Docstoc

Auto Insurance Tips And Pointers You Can Use

Document Sample
Auto Insurance Tips And Pointers You Can Use Powered By Docstoc
					Auto Insurance Tips And Pointers You Can Use

Insuring your auto not only protects you in the event of theft, damage, or a collision, it is mandatory in
the United States. Depending on your finance status, your lender may also require certain amounts of
insurance. Read this article for some tips on how to make the most of your auto insurance policy.

Estimate

If you need to get work done on your car after an accident, make sure that you get multiple quotes from
body shops. The insurance adjuster will have their own estimate, and you need to make sure that their
estimate is comparable to the cost of actually getting the work that is needed done.

If you can decrease your annual mileage, you can expect a decrease in cost for your automobile policy.
Insurance companies normally estimate that you will drive around 12,000 miles per year. If you can
lower this number, or are someone who does not drive that far that often, you may see a reduction. Be
sure that you are honest about your miles since the insurance company may want proof.

Make sure that you do some comparison-shopping before you commit to an auto insurance company.
Different companies use different calculations to estimate your rates. Some will give more weight to
certain personal factors than others, and shopping a gamut of insurance companies is the only way to
ensure getting the best deal.

When trying to estimate cost of repairs for damages caused in an auto accident make sure it is itemized
and highly detailed! Often times the insurance will get a quote and it is obviously going to be lower
because they want to save money. Get several quotes substantiating your claim, and stick it to them!

Be aware of your annual mileage when speaking with an agent. You'll be amazed at how much of a
difference there is between a person who rarely drives as to someone who commutes daily over long
distances. So before you go speak with a representative, make sure you have an estimate of how much
you drive per year.

Car Insurance

You may be able to save a bundle on car insurance by taking advantage of various discounts offered by
your insurance company. Lower risk drivers often receive lower rates, so if you are older, married or
have a clean driving record, check with your insurer to see if they will give you a better deal.

If you are driving into Canada or Mexico, many people don't realize that your American car insurance
won't cover you in a foreign country. You will need to purchase auto insurance ahead of time online, or
in the border town or city where you will be crossing over into either Canada or Mexico.

If you are an older driver, check with your auto insurance company about senior discounts. Statistically,
drivers between the ages of 50 and 70 are among the safest on the road. If you fall into that age range,
you may be able to collect on a significant discount on your car insurance.
For information about car insurance visit - http://www.car-insurance-estimate-1.com/

When you are dealing with car insurance you should always try to find ways to reduce your premium
so that you can always get the best price. A lot of insurance companies will lower your rate if you are
someone that drives less the 7500 miles in a year. If you can, try taking public transportation to work or
even car pooling.

Be a safe driver. This one might seem simple, but it is very important. Safer drivers have lower
premiums. The longer you remain a safe driver, the better the deals are that you will get on your car
insurance. Driving safe is also, obviously, a lot better than the alternative.

Purchasing auto insurance is not generally optional, and there are, in fact, many options available
within this requirement. There are ways to reduce your costs and improve your coverage. Having read
this article, you should be better informed about these options and ready to make the best decisions
about

				
DOCUMENT INFO
Shared By:
Categories:
Tags:
Stats:
views:16
posted:10/8/2012
language:English
pages:2
Description: Insuring your auto not only protects you in the event of theft, damage, or a collision, it is mandatory in the United States.