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									Cummins Health Champion Quarterly Dashboard
           Cummins State Street
          Report Period: Q1 2012
Health Tracks Dashboard Summary
Cummins State Street
                                                          Engagement Scorecard*
                                                                 Current to Prior
                                                                                             Current to           Current Quarter
                                                                 (Q1 2012 to Q4
                                                                                              Target              Site to Cummins
                                                                      2011)


                         Physical Activity                                                      N/A                       


                         Daily Average Steps                              t                      N/A                       


                         Participation by Level                                                 N/A                       t


                         Health Cash Utilization                        N/A                      N/A                      N/A


                         Enrolled                                         t                      N/A                       


                                                 Key:            Unfavorable         t Neutral         Favorable

                                                                       Quarter Highlights

- CSS had higher participation than Cummins for enrolled population and similar participation for participation by level
 - CSS should focus on increasing physical activity and daily average steps so that participants experience an optimal level of
activity
 - The Q1 2012 CSS enrolled population and daily average steps are similar to the respective Cummins' averages from Q4
2011
*Engagement Scorecard progress is measured by a + or – 3% change (neutral), greater than 3% (favorable) or less than 3% (unfavorable). Each category is the percentage of
members who obtain a given level or above. Physical Activity – at or above Active; Daily Average Steps – 12,000 steps or more; Participation by Level - Greater than Level 3
                                                                                                                                                                               1
**Physical Activity data for Q4 2011 was pulled from the VHM reporting portal and not from the internal VHM reporting database
Virgin HealthMiles Engagement
Cummins State Street
                                                                                   CSS Statistics
                                                                                          Q4 2011      Q1 2012           Q1 2012 Cummins Total

                                       Total VHM Enrolled                                  74%             73%                      64%

                                       Total VHM EE Enrolled                               79%             76%                      74%

                                       Total VHM Spouse Enrolled                           65%             67%                      46%
                 2Physical        Activity Levels: Q1 2012                                                 1Daily        Average Steps: Q1 2012
                                                                                                                                                                  >20,000
                                                                          Inactive                  100%
                                                                                                                                                                  12,000-19,999
                                                                          Not Uploading             90%
                                                                                                                                                                  7000-11,999
                                               43, 17%                    Low Activity              80%
                               48, 19%                                    Active                                                                                  <7000
                                                                                                    70%
                                                                          Highly Active
                                                                                                    60%
                                                                                                    50%
                                                                                                    40%
                                                    67, 26%                                         30%
                        48, 19%
                                                                                                    20%
                                                                                                    10%
                                  48, 19%                                                            0%
                                                                                                            Spouses Q1    Employees Q1 CSS Q1 2012   Cummins Q1
                                                                                                              2012           2012                      2012




                   Participation by Level: Q1 2012                                                         Health Cash Earned: Q1 2012
                                                                                Level 1
               Cummins Q1                                                       Level 2
                 2012                                                           Level 3
                                                                                Level 4
                                                                                Level 5
              CSS Q1 2012



             Employees Q1
                                                                                                      Not Applicable for Q1 2012
               2012



           Spouses Q1 2012



                         0%     20%      40%      60%    80%       100%

 1Participants   that are inactive/not uploading are represented in the <7000 group                                                                                               2
 22012   Physical Activity data is a measure of the site overall
Virgin HealthMiles Engagement (cont)
Cummins State Street


                                 Percent Enrolled Population: Q1 2012

                                                                                         CSS
                         % Enrolled Total
                                                                                         Cummins




                          % Enrolled SPs




                          % Enrolled EEs



                                        0%   10%   20%   30%   40%   50%   60%   70%   80%




                                                     Highlights


            - Slightly less than half of CSS' population is inactive or is not uploading
             - Continue to promote spouse engagement both in daily average steps where
            they are doing better than employees and in participation by level where they
            are slightly lagging behind employees
            - CSS had lower Virgin HealthMiles enrollment in Q1 2012 than in Q4 2011
            - CSS has a higher percent enrolled for employees and spouses as compared to
            Cummins



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Appendix
     Mercer Financial Disclosure

• All estimates in this report are based upon the information available at a particular
  point in time and may be subject to unforeseen and random events. Therefore, any
  projections must be interpreted as having a likely range of variability from the
  estimate
• The information contained in this document and in any attachments is not intended
  by Mercer to be used, and it cannot be used, for the purpose of avoiding penalties
  under the Internal Revenue Code or imposed by any legislative body on the
  taxpayer or plan sponsor
• The dashboard results were obtained using a combination of data from Carewise
  and Virgin Health and has been reviewed for reasonability but has not been
  technically audited.




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      Data Dictionary
           Metric                                             Definition                                   Page
Eligible                        All employees and spouses who qualify for Virgin HealthMiles.              2
                                (10/1/11-12/31/11)
                                (1/1/12-3/31/12)

Enrolled/Activated              Employees and spouses that have activated a Virgin HealthMiles account     2
                                and are able to accrue HealthMiles towards earning an incentive.
                                (10/1/11-12/31/11)
                                (1/1/12-3/31/12)

Virgin HealthMiles              An incentive program administered by Virgin Health in which participants   2
                                receive HealthMiles for participating in healthy activities.
                                (10/1/11-12/31/11)
                                (1/1/12-3/31/12)

Physical Activity:
(10/1/11-12/31/11)
(1/1/12-3/31/12)

              Highly Active     Activity for 300+ minutes.                                                 2
                      Active    Activity between 150-299 minutes.                                          2
               Low Activity     Activity between 60-149 minutes.                                           2
                     Inactive   Activity between 1-59 minutes.                                             2
            Not Uploading       Pedometer has been activated but no activity uploaded.                     2
             Not Classified     Pedometer has either not been activated or only activated for two weeks.   2
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