Automobile Insurance--Average Expenditures Per Insured Vehicle by by L587rDN

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									Table with row headers in column A and column headers in rows 4. Leading dots indicate sub-parts.
Table 1223. Automobile Insurance--Average Expenditures Per Insured Vehicle, by State
[In dollars. Average expenditure equals total premiums written divided by liability car-years. A car-year is equal to 365 days of insured coverage for a single vehic
a state are affected by a number of factors, including the underlying rate structure, the coverages purchased, the deductibles and limits selected, the types of vehi
characteristics. The NAIC does not rank state average expenditures and does not endorse any conclusions drawn from this data] ANSI=American National Standards Instit
             State               State  ANSI CODE      1991     1992      1993      1994     1995      1996      1997     1998      1999      2000     2001
     United States            US        00000           596      618       635       651      667       691       706      703       685       690      724
Alabama                       AL        01000           475      498       513       524      549       578       616      632       612       594      605
Alaska                        AK        02000           643      685       712       720      730       751       776      771       751       770      826
Arizona                       AZ        04000           647      667       700       731      727       785       819      818       789       792      822
Arkansas                      AR        05000           398      424       445       507      500       558       566      589       597       606      621
California \1                 CA        06000           787      787       797       791      794       793       753      709       666       672      712
Colorado                      CO        08000           588      653       698       721      722       751       774      764       744       755      808
Connecticut                   CT        09000           841      878       925       863      881       899       909      901       861       871      912
Delaware                      DE        10000           718      745       738       776      784       806       828      845       861       849      851
District of Columbia \2       DC        11000           863      880       879       924      959       993     1,039    1,031       986       996    1,012
Florida                       FL        12000           669      684       698       656      739       783       791      771       761       781      850
Georgia                       GA        13000           546      514       536       564      597       628       653      672       672       674      703
Hawaii                        HI        15000           874      974       953       962      963       959       912      797       700       702      705
Idaho                         ID        16000           386      402       429       445      447       465       479      494       493       505      523
Illinois                      IL        17000           552      534       572       587      612       638       666      656       646       652      683
Indiana                       IN        18000           474      497       494       529      542       548       571      583       582       570      615
Iowa                          IA        19000           359      379       397       422      429       445       456      459       466       479      513
Kansas                        KS        20000           368      392       422       459      474       495       516      532       542       540      556
Kentucky                      KY        21000           435      473       506       526      555       581       597      617       610       616      645
Louisiana                     LA        22000           679      724       752       767      788       803       839      830       813       806      839
Maine                         ME        23000           484      468       477       471      472       470       478      492       514       528      546
Maryland                      MD        24000           689      702       707       712      732       759       772      769       757       757      784
Massachusetts \3              MA        25000           814      860       909       938      898       833       803      816       889       946      936
Michigan                      MI        26000           606      662       677       665      645       697       736      737       705       702      735
Minnesota                     MN        27000           530      566       595       620      628       654       671      680       688       696      735
Mississippi                   MS        28000           482      519       541       557      579       604       648      650       655       654      638
Missouri                      MO        29000           469      493       517       549      573       599       614      611       605       612      634
Montana                       MT        30000           370      393       432       460      468       479       501      510       511       530      572
Nebraska                      NE        31000           346      352       403       436      452       475       505      518       523       533      554
Nevada                        NV        32000           640      673       726       748      759       803       848      843       821       829      851
New Hampshire                 NH        33000           646      638       649       617      609       612       616      622       650       665      686
New Jersey \4                 NJ        34000           879      957       961       964    1,013     1,099     1,126    1,138     1,015       977    1,028
New Mexico                    NM        35000           517      543       589       628      639       660       690      676       664       674      662
New York                      NY        36000           754      799       832       870      906       960       959      960       930       939    1,015
North Carolina                NC        37000           432      448       440       462      501       518       556      564       567       564      565
North Dakota                  ND        38000           329      319       349       368      381       402       436      452       469       477      498
Ohio                          OH        39000           494      503       493       517      531       553       572      581       578       579      614
Oklahoma                      OK        40000           422      448       470       503      526       545       566      575       576       603      610
Oregon                        OR        41000           529      535       564       566      565       585       620      630       621       625      643
Pennsylvania                  PA        42000           610      642       645       657      667       687       720      722       691       699      726
Rhode Island                  RI        44000           823      837       871       861      870       870       866      852       824       825      880
South Carolina                SC        45000           502      534       569       582      582       602       629      655       593       620      636
South Dakota                  SD        46000           309      333       364       396      428       448       470      479       484       482      510
Tennessee                     TN        47000           466      478       488       500      519       557       586      587       582       592      611
Texas                         TX        48000           612      646       666       714      711       726       740      731       696       678      735
Utah                          UT        49000           436      463       515       540      547       581       610      619       615       620      640
  9/28/2012
Table 1223. Automobile Insurance--Average Expenditures Per Insured Vehicle, by State
[In dollars. Average expenditure equals total premiums written divided by liability car-years. A car-year is equal to 365 days of insured coverage for a single vehic
a state are affected by a number of factors, including the underlying rate structure, the coverages purchased, the deductibles and limits selected, the types of vehi
characteristics. The NAIC does not rank state average expenditures and does not endorse any conclusions drawn from this data] ANSI=American National Standards Instit
            State                State  ANSI CODE      1991     1992      1993      1994     1995      1996      1997     1998      1999      2000     2001
Vermont                       VT        50000           474      484       501       503      512       514       519      534       556       568      603
Virginia                      VA        51000           506      503       508       515      553       550       565      564       566       576      610
Washington                    WA        53000           549      588       641       654      650       666       693      710       697       722      750
West Virginia                 WV        54000           519      557       581       619      646       671       707      725       684       680      707
Wisconsin                     WI        55000           463      492       503       496      506       537       548      552       545       545      573
Wyoming                       WY        56000           330      366       401       422      433       452       477      492       491       496      528
FOOTNOTES:
\1 The California Department of Insurance performs a rigorous set of tests on the data each year to ensure accuracy. The tests are not completed until after the publ
\2 The District of Columbia is entirely urban. As such, results are not directly comparable to states with large rural areas.
\3 Data incorporates Safe Driver Plan credits and surcharges.
\4 New Jersey is predominately urban. Results are not directly comparable to states with large rural areas. Historically, New Jersey has paid two to four times the n
times this has been as high as six times the national average, which reduces the average expenditure for New Jersey consumers.
Source: National Association of Insurance Commissioners (NAIC), Kansas City, MO, Auto Insurance Database Report, annual (copyright). Reprinted with permission of the
prohibited without prior written permission of the NAIC.
For more information: http://www.naic.org/
Internet release date: 9/30/2011




  9/28/2012
      Table with row headers in column A and column headers in rows 4. Leading dots indicate sub-parts.
      Table 1223. Automobile Insurance--Average Expenditures Per Insured Vehicle, by State
       of dollars. Average expenditure vehicle. The average written divided automobile car-years.
5 days[In insured coverage for a singleequals total premiums expenditures forby liabilityinsurance inA car-year is equal to 365 days of insured coverage for a single vehic
        state are affected the number of factors, including the underlying rate structure, the coverages purchased, the deductibles and limits selected, the types of vehi
tiblesaand limits selected,by a types of vehicles insured, and the distribution of driver
      characteristics. The NAIC does not rank state average expenditures and does not endorse any conclusions drawn from this data] ANSI=American National Standards Instit
data] ANSI=American National Standards Institute]
                   State                 2002      2003      2004     2005      2006      2007     2008
           United States                  780       823       838      829       817       796      789
      Alabama                             627       657       677      678       684       684      667
      Alaska                              884       938       974      962       955       923      904
      Arizona                             887       921       931      926       913       873      858
      Arkansas                            672       698       708      693       684       660      653
      California \1                       771       828       833      845       843       809      776
      Colorado                            921       923       850      827       785       738      729
      Connecticut                         970       988       991      991       981       964      950
      Delaware                            900       977     1,022    1,028     1,024     1,012    1,007
      District of Columbia \2           1,044     1,135     1,185    1,182     1,164     1,140    1,126
      Florida                             934     1,018     1,062    1,063     1,069     1,043    1,055
      Georgia                             739       759       779      784       788       782      765
      Hawaii                              739       776       817      843       853       837      816
      Idaho                               563       586       590      583       577       564      562
      Illinois                            729       762       760      743       740       723      720
      Indiana                             648       671       671      657       631       618      612
      Iowa                                548       581       580      555       536       518      519
      Kansas                              587       611       603      590       579       569      576
      Kentucky                            688       739       758      750       739       720      699
      Louisiana                           928     1,015     1,062    1,076     1,094     1,096    1,105
      Maine                               587       633       650      644       634       611      600
      Maryland                            840       893       947      945       949       922      922
      Massachusetts \3                    984     1,052     1,113    1,113     1,042       981      903
      Michigan                            887       950       980      931       925       928      907
      Minnesota                           801       837       829      791       753       721      698
      Mississippi                         681       710       749      745       746       680      654
      Missouri                            669       702       702      685       673       658      657
      Montana                             628       675       683      685       661       666      667
      Nebraska                            590       624       637      621       584       554      547
      Nevada                              896       914       939      983     1,006     1,000      970
      New Hampshire                       733       779       798      792       793       750      727
      New Jersey \4                     1,125     1,193     1,221    1,184     1,152     1,104    1,081
      New Mexico                          706       732       728      727       737       730      728
      New York                          1,100     1,168     1,172    1,122     1,083     1,047    1,044
      North Carolina                      588       605       597      602       596       591      595
      North Dakota                        505       537       562      554       530       512      503
      Ohio                                642       672       680      669       654       628      617
      Oklahoma                            654       689       690      678       659       646      663
      Oregon                              682       736       753      737       726       723      727
      Pennsylvania                        777       813       843      849       832       820      817
      Rhode Island                        939       997     1,034    1,059     1,038     1,017      986
      South Carolina                      703       745       763      753       756       762      751
      South Dakota                        542       564       587      565       554       534      520
      Tennessee                           632       650       666      659       654       649      641
      Texas                               791       837       847      845       820       808      854
      Utah                                703       733       722      706       702       697      709
        9/28/2012
      Table 1223. Automobile Insurance--Average Expenditures Per Insured Vehicle, by State
       of dollars. Average expenditure vehicle. The average written divided automobile car-years.
5 days[In insured coverage for a singleequals total premiums expenditures forby liabilityinsurance inA car-year is equal to 365 days of insured coverage for a single vehic
        state are affected the number of factors, including the underlying rate structure, the coverages purchased, the deductibles and limits selected, the types of vehi
tiblesaand limits selected,by a types of vehicles insured, and the distribution of driver
      characteristics. The NAIC does not rank state average expenditures and does not endorse any conclusions drawn from this data] ANSI=American National Standards Instit
data] ANSI=American National Standards Institute]
                  State                  2002      2003      2004     2005      2006      2007     2008
      Vermont                             650       683       693      699       687       662      653
      Virginia                            625       658       702      698       685       661      663
      Washington                          791       825       839      840       839       841      840
      West Virginia                       778       844       875      857       827       819      808
      Wisconsin                           611       621       636      615       590       582      581
      Wyoming                             585       618       629      639       639       631      632
      FOOTNOTES:
       are not completed until after Insurance performs a rigorous
 tests\1 The California Department ofthe publication of this report.set of tests on the data each year to ensure accuracy. The tests are not completed until after the publ
reas. \2 The District of Columbia is entirely urban. As such, results are not directly comparable to states with large rural areas.
      \3 Data incorporates Safe Driver Plan credits and surcharges.
      \4 New Jersey is predominately urban. Results average in dividends to policyholders, and at
, New Jersey has paid two to four times the nationalare not directly comparable to states with large rural areas. Historically, New Jersey has paid two to four times the n
umers.times this has been as high as six times the national average, which reduces the average expenditure for New Jersey consumers.
      Source: National Association of of the NAIC. Further reprint or distribution strictly
(copyright). Reprinted with permissionInsurance Commissioners (NAIC), Kansas City, MO, Auto Insurance Database Report, annual (copyright). Reprinted with permission of the
      prohibited without prior written permission of the NAIC.
      For more information: http://www.naic.org/
      Internet release date: 9/30/2011




        9/28/2012

								
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