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DISTANCE EDUCATION M.B.M. DEGREE EXAMINATION_ MAY

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					DE–1516                                                      11


                              DISTANCE EDUCATION

                   M.B.M. DEGREE EXAMINATION, MAY 2011.

                         BANKING LAW AND PRACTICE

                             (Old and revised w.e.f. 1999)

Time : Three hours                        Maximum : 100 marks

                            PART A — (5  8 = 40 marks)

                            Answer any FIVE questions.

1.    What factors are to be considered in credit appraisal?

2.    Write a note on chain banking system.

3.    Write notes on law of limitation.

4.    What are the main features of a fixed deposit?

5.    What is a promissory note? What are its essential elements?

6.    What do you mean by ‘crossing’ on a cheque?

7.    Distinguish between ‘Holder’ and ‘Holder in due course’.

8.    Examine the advisability of a banker accepting Gold ornaments as a security.

                           PART B — (4  15 = 60 marks)
                            Answer any FOUR questions.

9.    Discuss the general principles which govern secured advances and indicate the
      risks of making loans against documents of title to goods.

10.   Explain the safeguards observed by a banker in his dealings on account of
      lunatics, drunkards and insolvents.

11.   Narrate the important functions of a modern commercial bank.

12.   Define a cheque and explain its features.

13.   Discuss the duties and responsibilities of a collecting banker with regard to the
      collection of cheques for his customer and a stranger.




                                          1            DE–477
14.   Describe the circumstances under which a banker can close the account of his
      customer.



                                   ————————
DE–1517                                                      12


                              DISTANCE EDUCATION

                   M.B.M. DEGREE EXAMINATION, MAY 2011.

             CENTRAL BANKING AND MONETARY MANAGEMENT

                             (Old and Revised w.e.f. 1999)

Time : Three hours                        Maximum : 100 marks

                            PART A — (5  8 = 40 marks)

                             Answer any FIVE questions.

                       Each answer should not exceed 1 page.

1. State the composition of money market.
2.    What are methods of credit control by central bank?

3.    Distinguish between primary and derivative deposits.

4.    What are the instruments available to R.B.I for control of credit?

5.    Distinguish between Non-Banking Financial Institutions and Banking
      companies.

6.    Explain statutory liquidity ratio and cash reserve ratio.

7.    State the role of state financial corporations regarding industrial finance.

8.    Write a note on central bank's role in developing a nation's economy.

                            PART B — (4  15 = 60 marks)

                            Answer any FOUR questions.

                       Each answer should not exceed 5 pages.




                                           2          DE–477
9.    State the importances of money market. Also mention the features of
      developed money market.

10.   What is credit control? state various methods of credit control followed by
      central banks with their relative merits and demerits.

11.   Explain the qualitative credit control mechanism followed by RBI.

12.   Explain the main functions of RBI.

13.   Discuss the role of RBI in industrial Finance.

14.   'Reserve Bank of India is a banker to the Government' – Explain.



                                  ————————
DE–1518                                                      13


                              DISTANCE EDUCATION

                   M.B.M. DEGREE EXAMINATION, MAY 2011.

                                 RURAL BANKING

                            (Old and Revised w.e.f. 1999)

Time : Three hours                         Maximum : 100 marks

                            PART A — (5  8 = 40 marks)

                             Answer any FIVE questions.

1. Bring out the need for Rural Banking.

2.    What are the functions of Regional Rural Banks?

3.    Describe the scheme of development of women and children in Rural Areas
      (DWCRA).

4.    Write a detailed note on differential rate of interest (DRI) scheme.

5.    State the objectives of Lead Bank Scheme.

6.    What are the components of service Area Approach?

7.    How does District Industries Centre (DIC) aid small industrial units?

8.    Examine the role of Khadi and Village Industries commission (KVIC) in rural
      development.



                                           3           DE–477
                           PART B — (4 × 15 = 60 marks)
                            Answer any FOUR questions.

9.    Explain the various institutional sources of finance in rural areas.

10.   What are the features of 20-point economic programme?

11.   State the features and problems of district credit plan.

12.   Examine the role of RBI in rural development of India.

13.   Assess the progress and problems of Integrated Rural Development
      Programme. (IRDP).

14.   Write an essay about multi – Agency approach to Agricultural credit.



                                  ————————
DE–1519                                                     14


                              DISTANCE EDUCATION

                   M.B.M. DEGREE EXAMINATION, MAY 2011.

                         ESSENTIALS OF MANAGEMENT

                            (Old and Revised w.e.f. 1999)

Time : Three hours                        Maximum : 100 marks

                            PART A — (5 × 8 = 40 marks)

                             Answer any FIVE questions.

                       Each answer should not exceed 1 page.

1. Explain the Managerial Role of a Bank Manager.

2.    What is Strategic Planning? How is it useful in Bank Management?


3.    What is delegation’? List out its advantages.


4.    Explain the objectives of Organization in banking.


5.    Explain the various styles of Leadership.



                                           4          DE–477
6.     Briefly explain the importance of Budgetary Control.


7.     Enlist the various Internal and External Sources of Recruitment.


8.     Explain the different methods of performance evaluation.

                            PART B — (4 × 15 = 60 marks)

                            Answer any FOUR questions.

                       Each answer should not exceed 5 pages.


9.     Describe the various functions of Management.


10.    Define planning. List out various types of planning for successful bank
       management.


11.    What are the advantages and disadvantages of Segmentation in Banks?


12.    Explain the various theories ot Motivations.


13.    Describe the uses of Mechanization and Computerization of Banks in India.


14.    What are the different types of training methods? Explain with their merits
       and demerits.




                                   ————————
     DE-1520                                                  15

                              DISTANCE EDUCATION

                    M.B.M. DEGREE EXAMINATION, MAY 2011.

                            COMPUTERS AND BANKING

                                    (1999 onwards)

                                           5          DE–477
Time : Three hours                       Maximum : 100 marks

                            PART A — (5  8 = 40 marks)

                            Answer any FIVE questions.

                          All questions carry equal marks.

1. Differentiate between a digital computer and an analog computer.

2.    Explain Octal and hexadecimal number system.

3.    Explain mini computer and mainframe computer.

4.    What are different types of soft wares?

5.    Explain compilers and interpreters.

6.    What are the services of ATM?

7.    What are the advantages of LAN over stand alone system?

8.    Write a note on EFT technology.

                           PART B — (4  15 = 60 marks)

                            Answer any FOUR questions.

                          All questions carry equal marks.

9.    Briefly describe different generations of computers.

10.   What are the general uses of internet?

11.   Explain different types of languages.

12.   Explain the functions of a CPU.

13.   What are the reasons that compelled the banks to go for computerization?

14.   Explain any five output devices used in computers.

                                    ——————
 DE–1521                                                     21


                             DISTANCE EDUCATION

                                            6        DE–477
                   M.B.M. DEGREE EXAMINATION, MAY 2011.

                            FINANCIAL MANAGEMENT

                                      (Old and revised)

                                        (w.e.f. 1999)

Time : Three hours                           Maximum : 100 marks

                            PART A — (5  8 = 40 marks)

                             Answer any FIVE questions.

1. Define the term financial management and explain the functions of finance.
2.    Explain the techniques of analysis and interpretation of financial statement.
3.    Highlight the term capital budgeting. Explain the appraisal method of capital
      budgeting.
4.    The following information is obtained from the books Ramco enterprises Ltd.
      Profit after tax Rs. 2,77,000
      Equity dividend paid 20%
      Market price of equity shares of Rs. 50 per share
      The company’s share capital consists of the following :
      40,000 equity shares of Rs. 20 each and 30,000 9% preference shares of Rs. 10
      each calculate price earning ratio.
5.    Analyse the term BEP and explain its significance.

6.    Differentiate operating leverage and financial leverage.


7.    Discuss the factors influencing working capital requirements.


8.    Explain the motives for holding cash.

                            PART B — (4  15 = 60 marks)


                            Answer any FOUR questions.


9.    Elaborate the role and functions of modern financial manager.


10.   Cash – Rs. 10,000


                                             7            DE–477
      Stock – Rs. 22,000

      Debtors – Rs. 51,000

      Bills receivable – Rs. 2,000

      Bank – Rs. 12,000

      Sundry creditors – Rs. 49,000

      Bills payable – Rs. 30,000

      Calculate :

      (a)   Current ratio

      (b)   Quick ratio

      (c)   Absolute liquidity ratio.


11.   From the following figures, compute trend percentage, using 2001 as the base
      year :
                    Year Sales Cost of goods sold Profit after tax
                         (Rs.)       (Rs.)             (Rs.)
                    2001    600         360              120
                    2002    680         414              138
                    2003    840         512              186
                    2004    960         574              204
                    2005    1040        600              228
                    2006    1200        666              300


12.   The accountant of ABC Company Ltd., provides the following data for the year
      2009.
      Rs.
      Sales 15,000 units @ Rs. 4 per unit               60,000
      Variable cost @ Rs. 2 per unit                    30,000
                                                        30,000
      Contribution
      Less fixed costs                                  18,000



                                            8       DE–477
      Profit                                                  12,000
      Calculate :
      (a)   P/v ratio
      (b)   Break even point units and sales
      (c)   Margin of safety
      (d)   Profit if sales is 10% above break even volume.

13.   The directors of a Ltd. Co. consider a proposal to invest a sum of Rs. 1,00,000
      on a plant that has an expected life of 5 years which at the end has no residual
      value.
      The expected annual incomes during the life of a plant are
                                  Year    Rs.
                                        I     30,000
                                       II     40,000
                                       III    40,000
                                       IV     30,000
                                       V      20,000

      Money is available at an interest of 10% p.a calculate rate of return and advice
      the directors of the company.

14.   Explain the constituents of working capital cycle.



                                   –––––––––––––––
  DE-1522                                                      22

                               DISTANCE EDUCATION

                    M.B.M. DEGREE EXAMINATION, MAY 2011.

                                  PROJECT FINANCE

                               (Old and Revise w.e.f. 1999)

Time : Three hours                           Maximum : 100 marks

                          SECTION A — (5  8 = 40 marks)



                                             9         DE–477
                                Answer any FIVE questions.

1. Explain the different stages in a project cycle.

2.     What is the relevance of formulating and evaluating a project?

3.     Give a brief note on

       (a)   Public Issue of Shares;

       (b)   Public Deposits.

4.     Explain the various factors that determine the fixed capital for a firm.

5.     For Indian conditions, which projects do you think are socially desirable?

6.     What is meant by Social Cost Benefit Analysis?

7.     How can one bring out the political stability in appraising a project?

8.     Write a short note on effluent treatment and disposal.

                           SECTION B — (4  15 = 60 marks)

                                Answer any FOUR questions.

9.     What is the role of consultants in Project management?

10.    Give a brief note on the various sources of finance required for a project.

11.    What are the different components of cost of project?

12.    Explain the significance of BlFR in rehabilitating the sick units.

13.    As a project manager, how would you appraise a project as feasible and non
       feasible for your concern?

14.    What are the steps to be considered for evaluating the appropriate technology
       of a project?


                                       ——————
     DE-1523                                                   23

                                 DISTANCE EDUCATION

                    M.B.M. DEGREE EXAMINATION, MAY 2011.

             INTERNATIONAL BANKING AND FOREIGN EXCHANGE


                                            10         DE–477
Time : Three hours                        Maximum : 100 marks

                            PART A — (5  8 = 40 marks)

                             Answer any FIVE questions.

                           Each answer not exceed 1 page.

1. What are the different methods of settling debts in International Trade?

2.    What do you meant by Foreign Trade multiplier?

3.    What are the drawbacks of India's Foreign Exchange problems?

4.    Define UERS.

5.    Mention the procedural formalities followed in opening a letter of credit.

6.    What are the major responsibilities and liabilities of parties?

7.    State the salient features of Balance of Payment.

8.    List out the different types of exposures.

                            PART B — (4  15 = 60 marks)

                            Answer any FOUR questions.

                         Each answer not to exceed 5 pages.

9.    Describe the role of finance in protecting against exchange risk.

10.   What are the factors influencing foreign exchange rates?

11.   What is ECGC? Describe the role played by ECGC in countries economic
      development.

12.   Explain the functions of Foreign Exchange Department in Nostra and Vostra
      Account Transactions.

13.   Elaborate the importance of Uniform Customs and practice for Documenting
      Credit in foreign trade.

14.   Discuss the difference between translation and transaction exposures with
      examples.

                                     ——————
DE–1524                                                      24


                                          11          DE–477
                              DISTANCE EDUCATION

                   M.B.M. DEGREE EXAMINATION, MAY 2011.

                                 BANK MARKETING

                               (Old and Revisied 1999)

Time : Three hours                        Maximum : 100 marks

                            PART A — (5  8 = 40 marks)

                             Answer any FIVE questions.

1. What are the components of Bank Marketing Mix?

2.    What are the objectives of marketing audit?

3.    Explain the features of sectoral banking.

4.    What are the factors influencing the location of a Bank branch?

5.    Evaluate the role of price in Bank Marketing.

6.    How can direct marketing help banks in promoting the sale of its products?

7.    Explain the concept of social banking.

8.    How to motivate and Develop marketing personnel in banks?

                            PART B — (4  15 = 60 marks)

                            Answer any FOUR questions.

9.    What are the elements of marketing research? What are its objectives?

10.   Explain the concept of product life cycle.

11.   Discuss the branch expansion policy of banks in India.

12.   What are the costing and pricing practices followed by banks?

13.   Critically evaluate the promotional strategies followed by banks.

14.   Explain the role of Marketing Department in selling bank products.




                                           12         DE–477
                                   ————————
DE–1525                                                       25


                              DISTANCE EDUCATION

                   M.B.M. DEGREE EXAMINATION, MAY 2011.

                               MERCHANT BANKING

                                    (1999 onwards)

Time : Three hours                        Maximum : 100 marks

                            PART A — (5  8 = 40 marks)

              Answer any FIVE questions in not exceeding 1 page each.

1. Explain the importance of Merchant Banking.

2.    What do you mean by loan syndication?

3.    Explain the role of merchant banker in the management of public issue.

4.    What are the characteristics of corporate securities?

5.    State the role of merchant banker in listing of securities.

6.    What are the functions of Portfolio managers?

7.    Explain the CAPM approach to Market operations.

8.    State the classifications of mutual fund.

                            PART B — (4  15 = 60 marks)

             Answer any FOUR questions in not exceeding 5 pages each.

9.    What are the activities of a merchant banker?

10.   Discuss the problem areas of an enterprise. Also state the organisational goals.

11.   Explain the capital issue-related activities of merchant banker.

12.   What is meant by Mutual fund? What are its advantages?

13.   Explain the origin and administration of venture capital fund.

14.   What are the service oriented activities of merchant banker?



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