April 2011 The People Who Know ® www.securitycu.org
Take advantage of a FREE web-based
income tax filing program offered at
Security Credit Union called “Just file
it!” Complete your federal and state tax
forms easily at www.securitycu.org, by
clicking on the “Just file it! We’ll help”
link, or call 810-235-2322 or 800-373-
2333 and make an appointment to use
a computer at any of our convenient
locations by April 18, 2011.
Put some extra “green” in your wallet
by financing a Pre-Owned Car, or
refinancing your existing Car Loan
from another financial institution at any
Security Credit Union office. Whatever your
transportation needs may be, we can help.
I Buying a reliable Pre-Owned Car
I Purchasing a Pre-Owned Car for
the new teen driver in your family
I Lowering your monthly payments by refinancing
Happy With the Car, But Not the Monthly Payment?
You may be able to save interest and/or lower your monthly payment by refinancing. For a
FREE no-obligation loan analysis to find out how much you can save, visit any Security
office today. You can start saving even faster if you bring your current car loan documents,
proof of insurance and car title. Peace of Mind
More Great Reasons to Finance Your Car at Security for Important
FREE Oil Change BONUS $25 Reward Documents and
When you finance a Pre-Owned
Car or refinance your existing Car Loan
You’ll receive a certificate for a FREE Oil
Change PLUS a $25 reward when you Valuables
from another financial institution of finance a Pre-Owned Car or refinance Safe Deposit Boxes
$5,000 to $9,999 at any Security Credit your existing Car Loan from another
Union office, you’ll receive a certificate financial institution of $10,000 or more at Security offers an affordable solution for
for a FREE Oil Change! any Security Credit Union office! storing birth certificates, wills, real estate
and tax documents, along with other
valuables. You’ll rest easy knowing
everything is in one secure location. For
Start Saving Today! more information on safe deposit boxes,
call 810-235-2322 or toll free 800-373-
Offer Expires June 30, 2011 2333.
Find out how much “green” you can put in your wallet by having The People Who Know®
supply you with a FREE, no-obligation loan quote!
CALL: 810-235-2322 or 800-373-2333
VISIT: Any Security Credit Union office
Financing Youth Programs for Children and Teens
You Can Feel Plan ahead for summer by opening a Security Credit Union Youth Account for your
child or grandchild. It’s the perfect place to keep their earnings from summer jobs, as
Good About well as gift and allowance money.
A Message from
At Security Credit Union, we’ve been
providing affordable loans to members since
1949. When you finance with The People
Who Know®, you’ll enjoy a great interest rate,
flexible repayment options and no confusing
For Children 12 and For Teens 13 – 17
f ine print. Younger Get your teen on the road to financial
freedom with Security’s My Money
Security’s Magic Money Club makes
Account! My Money Account
More Than Great saving and learning about money
members can also open their first
fun! Members receive cool
Car Loans contest offers, special
Checking Account (with a qualified
When you think of credit unions, do you think adult) with a FREE Check Card and
newsletters and can play safe,
of car loans? Many people do, but did you ATM Card. Members receive fun
FREE online games at
know that Security Credit Union also offers: contest offers, special newsletters,
access to online games and “Getting
I Motorcycle, Recreational Vehicle and the “Youth Programs” link.
Started,” a website filled with
Watercraft Loans Stop by any Security office
financial tips specifically for teens.
I VISA® Credit Cards and open your child
Bring your teen to an office to open a
or grandchild a
I Home Mortgages and Equity Loans My Money Account today!
Magic Money Club
I Personal Loans Account today!
I Debt Consolidation Loans
I Business Loans
I Refinancing for most any type of loan
Visit us at www.securitycu.org for current A Great Value in a Checking Account
rates and a secure online application, give us a
call, or stop by any office to find a loan that Turn those big bank fees away with a Security Manage Your
fits your needs. Credit Union Checking Account – it has
everything you need. There are NO monthly Account and Reorder
Ask for Your FREE Financial Check-Up service charges or per check fees! Plus, you Checks Online
Our staff is trained to help members save get your first set of checks FREE! Enjoy Use Security@home online banking at
money. I personally invite you to take these benefits: www.securitycu.org to manage your
advantage of our offer for a FREE Financial account at a time and place that’s
Check-Up. Let us show you how to reduce Convenient Options for convenient for you. You can also review
your expenses and stretch your budget by and print checks that have cleared your
moving your business to Security Credit
Account Access account, and much more. Running low
Union - The People Who Know®. Simply To access funds from your Checking Account on checks? Visit our website and with
stop by any office and we’ll be glad to you can write a check, use your FREE just a few clicks of your mouse, you can
assist you. MasterCard® Check Card, your FREE ATM reorder checks that will be shipped to
Card, or make payments electronically with your home address.
We sincerely appreciate your business and our FREE Online Bill Pay.
look forward to serving you. Make the Switch
Moving your Checking Account from
Ken Scott, Chairman
another financial institution is easier
than you think. Stop by any Security
office and we’ll help you move your
Checking Account today!
Security Matters The People Who Know®
Stretch Your Car-Buying Budget A New
With These Money Saving Tips Twist on
Although there’s nothing you can do about the high cost of gas, there are
many ways you can reduce the cost of transportation by paying less for your car Identity
and its upkeep. Keep these tips in mind when shopping for your next car:
I Do your homework. Look I Never buy based on a monthly
online or in Consumer payment. Instead, negotiate based on
Reports to find out about gas the total price of the car.
I Get pre-approved. Contact Security
maintenance and resale value More people are out looking for jobs these
Credit Union before you go shopping to
on the cars you are days and that means more opportunities for
get your loan pre-approved, then enjoy
considering. identity theft. Job seekers may respond to fake
the bargaining power of a “cash” buyer.
job postings and in their excitement over a
I Buying new? Find out the I Compare prices on extended potential offer, fail to take necessary
dealer’s real cost on the car warranties and other “extras.” Keep in precautions to protect their personal
(typically it’s less than mind Security Credit Union offers information. Here’s what you can do to avoid
“invoice”) by doing research Guaranteed Asset Protection on your employment scams:
online, then get at least three car loan at a great price.
quotes to use for negotiation.
Protect your social security number.
I Trading in a car? Find the Typically, you do not have to provide your
value of your trade-in ahead of social security number until you have been
time by calling us. hired. If you decide to provide it during the
I Do the math. When you get application process, make sure you know the
to the contract stage, make employer is legitimate.
sure there are no hidden
charges like an extended Research potential employers. If the employer
warranty you did not request. is someone you’ve never heard of, do some
research on the Internet, confirm a physical
address and network with others to find out
about their reputation in your community
Rest Easy…Your Money is Safe before you apply.
You can take comfort in knowing that your savings at Security Credit Union are
Be alert for scams even on legitimate job
federally insured up to $250,000, and IRAs are federally insured separately up to
search websites. Typical listings to be
$250,000 by the National Credit Union Share Insurance Fund. It’s administered by
cautious about include job titles like
the National Credit Union Administration and backed by the full faith and credit of
“Transaction Processing Assistant,”
the United States government.
“Reshipping Agent,” “Goods Forwarding
Executive,” or “Processor for Online
Smart Solutions for Your Business Watch out for work at home jobs, business
Merchant Services opportunities and offers to find work.
“Opportunities” that require you to pay up front
Security Credit Union offers a point-of-sale system that will
are almost always a scam. Remember, if it
revolutionize your business. Our system offers countless time and
sounds too good to be true, it probably is.
money saving features that will allow you to focus on what’s
important: keeping your customers satisfied and spending!
Never let anyone pressure you into giving out
personal information, financial information or
Business Checking your hard-earned money. A legitimate employer
Security Credit Union has a Checking Account for your will not do this. If you’re in doubt, tell them you
business no matter how big or small. And, it comes need to get some information and ask for a
with a FREE MasterCard® Check Card you can use phone number where you can call them back.
instead of writing checks. Our MasterCard Check
Card automatically deducts funds for purchases from Security Credit Union is always looking for
your Security Credit Union Checking Account. Plus, it mindful tips to keep our members’ protected
comes with FREE $200,000 travel insurance. Contact us from identity theft. Put your trust in Security -
or stop by any office today. The People Who Know®.
Spring Ahead with FREE Annual Meeting April 17, 2011
Convenience Services The Annual Meeting of Security Credit Union will be held on Sunday,
April 17, 2011 at 2:00 pm at the Holiday Inn Conference Centre, 5353 Gateway
At Security Credit Union, we make it easy to save time by
Centre, Flint, 48507. Each year at the Annual Meeting, the membership elects
offering secure and easy-to-use account management
member volunteers to serve on the Board of Directors. The Nominating
options that fit your busy lifestyle.
Committee has nominated the following members for the Board of Directors:
Vic Carpenter, Ron Dodge, Lauren Emmons, Wilda Foy and Don Henry.
Mobile Banking - With SCU Mobile, you can easily look
up account balances or recent account history, and transfer The cost of your dinner ticket will be refunded back to you after you attend.
funds. To enroll, visit our website at www.securitycu.org. Tickets for the dinner are $20 each. After you attend, the $20 cost of your
Note: Never respond to any email offer to download and ticket will be refunded to your Share Savings Account by May 6, 2011. Order
use a new banking phone application. Only use your tickets today by completing and
applications provided from Security Credit Union through returning the order form below to Security
the enrollment process. Credit Union, 3801 W. Boulevard Drive,
Flint, MI 48505. Hurry—dinner seating
Security@home Online Banking - Enjoy the ease of is limited!
managing your finances for FREE from any online
computer with Security@home available at Doors open at noon
www.securitycu.org. Dinner at 1:00 pm
Business Meeting at 2:00 pm
Online Bill Pay - It’s the FREE and easy way to organize
and pay bills from your Security Credit Union Checking
Account. Plus, you’ll save time, checks and postage! TICKET ORDER FORM
Account Alerts - Enroll in FREE Account Alerts I would like to reserve dinner tickets for April 17, 2011.
and receive notification via email when your balance (Tickets will be mailed by April 11, 2011.)
reaches a pre-determined level, when deposits are credited
and more! Please send me: _________ dinner tickets at $20 each
Online Loan Application - You can apply for a loan My check for $______ is enclosed OR
24-hours a day, 7 days a week for FREE from the comfort
of your personal computer online at www.securitycu.org. Please deduct $______ from my Share Savings Account.
24-Hour Telephone Account Access - 810-235-0820 or
Account #___________________________ Phone # ________________
800-677-4085 - Security’s FREE 24-Hour Telephone
Account Access system allows you to track your finances
from any touch tone phone.
Direct Deposit - You’ll never have to worry about lost or
stolen checks. Sign up for Direct Deposit and your pay or
benefits check will automatically be deposited into your
account for FREE.
City _______________________________ State _____ Zip ________
Call Office Locations
810-235-2322 Genesee County Lapeer County Saginaw County
800-373-2333 2230 S. Center Road, Burton 1675 N. Lapeer Road, Lapeer 2882 Schust Road,
North of Atherton Road M-24 & Davis Lake Road Saginaw
24-Hour Telephone 3404 N. Linden Road, Flint 1495 Imlay City Road, Lapeer East of Bay Road, near
Fashion Square Mall
® Account Access: South of Pierson Road M-21 & Myers Road
810-235-0820 2404 S. Linden Road, Flint 337 E. First Street, Imlay City
800-677-4085 North of Lennon Road M-53 & First Street Shiawassee County
8040 Holly Road, Grand Blanc 5830 N. Lapeer Road, 1400 E. Main Street,
TDD: 810-235-2459 Trillium Circle, North of I-75 North Branch Owosso
South of Burnside Road in M-21 & Airport Drive
3801 W. Boulevard Drive,
Flint, Drive-up only Deerfield Plaza
Mailing Address Near Dort & Stewart
3801 W. Boulevard Drive
P.O. Box 5160 Website E-mail
Flint, MI 48505-0160 www.securitycu.org email@example.com