Employee Relations List Serve
League of California Cities
January 27, 2004
Original Inquiry via Employee Relations List Serve:
Our City Council has asked for a comprehensive long term strategic plan related to benefits. This would
include health care (including retirees health and creative options for health care if we were to leave PEMHCA),
dental, vision, life, Section 125, LTD/STD, EAP, and 457/401A. Specifically, I'm also looking for a consultant
who has expertise in creative health care options (VEBA, health care spending accounts).
I would appreciate any contact information on consultants and any personal experiences with specific
Administrative Services Director
City of Citrus Heights
6237 Fountain Square Drive
Citrus Heights, California 95621
(916) 725-2448 general line
(916) 727-5654 facsimile
City of Foster City I would recommend Bill Tugaw of SST. I use him here as our benefits
Audrey Daniels consultant. Bill can be reached at 650 888-8983.
City of Hemet You might consider the following consultants:
HR Director John Garner, Garner Consulting
City of Hemet 35 N. Lake Ave., Suite 720
445 E. Florida Ave. Pasadena, CA 91101
Hemet, CA 92543-4209 www.garnerconsulting.com
or John McWilliams
Gallagher Benefit Services of CA
15 Enterprise. Suite 200
Aliso Viejo, CA 92656
Aon Consulting, Employee Benefits Consulting Group
411 Borel Ave., Ste. 445, San Mateo, CA
City of Oceanside I had just started working with Andy Skillen of ABD before I left the City of
(Previously) Oceanside. I found them very knowledgeable, particularly with public sector
Theresa Jong benefits. They have offices in both southern and northern California. Here's
Management Analyst II the contact information for the consultant we used:
Clark County Department of
Aviation Andrew Skillen, VP
P.O. Box 11005 ABD Insurance and Financial Services
Las Vegas, NV 89111-1005 21250 Hawthorne Blvd, Ste 600
Voice 702/261-4620 Torrance, CA 90503
Fax 702/261-5096 310/543-9995
City of Redding The City of Redding is self-funded on medical, dental, prescription and vision
Sciarra, Brenda and we purchase life and ltd. Our consultant is ABD Insurance and Financial
[email@example.com] Services and we work directly with Terri Ezaki who can be reached at 916-
566-2827. Terri has done presentations to Union representatives regarding
Section 125, etc. We receive great customer service and she and her
assistant, Lynette, are very knowledgeable with insurance programs and the
public sector. We have three years experience with ABD and just renewed
our contract for another three years.
City of San Mateo We are in a similar situation. We recently changed from our long - time broker
Linda Spady to ABD Services. We hope to accomplish two things in making this change.
Human Resources Director First, a new review of our program concluding with a presentation to the City
City of San Mateo Manager/City Council. This will be provided with lots of time before our next
round of negotiations (as change is in the wind).This will also result in
(650)522-7262 subsequent recommendations for joint work program items and
(650)522-7261 fax timing.Second, as a number of agencies in our area use this broker ,we are
hoping to develop regional purchasing pools in the future as well as slowly
establish a different regional expectation around benefits. Good luck and I
would love to hear how others are approaching this issue.
City of Fairfield I can refer you to our benefits broker, ABD Insurance Services, in
KAIN, ROBYN Sacramento. Our representative is Terri Ezaki, at 916-566-2827. ABD is a
Risk Manager large firm with benefit specialists in many areas, so they may have the
[RKAIN@ci.fairfield.ca.us] resources needed to develop a comprehensive plan for you. Terri herself is
quite experienced with health care plans (and other benefits), insured and
self-insured, and is responsive to the unique needs of each client.
City of Bakersfield I highly recommend Tim Beck, Principal and Health and Welfare Consultant
Carroll Hayden of Mellon (used to be Buck Consultants). Telephone is 310) 282-8232.
City of Berkeley I used Mercer a few years ago. Here is the contact I used then but I don't
Hodgkins, David know if he is still there.
If money is not as much of an issue and you want the input from a tax
attorney on this stuff let me know.
City of Pittsburg Cathy, I’ve been very happy with the analysis conducted by our (Sacramento)
Marc Fox ABD representatives. If you like, I can provide their names/numbers, plus a
Director of Human Resources copy of the RFP document we used when selecting our benefit broker of
City of Pittsburg record.
City of Colton We recently exited out of PERS, which became effect 1/1/04. Our benefits
Anthony Arroyo consultant, ABDI (www.abdi.com) has been very helpful with the transition
[AArroyo@ci.colton.ca.us] and has provided us with very competitive health insurance rates. In addition,
we also use them as our broker for LTD/STD. I would encourage you to give
them a call (they have offices northern and southern California).
League of California Cities This came from our list when we were doing the health care study....
[BROWNA@cacities.org] Cities have contacted several providers of health care services that vary in
experience, size, and options. The following is a list of the providers with city
staff comments in italics:
1. AETNA: (www.aetna.com) Largest health care insurance provider
2. Tri-Counties School Insurance Group: Has primarily dealt with school
districts but is beginning to contract with cities; have recently been hit
with high dollar claims, premiums may go up but not mid-year like
3. Blue Cross: (www.bluecrossca.com) The plan is an umbrella for the
Municipal Insurance Pool.
4. Blue Shield: (www.mylifepath.com) Won’t provide quotes until they
receive notification from CalPERS.
5. CSAC Excess Insurance Authority (www.csac-eia.org) Enthusiastic to
work with cities, however they are relatively new in the market so
experience may be an issue.
6. ABD Insurance Services Financial (www.abdi.com) The proprietary
premium rates for all three carriers are based on your city’s
demographics, which means you are no longer subsidizing other
geographic areas or adverse risk.
7. Association of California Water Agencies (www.acwanet.com) Provides
service to water districts; if your city has utility infrastructure it may
8. Pacific Care (www.pacificare.com)
9. Health Net (www.healthnet.com)
10. Kaiser (www.kaiserpermanente.org)
City of Lompoc I suggest you contact Segal Company ( I don't have a contact or phone #;
Rob Speaker, Principal HR check internet)or Keenan and Associates (800) 658-5015 - Mark Tucker.
City of Eureka Cathy, I don’t know if this is a match for what you want, but if not, I’m sure it
Susan Christie would lead to additional resources. We used Dennis Daugherty, formerly of
Personnel Manager PricewaterhouseCoopers and now with Nicolay Consulting in Oakland, a few
531 K Street years ago when we were trying to determine whether or not to cease self-
Eureka, CA 95501-1165 insurance, and he was great. He can be reached at 510-567-0610. If you
707-441-4127 talk to him, please tell him I said hello.
City of Tracy Cathy, the City of Tracy used David Turner, Turner and Associates to help us
Kathy McFall, Manager explore/research other health care options, from CALPERS. We also
Human Resources/Risk interviewed AON and ABD, both are pretty popular and reputable.
firstname.lastname@example.org I was not thrilled with the work David Turner did for us, BUT he did not do a
(209) 831-4150 bad job. He just didn't seem to speak 'out of the box.' I really like Nancy from
AON and Nicole White from ABD. They both were thorough and had a
creative approach to addressing our needs. The committee, however,
selected David Turner, for a key reason was he seemed less exposed (so to
speak) and they felt he would be less of a broker and more of just a
consultant. As we approached the end of our research project, the broker
side came out. That's just the business.
Let me know if you want more information regarding the services Turner
provided for us during our research project.
City of Dana Point I don’t know if you’re familiar with ABD Insurance Services. We are with them
Shelley Velez (in a municipality pool they created) for our non-medical coverages including
Personnel Analyst dental, vision, life and disability. I know they have recently been working with
a number of cities in developing medical plan options as alternatives to PERS
Medical (since a number of cities are considering or have already left PERS
medical). Our account exec. is Tanya Wannemacher, and she can be
reached at (310) 543-9995.
City of San Diego The City of San Diego uses Towers Perrin as its benefits consultant. I know
Valerie VanDeweghe that as a large consulting firm they would be capable of this work. My contact
Benefits Manager at Towers Perrin is Diane Thomas. Her # is 949-253-5236.
Good luck. It is quite an endeavor.