personal
                                           TRANSACTION TYPES              DESCRIPTIONS                           FEES / CHARGES

  1 Deposit Accounts                3       .
                                           7 Remittance & Payment
                                              Services
     1.1 HSBC Premier Account-i 3
                                            .1
                                           7 Domestic Payments
     1.2 Amanah Advance             5
         Account-i
                                                Cashiers Order            Stamp Duty                             } RM0.15 per cashier order
     1.3 Statement Savings          7                                     Service Charge                         } RM2 per cashier order
         Account-i

     1.4 Passbook Savings           9
                                           	    Local	Demand	Draft
         Account-i

     1.5 Basic Savings              11          Purchases                 a) Collection at branch
         Account-i                                                           i. Same day collection              } RM5 per draft
                                                                             ii. Next day collection             } RM2 per draft
     1.6 Amanah General             13
         Investment Account-i
                                                                          b) Via Personal Telebanking            }	RM2 per draft
     1.7 Foreign Currency           13
         Account-i                                                        c) Via Personal Internet Banking       }	RM2 per draft
     1.8 Term Deposit-i             13                                    d) Mail to beneficiary/3rd party       }	RM5 per draft

  2 Current Accounts                14          Cancellation/Repurchase   Except for MIDF/MIH new share issue    } RM2 per draft


     2.1 Current Account-i          14
                                                Encashment                RM DD                                  } RM20 per draft

     2.2 Basic Current Account-i    16
                                                MEPS Interbank Giro       i. Premier Account-i and Advance
                                                                               Account-i                         } Waived
  3 Emergency                       18
                                                                          ii. Basic Savings Account-i; Basic      - RM0.50 for first two (2)
    Encashment                                                                 Current Account-i; Amanah Basic      transactions
                                                                               Savings Account-i; and Amanah      - RM2.00 for subsequent
  4 Financing                       19
                                                                               Basic Current Account-i              transactions in a month
     4.1 Anytime Money              19
                                                                          iii. MEPS IBG application forms
         Personal Financing-i                                             iv. Internet Banking GIRO              } RM2 per instruction
                                                                                                                 } RM2 per transaction
     4.2 Home Smart-i               19


     4.3 Home Financing-i           19          RENTAS                    a) Outward RENTAS
                                                                             i. HSBCnet/SWIFT                    } RM4 per transaction
     4.4 Business Premises          19                                    	 ii.	 Letters/TT	applications	forms   } RM9 per transaction
         Smart (Individual
         Customer)
  5 Wealth Management               21          Internal Transfer         To third party account
                                                                          a)	Letters/	TT	Application	forms       } RM5 per transaction
  6 Credit Card                     22
                                                                          a) Internet Banking/ Telebanking       } No charge

     6.1 MPower Visa/MPower         22
         Visa Platinum/                         Inward Cheque Clearing    Cheque returned
         Advance Visa Platinum
         & Premier MasterCard                                             a) For reason “Payment Stopped” and    } RM100 per cheque
         Credit Card-i                                                       account has insufficient funds to
                                                                             cover the cheque amount
  7 Remittance &                    24                                    b) For reason “Payment Stopped” and    } RM10 per cheque
    Payment Services                                                         account has sufficient funds to
                                                                             cover the cheque amount
     7.1    Domestic Payments       24
                                                                          c) Placement of Stop-payment           } RM15 per cheque
                                                                             Instruction on cheque
     7.2    Cross Border Payments   25



  8 Cross Border Account            26
    Opening

  9 Credit History Transfer         26


 10 Other Services                  26


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Issued by HSBC Amanah Malaysia Berhad (Company No. 807705-X)
Tariff and charges for HSBC Amanah products and services



      Contents                             Personal
                                           TRANSACTION TYPES                   DESCRIPTIONS                          FEES / CHARGES

  1 Deposit Accounts                3       .
                                           7 Remittance & Payment
                                              Services
     1.1 HSBC Premier Account-i 3
                                            .2
                                           7 Cross Border Payments
     1.2 Amanah Advance             5
                                                Inward Telegraphic Transfer    a) SWIFT/crediting of HSBC Amanah
         Account-i
                                                                                  MYR Account                        } RM5 per transaction
     1.3 Statement Savings          7
         Account-i                                                             b) Cash Payment                       } RM20 per transaction

     1.4 Passbook Savings           9
         Account-i
                                                Outward Telegraphic Transfer   a) Charges on applications via        	
     1.5 Basic Savings              11                                         	 i.	Letters/	TT	Application	Forms    } RM45 or its equivalent per
         Account-i
                                                                                                                         transaction + overseas charges
     1.6 Amanah General             13                                                                                   (depends on beneficiary bank)
         Investment Account-i
                                                                                 ii. Personal Internet Banking       } RM25 or its equivalent per
     1.7 Foreign Currency           13                                                                                   transaction + overseas charges
         Account-i
                                                                                                                         (depends on beneficiary bank)
     1.8 Term Deposit-i             13
                                                                                 iii. Personal Phone Banking         } RM25 or its equivalent per
                                                                                                                         transaction + overseas charges
  2 Current Accounts                14                                                                                   (depends on beneficiary bank)

                                                                               b) Paying Bank’s Charges
     2.1 Current Account-i          14                                                                               } USD 20 per payment
                                                                                  i. Intermediary Bank charges
                                                                                      (for US Dollar payments)
     2.2 Basic Current Account-i    16
                                                                                                                     } Depends on Beneficiary Bank
                                                                                  ii. Other charges

  3 Emergency                       18
    Encashment                                  Foreign Demand Draft

  4 Financing                       19
                                                Purchase                       a) For amount up to RM5,000           } RM2 + overseas charges* per draft
     4.1 Anytime Money              19
                                                                                  equivalent - Same day collection   } RM5 + overseas charges* per draft
         Personal Financing-i

     4.2 Home Smart-i               19                                         b) Above RM5,000 equivalent           } Nil + overseas charges*
                                                                                  - Same day collection              } RM5 per draft
     4.3 Home Financing-i           19                                                                               * Overseas charges (if any)
                                                                                                                       depending on beneficiary bank
     4.4 Business Premises          19
         Smart (Individual
         Customer)                                                             c) Paying Bank charges
                                                                                  i. ZAR DD                          } (Charges depending on remitting bank)
  5 Wealth Management               21
                                                                                                                     } RM1.50 per draft
                                                                                  ii. CAD DD
                                                                                  iii. CHF DD                        } RM33 per draft
  6 Credit Card                     22
                                                                                  iv. AUD DD of Value:
     6.1 MPower Visa/MPower         22                                                 - Up to AUD99                 }   RM1per draft
         Visa Platinum/                                                                - AUD100 – AUD499             }   RM2 per draft
         Advance Visa Platinum
         & Premier MasterCard                                                          - AUD500 – AUD4,999           }   RM5 per draft
         Credit Card-i                                                                 - AUD5,000 – AUD9,999         }   RM8 per draft
  7 Remittance &                                                                       - AUD10,000 and above         }   RM11 per draft
    Payment Services                24


                                                Cancellation/Repurchase        Except for MIDF/MIH new share issue   } RM2 per draft
     7.1    Domestic Payments       24

                                                Encashment                     FCY DD                                } RM20 per draft
     7.2    Cross Border Payments   25



  8 Cross Border Account            26
    Opening

  9 Credit History Transfer         26


 10 Other Services                  26


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Issued by HSBC Amanah Malaysia Berhad (Company No. 807705-X)
Tariff and charges for HSBC Amanah products and services



      Contents                             Personal
                                           TRANSACTION TYPES                        DESCRIPTIONS                         FEES / CHARGES

  1 Deposit Accounts                3      8. Cross Border
                                              Account Opening
     1.1 HSBC Premier Account-i 3
                                                Assistance/facilitation in          a) Premier Customers & Children      } Waived
     1.2 Amanah Advance             5           setting-up accounts that are
         Account-i                              offered by another HSBC             b) Non-Premier Customers             } USD 200

                                                group office.                       c) Non-Premier Customers’ Children   } USD 100
     1.3 Statement Savings          7
         Account-i
                                                This includes full on               d) Students                          } USD 100
     1.4 Passbook Savings           9
                                                boarding service and
         Account-i
                                                completion of International
     1.5 Basic Savings              11          Needs Review in
         Account-i
                                                preparation to take
     1.6 Amanah General             13          customers through their
         Investment Account-i
                                                requirements in the new
     1.7 Foreign Currency           13          country.
         Account-i
                                                Note:
     1.8 Term Deposit-i             13          This is only applicable for Shariah compliant accounts offered by HSBC/HSBC Amanah branches worldwide.

  2 Current Accounts                14


     2.1 Current Account-i          14


     2.2 Basic Current Account-i    16
                                           9. Credit History Transfer
                                                Credit history transfer via a       a) Premier Customers & Children      } Waived
  3 Emergency                       18
                                                Credit Transfer Form (CTF) if
    Encashment                                                                      b) Non-Premier Customers             } USD 200
                                                credit facilities are required in
                                                new country.                        c) Non-Premier Customers’ Children   } USD 100
  4 Financing                       19


     4.1 Anytime Money              19                                              d) Students                           USD 100
         Personal Financing-i
                                                Note:
     4.2 Home Smart-i               19          This is only applicable for Shariah compliant accounts offered by HSBC/HSBC Amanah branches worldwide.

     4.3 Home Financing-i           19

     4.4 Business Premises          19
         Smart (Individual
         Customer)
  5 Wealth Management               21
                                           10. Other Services
  6 Credit Card                     22
                                                Records retrieval                   Request of Statement of Account
                                                                                    - Within a year                      } RM2 per page
     6.1 MPower Visa/MPower         22
                                                                                                                         } RM5 per page and additional
         Visa Platinum/                                                             - Above 1 year
         Advance Visa Platinum                                                                                            Handling charges of RM50 per
         & Premier MasterCard                                                                                             account
         Credit Card-i

  7 Remittance &                    24
    Payment Services

     7.1    Domestic Payments       24


     7.2    Cross Border Payments   25



  8 Cross Border Account            26
    Opening

  9 Credit History Transfer         26


 10 Other Services                  26


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Issued by HSBC Amanah Malaysia Berhad (Company No. 807705-X)
Tariff and charges for HSBC Amanah products and services



     Contents                              Commercial & Business
                                           TRANSACTION TYPES       DESCRIPTIONS                               FEES / CHARGES

 1 Business Accounts                27     1. Business Accounts
                                           1.1 Current Account-i   a) Average monthly credit balance of
                                                                      i. Above RM10,000                       } No charge
                                                                      ii. RM10,000 & below                    } RM5 per month
 2 Financing Products               29
                                                                   Note
                                                                   Charges are applicable to customers who
                                                                   does not have any financing portfolio.
 3 Wealth Management                31
                                                                   b) Transaction Charge
                                                                      i. For more than 2 counter cash         } RM5 per transaction
                                                                          deposit transactions per month
 4 Channels Related                 32                                ii. For more than 2 counter cash        } RM5 per transaction
   Services                                                               withdrawal transactions per month

                                                                   Cheque Related Fees and Charges
 5 Remittance &                     33
                                                                   a) Cheque Book Issuance
   Payment Services                                                   i. Stamp duty                           } RM0.15 per cheque leaf
                                                                      ii. Courier Charge*                     } RM5 flat
                                                                      * All cheque book will be couriered
 6 Trade Services                   36
                                                                          to customer unless specified
                                                                          otherwise

                                                                   b) Stop Payment Instruction on
 7 Other Services                   43
                                                                      Cheque
                                                                      I. With sufficient funds                } RM20 per instruction
                                                                      II. With insufficient funds             } RM100 per instruction

                                                                   c) Cheques Returned
                                                                      I. Due to insufficient funds            } RM100 per cheque
                                                                      II. Due to reason “Post-dated”          } RM10 per cheque

                                                                   d) Cheque(s) exceptionally honoured        } RM50 per cheque
                                                                      due to insufficient funds
                                                                   Miscellaneous Services

                                                                   a) Audit Confirmation
                                                                      i. Automail                             } RM10
                                                                      ii. Manual                              } RM50

                                                                   b) Statement/Voucher Retrievals
                                                                      i. Within 1 year                        } RM2 per page
                                                                      ii. Above 1 year                        } RM20 per request + RM2 per page

                                                                   c) Amanah General Investment
                                                                      Account-i Disposal                      } Mail to beneficiary
                                                                      i.	 Via	Local	Demand	Draft                - RM5 per Draft
                                                                                                              } Collection at branch
                                                                                                                - on same day = RM5 per Draft
                                                                                                                - on next day = RM2 per Draft
                                                                     ii. Via Rentas                           } RM5 per transaction
                                                                     iii. Via MEPS Interbank Giro             } RM2 per transaction

                                           1.2 Foreign Currency    Transaction Charge
                                               Account-i (FCA-i)   * No cash transaction is allowed.          } USD4 or equivalent per
                                                                      No charge for internal transfers          transactions
                                                                      between accounts of same name
                                                                   Account Maintenance/                       } No charge
                                                                   Statement charge

                                                                   Penalty charge on pre-mature               } No profit payable on completed periods
                                                                   upliftment of AGIA Foreign Currency        } All replacement costs to be borne
                                                                   Account-i                                    by customer

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Issued by HSBC Amanah Malaysia Berhad (Company No. 807705-X)                                                                           Updated 18 July 2011
Tariff and charges for HSBC Amanah products and services



     Contents                              Commercial & Business
                                           TRANSACTION TYPES       DESCRIPTIONS                              FEES / CHARGES

 1 Business Accounts                27     1. Business Accounts
                                           1.2 Foreign Currency    Type of accounts                          Transaction fee
                                               Account-i (FCA-i)   USD                                       } USD4
                                                                   GBP                                       } GBP3
 2 Financing Products               29
                                                                   EUR                                       } EUR4



 3 Wealth Management                31     1.3 BusinessVantage     a) Average monthly credit balance of
                                               Account-i (BVA-i)      i. Above RM10,000                      } No charge
                                                                      ii. RM10,000 and below                 } SME = RM10 Half-Yearly
                                                                                                               Service charge
 4 Channels Related                 32                                                                       } Non-SME = RM10 Monthly-Yearly
   Services                                                                                                    Service Charge
                                                                   Note
                                                                   Charges are applicable to non financing
 5 Remittance &                     33                             customers only.
   Payment Services
                                                                   b) Transaction Charge
                                                                      i. For more than 2 counter cash       } RM5 per transaction

 6 Trade Services                   36                                    deposit transactions per month
                                                                      ii. For more than 2 counter cash      } RM5 per transaction
                                                                          withdrawal transactions per month

 7 Other Services                   43                             Cheque Related Fees and Charges
                                                                   a) Cheque Book Issuance
                                                                      i. Stamp duty                          } RM0.15 per cheque leaf
                                                                      ii. Courier Charge*                    } RM5 flat
                                                                      * All cheque book will be couriered
                                                                          to customer unless specified
                                                                          otherwise

                                                                   b) Stop Payment Instruction on
                                                                      Cheque
                                                                      I. With sufficient funds               } RM20 per instruction
                                                                      II. With insufficient funds            } RM100 per instruction

                                                                   c) Cheques Returned
                                                                      I. Due to insufficient funds           } RM100 per cheque
                                                                      II. Due to reason “Post-dated”         } RM10 per cheque

                                                                   d) Cheque(s) exceptionally honoured       } RM50 per cheque
                                                                      due to insufficient funds

                                                                   Miscellaneous Services

                                                                   a) Audit Confirmation
                                                                      i. Automail                            } RM10
                                                                      ii. Manual                             } RM50

                                                                   b) Statement/Voucher Retrievals
                                                                      i. Within 1 year                       } RM2 per page
                                                                      ii. Above 1 year                       } RM20 per request + RM2 per page

                                                                   c) Amanah General Investment-i
                                                                      Account Disposal
                                                                      i.	 Via	Local	Demand	Draft             } Mail to beneficiary
                                                                                                               - RM5 per Draft
                                                                                                             } Collection at branch
                                                                                                               - on same day = RM5 per Draft
                                                                                                               - on next day = RM2 per Draft
                                                                     ii. Via Rentas                          } RM5 per transaction
                                                                     iii. Via MEPS Interbank Giro            } RM2 per transaction




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Issued by HSBC Amanah Malaysia Berhad (Company No. 807705-X)                                                                          Updated 18 July 2011
Tariff and charges for HSBC Amanah products and services



     Contents                              Commercial & Business
                                           TRANSACTION TYPES               DESCRIPTIONS                       FEES / CHARGES

 1 Business Accounts                27     2. Financing Products
                                           2.1 Leasing-i                   i. Facility Arrangement Fee        }   N/A
                                           2.2 Industrial Hire Puchase-i   ii Facility Management Fee         }   N/A
                                                                           iii. Handling Fee                  }   N/A
 2 Financing                        29
                                                                           vi. Rescheduling Fee               }   N/A
                                                                           v. Unwinding Cost                  }   to be determined based on
                                                                                                                  prevailing Islamic Cost of Fund upon
 3 Wealth Management                31                                                                            cancellation, prepayment, early
                                                                                                                  settlement and on undrawn amount
                                                                                                                  upon expiry of availability period

 4 Channels Related                 32
                                           2.3 Business Premises Smart-i   Facility Arrangement Fee           } Non-SME = Min RM2,000
   Services
                                                                                                              } Non-SME = Min RM400 for facility up
                                                                                                                  to RM10m or RM2,000 for facility
 5 Remittance &                     33
                                                                                                                  above RM10m
   Payment Services
                                                                           Cancellation Fee                   } 1.5% of original financing amount

 6 Trade Services                   36                                     Standing instruction failed fee    } RM5 per rejected transaction due to
                                                                                                                  insufficient fund

                                                                           Prepayment fee                     } After stay-in period, 1 month notice is

 7 Other Services                   43                                                                            required or 1 month lease rental in lieu
                                                                                                                  will be charged 1 month notice or

                                                                           Early settlement fee               } 1 month notice or 1 month lease
                                                                                                                rental lease rental in lieu will be
                                                                                                                charged. Within fixed rate and stay-in
                                                                                                                period (max 5 years) = Unwinding cost
                                                                                                                + Exit fee is applicable. Within the
                                                                                                                stay-in period only (i.e. the fixed rate
                                                                                                                period has lapsed) = Exit fee is
                                                                                                                applicable.
                                                                                                              * Unwinding cost = equivalent to a sum
                                                                                                                which the Bank shall certify as being
                                                                                                                the cost to the Bank re-employing the
                                                                                                                funds obtained by the Bank to fund
                                                                                                                that portion of the amount paid for the
                                                                                                                balance of the fixed rate period.
                                                                                                              * Exit fee = 3% of original financing
                                                                                                                amount or RM5,000 whichever is higher.


                                                                           Compensation fee on late payment   } 1% p.a. of the overdue instalment
                                                                                                                  amount (before NPF)
                                                                                                              } R-rate of the outstanding principal
                                                                                                                  amount (after NPF)

                                           2.4 Amanah Bank Guarantee-i     Commission charges                 } 0.1% per month
                                                                                                                  (minimum = RM100 per ABG-i issued)

                                           2.5 Bank Guarantee-i            Commission charges                 } 0.125% per month
                                               (Fast Track)                                                       (minimum = RM350 per ABG-i issued)




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Issued by HSBC Amanah Malaysia Berhad (Company No. 807705-X)
Tariff and charges for HSBC Amanah products and services



     Contents                              Commercial & Business
                                           TRANSACTION TYPES                  DESCRIPTIONS                         FEES / CHARGES

 1 Business Accounts                27     2. Financing Products
                                           2.6 Cash Line-i                    i. Processing fee*                   }   RM500 per application
                                                                              ii Periodic review fee*              }   RM500 per review
                                                                              iii. Commitment fee                  }   N/A
 2 Financing                        29
                                                                              v. Unwinding Cost                    }   N/A
                                                                              * Fee apply to non-SME customer only
                                                                              Unauthorised overdrawn amount
 3 Wealth Management                31                                        i. Management Fee                    } RM100 per occurrence


                                           2.7 Commodity Murabahah            Brokerage/Trading Fee via BCH        } Equivalent to 15 per currency
                                               Financing-i (CMF-i)                                                     per million
 4 Channels Related                 32
   Services                                                                   Brokerage/Trading	Fee	via	LME        } Equivalent to 15 per currency
                                                                                                                       per million
 5 Remittance &                     33
                                                                              Holding/Administrative Fee           } MYR 10 per million for holding
   Payment Services                                                           (applicable for BCH only)                commodity exceeding 1st 2 hours
                                                                                                                       & for every succeeding hours
 6 Trade Services                   36                                        Compensation Fee                     } During the tenure
                                                                                                                       - 1% of overdue amount
                                                                                                                   } After maturity
                                                                                                                       - R-rate on the principal balance
 7 Other Services                   43
                                                                                                                       outstanding

                                                                              Early Settlement                     } 1mth notice is required

                                                                              Facility Arrangement Fee             } N/A

                                                                              Facility Management Fee              } N/A


                                           2.8 Revolving Financing-i (RF-i)   Brokerage/Trading Fee via BCH        } Equivalent to 15 per currency
                                                                                                                       per million

                                                                              Brokerage/Trading	Fee	via	LME        } Equivalent to 15 per currency
                                                                                                                       per million
                                                                              Holding/Administrative Fee           } MYR 10 per million for holding
                                                                              (applicable for BCH only)                commodity exceeding 1st 2 hours &
                                                                                                                       for every succeeding hours

                                                                              Compensation Fee                     } During the tenure - 1% of overdue
                                                                                                                       amount After maturity - R-rate on the
                                                                                                                       principal balance outstanding

                                                                              Early Settlement                     } 1mth notice is required

                                                                              Processing Fee                       } Non-SME = RM500.00

                                                                              Facility Arrangement Fee             } Financing up to RM1 m
                                                                              Non-SME                                  Minimum – RM500
                                                                                                                       Maximum – RM2,000
                                                                                                                   } Financing above RM1 m
                                                                                                                       and up to RM10 m
                                                                                                                       Minimum – RM500
                                                                                                                       Maximum – RM7  ,000
                                                                                                                   } Financing above RM10 m
                                                                                                                       Minimum – RM2,000
                                                                                                                       Maximum – RM15,000

                                                                              Facility Management Fee              } N/A




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Issued by HSBC Amanah Malaysia Berhad (Company No. 807705-X)
Tariff and charges for HSBC Amanah products and services



     Contents                              Commercial & Business
                                           TRANSACTION TYPES                     DESCRIPTIONS   FEES / CHARGES

 1 Business Accounts                27     3. Wealth Management
                                                Islamic Unit Trust Funds

 2 Financing Products               29
                                                3.1 Amlttikal                                   } 6.00% of the investment amount


                                                3.2 CMS Islamic Balance Fund                    } 5.00% of the investment amount
 3 Wealth Management                31

                                                3.3 CIMB Islamic Asia Pacific Equity Fund       } 5.00% of the investment amount


 4 Channels Related                 32          3.4 OSK-UOB Muhibbah Income Fund                } 6.00% of the investment amount
   Services
                                                3.5 Pacific Dana Aman                           } 5.50% of the investment amount

 5 Remittance &                     33
   Payment Services                             3.6 Prudential Dana Wafi                        } Nil


                                                3.7 RHB Islamic Bond Fund                       } Nil
 6 Trade Services                   36


                                                3.8 RHB Mudharabah Fund                         } 6.00% of the investment amount


 7 Other Services                   43
                                                3.9 AmPrecious Metals                           } 5.00% of the investment amount


                                                3.10 AmBon Islam                                  Nil


                                                3.11 Pacific Dana Dividen                       } 5.00% of the investment amount


                                                3.12 Prudential Dinasti Equity                    5.50% of the investment amount

                                                3.13 Prudential Dana Al-Ilham                   } 5.26% of the investment amount


                                                3.14 Prudential Asia Pacific Shariah Equity       6.00% of the investment amount

                                                3.15 HwangDBS AIIMAN Growth Fund                } 5.50% of the investment amount




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Issued by HSBC Amanah Malaysia Berhad (Company No. 807705-X)
Tariff and charges for HSBC Amanah products and services



     Contents                              Commercial & Business
                                           TRANSACTION TYPES                DESCRIPTIONS                              FEES / CHARGES

 1 Business Accounts                27     4. Channels Related
                                              Services
                                                Business Internet Banking   a) MEPS InterBank Giro                    } RM2
 2 Financing Products               29          (BIB)
                                                                            b) Outward Telegraphic Transfer (OTT)     } RM25 + overseas charges

                                                                            c) AutoPay
                                                                               i. Credit to HSBC/                      } RM1.50 per name
 3 Wealth Management                31
                                                                                   HSBC Amanah accounts
                                                                               ii. Credit to other local bank accounts } RM1.50 per name
                                                                                   via MEPS                              + RM2 MEPS charge
 4 Channels Related                 32
                                                                            c) Security Device                        } No charge for 1st delegate
   Services                                                                                                            RM50 per device for
                                                                                                                       subsequent delegates
 5 Remittance &                     33
                                                                            d) Replacement of Security Device         } RM50 per device
   Payment Services
                                                                            e) Set-up/handling fees for Security      } RM10 per account + courier
                                                                               Device                                  charges
 6 Trade Services                   36
                                                                            g) Service Fee                            } RM20 per month
                                                                                                                       (applicable to BIB signd-up from
                                                                                                                       01 August 2011 onwards)
 7 Other Services                   43

                                                Business ATM Card (BAC)     a) Initial fee                            } RM8 per card

                                                                            b) Annual fee                             } RM8 per card

                                                                            c) Replacement card                       } RM15 per card

                                                                            *
                                                                                For Basic Current Account             } RM12 per card

                                                HOUSe                       Cash withdrawal using HSBC/HSBC           } RM1 per successful transaction
                                                - Shared ATM Network        Amanah ATM cards at non-HSBC/
                                                (HSBC/HSBC Amanah,          HSBC Amanah ATMs within the
                                                OCBC, UOB and Standard      HOUSe Network
                                                Chartered)

                                                MEPS’ Shared ATM Network Cash Withdrawal using HSBC/HSBC              } RM4 per successful withdrawal
                                                                         Amanah ATM Cards within MEPS’
                                                                         Shared ATM Network

                                                PLUS, CIRRUS (non-MEPS) Cash	Withdrawal	at	PLUS,	CIRRUS	              } RM10 per transaction
                                                ATM network             (non-MEPS) ATM network

                                                Transaction Charges for     ATM Cash Withdrawal (if exceeding         } RM1 per transaction
                                                Basic Current Account       8 transactions per month)

                                                Business SMS Alert (BSA)    Monthly charges                           } RM10 per account
                                                                                                                       (Free for the first 3 months)

                                                SMS Fixed Information       a) Each SMS request                       } Charges imposed by customer’s
                                                Services                                                               Mobile Network Operator

                                                                            b) Each SMS received                      } RM0.30

                                                                            Note
                                                                            Fees and charges are subject to changes
                                                                            without prior notice.


                                                Business Cheque Report      Monthly service charges                   } RM10 per account
                                                (BCR)




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Issued by HSBC Amanah Malaysia Berhad (Company No. 807705-X)                                                                               Updated 18 Nov 2011
Tariff and charges for HSBC Amanah products and services



     Contents                              Commercial & Business
                                           TRANSACTION TYPES              DESCRIPTIONS                          FEES / CHARGES

 1 Business Accounts                27     5. Remittance & Payment
                                              Services
                                           5.1 Domestic Payments
 2 Financing Products               29
                                                Outward RENTAS            a) HSBCnet                            } RM4 per transaction
                                                (per transaction)
                                                                          b) SWIFT/crediting of HSBC Amanah     } RM5 per transaction
                                                                             MYR Account
 3 Wealth Management                31
                                                                          c)	Letters/TT	application	forms       } RM9 per transaction


                                                Local Demand Draft (RM)   a) HSBCnet
 4 Channels Related                 32
                                                                             i. via Cheque Outsourcing System   } RM0.90 per draft
   Services
                                                                                 (COS)
                                                                             ii. via Priority Payments          } RM5 per draft
 5 Remittance &                     33
   Payment Services                                                       b)	BIB/Letters/application	form        RM2 per draft

                                                                          c) Mail to beneficiary/3rd party      } RM5 per draft

 6 Trade Services                   36
                                                                          d) Collection at branch
                                                                             i. on same day                     } RM5 per draft
                                                                             ii. on next day                    } RM2 per draft

 7 Other Services                   43
                                                Internal Transfer         a) BIB                                } No charge

                                                                          b) HSBCnet
                                                                             i. intra branch                    } No charge
                                                                             ii. inter branch                   } RM2 per transaction

                                                                          c)	Letters/TT	application	forms       } RM5 per draft


                                                Autopay                   a)	Manual	Input	List	(MIL)
                                                                             i. credit to HSBC/                 } RM2 per name
                                                                                  HSBC Amanah account
                                                                             ii. less than 16 names per list    } RM10 + RM2 per name
                                                                             iii. credit to other local bank     + other bank charges
                                                                                  accounts                       + RM3.5 (CO & postage)

                                                                          b) Machine Readable Input (MRI)       } RM1 per name

                                                                          c) HSBCnet
                                                                             i. Internal transfer               } RM0.50 per name
                                                                             ii. other banks transfer           } RM1.50 per name
                                                                                                                 + other banks charges
                                                                                                                 + RM3.50 (CO & postages)

                                                Salary
                                                                                                                } RM5 per name
                                                                                                                 (for credit to HSBC/HSBC
                                                                                                                 Amanah account)
                                                                                                                 + CIE (if applicable)

                                                                                                                } RM5 per name
                                                                                                                 (for credit to account with other
                                                                                                                 local banks:)
                                                                                                                 + other banks charges
                                                                                                                 + RM3.50 (CO & postage)




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Issued by HSBC Amanah Malaysia Berhad (Company No. 807705-X)
Tariff and charges for HSBC Amanah products and services



     Contents                              Commercial & Business
                                           TRANSACTION TYPES                DESCRIPTIONS                FEES / CHARGES

 1 Business Accounts                27     5. Remittance & Payment
                                              Services
                                           5.1 Domestic Payments
 2 Financing Products               29
                                                Standing Instruction (SI)   a) Internal transfer         RM2

                                                                            b) Payment to other banks   } RM5.50

 3 Wealth Management                31




 4 Channels Related                 32
   Services


 5 Remittance &                     33
   Payment Services


 6 Trade Services                   36




 7 Other Services                   43




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Issued by HSBC Amanah Malaysia Berhad (Company No. 807705-X)                                                              Updated 18 July 2011
Tariff and charges for HSBC Amanah products and services



     Contents                              Commercial & Business
                                           TRANSACTION TYPES                 DESCRIPTIONS                             FEES / CHARGES

 1 Business Accounts                27     5. Remittance & Payment
                                              Services
                                           5.2 Cross Border Payments
 2 Financing Products               29
                                                InwardTT                     SWIFT/crediting of HSBC Amanah           } RM5 per transaction
                                                                             MYR Account

                                                                             a) Business Internet Banking (BIB)       } RM25 + overseas charges
 3 Wealth Management                31
                                                                             b) SWIFT/HSBCnet                         } RM25 + overseas charges


                                                OutwardTT                    c)	Letters/TT	application	forms              RM45 + overseas charges
 4 Channels Related                 32
   Services
                                                Foreign Currency Draft       }   Swift
                                                - application received via   }   HSBCnet
 5 Remittance &                     33
                                                                             }   Letters
   Payment Services                                                          }   BIB
                                                                             }   DD application forms
 6 Trade Services                   36
                                                                             Tariffs and Charges for FCY DD as
                                                                             follows

                                                                             a) For all currencies except for GBP
 7 Other Services                   43
                                                                                i. Amount up to RM5,000               } RM2 per draft
                                                                                ii. Amount from RM5,001               } N/A

                                                                             b) For GBP
                                                                                i. Amount up to RM2,500               } RM5 per draft
                                                                                ii. Amount from RM2,501 to            } RM2 per draft
                                                                                    RM5,000

                                                                                                  ,
                                                                             c) For CAD and CHF there are
                                                                                additional clearing charges
                                                                                irrespective of amount
                                                                                i. CAD                                } RM1.50 per draft
                                                                                ii. CHF                               } RM33 per draft

                                                                             d) For AUD additional clearing charges
                                                                                i. AUD1-AUD99                         }   RM1 per draft
                                                                                ii. AUD100-AUD499                     }   RM2 per draft
                                                                                iii. AUD500-AUD4,999                  }   RM5 per draft
                                                                                iv. AUD5,000-AUD9,999                 }   RM8 per draft
                                                                                v. AUD10,000 and above                }   RM11 per draft

                                                Foreign Currency Cheque      a) Clean Bill Receivable (CBR)           } Amount up to RM10,000 =
                                                for Collection                                                            RM11.65

                                                                             b) Bills for Collection (BCC)            } Amount of RM10,000 and above =
                                                                                                                          0.1% on cheque amount (min
                                                                                                                          RM10, max RM100) + RM1.65
                                                                                                                          (stamp duty & postage)

                                                                                                                      Additional RM45 courier charge for
                                                                                                                      cheque denominated in USD10k
                                                                                                                      & above




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Issued by HSBC Amanah Malaysia Berhad (Company No. 807705-X)
Tariff and charges for HSBC Amanah products and services



     Contents                              Commercial & Business
                                           TRANSACTION TYPES                DESCRIPTIONS                                FEES / CHARGES

 1 Business Accounts                27     6. Trade Services
                                           6.1 Import Services
                                                1. Documentary Credit-i Issuance (DC-i)
 2 Financing Products               29
                                                                            a) Opening Commission                       } 0.1% per month*
                                                                                                                          (or part of month) on the credit
                                                                                                                          amount (min. RM200)
 3 Wealth Management                31
                                                                            b) Handling Fee for same day                } Min. RM150
                                                                               processing received after 12 noon
                                                                            c) Marginal Deposit handling fee for        } Min. RM150
 4 Channels Related                 32                                         non-trade Customer
   Services
                                                Usance DC-i                 a) Opening Commission                       } 0.1% per month*

 5 Remittance &                     33                                                                                    (or part of month) on the credit
   Payment Services                                                                                                       amount (min. RM200)

                                                                            b) Opening charge on usance period          } 0.1% per month (or part of month

 6 Trade Services                   36                                                                                    for the usance period of the credit)

                                                Standby Documentary         a) Opening Commission**                     } 0.1% per month*
                                                Credit-i                                                                  (or part of month) on the credit
 7 Other Services                   43
                                                                                                                          amount (min. RM200)

                                                                            b) Handling Fee                             } Min. RM150
                                                                                                                          (SME - waive)

                                                                            c) Cable cost per DC-i issued under Swift   } Local	-	RM50	flat.	
                                                                                                                          Overseas - RM100 flat

                                                                            d) Courier Charges                          } As	per	DHL	published	rates

                                                                            Note
                                                                            * Opening commission is calculated at prescribed rate from the date of DC-i
                                                                               issuance and payable in full at time of establishment of all DC-is. If there is
                                                                               any subsequent extension to the expiry date / increase in the amount of the
                                                                               DC-i, additional commission will be imposed based on the extended period or
                                                                               the increased DC-i amount and will be collected when the DC-i is extended
                                                                               or the amount increased.
                                                                            ** Application for SME customers only. Different rates as prescribed by the Bank are
                                                                               applicable for other customers




                                                Documentary Credit-i In Progress
                                                Amendments to DC-i          a) Charge                                   } RM50 for 1st amendment
                                                                                                                        } RM100 for subsequent
                                                                                                                          amendment
                                                                                                                          (RM50 - SME customer for
                                                                                                                          subsequent amendment)

                                                                            b) Increase in DC-i value                   } 0.1% per month
                                                                                                                          (or part of month) And/or
                                                                            c) Extension of DC-i validity               } 0.1% per month (or part of month)

                                                                            d) Cable cost per amendment DC-i            } Local	–	min.	RM50	flat
                                                                               issued under SWIFT                       } Overseas – min. RM100 flat

                                                                            e) Courier Charges                          } As	per	DHL	published	rate




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Issued by HSBC Amanah Malaysia Berhad (Company No. 807705-X)                                                                                     Updated Jun 2011
Tariff and charges for HSBC Amanah products and services



     Contents                              Commercial & Business
                                           TRANSACTION TYPES                 DESCRIPTIONS                            FEES / CHARGES

 1 Business Accounts                27     6. Trade Services
                                           6.1 Import Services
                                                1. Documentary Credit-i Issuance (DC-i)
 2 Financing Products               29
                                                Cancellation of DC-i         a) Cancellation Fee                     } RM100 flat
                                                                                                                         (RM50 flat - SME)

                                                                             b) Communication Charge by cable        } Local	–	min.	RM50	flat
 3 Wealth Management                31
                                                                                                                     } Overseas – min. RM100 flat

                                                                             c) Courier Charges                      } As	per	DHL	published	rate

 4 Channels Related                 32
   Services                                     Acceptance Commission        Acceptance Commission                       Local	DIC/DIZ	–	RM150	flat
                                                On Usance Credits Issued                                                 Foreign DIC/DIZ – USD75 flat
                                                                             Note
                                                                             Acceptance commission on usance
 5 Remittance &                     33
                                                                             DC-i issued is for the account of the
   Payment Services                                                          beneficiary unless otherwise stated
                                                                             in the DC-i

 6 Trade Services                   36
                                                Shipping Guarantee-i/        a) Issuance/Endorsement                 } 0.1% of the invoice value of the
                                                Air Waybill/Bill of Lading      Commission                               goods (min. RM100)
                                                Endorsement
                                                                             b) Unredeemed Shipping Guarantee/       } 0.5% p.a. of the invoice value if
 7 Other Services                   43
                                                                                Air	Waybill/Bill	of	Lading	              SG-i is not released within 3
                                                                                Endorsement                              calendar months from the date
                                                                                                                         of issue (min. RM100)

                                                Inward Bills for             a) Collection bills commission          }   0.1% flat
                                                Collection-i                                                         }   Min. RM50
                                                                                                                     }   Max. RM100 (FCY IBC)
                                                                                                                     }   Max. RM500 (RMIBC) for account
                                                                                                                         of drawer charge in FCY
                                                                                                                         (min. USD50)
                                                                             b) Handling Fee imposed on each set     } RM50
                                                                                of usance Bills

                                                                             c) Direct Settlement Charge             } As with the above rate
                                                                                (documents release free of
                                                                                payment)

                                                                             d) Import financing processing fee      } 0.25% flat
                                                                                                                         (SME - waived)
                                                                             e) Snag bill handling fee               } RM150 per month

                                                                             f) Protest fee                          } RM250 plus legal fee & postage




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Issued by HSBC Amanah Malaysia Berhad (Company No. 807705-X)                                                                                  Updated Jun 2011
Tariff and charges for HSBC Amanah products and services



     Contents                              Commercial & Business
                                           TRANSACTION TYPES               DESCRIPTIONS                              FEES / CHARGES

 1 Business Accounts                27     6. Trade Services
                                           6.1 Import Services
                                                2. Import Bills
 2 Financing Products               29
                                                Import Bills Receivable    a) Transit Charges                        } At prevailing rate for FCY or
                                                                                                                       Customer prescribed rate for RM
                                                                           Note
 3 Wealth Management                31                                     For bills drawn under a Documentary Credit-i of this bank, profit will be charged at
                                                                           the prevailing rate for the foreign currency in question from the date of negotiation
                                                                           by the remitting bank until the date of payment or conversion to Ringgit by the
                                                                           customer.
 4 Channels Related                 32
   Services                                                                b) Payment advice cable cost              } RM30 for account of drawee

                                                                           c) Discrepancy fee                        } USD100 flat – Foreign DC-i
 5 Remittance &                     33                                                                               } RM100	flat	–	Local	DC-i
   Payment Services
                                                                           d) Past due bills handling fee            } RM150 per bill (one time free)
                                                                                                                       (RM100 per bill – SME)
 6 Trade Services                   36

                                                Other Settlement Charges   a) Rates for Retirement of Inward Bills   } Selling Rate of Exchange (TT or OD)
                                                                                                                       of the day or forward Sales Contract
 7 Other Services                   43                                     b)	Comission	in	Lieu	of	Exchange          } 0.1% of bill amount
                                                                                                                       (min RM50)
                                                                                                                       (max RM500)




                                                3. Financing for Import
                                                Acceptance Bills-i         a) Acceptance Commission                  } Acceptance commission will be
                                                                                                                       collected

                                                                           b) Handling Fee                             RM5


                                                Trust Receipt-i            a) Financing Charge                       } 0.25% for non-DC-i bills
                                                                                                                       (SME – waived)

                                                                           b)	Commission	in	Lieu	of	exchange         } 0.1% of financing amount
                                                                                                                       (min. RM50)
                                                                                                                       (max. RM500)
                                                Clean Import Financing-i   a) Import Financing Charge                } 0.25% for non-DC-i bills
                                                                                                                       (max RM500 for SME)

                                                                           b)	Commission	in	Lieu	of	exchange         } 0.1% of financing amount
                                                                                                                       (min. RM50)
                                                                                                                       (max. RM500)




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Issued by HSBC Amanah Malaysia Berhad (Company No. 807705-X)                                                                                   Updated Jun 2011
Tariff and charges for HSBC Amanah products and services



     Contents                              Commercial & Business
                                           TRANSACTION TYPES                   DESCRIPTIONS                           FEES / CHARGES

 1 Business Accounts                27     6. Trade Services
                                           6.2 Export Services
                                                1. Documentary Credit Advising-i/Amendments
 2 Financing Products               29
                                                                               a) Advising commission                 } RM10

                                                                               b) Handling Fee                          RM20
                                                                                                                        – customer with safe custody
 3 Wealth Management                31
                                                                                                                        RM70
                                                                                                                        – Customer without safe custody
                                                                                                                          (RM40 – SME customer without
                                                                                                                          safe custody)
 4 Channels Related                 32
                                                                                                                          (rebate RM40 if negotiation with
   Services
                                                                                                                          HSBC Amanah – not applicable
                                                                                                                          for SME)
 5 Remittance &                     33                                                                                  RM90
   Payment Services                                                                                                     – Non customer
                                                                                                                          (RM80 – SME non customer)
                                                                                                                          (rebate RM40 if negotiation with
 6 Trade Services                   36                                                                                    HSBC Amanah)

                                                                               c) Subsequent Advising                 } RM10
                                                                                  Commission (amendment)
 7 Other Services                   43
                                                                               d) Handling Fee (for amendment)        } RM30 – Customers
                                                                                                                      } RM60 – Non customer
                                                                                                                        (RM50 – SME non customer)

                                                                               e) Pre-Advising commission             } RM10

                                                                               f) Handling Fee (pre-advising)         } RM10 – Customers
                                                                                                                      } RM20 – Non customer

                                                                               g) Confirmation commission               0.1% per month on the bill amount or
                                                                                                                        part of month thereof or as determined
                                                                                                                        by the Bank
                                                                                                                        Min. RM250 – for account of Beneficiary




                                                2. Bill Purchase/Negotiation
                                                                               a) DC-i Bills Checking Fee             } Min. RM50
                                                                                                                        (RM40 flat – SME)
                                                                                                                      } Min. RM100
                                                                                                                        (Arab & Indian Continents)
                                                                                                                        (RM50 flat – SME)
                                                                               Note
                                                                               to charge checking fee based on country of issuing bank and
                                                                               complexity of the DC-i (e.g. more than 2 pages of terms and conditions
                                                                               especially Pakistan, Bangladesh and Middle Eastern Countries)

                                                                               b) Presentation with Discrepancies     } RM30 per set of documents
                                                                                  (including DC-i bills sent on
                                                                                  “Approval & Payment” basis)




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Issued by HSBC Amanah Malaysia Berhad (Company No. 807705-X)                                                                                  Updated Jun 2011
Tariff and charges for HSBC Amanah products and services



     Contents                              Commercial & Business
                                           TRANSACTION TYPES                   DESCRIPTIONS                   FEES / CHARGES

 1 Business Accounts                27     6. Trade Services
                                           6.2 Export Services
                                                2. Bill Purchase/Negotiation
 2 Financing Products               29
                                                Ringgit DC-i Bill Purchased    a) Commission                  } 0.1% flat on the bill amount
                                                                                                                (min. RM50 – Customer)
                                                                                                                (min. RM100 – non customer)
 3 Wealth Management                31                                                                          (min. RM50 – SME non customer)
                                                                                                                (max.RM500)
                                                                               b) Urgent Processing charge      RM100
                                                                                                                (SME – waived)
 4 Channels Related                 32
   Services                                                                    c) Pricing                     } BFR + spread

                                                                               d) TT/DD Reimbursement Claim     RM30
 5 Remittance &                     33                                                                          – for account of Beneficiary
   Payment Services
                                                Foreign Currency DC-i          a) Commission                  } 0.1% flat on the bill amount
 6 Trade Services                   36          Bills Purchased                                                 (min. RM50 – Customer)
                                                                                                                (min. RM100 – non customer)
                                                                                                                (min. RM50 – SME non customer)
                                                                                                                (max. RM250)
 7 Other Services                   43                                                                          (max.RM150 – SME)

                                                                               b) Urgent Processing charge    } RM100
                                                                                                                (SME – waived)

                                                                               c) Pricing                     } At prevailing Foreign currency rate

                                                                               d) TT/DD Reimbursement Claim   } RM30
                                                                                                                – for account of Beneficiary

                                                Ringgit DC-i bills non         a) Commission                  } 0.1% flat on the bill amount
                                                purchase                                                        (min. RM50 – Customer)
                                                (send on Approval &                                             (min. RM100 – non customer)
                                                Payment basis)                                                  (min. RM50 – SME non customer)
                                                                                                                (max. RM500)

                                                                               b) Urgent Processing charge    } RM100
                                                                                                                (SME – waived)

                                                                               c) TT/DD Reimb Claim           } RM30
                                                                                                                – for account of Beneficiary

                                                Foreign Currency DC-i          a) Commission                    0.1% flat on the bill amount
                                                Bills Non Purchased                                             (min. RM50 – Customer)
                                                (send on “Approval &                                            (min. RM100 – non customer)
                                                Payment basis)                                                  (min. RM50 – SME non customer)
                                                                                                                (max. RM250)
                                                                                                                (max.RM150 – SME)

                                                                               b) Urgent Processing charge    } RM100
                                                                                                                (SME – waived)

                                                                               c) TT/DD Reimb Claim           } RM30
                                                                                                                – for account of Beneficiary




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Issued by HSBC Amanah Malaysia Berhad (Company No. 807705-X)                                                                          Updated Jun 2011
Tariff and charges for HSBC Amanah products and services



     Contents                              Commercial & Business
                                           TRANSACTION TYPES                   DESCRIPTIONS                  FEES / CHARGES

 1 Business Accounts                27     6. Trade Services
                                           6.2 Export Services
                                                2. Bill Purchase/Negotiation
 2 Financing Products               29
                                                Others                         a) Rate of exchange           } Foreign Currency bills are
                                                                                                               negotiated/purchased at the
                                                                                                               prevailing rates of exchange or
 3 Wealth Management                31                                                                         contracted rates % exchange

                                                                               b) Delivery charges             A courier charge is made according
                                                                                                               to the weight of the documents
                                                                                                               and their destination
 4 Channels Related                 32
   Services                                                                    c) Other Bank charges         } All correspondent’s and agent’s
                                                                                                               charges, if any are for the account
                                                                                                               of the beneficiary unless otherwise
 5 Remittance &                     33
                                                                                                               stated
   Payment Services


 6 Trade Services                   36          3. Bills for Collection
                                                Outward Bills for              a) Commission                 } 0.1% flat
                                                Collection-i                                                 } (min. RM50)
                                                (Non DC-i Bills subject to                                   } (max. RM100)
 7 Other Services                   43          URC 522)
                                                                               b) Urgent Processing charge   } RM100
                                                                                                               (SME – waived)

                                                                               c) Cancellation charge        } RM100
                                                                                  (due to direct payment)      (SME – waived)

                                                                               d) Snag Bill Handling Fee     } RM150 per month or part of month




                                                4. Bills Purchased under Collections-i
                                                                               a) Commission                 } 0.1% flat
                                                                                                             	(min. RM50 – customer)
                                                                                                               (min. RM100 – non customer)
                                                                                                               (Ringgit – max. RM500 /
                                                                                                               Foreign – max. RM150)
                                                                               b) Urgent Processing charge     RM100
                                                                                                               (SME – waived)

                                                                               c) Pricing                    } Ringgit – BFR + spread
                                                                                                               Foreign – At prevailing foreign
                                                                                                               currency rate




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Issued by HSBC Amanah Malaysia Berhad (Company No. 807705-X)                                                                          Updated Jun 2011
Tariff and charges for HSBC Amanah products and services



     Contents                              Commercial & Business
                                           TRANSACTION TYPES                DESCRIPTIONS                      FEES / CHARGES

 1 Business Accounts                27     6. Trade Services
                                           6.2 Export Services
                                                5. Export Financing / Pembiayaan Eksport
 2 Financing Products               29
                                                Acceptance Bills-i          a) Acceptance Commission          } Acceptance commission will
                                                                                                                be collected

                                                                            b) Handling Fee                   } RM5
 3 Wealth Management                31

                                                Clean Export Financing-i    a) Finanging charge               } 0.25% for non DC-i bills
                                                                                                                (max RM500 for SME)

 4 Channels Related                 32          Export Settlement Charges a) Commission in lieu of exchange   } 0.1% of invoice value
   Services                                                                                                     (min. RM50)
                                                                                                                (max. RM500)

 5 Remittance &                     33                                      b) Past due bills handling        } RM150 per bill
   Payment Services                                                                                             (RM100 perbill – SME)

                                                                            c) Reimbursement bank fee         } RM40
 6 Trade Services                   36




 7 Other Services                   43
                                                6.     Others               a) Rate of exchange               } Foreign currency bills are
                                                                                                                negotiated/purchased at the
                                                                                                                prevailing rates of exchange or
                                                                                                                contracted rates % exchange

                                                                            b) Delivery charges               } A courier charge is made according
                                                                                                                to the weight of the documents
                                                                                                                and their destination

                                                                            c) Other Bank’s charges           } All correspondent’s and agent’s
                                                                                                                charges, if any are for the account
                                                                                                                of the beneficiary unless otherwise
                                                                                                                stated




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Issued by HSBC Amanah Malaysia Berhad (Company No. 807705-X)                                                                            Updated Jun 2011
Tariff and charges for HSBC Amanah products and services



     Contents                              Commercial & Business
                                           TRANSACTION TYPES              DESCRIPTIONS                     FEES / CHARGES

 1 Business Accounts                27      .
                                           7 Other Services
                                                Faxing of Advices                                           RM10 per piece


 2 Financing Products               29          Photostating documents                                     } RM10 per piece


                                                Advice Request                                             } RM10 per request

 3 Wealth Management                31
                                                Past Due Chasers          a) To Collecting Bank (auto)     } RM30 per chaser
                                                                          b) To Collecting Bank (manual)   } RM60 per chaser

 4 Channels Related                 32          Avalisation               Commission                       } 0.1% per month or part thereof of
   Services                                                                                                 the Amount avalised and for the
                                                                                                            period of existence of the avalised
                                                                                                            bill (min. RM300)
 5 Remittance &                     33
                                                Miscellaneous                                              } RM10 per transaction
   Payment Services                             administration fee
                                                (for non-SME customers)
 6 Trade Services                   36




 7 Other Services                   43




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Issued by HSBC Amanah Malaysia Berhad (Company No. 807705-X)                                                                    Updated 18 July 2011
Tariff and charges for HSBC Amanah products and services



     Contents                              Commercial & Business

 1 Business Accounts                27     The acronym for some of HSBC Amanah products or services.
                                           ABG-i          Amanah Bank Guarantee-i
                                           AGIA           Amanah General Investment Account-i
 2 Financing Products               29
                                           AUD            Australian Dollar
                                           BAC            Business ATM Card
                                           BCC            Bills for Collection
 3 Wealth Management                31
                                           BCH            BURSA Commodity House
                                           BDC            Business Deposit Card
 4 Channels Related                 32     BIB            Business Internet Banking
   Services                                BND            Brunei Dollar
                                           BTB            Business Telephone Banking
 5 Remittance &                     33     BSA            Business SMS Alert
   Payment Services
                                           BPF-i          Business Premises Financing-i
                                           BVA-i          BusinessVantage Account-i
 6 Trade Services                   36
                                           CAD            Canadian Dollar
                                           CBR            Clean Bill Receivable
                                           CHF            Swiss Francs
 7 Other Services                   43
                                           DD             Demand Draft
                                           DC-i           Documentary Credit-i
                                           EUR            EURO
                                           FCY            Foreign Currency
                                           GBP            Great Britain Pound
                                           HKD            Hong Kong Dollar
                                           JPY            Japanese Yen
                                           MIL            Manual	Input	List	
                                           MIDF           Malaysian Industrial Development Finance
                                           MIH            Malaysian Issuing House Sdn. Bhd.
                                           MMC            Malaysian Multinational Company
                                           MRI            Machine Readable Input
                                           NPF            Non-Performing Financing
                                           NZD            New Zealand Dollar
                                           OD             Overdraft
                                           RENTAS         Real-Time Electronic Transfer of Funds and Securities
                                           RM             Ringgit Malaysia
                                           SGD            Singapore Dollar
                                           SI             Standing Instruction
                                           SME            Small Medium Enterprise
                                           SPICK          Sistem Penjelasan Imej Cek Kebangsaan
                                           SWIFT          Society for Worldwide Interbank Financial Telecommunication
                                           TT             Telegraphic Transfer
                                           USD            USD
                                           ZAR            South African Rand




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Issued by HSBC Amanah Malaysia Berhad (Company No. 807705-X)

								
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