Terms Conditions for the BIG One Celebration Hong Leong by alicejenny

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HONG LEONG BANK BERHAD                                                                   Last updated: 28 June 2012

Terms & Conditions (“T&C”)

1.   The Hong Leong Bank Berhad (“HLB”) “The Big 1 Celebration Contest” (“Contest”) is open to all new and
     existing HLB Individual customers including Malaysian and non-Malaysian Residents (“Customers”), unless
     notified otherwise.

2.   Private Banking Customers are NOT eligible to participate in the Contest.

3.   Customers who are employees of HLB whether on permanent or on contractual basis, employees of any HLB
     partners, representatives or agents (including external auditors, vendors, suppliers, advertising and promotion
     agents) and their respective immediate family members (Eg. spouse, children, parent, brother or sister) shall
     NOT be eligible to participate in the Contest.

4.   The Contest commences on 28 June 2012 and ends on 31 October 2012, both dates inclusive (“Contest
     Period”), unless notified otherwise.

CONTEST PRIZES

5.   A total of ten (10) Hyundai cars (“Prizes”) will be given away for the Contest.

      Ranking                          Prizes                          Winners
      Grand Prize                      Hyundai Sonata 2.0L             1 winner
      2nd Prize                        Hyundai Tucson 2.0L             1 winner
      Consolation Prizes               Hyundai-Inokom i10 1.1L         8 winners

6.   The terms and conditions of the Prizes are as follows:
     (a) Standard car specifications only, EXCLUDING optional accessories.
     (b) Actual car specifications, model or color advertised may vary.
     (c) Prizes EXCLUDE car number plate, road tax, insurance, registration fee, handling fee, processing fee,
         weighing fee, inspection fee, delivery charges, fuel charges, personal expenses and other incidental costs in
         relation to receiving the Prizes shall be borne by the winners.
     (d) Winners must claim, register and pay for all the fees and charges in full as specified by Hyundai-Sime
         Darby Motors Sdn Bhd within one (1) month after the winners are announced, failing which the Prizes will
         be forfeited.

7.   Prizes featured in all printed materials and/or website is for illustration purposes only. HLB reserves the right to
     substitute the Prizes with other product, model, brand, design or color of similar value at any time with prior
     notice.

8.   Any props, accessories or equipment featured with the Prizes in any pictorial materials are for decorative
     purposes only and shall not form part of the Prizes.

9.   Each Customer is only entitled to win one (1) Prize throughout the Contest Period.

10. Prizes are non-transferable to any third (3rd) party and non-exchangeable for up-front cash, credit, cheque or in
    kind.

11. HLB gives no representation or warranty with respect to the quality or suitability of the Prizes. Winners shall
    deal directly with Hyundai-Sime Darby Motors Sdn Bhd for all warranty information.

12. Customers shall be liable and personally bear all applicable taxes, government fees or any other charges that
    may be levied against them under applicable laws, if any, in relation to participating in the Contest.


Terms & Conditions – The Big 1 Celebration Contest                                                                1
13. HLB does not accept any liability whatsoever (including negligence) with respect to death, injury, losses,
    damages or accidents arising from participating in the Contest, including but not limited to the use of the Prizes
    by the winners as well as the accompanying users, family members, relatives and/or friends of the winners.

14. In the event any liability arises during or after the Contest Period, Customers hereby agree not to hold HLB
    against any losses, claims, judgment, settlement, damages and liabilities (including solicitor’s fees) in relation to
    participating in the Contest.

CONTEST MECHANICS

15. Customers are entitled to participate in the Contest to earn contest entries by signing up or utilizing any one of
    the products (“Participating Products”) subject to the Contest Eligibility specified herein.
    (a) Deposit
    (b) Debit Card
    (c) Credit Card
    (d) Personal Loan
    (e) Housing Loan
    (f) Auto Loan
    (g) Share Margin Financing
    (h) Investment
    (i) Insurance/ Takaful
    (j) Priority Banking
    (k) Hong Leong Connect
    (l) Foreign Telegraphic Transfer

16. Customers are entitled to earn unlimited number of contest entries.

17. HLB will track the Customer’s contest entries automatically after the end of the Contest Period based on the
    transactions posted and reflected in the HLB system. No contest entry forms or registration of participation is
    required.

18. HLB’s decision on all matters relating to the Contest, including but not limited to the selection of winners shall be
    conclusive, final and binding. No further correspondence or dispute relating to HLB’s decision shall be
    entertained.

19. One hundred (100) qualified Customers (“Shortlisted Customers”) eligible for the Contest will be randomly
    selected after the end of the Contest Period.

20. The Shortlisted Customers will then be contacted by HLB or its appointed representative on a best effort basis at
    the latest telephone number(s) furnished by the Customers as shown in HLB’s system ONCE at any time during
    office hours to answer three (3) questions.

21. Upon being contacted by HLB or its appointed representative for question & answer (“Q&A”), should the
    Shortlisted Customer fail to answer the telephone after five (5) rings for any reason whatsoever, the Customer is
    deemed to have had missed the winning chance and HLB or its appointed representative shall have the absolute
    right to select another Shortlisted Customer whenever necessary.

22. Customers hereby give their consent to and authorize HLB to disclose their names, contact number and address
    to the appointed Contest Manager and/or Fulfillment Agent engaged by HLB for the sole purpose of managing
    the Contest.

23. Shortlisted Customers will not be notified on-the-spot whether he/she is the winner of the Contest upon
    completion of the Q&A.

24. The top ten (10) Customers who answered the most questions correctly in the fastest time will be declared the
    winner.

Terms & Conditions – The Big 1 Celebration Contest                                                              2
25. In the event of a tie, the Customer with the longest vintage with HLB as an individual customer, holding an active
    and valid Participating Product will be declared the winner.

26. Winners of the Prizes shall be notified by HLB either in writing, by phone or by posting the winner list on the
    website no later than 31 January 2013.

27. If the Customer does not receive a notification in writing, by phone or website from HLB by 31 January 2013,
    the Customer is deemed NOT the winner of the Contest.

28. Customer’s Participating Products must remain open, active and valid throughout the Contest Period and until
    31 January 2013, unless notified otherwise, failing which, the Customer will be disqualified from the Contest.

29. For the avoidance of doubt and unless notified otherwise, Participating Products that are closed, invalid,
    suspended or dormant on/before 31 January 2013, shall be disqualified from the Contest.

30. Winners shall be responsible to notify HLB in writing one (1) month after the winners are announced or no later
    than 28 February 2013 for non-receipt of the Prizes, failing which, winners shall be deemed to have had
    received and accepted the Prizes from HLB.

31. HLB will not be responsible for any delay, lost, stolen or unclaimed Prizes after 28 February 2013.

32. Winners may be requested to attend a prize giving ceremony, of which the date, time and venue will be notified
    by HLB. All transportation, accommodation, personal expenses and any other costs incurred in relation to
    attending the prize giving ceremony shall be borne by the winners.

33. HLB reserves the right to use the names, photographs taken and any other information of the winners and/or
    representatives for the current and future advertising and promotion purposes, or to be featured in any publicity
    materials related to the Contest without compensation.

CONTEST ELIGIBILITY

DEPOSIT

34. Eligible for new and existing Individual Customers who are Primary Accountholders of the following accounts
    (“Participating Accounts”) during the Contest Period and until 31 January 2013.

      Fixed Deposit                                       Savings or Current Account/i (“CASA”)
      Hong Leong Fixed Deposit                            Hong Leong Basic Savings Account
      Hong Leong Flexi FD                                 Hong Leong Savings Account
      Hong Leong Junior Fixed Deposit                     Hong Leong Basic Current Account
      Hong Leong Senior Savers Flexi FD                   Hong Leong Current Account
      Hong Leong Priority Banking Premium Fixed           Hong Leong Junior Savings Account
      Deposit
                                                          Hong Leong Senior Savers Savings Account
                                                          Hong Leong One Account
                                                          Hong Leong SmartLink Account
                                                          Hong Leong Multi-Tier Savings Account-i
                                                          Hong Leong Mudharabah Savings Account-i
                                                          Hong Leong Junior Savings Account-i
                                                          Hong Leong Current Account One-i
                                                          Hong Leong Mumtaz Children Savings-i

35. Customers are entitled to earn contest entries based on the following criteria:
    (a) Every RM1,000 incremental deposit into a Savings or Current Account/i                = 1 Contest Entry
    (b) Every RM10,000 deposit into the promotional Fixed Deposit (per receipt)              = 1 Contest Entry
Terms & Conditions – The Big 1 Celebration Contest                                                           3
     (c) Open a new Savings or Current Account/i with a minimum deposit of RM1,000                        =   1   Contest
             Entry

36. Each Participating Account is entitled to participate individually by per account basis. Customers with multiple
    Participating Accounts shall NOT be aggregated to calculate the contest entries.

37. Incremental deposit is defined as the Daily Average Balance (“DAB”) of the Participating Account throughout
    the Contest Period, minus the closing balance of the Participating Account on 27 June 2012. For new accounts
    opened from 28 June 2012 until 31 October 2012, the baseline to calculate the incremental deposit is Ringgit
    Malaysia Zero (RM0).

     (a) Existing accounts opened before 28 June 2012

          DAB                                        = Sum of daily end day balances throughout the Contest Period
                                                                                 126 days

         Incremental deposit                         =   DAB – Closing balance on 27 June 2012

     (b) New accounts opened from 28 June 2012 until 31 October 2012

          DAB                           = Sum of daily end day balances throughout the Contest Period since opened
                                                       Number of days from account opening date
         Incremental deposit            = DAB

38. The Contest is applicable for new funds only. “New funds” is defined as:
    (a) Cash, interbank GIRO, new funds received via telegraphic transfer from other banks, local cheque or
        banker’s cheque issued by other banks;
    (b) Redeemed equity unit trust funds, bonds and Hong Leong Invest Safe that are re-deposited into any HLB
        Savings or Current Account/i (“CASA”);
    (c) Maturing FD or General Investment Account/i (“GIA”) or premature withdrawal of FD or GIA is NOT
        considered as new funds;
    (d) Inter-branch transfer within HLB and HLISB including third (3rd) party transfer are NOT considered as new
        funds.

Eligible for protection by PIDM.

DEBIT CARD

39. Eligible for new and existing Debit Cardmembers with a Participating Account that remains open, active and
    valid throughout the Contest Period until 31 January 2013.

40. Customers are entitled to earn contest entries based on the following criteria:
    (a) Every RM30 spent in a single receipt with your Debit Card or Junior Debit Card            = 1 Contest Entry

41. Spent is defined as posted retail purchases transacted locally in Ringgit Malaysia and internationally in other
    currencies during the Contest Period INCLUDING online purchases, auto-debit, standing instruction, Touch’n Go
    reload and EXCLUDING cash withdrawal, annual fee, and any other services/ miscellaneous fees as defined by
    HLB from time to time with prior notice.

CREDIT CARD

42. Eligible for new and existing Credit Cardmembers that are active and valid throughout the Contest Period until
    31 January 2013.

43. Customers are entitled to earn contest entries based on the following criteria:
    (a) For every approved Principal/ Supplementary Card                                          = 1 Contest Entry
Terms & Conditions – The Big 1 Celebration Contest                                                                4
     (b) For every retail transaction of minimum RM100 spend (excluding insurance)        = 1 Contest Entry
     (c) For every cash advance transaction                                                = 1 Contest Entry
     (d) For every approved Balance Transfer (BT)/ Cash-on-Call (COC)/ Call-for-Cash (CFC) = 1 Contest Entry

44. Retail transaction is defined as posted retail purchases transacted locally in Ringgit Malaysia and internationally
    in other currencies during the Contest Period INCLUDING online purchases, auto-debit, standing instruction,
    Touch’n Go reload and EXCLUDING annual fee, and any other service/ miscellaneous fees as defined by HLB from
    time to time with prior notice.

45. Contest criteria (a) and (d) in Clause 43 are only applicable for Credit Cards/BT/COC/CFC approved during the
    Contest Period.

PERSONAL LOAN

46. Applicable to Customers that apply for a Personal Loan during the Contest Period.

47. The application must be approved and disbursed to the Customer in order for the Customer to be entitled for
    one (1) Contest Entry.

48. For every successful Personal Loan account = 1 Contest Entry

HOUSING LOAN

49. Eligible for new and existing Customers who has taken and accepted a facility with HLB/ HLISB throughout the
    Contest Period.

50. Customers are entitled to earn contest entries based on the following criteria:
    (a) Each facility accepted = 1 Contest Entry

51. Facility accepted is defined as the signing of Letter of Offer by Customer within the Contest Period and further
    subject to all facility documents must be executed by 30 November 2012.

52. Contest Entry is only for the Principal Applicant.

AUTO LOAN

53. Eligible for Customers whose applications are received and funded during the Contest Period.

54. Customer is entitled to earn contest entry based on the following criteria:

     (a) Loan amount up to RM100,000                                        = 1 Contest Entry
     (b) Every subsequent RM50,000 of the loan account                      = 1 Contest Entry
         (Up to a maximum of 5 Contest Entries per loan account)

     Example A
     Loan amount                                     = RM190,000
     Contest Entry earned:
         1st RM100,000                              = 1 Contest Entry
         Next RM50,000                              = 1 Contest Entry
         Balance RM40,000                           = 0 Contest Entry (Less than RM50,000)

     Example B
     Loan amount                                     = RM90,000
     Contest Entry earned                                   = 1 Contest Entry

SHARE MARGIN FINANCING

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55. Eligible for new-to-bank Share Financing Individual Customers of the following products (“Participating
    Products”).

     (a)   Hong Leong Share Margin Financing
     (b)   Hong Leong Cash on Shares
     (c)   Hong Leong IPO Financing
     (d)   Hong Leong ESOS Financing

56. Each accepted Participating Product during the Contest Period will be entitled to one (1) Contest Entry.

57. An additional one (1) month grace period till 30 November 2012 is given to Customers to accept the facility.
    This is to cater for late submission of committed facilities during the final month of Contest Period.


INVESTMENT

58. Eligible for new and existing Investment Customers (“Investment Customers”) with a Participating Investment
    Account that remains open, active and valid throughout the Contest Period until 31 January 2013.

59. Participating Investment Account are:-
    (a) Unit Trust Funds (Equity Funds and Selected Income Funds)
    (b) Dual Currency Investment

60. Customers are entitled to earn contest entries based on the following criteria:
    (a) Every RM15,000 new investment in Unit Trust equity or selected income funds         = 1 Contest Entry
    (b) Every RM750,000 transaction in Dual Currency Investment                             = 1 Contest Entry

INSURANCE/ TAKAFUL

61. Eligible for new and existing Individual Customers (defined as Life Assured for conventional insurance products
    and Participant for MRTT) who sign up any of the following Bancassurance/ Bancatakaful products
    underwritten by Hong Leong Assurance (“Participating Products”) and Hong Leong MSIG Takaful between 28
    June 2012 and 31 October 2012 (both dates inclusive) and policy approved by 7 November 2012:-

     Hong Leong Assurance
        (a) Hong Leong One Smart Plan
        (b) Hong Leong Endowment Plus
        (c) Hong Leong Secure Cash Endowment Plan
        (d) Hong Leong Term Life Refund Plan
        (e) Hong Leong Senior Secure Plan
        (f) Hong Leong Cancer Protection Plan
        (g) Secure Life
        (h) Prestige Life
        (i) Smart Kidz
        (j) Bijak Malaysia
        (k) Mortgage Decreasing Term Assurance (MDTA)
        (l) Hong Leong Medi Saver


     Hong Leong MSIG Takaful
        (m) Mortgage Reducing Term Takaful (MRTT)

62. Customers are entitled to earn contest entries based on the following criteria:
        (a) Every RM5,000 in First Year Annualised Premium (Single Premium/ Contribution or Annual Payment
            Mode for Participating Products’ policy only) upon approval = 1 Contest Entry
63. The Contest is applicable for insurance premium paid via cash, cheque, credit card or direct debit of accounts.
Terms & Conditions – The Big 1 Celebration Contest                                                             6
64. Customers will sign all standard documents for Insurance/ Takaful which includes application form, nomination
    form and customer fact finding form and are subject to all terms and conditions for Insurance in general and
    terms and conditions which are product specific.

65. This document is not intended to be an invitation or offer for subscription of Insurance/ Takaful not does it
    amount to solicitation by HLB for subscription of Insurance by anyone. Customers are advised to read and
    understand the contents of the product brochure/ Product Disclosure Sheet/ Sales Illustration before signing up.

PRIORITY BANKING

66. Eligible for new primary Priority Banking Customer (“PB Customer”) who joins Hong Leong Priority Banking
    customer during the Contest Period.

67. Each new primary PB Customer is entitled to earn one (1) Contest Entry when they maintained a total
    combined liquid assets of RM200,000 throughout the Contest Period until 31 January 2013.

68. Liquid assets shall mean all sums standing to the credit of any Fixed Deposit Account, Savings Account, Current
    Account and/or Foreign Currency Account with HLB and the current amount of investment in any Unit Trust
    Funds and/or Structured Products with HLB at any one time. Junior FD and Junior Flexi FD are recognised as
    part of PB Customer’s liquid assets. Mortgage Plus Current Account is excluded as part of PB Customer’s liquid
    assets.

HONG LEONG CONNECT

69. Eligible to all individuals aged 18 and above who are registered users of Hong Leong Connect Mobile Banking
    (“the Participants”)

70. The Participants’ Hong Leong Connect (“HLC”) accounts and their Mobile Banking accounts status must remain
    active and in good standing throughout the Contest Period.

71. Customers who terminate and re-register their HLC Mobile Banking accounts during the Contest Period will NOT
    be eligible to participate in the Contest.

72. Customers are entitled to earn contest entries based on the following criteria:
       (a) Every successful Mobile Banking Registration                      = 1 Contest Entry

FOREIGN TELEGRAPHIC TRANSFER (“TT”)

73. TT means transfer of funds denominated in foreign currencies to correspondent banks/agents outside Malaysia.

74. Every TT transaction performed with a minimum of RM10,000              = 1 Contest Entry

75. The remitted funds are to be debited from any account of the Accountholder in order to qualify for the
    Contest. Cash transactions performed over the counter without debiting from Accountholder’s account(s) are not
    eligible for the Contest.

GENERAL

76. Customers who have committed or are suspected of committing any fraudulent or wrongful acts in relation to
    any of the facilities granted by HLB or have been declared Bankrupt (pursuant to a petition by either Banks or by
    any third party) or are subject to any bankruptcy proceedings at any time prior to or during the Contest Period
    shall NOT be eligible to participate in the Contest.

77. HLB reserves the right to disqualify any Customers for any reason whatsoever as HLB may in its absolute
    discretion deem fit to participate in the Contest.

Terms & Conditions – The Big 1 Celebration Contest                                                          7
78. By participating in the Contest, Customers agree to be bound by the Contest’s T&C, all HLB products T&C or any
    other relevant T&C HLB may impose from time to time with prior notice, as well as decisions of HLB and the
    panel judges.

79. HLB’s decision on all matters relating to the Contest shall be final and binding on all Customers and no further
    correspondence and/or appeal to dispute such decisions will be entertained.

80. HLB reserves the right at any time with prior notice to add, delete, suspend or vary the T&C contained herein,
    either wholly or in part, at HLB’s discretion by way of posting on the website, or in any manner deemed suitable
    by HLB. Customers agree to access the website at regular time intervals to view the T&C and ensure to be kept
    up-to-date on any change or variation to the T&C.

81. For the avoidance of doubt, cancellation, termination, suspension, or extension of the Contest shall not entitle the
    Customers to any claim or compensation against HLB, its group of companies, directors, employees or appointed
    agents for any or all losses or damages suffered or incurred by the Customers as a direct or indirect result of the
    act of cancellation, termination, suspension or extension of the Contest.

82. The T&C shall be governed by and construed in accordance with the laws of Malaysia and Customers agree to
    submit to the non-exclusive jurisdiction of the Courts of Malaysia.




Terms & Conditions – The Big 1 Celebration Contest                                                             8

								
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