Credit Reporting Agencies
Trans Union 1-800-680-7289 STAFFORD POLICE
Identity Theft Equifax 1-800-525-6285
Identity Theft involves illegally obtaining
and using another person’s personal www.experian.com
data for financial gain. Fraud and Review your credit report
Identity Theft cases have increased over The Fair Credit Reporting Act (FCRA) requires each of the
nationwide consumer reporting companies make available
the years with the advancements in free copies of credit reports, at your request, once every 12
For additional information contact the Federal Trade
Identity Theft can cost the victim time Commission at 1-877-IDTHEFT or www.ftc.gov/idtheft.
and money and can destroy your credit.
Most victims discover the theft weeks, if
not months, after the crime has
The enclosed information has been
provided to further educate our citizens
STAFFORD POLICE DEPARTMENT
on how to recognize and protect
themselves against identity theft.
2702 South Main Street
Stafford, Texas 77477
METHODS OF SIGNS OF prevent
identity theft IDENTITY THEFT IDENTITY THEFT
Identity thieves need to acquire such Victims of identity theft may not be aware of the threat By safeguarding your personal information you
information as; name, social security number, to their credit for weeks or months. Watch for these may be able to lessen your chances of
credit / debit card information, banking signs of possible identity theft: becoming a victim of identity theft.
information and passwords. The common
Bills, credit cards, bank Shred personal and financial documents.
forms of Identity Theft are:
statements, and other
Protect your Social Security Number. Use
Skimming—Stealing credit card / debit monthly statements that fail
only when absolutely necessary or ask to
card information, through the use of a to arrive in the mail.
use another identifier.
storage device known as a “skimmer”.
Unexplained credit cards, account statements, cell
Do not give out personal information on
Scanner—”PayPass” or contactless type phone bills, or any other financial notices.
the phone, through email or the internet
credit card scan-
Denial of credit. unless you are positive of whom you are
Collection calls or notices regarding suspicious
purchases. Do not click on unsolicited emails.
email or other Unfamiliar charges to your financial accounts. Use a firewall, anti-spyware, or anti-virus
accounts to software to protect your computer from
obtain personal Unusual entries on your credit report
information. If you suspect you may be the victim of identity theft
Do not use obvious
notify the following agencies or institutions immediately:
Phishing—Websites and / or emails passwords.
pretending to be financial institutions, Contact your bank or financial institution.
companies or government agencies in Keep your information
an attempt to get personal information. Contact the fraud department where the in a secure place.
unauthorized account was opened.
“Old-Fashioned” Stealing—Theft of Check your financial
wallets and purses; mail, including bank Contact one of the three nationwide consumer accounts and credit report.
and credit card statements, credit card reporting companies to place a “fraud alert” on
Contact your bank or financial institution
offers, checks and tax information; your credit report.
for a credit card “sleeve” to protect your
personnel or customer files from
Contact your local police department to file a information from scanners.
STAFFORD POLICE DEPARTMENT
Dumpster Diving—Rummaging through
trash looking for bills and documents