Identity Theft Prevention Stafford Police Department

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Identity Theft Prevention Stafford Police Department Powered By Docstoc
					                                                            Credit Reporting Agencies

                                              Trans Union                  1-800-680-7289                        STAFFORD POLICE
                                                                           www.transunion.com                      DEPARTMENT
Identity Theft                                Equifax                      1-800-525-6285
                                                                           www.equifax.com
Identity Theft involves illegally obtaining
                                              Experian                     1-888-397-3742
and using another person’s personal                                        www.experian.com

data for financial gain. Fraud and                           Review your credit report

Identity Theft cases have increased over      The Fair Credit Reporting Act (FCRA) requires each of the
                                                                                                              IDENTITY
                                              nationwide consumer reporting companies make available
the years with the advancements in            free copies of credit reports, at your request, once every 12
                                                                                                              THEFT
                                              months.
technology.                                                                                                   PROTECTION
                                              For additional information contact the Federal Trade

Identity Theft can cost the victim time       Commission at 1-877-IDTHEFT or www.ftc.gov/idtheft.


and money and can destroy your credit.

Most victims discover the theft weeks, if

not months, after the crime has

occurred.


The enclosed information has been

provided to further educate our citizens
                                                        STAFFORD POLICE DEPARTMENT
on how to recognize and protect

themselves against identity theft.
                                                                 2702 South Main Street
                                                                                                                    Tel: 281-261-3950
                                                                  Stafford, Texas 77477


                                                                  Phone: 281-261-3950
                                                                  www.staffordpd.com
                                                               E-mail: spd@staffordpd.com
METHODS                             OF          SIGNS                    OF                                   prevent
identity theft                                  IDENTITY THEFT                                                IDENTITY THEFT
Identity thieves need to acquire such           Victims of identity theft may not be aware of the threat     By safeguarding your personal information you
information as; name, social security number,   to their credit for weeks or months. Watch for these         may be able to lessen your chances of
credit / debit card information, banking        signs of possible identity theft:                            becoming a victim of identity theft.
information and passwords. The common
                                                   Bills, credit cards, bank                                   Shred personal and financial documents.
forms of Identity Theft are:
                                                     statements, and other
                                                                                                                 Protect your Social Security Number. Use
   Skimming—Stealing credit card / debit           monthly statements that fail
                                                                                                                   only when absolutely necessary or ask to
     card information, through the use of a          to arrive in the mail.
                                                                                                                   use another identifier.
     storage device known as a “skimmer”.
                                                   Unexplained credit cards, account statements, cell
                                                                                                                 Do not give out personal information on
   Scanner—”PayPass” or contactless type           phone bills, or any other financial notices.
                                                                                                                   the phone, through email or the internet
     credit card scan-
                                                   Denial of credit.                                             unless you are positive of whom you are
     ning device.
                                                                                                                   dealing with.
                                                   Collection calls or notices regarding suspicious
   Hacking—Illegally
                                                     purchases.                                                  Do not click on unsolicited emails.
     accessing your
     email or other                                Unfamiliar charges to your financial accounts.              Use a firewall, anti-spyware, or anti-virus
     accounts to                                                                                                   software to protect your computer from
     obtain personal                               Unusual entries on your credit report
                                                                                                                   hackers.
     information.                               If you suspect you may be the victim of identity theft
                                                                                                                 Do not use obvious
                                                notify the following agencies or institutions immediately:
   Phishing—Websites and / or emails                                                                             passwords.
     pretending to be financial institutions,      Contact your bank or financial institution.
     companies or government agencies in                                                                         Keep your information

     an attempt to get personal information.       Contact the fraud department where the                        in a secure place.
                                                     unauthorized account was opened.
   “Old-Fashioned” Stealing—Theft of                                                                           Check your financial

     wallets and purses; mail, including bank      Contact one of the three nationwide consumer                  accounts and credit report.

     and credit card statements, credit card         reporting companies to place a “fraud alert” on
                                                                                                                 Contact your bank or financial institution
     offers, checks and tax information;             your credit report.
                                                                                                                   for a credit card “sleeve” to protect your
     personnel or customer files from
                                                   Contact your local police department to file a                information from scanners.
     businesses.
                                                     report.
                                                                                                                  STAFFORD POLICE DEPARTMENT
   Dumpster Diving—Rummaging through
     trash looking for bills and documents

				
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