Little-known facts about Options Blue HSA

							Little known facts about Options Blue HSA


1. Options Blue members typically pay less in premiums than members with traditional
health plans. Use the premium savings to fund your HSA.

2. You can use your HSA to pay for expenses that are covered by your health plan and a
wide variety of expenses that aren’t covered

3. You can contribute up to $3,050 to your individual HSA in 2011, and $3,100 in 2012 if
you have self-only coverage. You can contribute up to $6,150 to your HSA in 2011, and
$6,250 in 2012 if you have family coverage

4. Your HSA dollars grow tax free, and what you don’t spend in one year rolls over from
year to year

5. Your HSA gives you a triple tax benefit because you decrease your taxable income
when you contribute to the account. Second, your earnings grow tax free. And third,
withdrawals are tax free if used for qualified medical expenses

6. Options Blue members who sign up for the electronic claims reimbursement
(crossover) feature generally receive reimbursement faster than those who are not
enrolled in crossover <and you can elect to have your reimbursement sent directly to
your provider>

7. The Blue Cross and Blue Shield of Minnesota online member center, called
myBlueCross, gives you access to all of your account information, plus valuable
information about your health benefits

8. Options Blue gives you access to Blue Cross’ broadest provider network in Minnesota.
Plus, you’re covered no matter where you travel in the Untied States through the
BlueCard® national network




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