Starting Over:

							                         Starting Over:
                 Making the Most of Your Money
Co-Authors:

 Barbara O’Neill, Ph.D., CFP, CRPC, AFC, CHC, CFCS
  Specialist in Financial Resource Management
  Rutgers Cooperative Research and Extension
  oneill@aesop.rutgers.edu

 Patricia Q. Brennan, CFP, CRPC, AFC, CHC, CFCS
  Family and Community Health Sciences Educator
  Rutgers Cooperative Research and Extension of Morris County (NJ)
  pbrennan@aesop.rutgers.edu

 Carole Glade, MS, President and Financial Educator
  Consumer Dynamics International, Madison, NJ
  c_glade@hotmail.com




Starting Over: Making the Most of Your Money is sponsored by Rutgers Cooperative Research and
Extension in cooperation with the Cook College Office of Continuing Professional Education.

For further information about Rutgers Cooperative Research and Extension personal finance
programs, see www.rce.rutgers.edu/money2000.

For further information about the Cook College Office of Continuing Professional Education, see
www.cookce.rutgers.edu.


 2005 by Rutgers Cooperative Research and Extension, New Jersey Agricultural Experiment
Station, Rutgers, The State University of New Jersey. This material may be copied for educational
purposes only by not-for-profit accredited educational institutions.