Business Ideas and Survival

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					                                                 Presented by Daniel Toriola

    Choosing the right Stock is a very complicated process and investors have different approaches. However, it is
                         wise to follow general steps to minimize the risk of the investments.
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                                                              Professional Help
                                                                By William Cate

    Professional Help by William Cate

Professional Help
By William Cate
Published March 1999

You can avoid paying professionals by not using them. If you use
them, you must pay them. You are wasting your time trying to hire
professionals without paying their retainer. If you don't use professional
help, it will cost you millions of dollars when you sell your company.

Going to your doctor doesn't ensure immortality. Using a
professional doesn't guarantee results. It's why quackery exists in every
profession. The Equity Finance Industry is overloaded with quacks,
swindlers, confidence men, stock promoters and crooks. Money attracts the
worst element in Society. You'll find stock promoters running many public
companies. You'll find quacks pretending to be merchant bankers. You'll
find swindlers as stock brokers. You'll find crooks running investment
funds. You'll find confidence men as investment gurus. Equity Finance is a
minefield. Less than 2% of the investors and honest business owners survive
the trip across this minefield.

There isn't a guaranteed way to raise risk capital. Consider every
option in your search for funding. Some options are pure scams, like Prime
Bank Guarantees (PBG). Some options are cost effective, if you have the
talent and contacts to make them work, like a SCOR offering for the
president of the local country club. Many financing options require
professional help, like taking your company public.

You must consider two issues in selecting your path through the

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                                      Presented by Daniel Toriola

Equity Finance Minefield. Does the potential financial reward offset the
costs? Is the Professional Help you will rely upon honest and competent?

Without investor liquidity, you have a 25% probability of raising
$200,000 with professional help doing a SCOR offering. Your costs
shouldn't exceed $50,000. To raise a million dollars, you must take your
company public. Doing a spinoff and million-dollar funding for $150,000 are
a far better bet. At the 25% probability level, it would be an even money
bet to raise $600,000. With investor liquidity, the odds of raising the
million dollars exceed 90%. In this comparison, doing a spinoff is thirty
times better than doing a SCOR offering.

Crooks dominate the equity finance business. It takes time to find
the right professional help. If you don't start your search today, you'll
never find the professionals who can help you finance your company. Here
are some points to consider as you search for your professional help.
1. Does the Professional have an established reputation?
2. Has anyone filed a complaint against them?
3. Will they work on a retainer?
4. What companies are they currently helping?
5. Does their offer make senses?
6. What are the odds of success?

If you don't hire professionals, it will take you longer to
succeed. Your business success won't be reflected in a strong share price
for your stock. The money you save today, you'll lose when it comes time to
sell your company.

If you sell your private company on its balance sheet, you will
earn 1.5 times its pretax profit. If your private company grosses one
million-dollar a year, it will be worth about $300,000. If you sell your
public company at Market Capitalization, it's worth the price of the stock
times the issued shares. If your stock trades at $5/share and you own 3
million shares, your company grossing one million dollars a year will pay
you $15,000,000 upon sale.

You can pay for quality professional help now. You can take the
loss for the lack of that help when you sell your company. It's another
choice that you must make about the future of your company.

To contact the author: Visit the Beowulf Investments website:
[] Or, visit the Global Village Investment Club Website:

 He has been the Managing Director of Beowulf Investments
[] since 1981 and is the Executive Director of the Global
Village Investment Club

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                            How To Choose Over-The-Counter Products For Your Hair
                                                         By Jenny Andrews B

 Ah, the never-ending debate over professional and non-professional hair-care products. In the past,
this debate was resolved easily with a famous quote, “You get what you pay for.” But today, the line
between professional and non-professional products has become blurry due to the emergence of
inexpensive professional products and expensive non-professional products.

You see, it used to be that you almost always paid $10 for a bottle of shampoo from the salon.
Non-professional shampoos, on the other hand, only cost a couple of dollars. Today, however, you can
spend as much or more on a bottle of shampoo from your local department store as you can for a
bottle from the salon. The reason that this is so is because most professional product lines have not
raised their prices in years, while new shampoos and conditioners being introduced to the
non-professional market have been given packaging and price tags to mirror their in-salon competition.

So, now the only thing that separates the non-professional from the professional is the quality standard
by which each product line is produced. Just think about it this way: All products made to be used in
salons by professionals can only be retailed in salons. That means that the products must be of the
highest quality. If they weren’t, beauticians simply wouldn’t use them. Never will you find a professional
product that causes build up or leaves the hair feeling dry and brittle. Professional shampoos will also
not strip hair of color or vital moisture. If you could get these products or products of similar quality in
any department store, why wouldn’t your beautician use them?

 While not all non-professional products are bad, you do run the risk of choosing a product that could
cause problems like build up, dryness, breakage, color fading, lifelessness, frizziness and a host of
other problems. That means that if you choose to use a non-professional product, you should monitor
your hair closely to look for any adverse affects.

Also, keep in mind how much you are spending. While it makes perfect sense to choose a
non-professional product at huge savings over a professional one, it doesn’t make much sense to
spend as much on a non-professional product as you would for a guaranteed, professional product.

In the end, the choice to use professional products or not to use them is yours. Just remember to
watch your wallet and most importantly watch your hair. Choose products that are kind to both.

Jenny is a hair expert, and the author of an incredible free minicourse, that explains how to find your
unique style, how long or short you should have your hair, how to find the right hair color for you, how
to find the right salon, and a lot more. Go to now and get this amazing
hair minicourse – absolutely free
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                                                 Presented by Daniel Toriola

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How To Choose Over-The-Counter Products For Your Hair
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Patricia Johnson Patricia Johnson Management Consultant
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