The Boston Renaissance Northeastern University

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							The Boston Renaissance
   ……………………………………..
Race, Ethnicity, and the
Greater Boston Economy
      Professor Barry Bluestone
 Center for Urban and Regional Policy
       Northeastern University
               October 2003
                              Key Urban Issues
• Context of Urban Change - Macroeconomic,
  Technological, and Demographic
• Uneven Growth of Metro Areas
• Increased Income Inequality among Metro Areas
• International Migration
• Decentralization of Metro Areas
• Urban Flight/Interregional Migration
• Social Polarization within cities
• Changing conditions of Inner City neighborhoods
• Housing Affordability
• Fiscal Issues

•   Source: Wyly, Glickman, and Lahr, “A Top 10 List of Things to Know about American Cities,”
    Cityscape, Vol. 3, No. 3, 1998
           Distress and Decline Measures
•   Unemployment Rate
•   Change in Unemployment Rate
•   Violent Crime Rate
•   Change in Violent Crime Rate
•   Population in Poverty
•   Families in Poverty
•   Change in percent of poor families
•   Income per capita
•   Change in income per capita
•   Percent of 1970 housing stock built before 1940
•   City debt burden
•   Change in city debt burden
                        Urban Measures
• Decline:              Negative changes in key conditions

• Distress:             Low level conditions of desirability

• Disparity:             City compared to its SMSA

• Divergence:               Changes in disparity


•   Source: Bradbury, Downs, and Small, Urban Decline and the Future of American Cities
    (Brookings, 1982)
            How Did Boston Rank?
                1970 - 1980
• Most distressed and declining cities: Atlanta, BOSTON,
       Cleveland, Dayton, Hartford, Philadelphia, Newark,
  and Trenton
• BOSTON and Cleveland are in the most disadvantaged
  third of all nine components of the city distress and decline
  indexes.
• City Distress Index: BOSTON -5 (Worst)
• City Decline Index: BOSTON -4 (Worst)
• SMSA Decline Index: BOSTON -4 (Worst)
• Disparity Index: BOSTON -5 (Worst)
•   Source: Bradbury, Downs, and Small, Urban Decline and the Future of American Cities
    (Brookings, 1982)
The Boston Renaissance:

   The Triple Revolution
   Demographic Change
                        Percent Foreign Born Population
Figure 5.13                     by Race & Ethnicity
    100%
                                           81%
          80%
    P e rc e n t




          60%

          40%            35%

          20%
                                                           5%
                   0%
                        Black            Hispanic         White
       Boston: Foreign Born
          Top 3 Countries of Origin



60%    Italy
50%
40%
30%   Canada
20%
10%
                                      Ireland
0%    Ireland                         China

        1950                          Haiti
                      1990
      Lawrence: Foreign Born
           Top 3 Countries of Origin



60%     Greece
50%                           Laos
40%
30%   Ireland                 Portugal
20%
10%
0%     Canada
                           Dominican Republic
        1950
                       1990
        Lowell: Foreign Born
           Top 3 Countries of Origin



70%     Greece
60%
                              Laos
50%
40%
      Ireland                 Portugal
30%
20%
10%
 0%    Canada
                           Dominican Republic
        1950
                       1990
Figure 5.12                Years of Education
                          Native Born vs. Foreign Born
                                        Native Born
       50%
   P e rc e n t




                                                                 36%
                                  34%

                                                       23%


                   7%

              0%
                   0-11           12                   13-15   16 or more

                                        Foreign Born
       50%
   P e rc e n t




                                                                 31%
                   29%

                                  19%                  21%




              0%
                   0-11           12                   13-15   16 or more
P e r c e n t o f T o ta l P o p u la t io n
                                                                         Minority Population - Boston
                                                                                        1865-1990
                                                                                                                                                         40.8%
                         40%

                                                                                                                                                 32.2%

                         30%



                         20%                                                                                                             18.1%




                                                                                                                                  9.8%
                         10%
                                                                                                                         5.3%
                                                                                                        2.6%     3.1%
                                                           1.4%   1.6%    1.8%   2.1%     2.0%   2.2%
                                                    1.2%

                                               0%
                                                    1865 1870 1880        1890 1900 1910 1920           1930 1940 1950 1960 1970                 1980 1990


                                                                                        %Black                 %Other Non-White
P e r c e n t o f T o t a l P o p u la t io n
                                                               Minority Population
                                                                           Boston

                          60%
                                                                                                                         50.5%
                          50%
                                                                                                   40.8%
                          40%
                                                                                           32.2%
                          30%
                                                                                 18.1%
                          20%
                                                               9.8%
                          10%                        5.3%

                                                0%
                                                     1950      1960              1970     1980     1990                  2000
                                                       Black          Hispanic           Asian       Other/Multiracial
P e r c e n t o f T o t a l P o p u la t io n
                                                                    Minority Population
                                                                           Brockton

                          50%
                                                                                                                   41.8%
                          40%


                          30%

                                                                                                 20.6%
                          20%

                                                                                       8.7%
                          10%
                                                                              4.7%
                                                     1.0%           1.8%
                                                0%
                                                     1950           1960     1970      1980      1990             2000
                                                            Black           Hispanic     Asian           Other/Multiracial
P e r c e n t o f T o t a l P o p u la t io n
                                                                    Minority Population
                                                                           Cambridge

                          40%
                                                                                                                    35.4%


                          30%                                                                     26.8%


                                                                                        19.6%
                          20%
                                                                              13.0%

                          10%                                       7.6%
                                                     4.7%


                                                0%
                                                     1950           1960      1970      1980      1990             2000
                                                            Black            Hispanic     Asian           Other/Multiracial
P e r c e n t o f T o t a l P o p u la t io n
                                                                    Minority Population
                                                                           Chelsea

                          70%
                                                                                                                   61.7%
                          60%

                          50%
                                                                                                 41.4%
                          40%

                          30%

                          20%
                                                                                       9.8%
                          10%                                                 2.5%
                                                     0.8%           1.2%
                                                0%
                                                     1950           1960     1970      1980      1990             2000
                                                            Black           Hispanic     Asian           Other/Multiracial
P e r c e n t o f T o t a l P o p u la t io n
                                                                    Minority Population
                                                                           Lawrence


                          70%                                                                                      65.9%

                          60%
                                                                                                 49.6%
                          50%

                          40%

                          30%
                                                                                       14.2%
                          20%

                          10%                                                 1.5%
                                                     0.3%           0.6%
                                                0%
                                                     1950           1960     1970      1980      1990             2000
                                                            Black           Hispanic     Asian           Other/Multiracial
P e r c e n t o f T o t a l P o p u la t io n
                                                                    Minority Population
                                                                           Lowell


                          40%                                                                                     37.5%



                          30%
                                                                                                22.1%
                          20%


                          10%                                                         4.4%
                                                                             1.2%
                                                     0.2%           0.6%
                                                0%
                                                     1950           1960    1970      1980      1990             2000
                                                            Black          Hispanic     Asian           Other/Multiracial
P e r c e n t o f T o t a l P o p u la t io n
                                                                    Minority Population
                                                                           Somerville

                          30%                                                                                       27.3%




                          20%

                                                                                                  14.5%


                          10%

                                                                                        4.1%
                                                                               2.9%
                                                     0.4%           0.7%
                                                0%
                                                     1950           1960      1970      1980      1990             2000
                                                            Black            Hispanic     Asian           Other/Multiracial
                                                        Boston By Race
                                                        1980-2000


  Non-Latino White                    1980                          1990                         2000
                                      3% 1%                        5% 1%                         5%
  Black/African                  6%                                                         8%
                                                            11%
  American
  Hispanic                                                                            14%
                           22%

  Asian/Pacific Islander
                                                          24%                  59%
  Other/Multiracial                                                                                         49%
                                                  68%
                                                                                       24%



                            1980                           1990                       2000
Non-Latino White                   67.9%      382,123             59.0%     338,734          49.5%       291,561
Black/African American             21.7%      122,203             23.8%     136,887          23.8%       140,305
Hispanic                            6.4%       36,068             10.8%      61,955          14.4%        85,089
Asian/Pacific Islander              2.6%       14,910              5.2%      29,640           7.5%        44,280
Other/Multiracial                   1.4%        7,690              1.2%       7,067           4.7%       27,906
Total                              100%       562,994             100%     574,283           100%       589,141
                                                        Neighborhood by Race
                                                        Allston-Brighton
                                                        1980-2000


  Non-Latino White                   1980                             1990                       2000
                                          1%                           1%
  Black/African                  4% 6%                          10%                             4%
                                                                                        14%
  American                  4%                             9%
  Hispanic
                                                                                       9%
                                                          7%
  Asian/Pacific Islander
                                                                                       4%
                                                                                                           69%
  Other/Multiracial                                                            73%
                                                85%



                           1980                            1990                        2000
Non-Latino White                  84.8%        55,314             73.1%       51,395          68.7%      47,835
Black/African American             3.9%         2,558              6.6%        4,650           4.5%       3,110
Hispanic                           4.5%         2,911              9.1%        6,413           9.1%       6,336
Asian/Pacific Islander             5.7%         3,745             10.5%        7,371          13.8%       9,611
Other/Multiracial                  1.1%           736              0.6%          455           4.0%      2,756
Total                             100%         65,264             100%       70,284           100%      69,648
                                                        Neighborhood by Race
                                                        Charlestown
                                                        1980-2000
                                        1980                        1990
  Non-Latino White                                                                                  2000
                                                                     2% 0%
                                       0% 1% 0%                   2%                           5%     1%
                                  1%                        1%
  Black/African                                                                        12%
  American
                                                                                        4%
  Hispanic

  Asian/Pacific Islander

                                                  98%                          95%                           78%
  Other/Multiracial



                           1980                            1990                        2000
Non-Latino White                  97.5%        13,034             94.6%       13,927          78.6%         11,946
Black/African American             0.2%            24              0.7%          106           3.5%            539
Hispanic                           0.9%           124              2.1%          310          11.6%          1,764
Asian/Pacific Islander             0.9%           124              2.1%          316           5.0%            761
Other/Multiracial                  0.4%            58              0.4%           59           1.2%           185
Total                             100%         13,364             100%       14,718           100%         15,195
                                                         Neighborhood by Race
                                                         North Dorchester
                                                         1980-2000
  Non-Latino White
                                        1980                              1990                          2000
  Black/African                         1% 4%                             7%
  American                        13%                                6%                           13%
  Hispanic
                                                                                           13%
                             16%                              14%
  Asian/Pacific Islander
                                                                                                                  36%
  Other/Multiracial                                     66%                          53%   14%
                                                                20%
                                                                                                         24%


                           1980                               1990                         2000
Non-Latino White                  67.0%        15,935                52.6%        13,186          35.6%         10,241
Black/African American            16.1%         3,825                19.8%         4,964          24.3%          7,003
Hispanic                          12.5%         2,980                14.4%         3,600          14.2%          4,075
Asian/Pacific Islander             0.6%           146                 6.4%         1,604          13.2%          3,788
Other/Multiracial                  3.8%           903                 6.8%         1,714          12.7%         3,668
Total                             100%         23,789                100%        25,068           100%         28,775
                                                        Neighborhood by Race
                                                        South Dorchester
                                                        1980-2000
  Non-Latino White                   1980                           1990                          2000
                                          2%
                                  6% 1%
  Black/African                                                    3% 2%                     8%
  American                                                   10%                      10%
  Hispanic
                           27%                                                       10%
                                                                                                               30%
  Asian/Pacific Islander                                                      49%

                                                  64%
  Other/Multiracial                                        36%
                                                                                                         42%



                           1980                            1990                      2000
Non-Latino White                  65.0%        38,410             48.0%     29,131          30.0%          19,012
Black/African American            26.9%        15,916             36.5%     22,125          41.7%          26,432
Hispanic                           5.9%         3,496             10.2%      6,213          10.3%           6,493
Asian/Pacific Islander             0.5%           306              3.3%      1,997           9.6%           6,066
Other/Multiracial                  1.7%           995              1.9%      1,164           8.4%          5,337
Total                             100%         59,123             100%     60,630           100%          63,340
                                                     Neighborhood by Race
                                                     East Boston
                                                     1980-2000
  Non-Latino White                   1980                        1990                            2000
                                   3% 0% 1%
  Black/African               0%                                4%     1%                        4%
                                                                                            4%
  American                                              18%
  Hispanic
                                                        2%
  Asian/Pacific Islander

                                                                                      39%
  Other/Multiracial                                                                                       50%
                                                                             75%
                                              96%
                                                                                                 3%


                           1980                         1990                          2000
Non-Latino White                  95.8%     30,839             75.8%         24,977          49.7%       19,078
Black/African American             0.4%        121              2.1%            702           3.1%        1,177
Hispanic                           2.9%        942             17.6%          5,805          39.0%       14,990
Asian/Pacific Islander             0.3%        108              3.8%          1,260           4.0%        1,553
Other/Multiracial                  0.5%        168              0.6%            197           4.2%       1,615
Total                             100%      32,178             100%         32,941           100%       38,413
                                                      Neighborhood by Race
                                                      Hyde Park
                                                      1980-2000
  Non-Latino White                   1980                         1990                         2000
                                        1% 1%                                                1% 4%
                                   2%                           4% 1% 0%
  Black/African
                             12%                                                      13%
  American
  Hispanic                                              22%


  Asian/Pacific Islander
                                                                                                          43%
                                                                              73%
  Other/Multiracial                             84%                                  39%




                           1980                          1990                        2000
Non-Latino White                  84.7%     25,584              72.3%       21,686          43.0%      13,629
Black/African American            12.5%      3,772              21.9%        6,561          39.2%      12,450
Hispanic                           1.7%        504               4.3%        1,303          12.5%       3,981
Asian/Pacific Islander             0.5%        159               1.0%          311           1.5%         472
Other/Multiracial                  0.7%        204               0.4%          124           3.8%      1,194
Total                             100%      30,223              100%       29,985           100%      31,726
                                                     Neighborhood by Race
                                                     Roxbury
                                                     1980-2000
  Non-Latino White                   1980                        1990                          2000
                                    0% 3% 8%                    0% 3% 6%                   1% 8%    5%
  Black/African              13%
  American                                              19%
  Hispanic                                                                           24%


  Asian/Pacific Islander

  Other/Multiracial                                                                                      62%
                                                                             72%
                                               76%



                           1980                         1990                         2000
Non-Latino White                   8.1%      4,681              6.0%         3,524           4.8%       2,742
Black/African American            75.7%     43,743             71.2%        41,956          62.6%      35,441
Hispanic                          13.3%      7,677             19.3%        11,373          24.4%      13,827
Asian/Pacific Islander             0.3%        165              0.5%           267           0.6%         355
Other/Multiracial                  2.6%      1,485              3.0%         1,773           7.6%      4,293
Total                             100%      57,751             100%        58,893           100%      56,658
                                                        Neighborhood by Race
                                                        South Boston
                                                        1980-2000
  Non-Latino White                     1980                         1990                         2000
                                       0% 0% 0%                      2% 0%                     4% 2%
  Black/African                   1%                         1% 2%                        7%
  American                                                                              2%
  Hispanic

  Asian/Pacific Islander

  Other/Multiracial
                                                                                95%                        85%
                                                  99%



                           1980                            1990                        2000
Non-Latino White                  98.5%       29,993              95.4%       28,145          84.5%      25,327
Black/African American             0.0%           15               0.9%          266           2.5%         741
Hispanic                           0.5%          160               1.5%          447           7.5%       2,244
Asian/Pacific Islander             0.5%          143               1.8%          522           3.9%       1,166
Other/Multiracial                  0.5%          145               0.4%          108           1.6%        487
Total                             100%        30,456              100%       29,488           100%      29,965
The Industrial Revolution
                                                 Table 3.2
                                White Collar vs. Blue Collar Employment
                                 Metro Boston and the U.S., 1950 & 1990


                                                  Metro Boston                      U.S.

                                                     1950 1990                 1950 1990

        White Collar Employment                      47% 69%                   47% 60%

        Blue Collar Employment                       42% 19%                   42% 27%

Source: U.S. Department of Labor, Bureau of Labor Statistics , Employment, Hours, and Earnings for States and Local
      Areas, 1995.
       Employment in SERVICES
               Metro Boston -- By Sector
                  Recreation (5.00%)

    Personal Service (17.00%)
                                                     1950
Private Household (11.00%)                  Professional (54.00%)


              Repair (7.00%)
                Business (6.00%)


                   Recreation (3.00%)
          Personal Service (6.00%)
      Private Household (1.00%)
                Repair (3.00%)

        Business (11.00%)
                                                     1990


                                        Professional (76.00%)
Figure 3.10               Number of Employees per 100
                        Professional & Technical Workers
                 Sales & Clerical                         Service Occupations
500                                          500




         221
                         154
                                      126
                                                   94
                                                                     65              53
  0                                            0
         1950            1970         1990         1950             1970             1990

                Skilled Blue Collar                     Semi/Unskilled Blue Collar
500                                          500




                                                   233
         129
                                                                     92
                          63          39                                             41
  0                                            0
         1950            1970         1990         1950             1970             1990
The Spatial Revolution
Income and Wealth
Figure 5.3                           Mean and Median Family Income
        In c o m e                                       by Race & Ethnicity


                     $50,000                                                   $48,609
                                                                                                   $46,781
        A n n u a l F a m ily




                                                                                         $42,500

                     $40,000                                                                                 $37,500

                                     $31,210
                     $30,000                   $27,500     $26,710

                                                                     $22,500

                     $20,000


                     $10,000


                                $0
                                        Black              Hispanic              White                   All

                                                                     Mean            Median
                     Figure 5.6

Average Family Net Assets by Race & Ethnicity




    20000

                                           $16,595

    15000



    10000



     5000
$




             $583
         0
             Black            Hispanic      Whit e


     -5000                    -$4,368



    -10000
                            Racial Group
                                   Figure 5.7

            Average Family Net Assets by Race, Ethnicity & Age


                              Respondents Aged 21-34

    2000                                                $1,351
    1000
       0
    -1000           Black                  Hispanic     White
    -2000
$




                    -$1,612
    -3000
    -4000
    -5000
    -6000                                   -$5,652
                                         Racial Group
                     Respondents Aged 35-54

    20000
                                               $15,459
    15000

    10000
$




     5000   $2,037

        0
            Black                 Hispanic      White
    -5000                         -$3,791
                                Racial Group
Figure 5.8

Homeownership Status by Race/Ethnicity
Who Owns Free and Clear?




                                          70%                                   64%
             % ow ning/free and c lea r




                                          60%

                                          50%                 42%
                                          40%

                                          30%   24%

                                          20%

                                          10%

                                          0%
                                                Black       Hispanic            White

                                                        owns fre e and cle ar
  Men’s Earnings

High School Degree or Less
Figure 8.4    Labor Force Participation Rat
                                 Men
                         More than 12 Years of Education
                                  Men
   100%         90.3%              92.3%                   89.4%
    80%
   Percent




    60%

    40%

    20%

         0%
                 Black             Hispanic                W hite


                             HS Degree or Less
                                  Men
   100%                            87.2%
                86.2%                                      82.7%
    80%
   Percent




    60%

    40%

    20%

         0%
                 Black             Hispanic                W hite
Figure 8.5    Employed in the Last Year
                               Men
                       More than 12 Years of Education
                                Men
  100%        93.3%              91.1%                   90.8%
    80%
   Percent




    60%

    40%

    20%

         0%
               Black             Hispanic                W hite


                           HS Degree or Less
                                Men
  100%
              78.7%              76.8%                   74.1%
    80%
   Percent




    60%

    40%

    20%

         0%
               Black             Hispanic                W hite
Figure 8.6       Unemployment Rate
                                Men
                      More than 12 Years of Education
                                   Men
 16%

 12%
  Percent




                                    8.2%
    8%

    4%       2.1%                                       2.8%
    0%
              Black                Hispanic             White


                            HS Degree or Less
                                   Men
 16%         15.2%
 12%
  Percent




    8%                              7.1%                7.1%
    4%

    0%
              Black                Hispanic             White
Figure 8.7                        Mean Weekly Hours
                                               Men
                                     More than 12 Years of Education
 H o u rs p e r W e e k




           50
                                                                       48.2
           45

                          41.3
           40                                       39.3

           35


           30
                          Black                   Hispanic             White

                                          HS Degree or Less            50.5
 H o u rs p e r W e e k




           50


           45
                                                    43.0
           40


           35
                          34.9

           30
                          Black                   Hispanic             White
Figure 8.2   Median Hourly Wage Rate
                              Men
                      More than 12 Years of Education
                               Men
 $18                                                    $16.27
 $15
 $12         $10.58
                               $8.75
  $9
  $6
  $3
  $0
              Black            Hispanic                  W hite


                          HS Degree or Less
                               Men
 $18
 $15
 $12
                                                        $11.54
             $9.62
  $9                           $8.14
  $6
  $3
  $0
              Black            Hispanic                  W hite
Figure 8.1     "Expected"Annual Earnings
                                 Men
                       More than 12 Years of Education   $35,436
   $30,000

   $25,000
             $20,087
   $20,000
                                     $15,151
   $15,000

   $10,000

    $5,000

       $0
              Black                  Hispanic             White

                            HS Degree or Less
   $30,000

   $25,000                                               $23,291
   $20,000
                                     $14,751
   $15,000   $12,762
   $10,000

    $5,000

       $0
              Black                  Hispanic             White
 Figure 8.9     Men - Annual Earnings Ratios
                      Impact of Human Capital Factors

WM Age, Educ, AQ, Exp, Health, AF                                                              1.01
                                                                                0.68

                         WM ASSESSUQ                                                  0.74
                                                                         0.60

       WM Occupational Experience                                             0.66
                                                                       0.58

                           WM Education                                       0.67
                                                                      0.57

                                   WM Age                                               0.78
                                                                     0.55



    Original Annual Earnings Ratios                                         0.63
                                                                     0.55

                                               30% 40% 50% 60% 70% 80% 90% 100%
                                  Black/White Ratio            Hispanic/White Ratio

Population of GBSS men with High School Degree or Less Schooling
Figure 8.12     Men - Annual Earnings Ratios
                Human Capital, Residence, Job Types

                                                                                              0.87
                                       (A)+(B)
                                                                                                 0.92
                                                                                       0.78
                   WM Job Characteristics (B)
                                                                                0.70
                                                                                   0.71
        Live in Majority White Census Block (A)
                                                                                   0.72
                                                                                                        1.01
                            WM Human Capital
                                                                                0.69



                                                                            0.63
                Original Annual Earnings Ratios
                                                                     0.55

                                                  30% 40% 50% 60% 70% 80% 90% 100%
                                  Black/White Ratio            Hispanic/White Ratio

Population of GBSS men with High School Degree or Less Schooling
Women’s Earnings

High School Degree or Less
Figure 8.16   Labor Force Participation Rate
                      W omen
                       More than 12 Years of Education
                               Women
                                                         86.1%
   80%
              67.3%
  Percent




                                 65.9%
   60%



   40%
               Black             Hispanic                W hite


                           HS Degree or Less
                               Women


   80%

              66.1%              66.2%                   67.5%
  Percent




   60%



   40%
               Black             Hispanic                W hite
Figure 8.17    Employed in the Last Year
                     W omen
                      More than 12 Years of Education
                              Women                     86.2%
  80%         75.6%

                                63.0%
 Percent




  60%




  40%
              Black             Hispanic                W hite


                          HS Degree or Less
                              Women
  80%


                                63.4%                   61.7%
 Percent




              60.7%
  60%




  40%
              Black             Hispanic                W hite
Figure 8.18     Unemployment Rate
                           W omen
                      More than 12 Years of Education
                              Women
  20%
  16%
 Percent




  12%
       8%
              7.5%               6.4%
                                                        5.0%
       4%
       0%
              Black             Hispanic                W hite


                          HS Degree or Less
                              Women
              20.6%
  20%
  16%
 Percent




  12%
                                                        8.8%
       8%                        6.7%
       4%
       0%
              Black             Hispanic                W hite
Figure 8.14   Median Hourly Wage Rate
                           W omen
                      More than 12 Years of Education
                              Women
 $12
                                                        $11.55
              $9.00            $8.64
  $9

  $6

  $3

  $0
              Black            Hispanic                  W hite


                          HS Degree or Less
                              Women
 $12
                                                        $10.12
  $9          $7.95            $8.45

  $6

  $3

  $0
              Black            Hispanic                  W hite
Figure 8.19                  Mean Weekly Hours
                                        Women
                                 More than 12 Years of Education
                                            Women
                    40
                         37.5                                      36.1
  Hours per W eek




                    35
                                                32.2
                    30

                    25


                    20
                         Black                 Hispanic            White


                                       HS Degree or Less
                                            Women
                    40                          38.2
                                                                   34.2
  Hours per W eek




                    35   33.1
                    30

                    25


                    20
                         Black                 Hispanic            White
Figure 8.13 "Expected"      Annual Earnings
                         W omen
                    More than 12 Years of Education
                            Women
$20,000
                                                      $17,735
$15,000
          $10,925
$10,000                       $8,923

 $5,000


    $0
           Black              Hispanic                 W hite


                        HS Degree or Less
                            Women
$20,000


$15,000

                             $10,378                  $11,101
$10,000
          $7,188
 $5,000


    $0
           Black              Hispanic                 W hite
 Figure 8.21      Women - Annual Earnings Ratios
                   Impact of Human Capital Factors

                                                                                        0.96
            WF Educ, OccExp, Health
                                                                             0.77
                                                                                      0.93
        WF Occupational Experience
                                                                      0.68
                                                                              0.81
                   WF Health Condition
                                                                     0.65
                                                                                               1.09
                            WF Education
                                                                        0.73



                                                                                       0.94
    Original Annual Earnings Ratios
                                                                     0.65

                                               40%    50%    60%     70%     80%    90% 100% 110% 120%

                                 Black/White Ratio            Hispanic/White Ratio

Population of GBSS women with High School Degree or Less Schooling
 Figure 8.23      Women - Annual Earnings Ratios
                    Impact of Race & Residence



                                                                                        0.96
           Live in Majority White Census Block
                                                                         0.62
                                                                                          1.11
                        Treated as Native Born
                                                                       0.59
                                                                                0.71
                              Treated as White
                                                                     0.55



                                                                                       0.94
                Original Annual Earnings Ratios
                                                                            0.65

                                                 30% 40% 50% 60% 70% 80% 90% 100%
                                 Black/White Ratio            Hispanic/White Ratio

Population of GBSS women with High School Degree or Less Schooling
 Figure 8.24              Women - Annual Earnings
                              by Family Type

                                                                                                   $13,728
      Married with No Children                                                                               $15,464
                                                                                         $11,847

                                                                               $9,770
       Single with No Children                                                               $12,456
                                                                          $8,511

                                                               $6,162
       Married with 2 Children                                                     $10,288
                                                           $5,338

                                        $1,392
         Single with 2 Children                           $5,166
                                        $1,383

                                  $0   $2,000    $4,000   $6,000     $8,000 $10,000 $12,000 $14,000 $16,000

                                       Black              Hispanic         White

Population of GBSS women with High School Degree or Less Schooling

						
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