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MAHA LIFE GOLD Tata AIG

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  • pg 1
									                                                         PRBR00749/NL
                                                         UIN:110N029V01




^Guaranteed Annual Cash Payment** of 5% of
Sum Assured from the 10th policy anniversary
onwards. Non-guaranteed Annual Cash Dividends##
                                                         Unique Reference No.:L&C/Advt/2012/Jun/139




from the 6th policy anniversary onwards.
** Provided the policy is in force
##
     Depends on company performance


For complete details please contact our Insurance
advisor or visit Tata AIA Life’s nearest branch office
or call 1-860-266-9966 (facility available from all
mobile and landlines wherein local charges would
apply) or write to us at customercare@tataaia.com.
Visit us at: www.tataaia.com or SMS 'LIFE’ to 58888




                                                                                                      ^ kindly refer to the last page
    Riders available:
    Tata AIA Life 5 Year Renewable Term Rider (UIN:
    110C009V01)
    In case of unfortunate death of the insured, while the
    policy is in force & before the maturity date, his/ her
    nominee will get the rider sum assured
    Tata AIA Life 10/15/20/25 Years Term Rider (UIN:
    110C008V01)
    In case of unfortunate death of the insured, while the
    policy is in force & before the maturity date, his/ her
    nominee will get the rider sum assured
    Tata AIA Life Term to Age 60 Rider (UIN: 110C007V01)
    In case of unfortunate death of the insured, while the
    policy is in force & before the maturity date, his/ her
    nominee will get the rider sum assured
    Tata AIA Life Accidental Death Benefit (ADB) Rider (UIN:
    110C003V01) #
    The rider provides for an additional benefit amount
    equivalent to the Tata AIA Life Accidental Death Benefit Rider
    sum assured purchased, in case of death due to an accident.
    Tata AIA Life Accidental Death and Dismemberment
    (Long Scale) (ADDL) Rider (UIN: 110C004V01) #
    This coverage includes an accidental death benefit equal to
    the Tata AIA Life Accidental Death and Dismemberment
    Rider sum assured purchased and percentages of the rider
    sum assured as per schedule of benefits is payable in case
    of accidental dismemberment or severe burns. A double
    indemnity is payable for certain accidental deaths as
    described in the policy contract.
    Tata AIA Life Accidental Death and Dismemberment
    (Short Scale) (ADDS) Rider (UIN: 110C005V01) #
    This coverage includes an accidental death benefit equal
    to the Tata AIA Life Accidental Death and
    Dismemberment Rider sum assured purchased and
    percentages of the rider sum assured as per schedule of
    benefits is payable in case of accidental dismemberment.
    #
      ADDL and ADDS or ADDL and ADB cannot be opted for,
    together.


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Tata AIA Life Critical Illness Lump Sum Benefit Rider (UIN:
110C012V01)
In case you are diagnosed with a critical illness, or need
surgery, this benefit provides you with a lump sum
amount. The benefit covers 6 critical illnesses as
specified (Cancer, Stroke, Heart Attack, Coronary Bypass
Surgery, Chronic Renal Failure, Major Organ Transplant)
Tata AIA Life Critical Illness Accelerated Benefit Rider
(UIN: 110C013V01)
In case you are diagnosed with a critical illness, or need
surgery, this benefit provides you with a lump sum
amount. The basic policy’s sum assured will be reduced
by the sum assured of this rider after such a claim
payment. The benefit covers 6 critical illnesses as
specified (Cancer, Stroke, Heart Attack, Coronary Bypass
Surgery, Chronic Renal Failure, Major Organ Transplant)
Tata AIA Life Waiver of Premium Rider (UIN:
110B001V01)
In case the insured of the basic policy becomes disabled
before he or she reaches age 60, all the future premiums
of the basic policy and this rider will be waived up to
maturity of the basic policy or until the insured reaches
age 60, whichever is earlier.
Tata AIA Life Payor Benefit Rider (UIN: 110C002V01)
In case of your unfortunate death or disability, all the
future payments for the policy upto the expiry of the Tata
AIA Life Payor Benefit Rider will be waived off by us.
For details on riders refer our website www.tataaia.com

Policy Loan is available.




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                                                                   If you are not satisfied with the terms & conditions/
                                                                   features of the policy, you have the right to cancel
                                                                   the Policy by providing written notice to the
                                                                   Company and receive a refund of all premiums paid
                                                                   without interest after deducting a) Proportionate risk
                                                                   premium for the period on cover, b) Stamp duty and
                                                                   medical examination costs which have been
                                                                   incurred for issuing the Policy. Such notice must be
                                                                   signed by you and received directly by the Company
                                                                   within 15 days from the date of receipt of the policy
                                                                   document. The said period of 15 days shall stand
                                                                   extended to 30 days, if the policy is sourced through
                                                                   distance marketing mode.




You are eligible for tax benefits as per current tax laws.
*Income Tax benefits would be available as per the prevailing
income tax laws, subject to fulfillment of conditions stipulated
therein. Tata AIA Life Insurance Company Ltd. does not assume
responsibility on tax implication mentioned anywhere in this
document. Please consult your own tax consultant to know the tax
benefits available to you.

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                                                        Tata AIA Life Insurance Company Limited (Tata AIA
                                                        Life) is a joint venture company, formed by Tata
                                                        Sons and AIA Group Limited (AIA). Tata AIA Life
                                                        combines Tata’s pre-eminent leadership position in
                                                        India and AIA’s presence as the largest, independent
                                                        listed pan-Asia life insurance group in the world
                                                        spanning 15 markets in Asia Pacific. Tata Sons holds
                                                        a majority stake (74%) in the company and AIA holds
                                                        26% through an AIA Group company. Tata AIA Life
                                                        Insurance Company Limited was licensed to operate
                                                        in India on February 12, 2001 and started operations
                                                        on April 1, 2001.




Nomination and Assignment                               Insurance cover is available under this product.

As per Section 39 of the Insurance Act, 1938, you
may nominate a person as the Nominee and where
the nominee is a minor, you are required to appoint
an Appointee by giving a written notice in prescribed
format to the Company. Such nomination is valid
only if recorded by the Company and endorsed on
this policy. As per Section 38 of the Insurance Act,
1938 you may also assign this policy by giving a
written notice in prescribed format to the company,
before the maturity of the policy. Assignment of
policy shall automatically cancel a nomination.




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