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In the Community
Exeter Grand Opening Event 2012 Relay For Life Season
Our fourth office loca on is open for business We would like to thank our members,
and experiencing a tremendous response from staff, volunteers, business partners, and
the community. Saturday, May 12, marked community for their support during the
the Grand Opening celebra on complete 2012 fundraising season. The Diamond's
with complimentary food and beverages, Hope team a ended the two-day walk at
prizes, Y102 live radio broadcast, and five Po sgrove High School on June 2 and June 3. The grand total
predetermined finalists took their chances in dona on and more pictures will be in the October Edi on of
the $25,000 Money Bag Challenge. the Diamond Edge or check our Facebook page.
Diamond's John Faust and Star ng off the walk for Diamond
Kim Deery, (pictured le ) are: (from le ) Beth Walton,
par cipate in the ribbon cu ng. Michele Moyer and Deb Maskrey.
Congratula ons to Diamond employee, Denise Price
Denise's miniature pinscher named Ian
achieved the Po stown Mercury's Top
Dog honors. Ian was diagnosed with
canine cancer this year and Denise worked
relessly to raise funds for the Bark For Life
in his honor.
Photo courtesy of Po stown Mercury
Diamond is a Greater Reading Top 50 Business
Diamond was presented with
a Greater Reading Top 50
Businesses Award by the Greater
Reading Chamber of Commerce
& Industry. Diamond is the only
financial ins tu on on the list,
which recognizes both large and
John Faust, Diamond President/ small companies that have a
CEO and Patrick Aus n, posi ve influence on the future
Diamond Board Chairman
of the Greater Reading area.
This marks the sixth consecu ve year that Diamond has made
the coveted list.
PAGE 2 JUNE 2012
Your One-Stop Lending Source
When You NEED a Loan, Think Diamond!
We specialize in ge ng you the loan you need to reach your financial goals with low rates and affordable repayment op ons.
Whether you're looking to make a large purchase, or maybe you've encountered an unexpected expense, we can help.
What's Unique About Diamond's Loan Products? We're Glad You Asked!
We'll let you go payment-free for the first 90 days1
Auto Loans of your auto loan so you have breathing room to
organize your budget before your payments begin.
On a home equity line of credit, you repay only
Home Equity 1% of your outstanding balance monthly.2 For a
$10,000 loan, that's only one hundred bucks a
month. How sweet is that?
You don't need collateral to have a personal loan.
Personal Loans So, does that mean your rate needs to skyrocket?
Of course not! We offer an affordable rate with a
generous credit limit.
We've all heard horror stories with credit card
MasterCards ® companies, but not at Diamond. Our rates are
low and stay low. Plus, there are no annual fees or
balance transfer fees. Rewards op on also available.
Turn To The Diamond Lending Specialists!
Our team knows their stuff. Our Lending Specialists look beyond your credit score at your real financial picture. When
most financial ins tu ons glance and say "No", our crea ve Loan Specialists look for all opportuni es to say "Yes".
Give us a call at extension 1001.We'll look at your current lending needs and look for ways
to save you money by refinancing an existing loan.
Loan Disclosure: Actual Annual Percentage Rate (APR) may vary according to overall credit history, payment method and payment processing fees. Diamond is an equal opportunity, equal housing lender.
Our Board of Directors reviews loan rates on a regular basis. All rates and terms are subject to change without notice. 190-Day Payment Break: Interest will continue to accrue during the 90-day payment
break. 2Home Equity Loan or Line: Real estate must be principal residence of member/borrower and must be located in PA, DE or NJ. Property insurance is required.
PAGE 5 JUNE 2012
Lending for Local Businesses
Local businesses know that Diamond's Business
Services Division provides the best lending solutions
for their financial needs.
As part of Diamond's overall commitment to our community, we have a desire to see our local
businesses succeed. Our experienced Business Services Team hear about the challenges faced by local
businesses and are helping them overcome those challenges by offering the products and services they need.
"Many banks just can't and won't cater to the lending needs of small- to medium-sized business," states Jim Hufford,
Business Services Manager at Diamond. "At Diamond, we have the ability to offer the types of loans local business owners
need in order to reach that next level for their business. We exclusively serve the businesses in Berks County and the Tri-
County Region and we make it our goal to keep money here where it can fuel our local economy."
Hear from just two of our local business owners that have found solu ons to the financial needs of their growing business
with Diamond's business lending services:
Rodney Glose, Sam Beam,
Owner of Pathology Lab Solu ons, Inc. Owner of Hess Embroidery & Uniforms
"I was in need of a modest loan and line of credit to assist "I tried working with numerous banks to finance the
in purchasing a small office/warehouse and supplies. Five purchase of an addi onal uniform company, keeping the
banks turned me away. I turned to Diamond and they business in the local area. Banks were not interested in my
provided me with the loans I needed to expand my business. business. Diamond helped me with the financing I needed in
My revenue has increased substan ally and I was able hire just four weeks and did it with less paperwork."
five addi onal employees."
Meet Your Diamond Team
Schedule a meeting with our Business Services
Team about the needs of your growing business.
Jim Hufford, Business Services Manager, ext., 2121 and
Janet Pace, Business Services Associate, ext., 2122
PAGE 3 JUNE 2012
up $
Bill Paid 500!
You Could Win One
to
It Pays To Use Bill Payer
Whether you're a first- me or regular user of our online Bill Payer
service, it pays to use Bill Payer. Every me you pay a bill with Bill
Payer in July, you'll be automa cally entered into a random drawing ▪ Manual or automa c payments
to win one of your bills paid up to $500.*
▪ No checks, stamps, or envelopes
Bill Payer makes it easy to pay all of your bills from one loca on.
It's easy, convenient and safer than wri ng a check. ▪ Payments reach the merchant in
as li le as one day
Stop into a Diamond branch with your bills and
we'll help you get set up, or visit our website and
get started instantly.
*Must be a registered NetBranch user to use Bill Payer. Chance of winning dependent upon number of bills paid by membership during the month of July 2012. Diamond board members,
employees, and their immediate family members are not eligible. Winner will be randomly chosen. Winner will choose one of their bills (that is paid via Diamond’s Bill Payer service) to be paid by
Diamond Credit Union, up to, but not exceeding, $500.
We've Got You Covered!
Through our partnership with CUSO Financial Services, L.P., Diamond is able to offer you the
tools you need to reach all of your financial goals.*
The Financial Representa ves at Diamond can help you prepare
your financial future through investment services such as:
Re rement Planning, Educa onal Planning, Estate Prepara on,
and Investment Opportuni es.
Schedule a no-obligation consultation today to
discuss your financial goals at ext. 2083.
Take a Look at Our New Online Experience:
A new Financial Advisory web page on diamondcu.org offers
educa onal tools for all your investment ques ons.
Educa onal Videos & Newsle ers: Relevant videos and
newsle ers on a variety of investment topics and latest news.
Calculators: Over 30 financial calculators on an array of topics
to help you manage your finances with detailed calcula ons and
visual charts.
l (M b d R i t dI t
*Non-deposit investment products and services are offered through CUSO Financial Services, L.P. ("CFS"), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. t Ad i
Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, may involve investment risk including possible loss of principal.
Investment Representatives are registered through CFS. Diamond Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members.
PAGE 4 JUNE 2012
PRSRT STD
Na onal Credit Union
Administra on a U.S.
US Postage
Government Agency
Your savings Federally Insured to at least $250,000 and backed
PAID
by the full faith and credit of the United States Government
Reading, PA
1600 Medical Drive, Po stown, PA 19464
Permit #467
Breaking Records in 2012
Diamond has experienced record growth in new members, loans funded, and overall service
satisfaction during the first quarter of 2012.
Remarka
Record of Putting b
Loan le
r
Numbembers Service
First Growth
New Me
More people are finding the value We pride ourselves on providing the We make lending affordable, and we
of membership with Diamond than best service. You've told us again and make ge ng the financing you need
ever before. We have seen a record again that when it comes to being possible. Nothing says that more than
number of new members opening treated right, there's no place like the tremendous loan growth we've
accounts every month in 2012. Diamond. experienced so far this year.
We would like to thank our entire membership for your continued business and for spreading
the word about Diamond Credit Union.
OFFICE LOCATIONS & CONTACT INFORMATION
POTTSTOWN OFFICE WYOMISSING OFFICE EXETER OFFICE READING HOSPITAL OFFICE (Located at G1)
1600 Medical Drive 1500 Ethan Drive 6591 Perkiomen Avenue 6th Avenue & Spruce Street
Po stown, PA 19464 Wyomissing, PA 19610 Birdsboro, PA 19508 Reading,
West Reading PA 19611
W t R di
HOURS: Mon. - Wed. 9 AM to 4:30 PM :: Thur. & Fri. 9 AM to 7 PM :: Sat. 9 AM to 1 PM HOURS: Mon. - Fri. 7:30 AM - 4 PM
SALES & SERVICE: WEBSITE: HOLIDAY CLOSINGS
800.593.1000 diamondcu.org All Offices Will Be Closed:
610.326.5490 Wednesday, July 4 - INDEPENDENCE DAY
EDITORS: Angie Strohm, Abby Showalter, Vicki Hoover & Todd Rothenberger COPY EDITOR: Kim Haines
