Banco de Credito e Inversiones (BCI) - Financial and Strategic SWOT
Analysis Review
Reference Code: GDFS27599FSA Publication Date: SEP 2012
Piso 17, Avda. El Golf 125 Phone +56 2 6927000 Revenue 996,970 (million CLP)
Santiago, Santiago Fax +56 2 6953775 Net Profit 261,268 (million CLP)
Website www.bci.cl Employees 5,337
BCI [Santiago Stock
Chile Exchange Industry Financial Services
Exchange]
Company Overview
Banco de Credito e Inversiones (Bci) is a Chilean bank that offers personal, commercial and corporate banking. Bci's main
business is to generate deposits and originate loans. The bank offers various deposits including checking accounts and time
deposits. The bank’s loan portfolio comprises of commercial loans, foreign trade financing, consumer loans, mortgage loans,
leasing contracts, contingent loans, past-due loans, and other current loans. Bci also offers investments, credit operations, and
electronic banking services, as well as international charge cards. In addition, it offers financing with loan, factoring, forfeiting and
bills discounting services.
Key Executives SWOT Analysis
Name Title Banco de Credito e Inversiones, SWOT Analysis
Luis Enrique Yarur Rey Chairman Strengths Weaknesses
Andres Bianchi Larre Vice Chairman
Increase in Loan loss
Juan Manuel Casanueva Director Market Presence Provisions
Prendez
Adequate Capital Limited Concentration on
Dionisio Romero Paoletti Director
International Markets
Alberto Lopez-Hermida Director
Source: Annual Report, Company Website, Primary and Secondary
Research, GlobalData Opportunities Threats
Share Data Economic Growth: Latin Competition
Banco de Credito e Inversiones America
Basel III Norms on Capital
Share Price (CLP) as on 04-Sep- 29,885 Positive Outlook for Global Requirements
2012 Wealth Market
EPS (CLP) 2,504.21
Market Cap (million CLP) 3,117,946 Source: Annual Report, Company Website, Primary and Secondary Research,
GlobalData
Enterprise Value (million CLP) 5,185,925
Shares Outstanding (million) 106
Source: Annual Report, Company Website, Primary and Secondary
Research, GlobalData
Financial Performance Recent Developments
Jan 10, 2012 IFC Supports Water, Electricity Services For
Colombian With $349m Financing
Source: Annual Report, Company Website, Primary and Secondary Research,
GlobalData
Source: Annual Report, Company Website, Primary and Secondary
Research, GlobalData
Banco de Credito e Inversiones (BCI) - Financial and Strategic Reference Code: GDFS27599FSA
SWOT Analysis Review
Source : www.globalcompanyintelligence.com Page 1
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Table of Contents
Table of Contents ............................................................................................................................................................................... 2
List of Tables .................................................................................................................................................................................. 3
List of Figures ................................................................................................................................................................................. 3
Section 1 - About the Company.......................................................................................................................................................... 4
Banco de Credito e Inversiones - Key Facts ...................................................................................................................................... 4
Banco de Credito e Inversiones - Key Employees ............................................................................................................................. 5
Banco de Credito e Inversiones - Major Products and Services......................................................................................................... 6
Banco de Credito e Inversiones - History ........................................................................................................................................... 7
Banco de Credito e Inversiones - Company Statement...................................................................................................................... 9
Banco de Credito e Inversiones - Locations And Subsidiaries ......................................................................................................... 13
Head Office ................................................................................................................................................................................... 13
Other Locations & Subsidiaries ..................................................................................................................................................... 13
Section 2 – Company Analysis ......................................................................................................................................................... 14
Banco de Credito e Inversiones - Business Description ................................................................................................................... 14
Banco de Credito e Inversiones - SWOT Analysis ........................................................................................................................... 15
SWOT Analysis - Overview........................................................................................................................................................... 15
Banco de Credito e Inversiones - Strengths ................................................................................................................................. 15
Strength - Market Presence ...................................................................................................................................................... 15
Strength - Adequate Capital ...................................................................................................................................................... 15
Strength - Operational Performance.......................................................................................................................................... 15
Banco de Credito e Inversiones - Weaknesses ............................................................................................................................ 15
Weakness - Increase in Loan loss Provisions ........................................................................................................................... 15
Weakness - Limited Concentration on International Markets .................................................................................................... 16
Banco de Credito e Inversiones - Opportunities ........................................................................................................................... 16
Opportunity - Economic Growth: Latin America ........................................................................................................................ 16
Opportunity - Positive Outlook for Global Wealth Market .......................................................................................................... 16
Banco de Credito e Inversiones - Threats..................................................................................................................................... 16
Threat - Competition.................................................................................................................................................................. 16
Threat - Basel III Norms on Capital Requirements .................................................................................................................... 17
Threat - Low Interest Rate Environment.................................................................................................................................... 17
Banco de Credito e Inversiones - Key Competitors .......................................................................................................................... 18
Section 3 – Company Financial Ratios ............................................................................................................................................. 19
Financial Ratios - Capital Market Ratios........................................................................................................................................... 19
Financial Ratios - Annual Ratios ...................................................................................................................................................... 19
Performance Chart ................................