John K. Carter LEGAL, COMPLIANCE, AND RISK MANAGEMENT LEADER
Largo, FL • (727) 412-5133 • firstname.lastname@example.org
Forward-thinking Financial Services professional with extensive legal, compliance, and risk management
experience. Expert skills include securities regulations, risk management, strategic alignment, product
innovation and high-performance team building. Natural leader, communicator and influencer with a
proven track record of legal and regulatory achievements, and building valuable relationships with
boards, senior management, peers, distribution partners, and other key stakeholders.
Legal Analysis New Product Innovation Regulatory Expertise
Compliance Governance Oversight Risk Mitigation
Risk Assessment Legal Infrastructure Build Out Vendor Selection
Securities Laws Complex Contract Negotiation Leadership Development
Accomplished an exceptionally difficult organization-wide legal infrastructure rebuild including staffing,
recruiting and alignment of policies and processes drawing on expertise in structuring / negotiating complex
traditional and alternative securities transactions, compliance and diverse corporate initiatives.
Gained dramatic cost savings and drove organizational efficiencies and risk mitigation by consolidated
independent fund families into a single fund organization with one board and one leadership team.
Built asset management firm’s processses for innovating products and delivering award-winning service.
Successfully led $50B, 120-fund complex to pre-recession height in less than three years − with minimal
loss of key staff.
TRANSAMERICA ASSET MANAGEMENT (TAM) − St. Petersburg, FL 1999 − 2012
Securities firm with $50B assets ∼ 120 funds spanning traditional asset classes and complex / innovative
offerings, and 35 sub-advisers.
BUSINESS UNIT HEAD, 2006 − 2012
Led 200-member operation during period of extreme market volatility. Scope included board of directors, mutual
funds, investment adviser, administrator, sub-advisors and transfer agent operations. Chaired board meetings,
and liaised with funds' independent directors. Member of global strategic leadership team.
Strategized and executed recession-based fund turnaround. Collaborated with parent organization and TAM
board to create new funds and merge / eliminate selected existing funds with trend toward fewer equity and
more income-based products. Returned to pre-2008 asset levels.
Led consolidation of fund families into a single fund organization with one board and leadership team.
Reduced expenses, leveraged efficiencies, and created synergies supporting risk mitigation.
Led execution of strategy to bring asset allocation and alternative investments functions in-house. Negotiated
and hired two senior investment professionals, gaining $12B assets and achieving significant annual savings.
Managed fiduciary responsibility to shareholders. Held major vendors and money managers (sub-advisers)
accountable through purposeful negotiation on behalf of the funds.
Led national customer service call center to win six consecutive DALBAR awards over tenure.
John K. Carter Page 2
PROFESSIONAL EXPERIENCE (CONT.)
SENIOR VICE PRESIDENT / LEGAL - COMPLIANCE OFFICER, 2004 − 2006
Promoted to lead legal and compliance functions for funds and investment adviser. Revitalized 30-member legal
group, including hiring attorney and paralegal staff, and establishing new department processes. Oversaw
regulatory issues, and external counsel, and communicated with board of directors.
Implemented a comprehensive compliance program, including drafting and testing procedures, and reporting
the results to the board.
Expanded legal and compliance role to include all affiliated fund families and their respective boards.
Ensured SEC and other regulatory agency compliance for all investment procedures and practices.
VICE PRESIDENT / COUNSEL, 2001 − 2004
Promoted to draft and file all regulatory documents for the funds, documentation of board of directors’ meetings,
and internal / external communications regarding the funds, including press inquiries.
Led efforts during extensive market timing / late-trading investigation, including document production and
testimony. Favorable results achieved with no charges or fines levied.
Guided business teams during major internal price restructuring that simplified pricing structure and increased
competitiveness of funds for distribution partners.
ASSOCIATE VICE PRESIDENT / ASSOCIATE COUNSEL, 1999 − 2001
Recruited to build legal infrastructure, creating efficiencies, savings and improving provision of legal services.
PREVIOUS LEGAL EXPERIENCE:
SALOMON SMITH BARNEY, Vice President / Counsel, 1997 − 1999
Advised fixed income and equity derivative trading desks and OTC derivatives operations team regarding the
structure of derivative transactions. Negotiated multiple derivative contracts with firm’s major counterparties.
FRANKLIN TEMPLETON MUTUAL FUNDS, Associate VP / Associate Corporate Counsel, 1993 − 1997
Supervised materials production for Templeton Fund board meetings. Built in-house legal structure for the
Templeton Funds, generating savings and providing platform for quick turnaround of legal issues.
SECURITIES AND EXCHANGE COMMISSION, Staff Attorney, Investment Management Division, 1991 − 1993
SKADDEN, ARPS, SLATE, MEAGHER & FLOM, Associate Attorney, 1990 − 1991
JD, UNIVERSITY OF VIRGINIA SCHOOL OF LAW, Charlottesville, VA
Notes Editor and Member, Managing Board, Virginia Tax Review
BS, Finance, UNIVERSITY OF VIRGINIA, Charlottesville, VA
Commonwealth of Virginia
District of Columbia
State of Florida (Authorized House Counsel)
Board Member, United Way of Tampa Bay, 2011 − 2012