Bank AlJazira (1020) - Financial and Strategic SWOT Analysis Review by GlobalData

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									           Bank AlJazira (1020) - Financial and Strategic SWOT Analysis Review
        Reference Code: GDFS27627FSA                                                                                           Publication Date: SEP 2012

          King Road, P.O. Box 6277                           Phone              +966 2 6098888                  Revenue          968.12 (million SAR)
          JEDDAH                                             Fax                +966 2 6098881                  Net Profit       302.85 (million SAR)
          21442                                              Website            www.baj.com.sa                  Employees        1,574
                                                                                1020 [Saudi Arabian
          Saudi Arabia                                       Exchange                                           Industry         Financial Services
                                                                                Stock Exchange]

       Company Overview
       Bank ALJazira (BAJ) is a Saudi Arabia based financial institution engaged in Shariah-compliant (non interest based) banking
       products and services. The bank provides innovative banking solutions to the high-net-worth individuals and large institutions. It
       provides personal, business and investment banking services.
       Key Executives                                                                SWOT Analysis
                      Name                                 Title                      Bank AlJazira, SWOT Analysis
         Taha A. Al-Kuwaiz                   Chairman                                 Strengths                              Weaknesses
         Tarek O. Al-kasabi                  Director
                                                                                                                             High Efficiency Ratio
         Abdul Majeed I. Al-Sultan           Director                                 Improved Loan Quality
                                                                                                                             Limited Concentration on
         Mohammed A. Angari                  Director                                 Adequate Capital
                                                                                                                             International Markets
         Khalid O. Al-Baltan                 Director
        Source: Annual Report, Company Website, Primary and Secondary
        Research, GlobalData                                                          Opportunities                          Threats

       Share Data                                                                     Growth Prospects in the                Competition
         Bank AlJazira                                                                Banking Sector: Saudi Arab
                                                                                                                     Basel III Norms on Capital
        Share Price (SAR) as on 04-Sep-                                    28         Growing Global Islamic Finance Requirements
        2012                                                                          Market
        EPS (SAR)                                                        1.01
        Market Cap (million SAR)                                       8,400         Source: Annual Report, Company Website, Primary and Secondary Research,
                                                                                     GlobalData
        Enterprise Value (million SAR)                                  -137
        Shares Outstanding (million)                                     300
       Source: Annual Report, Company Website, Primary and Secondary
       Research, GlobalData

       Financial Performance




       Source: Annual Report, Company Website, Primary and Secondary
       Research, GlobalData




Bank AlJazira (1020) - Financial and Strategic SWOT Analysis                                                                   Reference Code: GDFS27627FSA
Review
Source : www.globalcompanyintelligence.com                                                                                                                     Page 1
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       Table of Contents
       Table of Contents ............................................................................................................................................................................... 2
          List of Tables .................................................................................................................................................................................. 3
          List of Figures ................................................................................................................................................................................. 3
       Section 1 - About the Company.......................................................................................................................................................... 4
       Bank AlJazira - Key Facts .................................................................................................................................................................. 4
       Bank AlJazira - Key Employees ......................................................................................................................................................... 5
       Bank AlJazira - Major Products and Services..................................................................................................................................... 6
       Bank AlJazira - History ....................................................................................................................................................................... 7
       Bank AlJazira - Company Statement .................................................................................................................................................. 8
       Bank AlJazira - Locations And Subsidiaries ..................................................................................................................................... 10
          Head Office ................................................................................................................................................................................... 10
          Other Locations & Subsidiaries ..................................................................................................................................................... 10
       Section 2 – Company Analysis ......................................................................................................................................................... 12
       Bank AlJazira - Business Description ............................................................................................................................................... 12
       Bank AlJazira - SWOT Analysis ....................................................................................................................................................... 13
          SWOT Analysis - Overview........................................................................................................................................................... 13
          Bank AlJazira - Strengths ............................................................................................................................................................. 13
             Strength - Improved Loan Quality ............................................................................................................................................. 13
             Strength - Adequate Capital ...................................................................................................................................................... 13
             Strength - Improvement in Operational Performance ................................................................................................................ 13
             Strength - Market Presence ...................................................................................................................................................... 13
          Bank AlJazira - Weaknesses ........................................................................................................................................................ 14
             Weakness - High Efficiency Ratio ............................................................................................................................................. 14
             Weakness - Limited Concentration on International Markets .................................................................................................... 14
          Bank AlJazira - Opportunities ....................................................................................................................................................... 14
             Opportunity - Growth Prospects in the Banking Sector: Saudi Arab ......................................................................................... 14
             Opportunity - Growing Global Islamic Finance Market .............................................................................................................. 14
             Opportunity - Growth in Banking Sector: GCC .......................................................................................................................... 14
             Opportunity - New Offerings ...................................................................................................................................................... 15
          Bank AlJazira - Threats................................................................................................................................................................. 15
             Threat - Competition.................................................................................................................................................................. 15
             Threat - Basel III Norms on Capital Requirements .................................................................................................................... 15
             Threat - Lower Interest Rates Environment............................................................................................................................... 15
       Bank AlJazira - Key Competitors ...................................................................................................................................................... 16
       Section 3 – Company Financial Ratios ............................................................................................................................................. 17
       Financial Ratios - Capital Market Ratios........................................................................................................................................... 17
       Financial Ratios - Annual Ratios ...................................................................................................................................................... 17
       Performance Chart ........................................................................................................................................................................... 18
       Financial Performance...................................................................................................................................................................... 18
       Financial Ratios 
								
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