UNIVERSITY OF COLORADO AT COLORADO SPRINGS

					                                  UNIVERSITY OF COLORADO AT COLORADO SPRINGS
                                        PERSONAL HISTORY QUESTIONNAIRE
                                                  POLICE OFFICER


Instructions: This questionnaire is to be completed by the applicant. Every item must be answered. If an item does not
pertain to you, the abbreviation ‘NA’ (Not Applicable) must be entered in the blank space. If the space provided for your
answers is not sufficient, add additional pages following the same format and provide complete information.
Incomplete personal history forms will NOT be processed and the applicant will be considered to have withdrawn from
the testing process.

If you omit or falsify any material facts, you may not be allowed to continue in the examination process. If the omission
or falsification of any material fact is discovered after the examination process is complete, your name may be removed
from the eligible list. If the omission or falsification of any material fact is discovered after you have been hired, your
employment may be terminated. Your statement may be checked by polygraph and/or background investigation, as
appropriate. The background investigation will be extensive, and will include whatever contacts are deemed necessary
to verify your background.

The examination process includes the completion of this Personal History Questionnaire. The questionnaire includes a
comprehensive investigation into employment history, use of alcohol and other controlled substances, criminal history,
military records and personal references.

The University of Colorado at Colorado Springs has high expectations of applicants for positions. If we find that you have
provided false information or omitted material information at any time in the application, examination or interview
process, your application may be disqualified from consideration for this position.


CERTIFICATION:


I hereby certify that this personal history questionnaire and all attachments to it contain no false information and are
complete to the best of my knowledge. I am aware that if an investigation discloses intentional omissions,
misrepresentation or falsification, my application will be rejected. My name will be removed from any eligible lists, and if
already employed, I may be dismissed from employment with the University of Colorado at Colorado Springs Police
Department.


SIGNED: _______________________________________________________                   DATE: _____________________




                                                        Page 1 of 19
                                                     Personal Information

Name: First                            Middle                       Last

List any other name(s) you have used, including maiden and nicknames:

Current Address: Street (Legal address, not a post office box)

City/Town                                                                   State     Zip Code

Telephone Number (Home)                                  Telephone Number (Work)

Telephone Number (Cellular)                              Telephone Number (Other)

E-mail address

Date of Birth                                            Place of Birth

Tatoo(s):

Driver’s License:

State_______ Number________________________ Type ___________                   Expiration Date _____________

Present Spouse/Civil Union Partner (if applicable)

First                Middle                     Maiden                      Last

Address - Street                                City/Town                             State

Date of Birth                                   Date of Marriage/Civil Union

Former Spouse(s)/Civil Union Partner(s)

(For additional former marriages/civil unions use blank paper and insert here.)

First                Middle                     Maiden                      Last

Address - Street                                City/Town                             State

Telephone

Date marriage/civil union terminated:           Court:

Conditions of termination i.e., alimony, child support, etc.

List your previous addresses where you have lived during the past five (5) years or from your 18th birthday, whichever is
the shorter period, starting with your current address.

Dates (From/To)     Address (Street, City, State, County, Zip Code)




                                                          Page 2 of 19
Name of Last High School you Attended                High School Address

Dates Attended: (From – To)                          Did you graduate:     Yes No

General Education Development (GED) Certificate Number, Date:

Have you attended college?        Yes      No

If yes, complete the following:

Name of College                                      Dates Attended

Field of Study                                       Semester Hours / Degree Obtained?

Name of College                                      Dates Attended

Field of Study                                       Semester Hours / Degree Obtained?

Name of College                                      Dates Attended

Field of Study                                       Semester Hours / Degree Obtained?

Have you ever been rejected by any of the armed forces?          Yes      No

Have you ever served on active duty with the Armed Forces of the United States?          Yes   No

If yes, complete the following:

Branch of Service             Service #:                          Date of Service From    To

Highest Rank Held                                Rank at Separation

Explain your duty assignments.



Conditions of Separation: Honorable, General, Medical, etc.

If other than general or Honorable Discharge, please explain:



Are you a member of any active or reserve U.S. military units?   Yes      No

If yes, complete the following:

Branch of Service                  Service Number                      Present Rank

                                                      Page 3 of 19
Present Unit                                          Address

Were you ever charged criminally while in the Armed Service? Yes           No

If yes, please explain:



Did you receive any non judicial punishment while in the Armed Services?           Yes      No

If yes, please explain:



Do you have any employment applications pending with other police agencies? Yes             No

If yes, what agencies?

Have you ever been rejected for positions with other law enforcement, or police agencies? Yes        No

f yes, complete the following:

Name and address of the agency(ies)

Date and reason for rejection(s):



Do you presently know anyone employed at the University of Colorado at Colorado Springs? Yes No

If yes, please give their names(s), department where employed, and their relationship to you:



Do you have any lawsuits pending for or against you at this time?          Yes     No - If yes, explain:

Does any member of your family object to you becoming a police officer?            Yes      No

Do you know of anyone who you feel wishes to harm you?             Yes     No - If yes, explain:

Additional space if needed:

                                    Criminal - Controlled Substance - Motor Vehicle History

 Have you been convicted of a crime (felony, misdemeanor, or petty offense), made a plea of guilty, accepted a
 deferred judgment, been adjudicated, been required to register as a sex offender, or been required to appear in court
 in reference to a traffic ticket? Yes No

 If yes, please explain in depth for each incident (attach additional pages if needed).
        Date                 Offense                Jurisdiction                              Disposition




                                                         Page 4 of 19
Have you stolen anything in the past 5 years, even if you were not caught?        Yes     No

If yes, please explain in depth, including what, when, and where item(s) were stolen. Also explain the circumstances
surrounding the theft(s).



Have you been investigated for or arrested for a domestic violence incident, regardless of whether or not you were
charged or convicted, in the past 10 years? Yes No

If yes, please explain in detail.



Have you been investigated for use of excessive force while employed by a law enforcement agency? Yes                No

If yes, please explain in detail.


Have you been involved in any physical fights or violence in the past 5 years?      Yes        No

If so, please explain in detail, including if you instigated the fight or violence or if it was self-defense, if weapons were
involved, whether or not it was job related, and the extent of any injuries the other person(s) had.



Do you ever drink to intoxication more than once a month, or to a level that causes behavioral problems? Yes              No

If so, please explain in detail.



Have you ever missed two or more days of work in the past year due to alcohol consumption?             Yes    No

If yes, please explain in detail.




                                                          Page 5 of 19
Have you ever consumed alcohol on the job when not part of job duties anytime during the past 5 years? Yes             No

If yes, please explain in detail.


Have you ever come to work while under the influence of alcohol during the past 5 years? Yes            No

If yes, please explain in detail.


Have you ever sold or distributed an illegal drug? Yes         No

If yes, please complete the following:

What types of illegal drugs?                                        Date last sold or furnished:



Have you ever used or possessed for use any of the following drugs? Yes                  No

If yes, complete the following:

Marijuana                        Yes             No        Amphetamines                            Yes             No
Hashish                          Yes             No        Biphetamine                             Yes             No
PCP                              Yes             No        Ecstasy (XTC)                           Yes             No
Angel Dust                       Yes             No        Preludin                                Yes             No
LSD                              Yes             No        Dilaudid                                Yes             No
Peyote                           Yes             No        Talwin & PBZ                            Yes             No
Mescaline                        Yes             No        Speed                                   Yes             No
Mushrooms                        Yes             No        Inhalents                               Yes             No
Heroin                           Yes             No        Methamphetamine                         Yes             No
Cocaine                          Yes             No        Crack                                   Yes             No
Quaaludes                        Yes             No        Ice                                     Yes             No
Tranquilizers                    Yes             No
 If you indicated “Yes” to any of the above, or if you have used an illegal drug not mentioned above, please list all
 occasions, dates used and how many times:




Have you ever abused or illegally used prescription drugs in the past 5 years?           Yes       No

If yes, please explain in detail what the drug(s) were, amounts, when, the frequency of use or abuse, and the
circumstances surrounding why.



List all arrests and/or convictions for motor vehicle operation related offenses (including traffic tickets). If you have never
been cited, ticketed, or arrested, state NONE.

Date        Offense                          Jurisdiction                  Disposition


                                                            Page 6 of 19
Has your privilege to operate a motor vehicle ever been suspended, revoked or placed on probation?        Yes   No

If yes, complete the following:

Where                    Suspension         Reason                                      Reinstatement Date
                         Date




Has your automobile insurance ever been canceled?             Yes           No

List carrier, agent and phone number:

List all traffic accidents in which you have been involved as a motor vehicle operator. If none, state NONE.

Date of Accident         Town/City/State                         Investigating Agency




                                           Employment/Unemployment History

If you have no prior employment, please explain:




Have you ever been terminated, forced or asked to resign from any place of employment?          Yes      No


                                                       Page 7 of 19
If yes, please give details (include when, where and circumstances):



List below starting with your most recent employment, all work experiences you have had. Include part time work.

Employer Name                                        Address

Telephone #                                          Dates of Employment:

Supervisor’s Name                   Your Job Title                     Average number of hours per week:

Description of Duties:



List any discipline actions against you, including verbal counseling/warnings from this employer:



Reason for Leaving?

Employer Name                                        Address

Telephone #                                          Dates of Employment:

Supervisor’s Name                   Your Job Title                     Average number of hours per week:

Description of Duties:



List any discipline actions against you, including verbal counseling/warnings from this employer:



Reason for Leaving?

Employer Name                                        Address

Telephone #                                          Dates of Employment:

Supervisor’s Name                   Your Job Title                     Average number of hours per week:

Description of Duties:



List any discipline actions against you, including verbal counseling/warnings from this employer:



Reason for Leaving?

Employer Name                                        Address

Telephone #                                          Dates of Employment:

                                                       Page 8 of 19
Supervisor’s Name                   Your Job Title                     Average number of hours per week:

Description of Duties:



List any discipline actions against you, including verbal counseling/warnings from this employer:



Reason for Leaving?

Employer Name                                        Address

Telephone #                                          Dates of Employment:

Supervisor’s Name                   Your Job Title                     Average number of hours per week:

Description of Duties:



List any discipline actions against you, including verbal counseling/warnings from this employer:



Reason for Leaving?

Employer Name                                        Address

Telephone #                                          Dates of Employment:

Supervisor’s Name                   Your Job Title                     Average number of hours per week:

Description of Duties:



List any discipline actions against you, including verbal counseling/warnings from this employer:



Reason for Leaving?

Employer Name                                        Address

Telephone #                                          Dates of Employment:

Supervisor’s Name                   Your Job Title                     Average number of hours per week:

Description of Duties:



List any discipline actions against you, including verbal counseling/warnings from this employer:



                                                       Page 9 of 19
Reason for Leaving?

Employer Name                                          Address

Telephone #                                            Dates of Employment:

Supervisor’s Name                   Your Job Title                         Average number of hours per week:

Description of Duties:



List any discipline actions against you, including verbal counseling/warnings from this employer:



Reason for Leaving?

Employer Name                                          Address

Telephone #                                            Dates of Employment:

Supervisor’s Name                   Your Job Title                         Average number of hours per week:

Description of Duties:



List any discipline actions against you, including verbal counseling/warnings from this employer:



Reason for Leaving?

                                                     Personal References

List at least three persons, not related to you and not previously listed as supervisors, who have known you for one year
or more and who have had frequent contact with you during that period. It is imperative that you furnish accurate,
current addresses and phone numbers. If you listed a period of unemployment or self-employment, furnish the name
and address of a person who can verify this information.

Name                                           Occupation

Address Street__________________________________ City_________________ State___ Zipcode________

Home/Cellular Phone                            Work Phone

Best Time to Contact:    am       pm           During which years has this person known you?

Name                                           Occupation

Address Street__________________________________ City_________________ State___ Zipcode________

Home/Cellular Phone                            Work Phone

Best Time to Contact:    am       pm           During which years has this person known you?

                                                        Page 10 of 19
Name                                   Occupation

Address Street__________________________________ City_________________ State___ Zipcode________

Home/Cellular Phone                    Work Phone

Best Time to Contact:   am   pm        During which years has this person known you?

Name                                   Occupation

Address Street__________________________________ City_________________ State___ Zipcode________

Home/Cellular Phone                    Work Phone

Best Time to Contact:   am   pm        During which years has this person known you?

Name                                   Occupation

Address Street__________________________________ City_________________ State___ Zipcode________

Home/Cellular Phone                    Work Phone

Best Time to Contact:   am   pm        During which years has this person known you?




                                              Page 11 of 19
                                       University of Colorado at Colorado Springs

                                       AUTHORITY FOR RELEASE OF INFORMATION


 Last Name                                       First Name                               Middle Name

I,                                              , do hereby authorize a review of and full disclosure of all records, or
any part thereof, concerning myself, by and to ANY duly authorized agent of the University of Colorado at Colorado
Springs Public Safety Department or Human Resources Office, whether said records are of public, private, confidential
nature, internal affairs or sealed records.

The intent of this authorization is to give my consent for full and complete disclosure of records of educational
institutions; financial or credit institutions, including records of deposits, withdrawals and balances of checking and
savings accounts, and loans, and also the records of commercial or retail credit agencies (including credit reports and/or
ratings); public utility companies; employment and pre-employment records, including background reports, efficiency
ratings, complaints or grievances filed by or against me, and salary records; real and personal property tax statements
and records, and other financial statements and records wherever filed; records of complaint, arrest, trial and/or
convictions; records of complaint of a civil nature made by or against me, wherever located, for any case in which I
presently have, or have had an interest.

I reiterate and emphasize that the intent of this authorization is to provide full and free access to the background and
history of my professional and personal life, for the specific purpose of pursuing a background investigation which may
provide pertinent data for the University of Colorado at Colorado Springs Public Safety Department or Human Resources
Office to consider in determining my suitability for employment by that department. It is my specific intent to provide
access to personal information, however personal or confidential it may appear to be, and the sources of information
specifically identified herein.

I agree to indemnify and hold harmless the person to whom this request is presented and his agents and employees,
from and against all claims, damages, losses and expenses, including reasonable attorney’s fees, arising out of or by
reason of complying with this request. I further understand that I will waive any right or opportunity to read or review
any information provided in the background investigation report, and that all materials pertaining to this background
investigation become the property of the University of Colorado at Colorado Springs, and will not be returned to me.

A photocopy or fax of this release form will be valid as an original hereof, even though said photocopy or fax does not
contain and original writing of my signature.


APPLICANT SIGNATURE                                                      DATE




                                                       Page 12 of 19
VIII-C                                             UNIVERSITY OF COLORADO AT COLORADO SPRINGS

                                                         BACKGROUND CHECK AUTHORIZATION

Important information and instructions

I.         Information

         A.         Equal Opportunity Statement: Within the specifications of job requirements, the University of Colorado is an
Affirmative Action Employer. There is no discrimination for or against any applicant based on Race, Color, Religion, Sex, National
Origin, Political Affiliation or Handicaps.

          B.      Pre-Employment Inquiry: The PHQ is the basis for a pre-employment inquiry designed to verify the information set
forth in support of the application. The pre-employment inquiry will entail a query of appropriate Federal, State, County and
Municipal law enforcement agencies regarding a possible criminal history. Personal data such as Sex, Date of Birth, Social Security
Account Number and Physical Description are necessary to obtain accurate information and to protect the applicant from an
incident of mistaken identity.

II.        Instructions

          It is important that every item is answered. If an item does not pertain to the individual applicant, the abbreviation NA (Not
Applicable) must be entered in the blank space. Please type or print in ink. Incomplete PHQs cannot be processed and will be
returned to the hiring authority. The results of the pre-employment inquiry are furnished to the hiring authority. The dissemination
of the information furnished on the PHQ or obtained through a pre-employment inquiry will be governed by reasonable discretion.

III.       Request for Pre-Employment Inquiry

        The person identified on the PHQ is considered for employment with our department. Please implement an inquiry to verify
personal data furnished by the applicant. No inquiry will be conducted without the requestor’s signature and other information.

       _Police Officer         ___________________         Public Safety______________________________255-3111________
       Position Title Background will be conducted for     Department Requesting Background         Dept. Phone Number


       _James Spice____________________________ Chief of Police/Executive Director of Public Safety_
       Printed name of Hiring Authority         Title of Hiring Authority

       Check the boxes below that are applicable to this position:
        YES Will this position handle sensitive/secure information?
         Will this position handle cash or financial information?
        YES Will this position have access to master keys?
         Will this position have access to personnel files?
        YES Will this position be required to drive a university vehicle?



IV.        Authority to Release Information

         I authorize representatives of the University of Colorado to make any and all appropriate inquires regarding the information listed
above. I hereby release you or others from any liability or damage which may result from furnishing the information requested. I understand
that any false information or deliberate omissions on this document or any other employment document of the University of Colorado at
Colorado Springs Campus may be grounds for dismissal and/or termination.



              _________________________________________________________________________________________

           Signature of Applicant                        Printed name of Applicant                            Date

                                                                    Page 13 of 19
I. Personal Data:

Applicant Name: _________________________________________________________________________________
                  LAST                                 FIRST               MIDDLE
Aliases: _________________________________________________________________________________
List names, dates used, reasons (i.e. prior marriage, maiden name, etc.)

U.S. Citizen: Yes ___ No _____           Alien Registration # ______________________________________

Driver's License #:                               _____________ State: _________

Class:___________________ Restrictions:________________ ______ Expiration Date: _____________________

Past driving suspensions, revocations, denials (list with dates):

____________________________________________________________________________________________________________

____________________________________________________________________________________________________________

____________________________________________________________________________________________________________

Criminal History: Have you ever been convicted of a crime, made a plea of guilty, accepted a deferred judgment, been adjudicated,
been required to register as a sex offender, or been required to appear in court in reference to a traffic ticket? YES NO
If Yes:
Date of arrest:                       Arresting Agency: _______________________________________
Offense charged: ________________________________________________________________________
Case disposition: ________________________________________________________________________
Date of arrest:                        Arresting Agency: ________________________________________
Offense charged: ________________________________________________________________________
Case disposition: ________________________________________________________________________
For additional convictions, attach another sheet of paper.


II.   Physical Data
      Gender:         Male / Female
      Race:           White / Black / Hispanic / Asian Indian / Other
      Height:                         Weight:             Eye color: ____________
      Hair Color:                     Other unique features: __________________


III. Residential History
List residences for the last seven years starting with your present address:
Address:                              __________________________________            From:   __ To: __________
Street, City, State, Zip
Address:                              __________________________________            From:   __ To: __________
Street, City, State, Zip
Address:                              __________________________________            From:   __ To: __________
Street, City, State, Zip

                                                               Page 14 of 19
Address:                            __________________________________   From:   __ To: __________
Street, City, State, Zip
Please attach additional sheets if necessary.




                                                       Page 15 of 19
VIII-D           DISCLOSURE AND AUTHORIZATION FORM

University of Colorado at Colorado Springs may request background information about you from a consumer reporting agency in
connection with your employment application and for employment purposes. This information may be obtained in the form of
consumer reports and/or investigative consumer reports. These reports may be obtained at any time after receipt of your
authorization and, if you are hired by the Company, throughout your employment.

HireRight, Inc., or another consumer reporting agency, will obtain the reports for the Company. HireRight, Inc. is located at 5151
California, Irvine, CA 92617, and can be contacted at 800-400-2761. The reports may contain information bearing on your character,
general reputation, personal characteristics, mode of living and credit standing. The types of information that may be obtained
include, but are not limited to: social security number verifications; credit reports; criminal records checks; public court records
checks; driving records checks; educational records checks; employment verifications; personal and professional references checks;
licensing and certification records checks; drug testing results; etc. The information contained in the reports will be obtained from
private and public record sources, including, as appropriate, personal interviews with sources, such as neighbors, friends and
associates.

You may request more information about the nature and scope of any investigative consumer reports by contacting the Company. A
summary of your rights under the Fair Credit Reporting Act is also being provided to you.

                                                 ADDITIONAL STATE LAW NOTICES

If you are a California, Maine, New York or Washington applicant, please also note:

   CALIFORNIA: Under section 1786.22 of the California Civil Code, you may view the file maintained on you by HireRight during
   normal business hours. You may also obtain a copy of this file, upon submitting proper identification and paying the costs of
   duplication services, by appearing at HireRight’s offices in person, during normal business hours and on reasonable notice, or
   by mail. You may also receive a summary of the file by telephone, upon submitting proper identification. HireRight has
   trained personnel available to explain your file to you, including any coded information. If you appear in person, you may be
   accompanied by one other person, provided that person furnishes proper identification.


   NEW YORK: You have the right, upon request, to be informed of whether or not a consumer report was requested. If a
   consumer report is requested, you will be provided with the name and address of the consumer reporting agency furnishing
   the report. You may inspect and receive a copy of the report by contacting that agency.

   MAINE: You have the right, upon request, to be informed of whether an investigative consumer report was requested, and if
   one was requested, the name and address of the consumer reporting agency furnishing the report. You may request and
   receive from the Company, within five business days of our receipt of your request, the name, address and telephone number
   of the nearest unit designated to handle inquiries for the consumer reporting agency issuing an investigative consumer report
   concerning you. You also have the right, under Maine law, to request and promptly receive from all such agencies copies of
   any such reports.


   WASHINGTON STATE: If we request an investigative consumer report, you have the right, upon written request made within
   a reasonable period of time after your receipt of this disclosure, to receive from us a complete and accurate disclosure of the
   nature and scope of the investigation we requested. You also have the right to request from the consumer reporting agency a
   written summary of your rights and remedies under the Washington Fair Credit Reporting Act.




                                                            Page 16 of 19
                                                           AUTHORIZATION

I have carefully read and understand this Disclosure and Authorization form and the attached summary of rights under the Fair
Credit Reporting Act. By my signature below, I consent to the release of consumer reports and investigative consumer reports
prepared by a consumer reporting agency, such as HireRight, Inc., to the Company and its designated representatives and agents. I
understand that if the Company hires me, my consent will apply, and the Company may obtain reports, throughout my employment.

I also understand that information contained in my job application or otherwise disclosed by me before or during my employment, if
any, may be used for the purpose of obtaining consumer reports and/or investigative consumer reports.

By my signature below, I authorize law enforcement agencies, learning institutions (including public and private schools and
universities), information service bureaus, credit bureaus, record/data repositories, courts (federal, state and local), motor vehicle
records agencies, my past or present employers, the military, and other individuals and sources to furnish any and all information on
me that is requested by the consumer reporting agency.

By my signature below, I certify the information I provided on this form is true and correct. I agree that this Disclosure and
Authorization form in original, faxed, photocopied or electronic (including electronically signed) form, will be valid for any reports
that may be requested by or on behalf of the Company.

  California, Minnesota or Oklahoma applicants only – You will be provided with a free copy of any consumer reports or
  investigative consumer reports obtained on you if you check the box below.
           □ I wish to receive a free copy of the report.


            Applicant Last Name ___________________ First _________________ Middle ____________

            Applicant Signature _______________________________            Date

            Social Security Number* ____________________________ Date of Birth* ________________

* This information will be used only for background screening purposes and will not be taken into consideration in any employment
decisions.




                                                             Page 17 of 19
VIII-E     A Summary of Your Rights Under the Fair Credit Reporting Act

The federal Fair Credit Reporting Act (FCRA) promotes the accuracy, fairness and privacy of information in the files of consumer
reporting agencies. There are many types of consumer reporting agencies, including credit bureaus and specialty agencies (such as
agencies that sell information about check writing histories, medical records, and rental history records). Here is a summary of your
major rights under the FCRA.

For more information, including information about additional rights, go to www.ftc.gov/credit or write to: Consumer Response
Center, Room 130-A, Federal Trade Commission, 600 Pennsylvania Ave. N.W., Washington, DC 20580.

• You must be told if information in your file has been used against you. Anyone who uses a credit report or another type of
consumer report to deny your application for credit, insurance, or employment – or to take another adverse action against you –
must tell you, and must give you the name, address and phone number of the agency that provided the information.

• You have the right to know what is in your file. You may request and obtain all the information about you in the files of a
consumer reporting agency (your “file disclosure”). You will be required to provide proper identification, which may include your
Social Security number. In many cases, the disclosure will be free.
You are entitled to a free file disclosure if:
• A person has taken adverse action against you because of information in your credit report;
• You are the victim of identify theft and place a fraud alert in your file;
• Your file contains inaccurate information as a result of fraud;
• You are on public assistance;
• You are unemployed but expect to apply for employment within 60 days.

In addition, by September 2005 all consumers will be entitled to one free disclosure every 12 months upon request from each
nationwide credit bureau and from nationwide specialty consumer reporting agencies. See www.ftc.gov/credit for additional
information.

• You have the right to ask for a credit score. Credit scores are numerical summaries of your credit worthiness based on information
from credit bureaus. You may request a credit score from consumer reporting agencies that create scores or distribute scores used
in residential real property loans, but you will have to pay for it. In some mortgage transactions, you will receive credit score
information for free from the mortgage lender.

• You have the right to dispute incomplete or inaccurate information. If you identify information in your file that is incomplete or
inaccurate and report it to the consumer reporting agency, the agency must investigate unless your dispute is frivolous. See
www.ftc.gov/credit for an explanation of dispute procedures.

• Consumer reporting agencies must correct or delete inaccurate, incomplete or unverifiable information. Inaccurate, incomplete
or unverifiable information must be removed or corrected, usually within 30 days. However, a consumer reporting agency may
continue to report information it has verified as accurate.

• Consumer reporting agencies may not report outdated negative information. In most cases, a consumer reporting agency may
not report negative information that is more than seven years old, or bankruptcies that are more than 10 years old.

• Access to your file is limited. A consumer reporting agency may provide information about you only to people with a valid need -
usually to consider an application with a creditor, insurer, employer, landlord, or other business. The FCRA specifies those with a
valid need for access.

• You must give your consent for reports to be provided to employers. A consumer reporting agency may not give out information
about you to your employer, or a potential employer, without your written consent given to the employer. Written consent
generally is not required in the trucking industry. For more information, go to www.ftc.gov/credit.

• You may limit “prescreened” offers of credit and insurance you get based on information in your credit report. Unsolicited
“prescreened” offers for credit and insurance must include a toll-free phone number you can call if you choose to remove your name
and address from the lists these offers are based on. You may opt-out with the nationwide credit bureaus at 1-888-567-8688.


                                                            Page 18 of 19
• You may seek damages from violators. If a consumer reporting agency, or, in some cases, a user of consumer reports or a
furnisher of information to a consumer reporting agency violates the FCRA, you may be able to sue in state or federal court.

• Identity theft victims and active duty military personnel have additional rights. For more information, visit www.ftc.gov/credit.

States may enforce the FCRA, and many states have their own consumer reporting laws. In some cases, you may have more rights
under state law. For more information, contact your state or local consumer protection agency or your state Attorney General.
Federal enforcers are:


                     TYPE OF BUSINESS:                                                               CONTACT:
Consumer reporting agencies, creditors and others not listed below            Federal Trade Commission:
                                                                              Consumer Response Center - FCRA
                                                                              Washington, DC 20580
                                                                              1-877-382-4357
National banks, federal branches/agencies of foreign banks (word              Office of the Comptroller of the Currency
"National" or initials "N.A." appear in or after bank's name)                 Compliance Management
                                                                              Mail Stop 6-6
                                                                              Washington, DC 20219
                                                                              1-800-613-6743
Federal Reserve System member banks (except national banks and                Federal Reserve Board Division of Consumer & Community Affairs
federal branches/agencies of foreign banks)                                   Washington, DC 20551
                                                                              202-452-3693
Savings associations and federally chartered savings banks (word              Office of Thrift Supervision
"Federal" or initials "F.S.B." appear in federal institution's name)          Consumer Complaints
                                                                              Washington, DC 20552
                                                                              800-842-6929
Federal credit unions (words "Federal Credit Union" appear in                 National Credit Union Administration
institution's name)                                                           1775 Duke Street
                                                                              Alexandria, VA 22314
                                                                              703-519-4600
State-chartered banks that are not members of the Federal Reserve             Federal Deposit Insurance Corporation
System                                                                        Consumer Response Center
                                                                              2345 Grand Avenue, Suite 100
                                                                              Kansas City, Missouri 64108-2638
                                                                              1-877-275-3342
Air, surface, or rail common carriers regulated by former Civil               Department of Transportation
Aeronautics Board or Interstate Commerce Commission                           Office of Financial Management
                                                                              Washington, DC 20590
                                                                              202-366-1306
Activities subject to the Packers and Stockyards Act of 1921                  Department of Agriculture
                                                                              Office of Deputy Administrator - GIPSA
                                                                              Washington, DC 20250
                                                                              202-720-7051




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