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Xpressions - UAE Exchange

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                                                                                            UAE Exchange
                                                                                            Services and Win

                                            Xpress your expressions   Visit our website | Volume 12 | Issue 5 | August 2012                        For Private Circulation Only

                                                 ‘Winners don’t do different things; they do things
                                                 differently’, Shiv Khera

                                                                          hanks to Shiv Khera for
                                     Editor:                              the wordings, we can now
                    Dr. Ashok Cherian Koshy                               quote him seamlessly. For
                               Sub Editors:
                                                                   Xpressions July issue we did
                            Sheeba Johnson                         things a bit different and the
                                Seethal P S                        difference has received splendid
                            Dhanalakshmi P       welcome. We thank our readers from the bottom of
                                                 our heart for the strong support given to us.
                            Creative Editor:
                                Denson C D       August issue is set in tune with our Independence
                                                 Day. We are paying tribute to a brave person who
                                                 laid down his life at the Kargil war. Moreover he
                         Jayaranjini Prabhu
                      Mary Namitha Thomas        is related (cousin) to a colleague of ours. Freedom
                              Ratheesh VR        has been celebrated for the past 65 years. We need
                                                 to remember each and every person who paid a
                            Editorial Office:    price for future generations to enjoy the freedom.
       IInd Floor, Krishna Hospital Building,
                  MG Road, Kochi - 682 011       We salute all the selfless martyrs who made India
             Tel No: 0484 3047092, 3047321       free!
      Email:        Xpressions will reach its readers amidst the revelry
                                Visit us:        of Onam and Ramadan. During this festival season
              let love for human kind be the only expression for
                                                 all of us!
                                   Follow us:        Wishing all our readers a Happy Onam and!/uaeexchangetrvl   Ramadan Mubaraq!

                                                 Dr. Ashok Cherian Koshy
                                     15   Branches Blossomed
         9       News Desk

                 College Seminars

        10       Doctors Meet
                                     16   Global Snaps

        12       Our Social Aspect

4   XPRESSIONS     August 2012
                               26   External Activities

18   Cover Story

                               28   Record Holders and Toppers

                               29   Burning Issues

                               30   Travel Desk

                               32   wellness

                               33   Women’s Corner

22   Share Trading

23   IT

24   Win Win Win in the News
                               34   Life Style

                               36   Book Review

                               37   Thought for the month

                               38   Regional Best Employees

25    Newly Wedded             39   Mera Bharath Mahan

                                             XPRESSIONS     August 2012   5
6   XPRESSIONS   August 2012

     Monthly Communique
                                                                                 Connecting People, Creating Progress

                                     Distribution of notebooks at GHSS, Edappally, Kerala

       Dear Colleagues,                         customer has to give a reference,        collective meetings, find solutions
       It’s now five months since the            then we have to give the best rates      to your problems and difficulties
       new Financial Year started. Time         available in the city and happiness      and take advice from seniors.
       to time, changes are required for        which cannot be taken out from           Work allocation/Delegating duties:
       the growth of any business. We           their mind. If that is to happen treat   ‘Right people at Right place’. The
       have also done a few changes in          them very personally thinking they       staff should be properly allocated
       operational and functional areas.        are our own. Tell them that we have      with the work they like and make
       As part of operational control           given the best discount and request      them responsible for it. BH/RH
       measures, we had to bring some           them for one reference customer.         should closely review the staff ’s
       controls in work. I advise all to take   By doing this reference customer         work performance and help them to
       the changes in the right spirit, look    multiplication method, in one            improve further.
       at the good side of the changes          month we can get a minimum of 20         Products & Segment: Business
       and work towards the larger goal.        new customers. If all staff in branch    should come equally from all
       I would like to emphasize on a few       can do this, our business and targets    products and segments. Please
       key areas to be focused on.              will be automatically met and we all     check if it is happening and take
       Customer footfall: We will strive        can be very happy and contended.         some quality time to think and
       hard during this festival season to      Thinking and Planning: Thinking          make corrections.
       increase our retail customer footfall.   gives birth to new ideas. Try to         Management of Time: Time is one
       Daily footfall of customers coming       spend some valuable quality time         of the most precious resources.
       to branch has to improve. Every          everyday early morning to think          Utilize the time most effectively.
       branch, region, and zone should          about your work for the day, which       With a little judicious time
       monitor how many customers come          will help in self development.           management, we can achieve more,
       to the branch each day and is it         Once you get an idea, plan well to       attain greater prosperity and make
       increasing? Use the Win Win Win          implement it effectively.                life, in general, pleasant.
       Promo to build our customer base.        Weekly Review Meetings: Utilize
       From every customer, who comes           the weekly meeting conducted
       to our branch, we must get one           now to the best of your advantage.
       reference customer for any of            Sharing ideas and success stories in     V. George Antony
       our products compulsorily. If the        meetings lead to new innovations. In     Country Head

                                                                                               XPRESSIONS     August 2012   7
                                “Saying thank you is more than good manners. It is good spirituality.”

Customer                        Alfred Painter
                                We thank all our customers from the bottom of our heart who found time to pen
  Service                       these letters. Your words are not mere composition of letters; they are pillars of
                                encouragement to us.
                                Thank You .

                                Today I have book one Air Arabia ticket from delhi to sharjah at a very low
                                fare compared to other like makemytrip and cleartrip. Also very very thanks to
                                uaeexchagetravel team.

                                Zeeshan Ahmad

                                                                          Good evening.

                                                                          Thank you very much for the help.
                                                                          And I appreciate your service.
                                                                          It seemed you are pro active and capable
                                                                          to work under such customer
                                                                          oriented organization.
                                                                          You are the best interpersonal skilled
                                                                          person I have ever seen.I am
                                                                          also working under a stressful and
                                                                          multi tasking environment.Your
                                                                          service was excellent.I do appreciate
                                                                          your follow up you deserve a
                                                                          word of gratitude from the bottom of
                                                                          my in this regard.

                                                                          Once again many thanks....

                                                                          Thanks & Regards,

                                                                          Venu T.R

 8   XPRESSIONS   August 2012

8th International SEZ Convention
July 18, 2012 – Hotel Le Meridien - New Delhi

SEZs in India have tremendously       Meridien in New Delhi.                investors.
contributed in terms of boosting      The     convention   was     mainly   The panel discussions were focused
exports, increasing foreign and       focused on creating world class       on SEZ’s providing a business
domestic investment flows, creation   business Infrastructure, enhancing    friendly environment wherein, it
of   world     class infrastructure   exports, earning foreign exchange,    not only attracts foreign companies
and generating of employment          creating employment opportunities     looking for economic and efficient
opportunities.                        and augmenting the economic           locations to set up their off shore
Delegates from UAE Exchange,          activities, and which enjoy liberal   businesses, but also seeks to enhance
Mr.Ripudaman Singh, Mr.Vikram         economic laws as compared to          the business competitiveness of
Yadav – RBDH corporate sales          those applicable to the rest of the   the unit by providing various fiscal
attended the 8th International        country with a specific view to       concessions and incentives.
SEZ Convention held at hotel Le       attract foreign as well as domestic

College Seminars

                                                         PUTTUR BRANCH: Seminar at Indus College.
Indian Capital market” at DB College, Thalayolaparambu
and St Xavier College, Kothavara.

OTTAPPALAM BRANCH: “Demat and Investment in Share        STUDENTS TRAINING PROGRAM: Neyyattinkara
Trading at Nehru College” Pambadi.                       branch in VTM NSS College, Dhanuvachapuram.

                                                                                    XPRESSIONS     August 2012   9

  Doctor’s meet

                                                              Surat Branch participated in doctors conference held at
  Bathery Branch in association with Indian Medical           Taj Gateway Surat, in which 350 doctors of South Gujarat
  Association conducted family meet on Doctors Day.           attended.

  RO Tiruvalla conducted Doctor’s meet at Tiruvalla Medical   Attingal branch at Vyapari Vyavasai Ekopana Samithi
  Mission Hospital.                                           meeting, in Chirayinkil Thaluk.

    Hygiecon 2012       RO Trivandrum conducted Kerala Government Dental Hygienists Association State Council
                        Doctors meeting (Hygiecon 2012) at Amritha Hotel, Thycaud Trivandrum.

 10    XPRESSIONS     August 2012
Pravasi Sangamam: Kalpetta branch participated       MoneyGram subagents meet at Begowal
in “Pravasi Sangamam” at Panamaram.

                                                            Work is Worship: Sindhu Shibu, Travel & Tour
                                                            Deputy Head of Chalakudy branch along with her
                                                            family members distributing service brochures of our
                                                            company at Vennor Church on a Sunday.

Kurnool Branch at a press conference for the release of Doctors Promo Campaign Flyer “Hello Doctors”

                                                                                    XPRESSIONS     August 2012   11

     Backing the Pillars of Tomorrow

                                             Kunnamkulam branch has made one        School for Deaf and Dump students.
                                             step ahead by sponsoring five copies   The school has hardly five teachers
                                             of Mathrubhumi News Paper Daily        and this initiative was appreciated by
                                             for this academic year to the Govt.    the management.

     Branches in Kollam region distributed
     notebooks and study materials to the
     poor students.

                                             Notebooks were gifted to the students of Orphanage run by FFM Sisters
                                             Convent, Big bazar road, Coimbatore.

                                             Notebooks were also distributed to the students of UP School, Valanchery and
     Anchal branch - East HSS                Govt Higher Secondary School Venjaramoodu.

     12   XPRESSIONS     August 2012
UAE Exchange branches have distributed notebooks to the students from poor financial background.
A few snaps of the activity are exhibited here:

Kallambalam branch- Govt UPS Manampoor                          Kundara Branch-SKVLP School.

  Blood Group Detection Camp

  MAAS Areacode, in association with UAE Exchange, conducted blood group detection camp at bus stand
  premise at Areacode. People from different walks of life participated in the event

                                                                           XPRESSIONS    August 2012   13

  The winners of National Promo conducted internally for the month of April, May and June are as below.

  Labbaikudikkad Branch                                      Ottappalam Branch

             Inter Zonal                                                         UAE    Exchange      co-sponsored

                                                                                 Inter Zonal Women Boxing
                                                                                 Championship 2012 held at

             Women Boxing
                                                                                 Visakhapatnam.      The      event
                                                                                 was inaugurated by Mr. Ch
                                                                                 Venkataramayya Ruling MLA,
                                                                                 Gajuwaka, Mr. N Rama Rao
             Championship                                                        General Secretary, Steel Plant and
                                                                                 YR Reddy Director of RINL.

  The portal,
  has earned 5000 + followers in
  Twitter. The portal is getting more
  digital followers and the number is
  hiking everyday.
  Also the portal has scored over
  30000 facebook fans.
  Everyday users get a chance to win
  cash prizes, mobile phones and
  gadgets through various online
                                         customers who have supported us         friends group. Keep visiting our
                                         by using our services and who have      portal to find the surprises awaiting
  UAE Exchange thanks all the online     recommended our name to their           you.

 14          XPRESSIONS   August 2012
Branches Blossomed

    UAE Exchange has added two more outlets to the existing count of 300 branches across India.
    UAE Exchange breaking the clichés of inauguration, the chenda & band mela, has replaced it with a simple but
    noble style. The door to each new branch opens a window of hope to the needy students of the respective area.
    For every branch inauguration of UAE Exchange, financially backward students from the nearby government
    schools are chosen and are awarded ‘Student Kits’, a package of books, instrument box and cash. Besides awarding
    students kit, the branch provides financial help for medical treatment to poor patients.

    Thuckalay, the 301st branch, was opened on 11th           Kattappana, the 302nd branch at, was inaugurated on14th
    July 2012 by Rev. Father Mathew in the presence           July by Shri Thomas Rajan, Member, Block Panchayath
    of Mrs. Sathya Devi Chairperson Municipality              and Mr Johny Kulampilly, President, Kattappana
    Padmanabhapuram.                                          Panchayath.

     UAE Exchange India opened its renovated branch at Charminar            Renovated Dilsukhnagar Branch was inaugu-
     with facilities matching international standards. Dr. Afzal-Managing   rated by Mr Vargeese Mathew - Zonal Head
     Director-Madina Hospital, inaugurated the branch on 23rd July 2012

                                                                                                Kottakkal branch
                                                                                             shifted to Room No.
                                                                                             KP 11/3257 A , first
                                                                                          floor, Pulickal Arcade,
                                                                                          Opp Bus Stand, Main
                                                                                                 Road, Kottakkal,

                                                                                          XPRESSIONS     August 2012   15

          MEDICAL CAMP

     UAE Exchange conducted a medical camp for around 200 Al Namal Group employees in association with Al Raja

     UAE Exchange GHQ                       Qatar-UAE Exchange joins hands with
     partners with UNICEF                   Ezetop and cashU
                                            Customers can now top-up the          and online payments is on a rise.
                                            mobile phones of their dear ones      Like us, UAE Exchange is also a
                                            back in their home countries with     techno-savvy brand, which believes
                                            Ezetop and also reload their cashU    in delivering the latest to its
                                            card, the online money payment        customers. Together, we have been
                                            card from any of the seven branches   providing the best and this new tie-
                                            of Qatar.                             up in Qatar is only an extension
                                            Mr. Martin Waldenstrom, CEO –         of that strong value-delivering
                                            cashU said “Usage of prepaid cards    relationship”

                                            Ifthar at Old Age Home

     UAE Exchange will contribute AED
     0.10 for every remittance transac-
     tion sent through UAE Exchange
     branches in the UAE, during the
     holy month of Ramadan, without
                                            Elderly Bahrains living in the Muharraq Social Welfarew Society were
     levying any extra charge on the cus-
                                            treated to an Iftar feast at Muharraq.

     16   XPRESSIONS     August 2012
15% Growth of Remittances to India And South Asia
Countries at the End of July
Transfer of funds from UAE to South       and the arrival of summer and the         crisis in Europe as well as debt
Asia and the Indian subcontinent          holiday season, period on which           and deficit, which languish under
Increased by 15% during the month         money transfer is more active”.           pressure from many European
of July compared with the same            Movement of money transfer                countries such as Greece and other
month of the year 2011.                   continued normally for this time of       In general euro-linked currencies
Mr. Sudhesh Giriyan, Vice President       year coinciding with the month of         remain in constant motion between
“XPRESS MONEY “ Exchange                  Ramadan.                                  the rise and fall. Regarding Arabic
in Dubai, said to Bayan Business:          The rupee fell to a new level by         World, the official Exchange rate
“There is a growth of +15% in money       the end of last July to around 57.32      of Syrian pound to Dollar was 69
transfer from UAE to South Asian          against the dollar. He explained          while in the black market the rate is
subcontinent in India last month          that the reason for the rupee decline     almost 70. Exchange Companies in
compared to the same period in            is due to the high demand for the         Syria refuse to sell USD currency, ”
2011 due to lower value of currency       dollar and the crisis in the euro area.   he added.
in India and neighboring countries,       “All of this is linked to the economic

More Indians in Burj Dubai                                                          Blood Donation
Indians have topped the list of           real estate transactions for the year
buyers in Burj Khalifa, the world’s       stood at Dh143 billion.
tallest tower, for the first six months   In addition, the top two largest
of 2012.                                  residential real estate deals for
Iranians were the next biggest            2011 were reported in Burj Khalifa
buyers in the iconic Dubai tower.         - a 11,355-square foot apartment
The Dubai Land Department                 selling for Dh28.15 million and a
data on Burj Khalifa, reveals that        Dh7,910-square foot unit selling for
Indians spent over Dh814 million          Dh28 million.
on purchasing properties in the           The 2,717-feet high tower has
828 metre-high iconic tower, while        900 apartments, while the Armani
Iranians bought properties worth          Residences has 144 fully furnished
Dh470 million.                            private apartments.
Britons were third in the list of
top five buyers - nationality wise -
purchasing properties worth Dh301
Emiratis came in fourth, acquiring                                                  NMC Trading, Al Ain the FMCG
properties worth Dh238 million,                                                     arm of NMC Healthcare organized
while Pakistanis took the fifth slot,                                               a blood donation camp to mark the
spending Dh210 million.                                                             birthday of Dr B R Shetty, MD and
Prominent buyers of apartments in                                                   CEO-NMC Healthcare.
Burj Khalifa include Raj Kundra, a                                                  Dr Krishnan Unni said, “The gift of
London-based NRI businessman,                                                       blood is the gift of life. It is driven
who has presented an apartment                                                      by this mantra that the NMCians
to his wife Shilpa Shetty, local                                                    in Al Ain came up with a wonderful
businessman BR Shetty and the                                                       initiative to celebrate our beloved
most recent buyer is Singapore-                                                     MD and CEO, Dr B R Shetty’s
based Spice Group Chairman BK                                                       birthday. We firmly believe that
Modi.                                                                               our collective wishes, prayers and
In April, Emirates 24/7 reported                                                    community services would translate
that Indians topped the list of first-                                              into abundant health, prosperity,
time property buyers in Dubai for                                                   and wealth to our great visionary
2011, having bought properties                                                      leader Dr B R Shetty who always
worth Dh2.1 billion, while the total                                                guide us through. ”

                                                                                          XPRESSIONS      August 2012   17
COVER STORY             Cultural India

      Folk dances are famous than the           West Bengal differs from that of the
      primitive classical dance in India        types performed in other states.
      since it is easy to understand and it     The modern scholors believe
      is treated as the art of the working      that the word Chauu originated
      class.                                    from Sanskrit word Chaya which
      Chauu is a folk dance of the state        means shadow. However there
      of West Bengal. The dance is a rare       is a controversial opinion that it
      kind of the east. Chauu is a dance of     is derived from Chauuni, which
      the tribal of the respective state. The   means military camp. Few opine
      dance themes are both devotional          that the mask is called as chauu and
      and agricultural.                         hence the name.The folks say that
      It is considered to be a major            initially the Chau was performed to
      martial dance. Actually there are         entertain the Oriya warriors inside
      three kinds of Chauu dances which         the camp and thus it got its name.
      differs on the basis of the region it     Besides being a glorious heritage
      is practised or the type of tribe who     of Mayurbhanj, Chauu exhibits
      practise.                                 folk, tradional, martial, tribal and
      The tribal belt and the tribals who       classical aspects in a dramatic mode.
      perform Chauu dances are spread           Mohuri, Chad Chadi, Dhol, Dhumsa
      in the adjoining states of Bihar,         are the common instruments used
      Bengal and Orissa.                        while the performers act and dance
      In Orissa they practise Mayurbhanj
      chauu, in Jharkahand it is Seraikall      This dance portrays a mythological
      chauu, and in West Bengal it is           theme to the viewers. Mostly the
      Purulia Chauu. Mayurbhanj and             characters from Ramayana and
      Purulia are the districts of Orissa       Mahabharata are depicted. Only
      and West Bengal and it is believed        male dancers who wears huge
      that Chauu had its origin in the          masks of the depicted characters
      Purulia district of West Bengal. The      perform this. Actually the prominent
      Chauu practised in                        difference in the type of Chauu

      18   XPRESSIONS      August 2012
is identified by the use      costumes they wore were greater
of masks. The Seraikella      attraction of the day.
chauu also uses masks but
the Mayurbhanj chauu’s
The Mayurbhanj Chauu
has six Topkas or steps
and 36 uflis or jumping
locomotions. These uflis
are called from rural house
hold activities, movements
of animals, birds and war
actions. The Mayurbanj
treasures     the   highest
number of dance items
which is the rarest in the
The second day of Dharani
Dance festival had all the
three kinds of chauus. The
martial dance performed by
the dancers galvanized the
crowd. The masks and the

                        This column carries the write up on
                        the winning entry of the Xpressions
                        PHOTO CONTEST 2012. And the
                        winner of the month is Mr. Dixon CD,
                        of Cochin, Kerala.

                                   XPRESSIONS     August 2012   19
              Happy Independence Day

20   XPRESSIONS   August 2012
“Freedom is never dear at
any price. It is the breath
of life. What would a man
not pay for living?”
Mahatma Gandhi

                              XPRESSIONS   August 2012   21

   Common Terms Used In Share Market
                                                                                                       Shalu Babu
                                                                                                       AO-Share Trading
                                                                                                       and IAS Products

   Share Trading - Buying and selling        buying or selling price has to be        during market hours is online share
   of shares is share trading.               mentioned and when the share             trading
   Open - The first price when the           price comes to that price then the       Offline Share Trading - Buying and
   market opens.                             order will get executed with the         selling of shares through broker.
                                             price mentioned by the trader
   High - The stock price reached at                                                  Penny stock - The stock price less
   the highest level throughout the          Market Order - When you put buy          then Rs 1 is called as penny stock.
   trading day                               or sell price at market rate then the
                                             price gets executed at the current       Large Cap stocks - Shares of
   Low - The stock price reached the         rate of market. The market order         those companies with a market
   lowest level throughout the trading       gets immediately executed at the         capitalization over Rs. 1000 crores
   day.                                      current available price.                 as large cap stocks
   LTP - Last traded price of a share.       Stop Loss Orders - As the                Mid Cap stocks - Shares of
   Close - The final price of the stock      name indicates the stop loss             those companies with a market
   when the market closes for a day.         orders are used to stop or limit         capitalization between Rs. 100
                                             the losses in the share market.          crores and Rs. 1000 crores is Mid
   Bid - The Buying price is called as
                                             Stop loss orders are limit price set     cap stocks
   Bid price.
                                             by traders at which the order will       Small cap stocks - Shares of
   Offer - The selling price is called as
                                             automatically enter or exit the trade.   those companies with a market
   offer price.
                                             The stop loss order is placed below      capitalization less then Rs. 100
   Bid Quantity - The total number of        the current market price of the stock    crores is Small cap stocks
   shares available for buying is called     to stop the loss in buy position and     Buy Back of shares - The buying
   as Bid Quantity.                          above the current market price to        of shares by a company from open
   Offer Quantity - The total number of      stop the loss in short sell position.    market in order to reduce the
   shares available for selling is called    Margin - Margin amount is the            number of shares in the market.
   as Offer Quantity.                        amount given by the broker for day       Companies will buy back shares
   Short selling - First selling and         trading.                                 to increase the value of shares
   then buying (this only happens in         Bull Phase - when the market keeps       whenever a company feels the share
   day trading) is called as short sell or   going up it is called Bull phase or      price is undervalued in the open
   shorting of sell.                         cycle.                                   market.
   Squaring off - This term is used to       Bear Phase - when the market             Day trading (Intra day) - Buy and
   complete one transaction. Means           keeps going down it is called Bear       selling of shares in a day is called as
   if you buy, then you have to sell         phase or cycle.                          day trading
   (means square off) and if you short                                                Delivery Trading - Taking the
                                             Forex Trading - Trading done in
   sell then you have to buy (means                                                   delivery of shares. After getting
                                             currency is called as Forex trading
   square off).                                                                       these shares in your demat account
                                             Online Share Trading - Buying and        you can sell them at anytime.
   Limit Order - In limit order, the
                                             selling of shares through internet

   22   XPRESSIONS      August 2012

 Google Maps
Google      Maps      is    a    web     computer terminal. Geolocation may                     Sadique Aboobacker
mapping service application and          refer to the practice of assessing the                 AO-IT
technology provided by Google, that      location, or to the actual assessed
powers many map-based services,          location.                                geolocation coordinates provided
including the Google Maps website,       Geolocation is closely related           by branches, we are able to locate
Google     Ride    Finder,    Google     to    positioning    but   can    be     the branches in Google map.
Transit, and maps embedded on            distinguished from it by a greater       Online      branch   locators    are
third-party websites via the Google      emphasis      on    determining    a     an important feature for UAE
Maps API. It offers street maps,         meaningful location (e.g. a street       Exchange, India, on the web. The
a route planner for traveling by foot,   address) rather than just a set of       locators help improve the customer
car, bike (beta), or public transport    geographic coordinates. Specifically     experience and cater to multi-
and an urban business locator for        this involves the use of advanced        channel customers. For instance,
numerous countries around the            radio frequency (RF) location            someone who wants to visit one of
world. Google Maps satellite images      systems utilizing, for example, Time     our branches can locate a nearby
are not updated in real time; they       Difference of Arrival (TDOA) where       branch, obtain driving directions,
are several months or years old.         greater specificity of location is       and go there to purchase ticket, pay
One of the biggest advantages of         possible.                                their bills, or do any transaction.
Google maps is the three different                                                UAE Exchange customers who visit
map views it supplies. There is                                                   the website through their mobile
                                         Google Maps in UAE Exchange
a normal map view, a satellite                                                    also can view the branch location in
                                         Travel Portal
image view and a terrain view,                                                    Google Map. This would benefit the
depending on the need of the             We have introduced google maps in        customers find the branch location
user. Another advantage is that          our travel portal. With the mapping      themselves and help them approach
if the user needs directions that        technology from Google, we’re able       their nearest branch much easier
include numerous stops, Google           to enhance the user experience,          than ever.
maps easily adds a new destination       increase site stickiness, and improve
                                         the quality and accuracy of the data     We have also introduced Google
to the route with a single click.
                                         being displayed. The branches            map to view all the branches of
                                         retrieve the coordinates of their        the selected state in the map. This
Geo location                                                                      would show our customers how
                                         location from Google Map and save
Geolocation is the identification of     the geolocation coordinates into         broad our network is.
the real-world geographic location       our database through the screen          To view the introduced Google Map,
of an object, such as radar, mobile      provided to them in Corporate            visit
phone or an internet-connected           Communication. With the branch           branch-networks

                                                                                        XPRESSIONS      August 2012   23
     The news of “Win Win Win” was covered in all the major dailies these days. Thanks to all the
               media houses for taking the news to our customers and well wishers.

24   XPRESSIONS    August 2012
                               UAE Exchange Family wishes
                               Happy Married life

                                        nch       Ms. Shamna KV of Kannur KVR
                                 ram Bra                                                 Mr. Jesv
                         thanapu                      Branch and Mr. Prajesh                    in Jose
             ee l A of Pa Ajisa                                                                         o
                                                                                              and Ms. f AO - HR
     Mr. Jam       and Ms.                                                                            Jesmi

Ms. Len
       ny Kuria
                kose of
       Mr. Rup          AO - HR                                                                                         Branch
               ak Tham          and                                                                     of Kallakurichi
                        pan                   Mr. R Radhakrishnan of Gobichettipalayam      Ms. Deepa D         ikrishna
                                                       Branch and Ms. Suriya                      and Mr. Mural

                                                                                         XPRESSIONS   August 2012   25

                 Vadanapally Branch                      Suratkal Branch
                                                                                    Tanjore South Branch

                      Sikar Branch                          Pathankot Branch
                                                                                              Dasuya Branch

           Puliangudi Branch                                                           Chalakudy Branch
                                      Anantanag Branch              Margao Branch

                       Nadapuram Branch                    Kuruvilangadu Branch      Kurnool Branch

                                                         Khammam Branch             Kanjirapally Branch
                 Rajamundry Branch

      26   XPRESSIONS      August 2012

               Kadappa Branch      Colechal Branch
                                                                    Kattappana Branch                   Pune Branch

                Bandra Branch         Ajmer Branch           HYD Charminar Branch            Kapurthala Branch

                                            Cherpulassery Branch                        Jaipur Branch
             Venjaramoodu Branch

             EKM MG Road Branch                 Ponda Branch                        Payyannur Branch

                Kottayam Branch                 Korutla Branch                      Kayamkulam Branch

                                                                              XPRESSIONS        August 2012    27

             Tiruvanamalai Branch                                                              Hyd Tolichowki Branch
                                                            Balachaur Branch

                                                                                                          Baroda Branch
             Mangalore LIC Branch                                   Panaji Branch

                                                            BRANCH TOPPERS

             CATEGORY                         REGION                     BRANCH          RECORD ACHIEVED MONTH
                 Agent                        Punjab1                    Ludhiana                 June
                 Bank                        Karnataka            Bangalore - RT Nagar             July
              Corporate                      Thiruvalla                    Pala                    July
             Ext Activites                   Ernakulam                   Thrissur                  May
                 HNII                         Tanjore                  Kumbakonam                  July
             Int Activites                   Thiruvalla               Pathanamthitta               May

                                                          EMPLOYEE TOPPERS
             CATEGORY                       EMPLOYEE                     BRANCH          RECORD ACHIEVED MONTH
                 Agent                       Gurdaspur                Rakesh Kumar                 July
                 Bank                  Ramanathapuram                T R Manoj Kumar               May
              Corporate                        Aluva                     Tinju Paul                July
             Ext Activites                    Thrissur                 Sajeesh P K                 May
                 HNII                          Ranchi               Sujay Chakraborty              July
             Int Activites                 Ekm - M G Road               Jolly Babu                June

      28   XPRESSIONS        August 2012
                                                                                               Dhanalakshmi P
                                                                                                 AO Corporate

                                                                                     rates and young populations.”
                                                                                     However , an individual’s actual
                                                                                     maturity may not correspond to their
                                                                                     chronological age, as immature
                                                                                     individuals could exist at all ages.
                                                                                     The cycle from youth to old
                                                                                     continues and what has been lost
                                                                                     somewhere in the middle is respect
                                                                                     for the old and kindness for the
A youngster of 20 years while             citizen” is replacing the term old-        young.
wearing his belt on his low waist         age pensioner traditionally.               If a society can be kind to the
jeans is sure to hear a sarcastic         When defined in an official context,       youngsters, their passion, their
comment from his grandfather in 75,       senior citizen is often used for           developments, their inventions
“ you boys are crazy? No use of belt      legal or policy-related reasons in         and ideas instead of demarcating
if you want your pant so loose”.          determining who is eligible for            them as a nonsense, wont there
A senior citizen in his late 60’s while   certain benefits available to the age      be a worthy young population
searching for coins deep inside his       group.                                     contributing to the society. At the
pocket to shell off a 50 paise coin       Youth generally refers to a time of        same time if the society? can treat
to a beggar would get a teasing           life that is neither childhood nor         the senior citizens with due respect,
look from his grandson meaning,”          adulthood, but rather somewhere            love, care, dignity and of all to offer
Actually who is the beggar here?’’        in-between. Youth also identifies          them a heart that listens to their
The audience of these situation           a particular mindset of attitude, as       experience with life wont this world
would probably give one easy              in “He is very youthful”. The term         would be much safer to live in?
answer, ‘Generation Gap’.                 youth is also related to being young.      Let the time change, world change
Why is it essential to talk about         “This world demands the qualities of       and trend change but not humanity.
these two different categories now?       youth: not a time of life but a state of   The basic quality of a human being
Is there anything special about           mind, a temper of the will, a quality      is to love and respect.
it? August is the month for both          of imagination, a predominance             This doesn’t require to make a
grandsons and grandpas.                   of courage over timidity, of the           drastic change,. by appointing a
August 8th is dedicated to the senior     appetite for adventure over the life       15 member committee to draft the
citizens of the world and 12th of         of ease.” - Robert Kennedy                 measures.
August celebrated as International        Today one among a five is between          Just two simple things.
youth day.                                the age 18 and 25. The good news is        Whatever age we are at, the next
Senior citizen is a common polite         60% of youth live in Asia.                 time we see an elder person let us
designation for an elderly person and     Wendy Baldwin, president and CEO           stand and offer respect and when
it implies or means that the person is    of PRB, says,       “The developing        we see a younger one let us offer a
retired. This in turn usually implies     countries in Africa, Asia, and Latin       smile.
or in fact means that the person          America account for 97 percent of          Life is Beautiful and Simple. Let us
is over the retirement age, which         growth in population because of the        keep it such.
varies according to country. “Senior      dual effects of continued high birth

                                                                                           XPRESSIONS      August 2012   29

                                                                                                             Compiled by
  Relax on board                                                                                             Ratheesh VR
                                                                                                             AO Travel

  Air passengers are far more likely        while onboard an aircraft. And           cost or free in-flight Wi-Fi.” The Go
  to relax and unwind while in-flight,      despite the introduction of portable     Airport Express poll also found that
  rather than working, according to a       tablets and on-demand in-flight          just 2% of fliers try to engage fellow
  new study. The survey conducted           entertainment systems, respondents       passengers in conversation. This
                                               revealed that reading a book is       underscores recent research from
                                               still the most popular in-flight      TripAdvisor which said that more
                                               activity (32%), followed by taking    than 75% of people had no interest
                                               a nap (14%). A surprisingly low       in socializing with their fellow
                                               7% said they watch in-flight          passengers, while 40% said they’d
                                               movies, while just 2% play            pay extra for special ‘quiet zones’
                                               computer games.                       in planes. A recent Skyscanner
                                               “These results indicate people        poll also found that 60% of fliers
                                               prefer to use their travel time to    prefer the window seat, rather
                                               relax and pursue leisure activities   than the more social aisle option.
                                               versus catching up on work,” said     Two percent of those polled in the
  by GO Airport Express, a Chicago-         John McCarthy, President of GO           latest survey said they do nothing
  based ground transport provider,          Airport Express. “However, this may      at all, while 19% stated they do a
  found that just 10% of people work        change as more airlines offer low-       combination of activities.

  Air Mantra to connect Amritsar and Chandigarh
  The new regional airline Air              Chandigarh-Amritsar Route, twice         large cities. Airlines with non-
  Mantra (Religare Voyages Ltd),            a day. However the first inaugural       scheduled licenses are not allowed
  promoted by Religare Enterprises          Amritsar-Chandigarh flight had to        to publicize their flight schedules
  Ltd has commenced its commercial          return midair due
  operations on 23 July with daily          to bad weather in
  flights connecting Amritsar and           Chandigarh.
  Chandigarh. Amritsar being the            The Ministry of
  religious capital of Sikhs and            civil     aviation’s
  Chandigarh the state capital, this        vision            of
  route will be highly beneficial for the   connecting
  bureaucrats, government officers,         smaller towns and
  businessmen, tourists etc. The            cities by air gave
  airlines have introduced Beech Craft      rise to the concept
  1900 D aircraft having a capacity to      of regional carriers in August 2007.     the way carriers such as Jet
  handle 18 passengers on board and         Regional airlines are not allowed to     Airways (India) can.
  this aircraft will fly on Amritsar-       fly over crowded routes connecting
                                                                                     10 millionth visitor in Tokyo
  Maharashtra receives the highest number of FTVs                                    Skytree
                                                                                     The 634-metre Tokyo Skytree has
  As per the latest statistics released     registering a growth of around 9%.       logged its 10 millionth visitor - less
  by Ministry of Tourism (MoT),             The report reveals the fact that the     than two months since opening.
  Maharashtra has held to its top           contribution of the top 10 states was    Kyodo News reported that the
  slot as the state that received the       about 90% to the total number of         world’s second tallest structure
  highest number of foreign tourists        FTVs in the country for 2011.            reached the visitor landmark on
  in the country with nearly 4.8            Reports also state that the Union        Saturday 21 July, with an average
  million tourist arrivals in 2011.         Government      has     decided     to   visitor flow of more than 168,600
  Tamilnadu and Delhi welcomed 3.4          provide jobs to 100,000 youths in        people per day.
  Million and 2.2 Million foreigners        the tourism industry during the          The Skytree operates as a
  respectively in the same period. The      current financial year to cater to the   broadcasting    tower,    but     also
  number of FTVs to Indian states/          millions of foreign tourists visiting    includes a range of tourist facilities
  union territories was 19.5 million,       the country annually.                    including two observation decks, an
  compared to 17.9 million in 2010                                                   aquarium, shops and restaurants.

  30    XPRESSIONS     August 2012
 Go... Goa                                                                                             Juwelia Fernandes
                                                                                                          Margao Branch

Goa popularly famous as the               bound. Some of the beautiful and          for you and enjoy your holidays
“Pearl of the Orient” and a “Tourist      untouched beaches are Keri beach,         in this heavenly beach state in a
Paradise is globally known for            Arambol beach, Mandrem beach,             delightful and memorable way.
its tempting tourism, which               Morjim beach, Caranzalem beach,
attracts tourists, beach lovers,          Marvel, Dona Paula, Benaulim              People of Goa
honeymooners, wildlife lovers and         beach and so goes a long list…            Goans live life in style, a blend of
fun makers from all the nook and          The dazzling Dudhsagar (ocean             East and West. Rich or poor, they
corner of the world. In this tiny state   of milk) waterfalls – the pride of        do not equate life with money.
of India, there is so much to enjoy       Goa, cascading majestically down          They are hardworking and spend
and explore that you will hardly get      the loftly western ghats, provide a       their earnings on dress, food,
time to think about rest of the world.    spectacle of unsurpassed grandeur         entertainment and festivals. Goans
It is one of the most beautiful and       amidst      idyllic      surroundings.    can’t live without cleanliness,
charming destination which is the         Like serene beaches, Goa is also          spaciousness, nature. dance and
perfect place to enjoy holidays in a      famous for its heritage monuments,        music. Food is their soul. Their life
delightful and memorable way.             churches, forts and temples. These        is peaceful, not driven by modern
One of the most important reasons         heritage attractions depict the           day sentiments, anxieties, tensions
why the tourism of this beautiful         heritage and cultural beauty of           and other ills of a fast life.. Goans
state is increasing with the passage      the religions and the Portuguese          dance to the maddening lilting tune
of time, is because Goa is considered     presence in this beautiful state of       of Latino music and sing together.
to be one of the most tourist friendly    India. Se Cathedral, Aguada Fort,         Goa is the land that produced
place on this earth.                      Shri Mahalsa Temple, Cabo Fort,           some of the most revered names of
                                          etc are some of the major heritage        Indian classical music. Goans are
Goa is truly known as the Beach
                                          attraction of the state.                  deeply religious and value family
Capital of India and in this tiny state
                                                                                    tradition and celebrate festivals
there are around 39 beaches and all       Besides Goa has its its exotic
                                                                                    with much religious fervour. They
of them are exotically beautiful and      wildlife parks and sanctuaries.
                                                                                    are everywhere in the world.
charming. All have their own charm        Rocking carnival and colourful
                                                                                    Though Goans have migrated in
to appeal and attract tourists and        fairs and festival are also the part of
                                                                                    large numbers they retain their love
above all some are even the finest        this state tourism which grabs the
                                                                                    for their motherland by visiting her
in the world. Anyone would fall for       attention of tourists from all over the
                                                                                    at least once in a year. There is a
the serene beaches, water sports          world.
                                                                                    common saying ‘Come and stay in
or the cool breeze that blows from        Well if you want to explore the charm     Goa as a dear guest. You will never
the sea with heart grabbing scenic        of these wonderful attractions of this    know when you have become a
beauty backdrop. The beauty of Goa        beautiful state, just make a tour to      member of a family.’
beaches will surely leave you spell       Goa. Book one tailor made package

 A Special tour package to Goa            tour to south Goa covering old            A bottle of Goan wine and a fruit
  Day 01 : Arrive At Goa                  Goa, Miramar Beach, Dona Paula,           platter, on the day of arrival.
                                          Panaji, shopping trip followed by a       Complimentary 2 bottles of
  Arrival at Goa Airport/ Thivim          boat cruise on the Mandovi River.
  Railway     station,     our    tour                                              mineral water will be provided
                                          Overnight stay at the hotel.              daily. TDH or Buffet Meal as per
  coordinator will assist and transfer
  you to the hotel/resort. Check-in       Day 03: Day Free at Leisure               plan. (Breakfast and Dinner)
  to the hotel. Spend the rest of the     After morning breakfast, day is free      No extra charge for children
  day at leisure. Overnight stay at       at leisure. Overnight stay at the         below the age of 5 on package
  the hotel.                              hotel.                                    plans.
  Day 02: Half Day Sightseeing            Day 04: Return from GOA                   Complimentary use of tea/ coffee
  South Goa                               After breakfast, drop back at the         maker, replenished once a day
  In the morning after breakfast,         Airport/Railway station for the           Goans
  day is free at leisure, afternoon       onward journey                                   source:

                                                                                          XPRESSIONS       August 2012    31

 Food and human body
 It is very difficult for an ordinary    of unhealthy LDL cholesterol.
 human being to find out which food      One Canadian study, published in                                            Sereena Manoj
 is good for which organ or particular   the journal Experimental Biology
 disease. However, it is indeed very     and Medicine, said there was              motion sickness. But the benefits
 interesting to note that our mother     convincing evidence that lycopene         could go much further. Injecting
 nature has given some clues for us      prevented coronary heart disease.         the chemical that gives ginger its
 to relate the foods with our health.    GRAPES –LUNGS                             flavour slow down the growth rate
 CARROTS -EYES                                                                     of bowel tumors.
                                         Our lungs are made up of branches
 Slice a carrot and it looks just like   of ever-smaller airways that finish       BANANA -(SMILE) DEPRESSION
 an eye, right down to the pattern       up with tiny bunches of tissue            Cheer yourself up and put a smile
 of the iris. It’s a clear clue to the   called alveoli. These structures,         on your face by eating a banana.
 importance this everyday veg has        which resemble bunches of grapes,         The popular fruit contains a
 for vision. Carrots get their orange    allow oxygen to pass from the lungs       protein called tryptophan. Once
 colour from a plant chemical called     to the blood stream. One reason           it has been digested, tryptophan
 beta carotene, which reduces the        that very premature babies struggle       then gets converted in a chemical
 risk of developing cataracts. The       to survive is that these alveoli do       neurotransmitter called serotonin.
 chemical also protects against          not begin to form until week 23           This is one of the most important
 mascular degeneration an age-           or 24 of pregnancy. A diet high in        mood-regulating chemicals in the
 related sight problem that affects      fresh fruit, such as grapes, has been     brain and most anti-depressant
 one in four over-65s.                   shown to reduce the risk of lung          drugs work by adjusting levels of
 WALNUT- BRAIN                           cancer. Grape seeds also contain a        serotonin production. Higher levels
                                         chemical called proanthocyanidin,         are associated with better moods.
 The gnarled folds of a walnut
                                         which appears to reduce the severity      MUSHROOM- EAR
 mimic the appearance of a human
                                         of asthma triggered by allergy.
 brain - and provide a clue to the                                                 Slice a mushroom in half and it
 benefits. Walnuts are the only nuts     CHEESE -BONES                             resembles the shape of the human
 which contain significant amounts       Cheese, is not just good for your         ear. And guess what? Adding it
 of omega-3 fatty acids. They may        bones; it even resembles their            to your cooking could actually
 also help head off dementia. An         internal structure. And like most         improve your hearing. That’s
 American study found that walnut        cheeses, it is a rich source of           because mushrooms are one of the
 extract broke down the protein-         calcium, a vital ingredient for           few foods in our diet that contain
 based plaques associated with           strong bones and reducing the risk        vitamin D. This particular vitamin
 Alzheimer disease. Walnuts also         of osteoporosis later in life. Together   is important for healthy bones, even
 appear to enhance signaling within      with another mineral called               the tiny ones in the ear that transmit
 the brain and encourage new             phosphate, it provides the main           sound to the brain.
 messaging links between brain           strength in bones but also helps to       BROCCOLI -CANCER
 cells.                                  ˜power muscles. Getting enough
                                         calcium in the diet during childhood      Close-up, the tiny green tips on a
 TOMATO- HEART                                                                     broccoli head look like hundreds
                                         is crucial for strong bones. A study
 A tomato is red and usually has                                                   of cancer cells. Now scientists
                                         at Columbia University in New
 four chambers, just like our heart.                                               know this disease-busting veg can
                                         York showed teens that increased
 Tomatoes are also a great source                                                  play a crucial role in preventing
                                         calcium intake from 800mg a day to
 of lycopene, a plant chemical that                                                the disease. Last year, a team of
                                         1200mg equal to an extra two slices
 reduces the risk of heart disease                                                 researchers at the US National
                                         of cheddar - boosted their bone
 and several cancers. The Women’s                                                  Cancer Institute found just a weekly
                                         density by six per cent.
 Health Study ”An American                                                         serving of broccoli was enough to
 research programme which tracks         GINGER -STOMACH                           reduce the risk of prostate cancer
 the health of 40,000 women” found       Root ginger, often looks just like        by 45 per cent.
 women with the highest blood            the stomach. So it’s interesting that
 levels of lycopene had 30 per cent      one of its biggest benefits is aiding     (The writer is a post graduate in Nutrition and Dietetics
 less heart disease than women           digestion. The Chinese have been          with industry exposure of 8 years. Diet counselling
                                                                                   is her core competence and is currently employed at
 who had very little lycopene. Lab       using it for over 2,000 years to          VLCC Health Care Limited as Slimming-In-Charge.
 experiments have also shown that        calm the stomach and cure nausea,         Ms. Sereena is married to Mr. Manoj V Mathew–
                                                                                   Accounts Head, UAE Exchange. She can be reached at
 lycopene helps counter the effect       while it is also a popular remedy for

 32   XPRESSIONS     August 2012

                                                                                                            Sheeba Johnson
                                                                                                              AO Corporate

                                Will They Make India
                                Proud In London?
  As I write this, I am watching the           George, Anita Sood, M D Valsamma,              finishing fourth behind Cristeana
  India’s largest-ever contingent at           Deepika Kumari, Kunjarani Devi,                who clocked 55.41. Since then the
                       the Olympics            M C Mary Kom, Saina Nehwal,                    “Payyoli Express,” as she
                       games gently            Sania Mirza and the list goes on.              was fondly called by the
                       moving during           Karnam Malleswary was the first                media, has been working
                       the   opening           Indian woman to climb the Olympic              hard as a trainer with
                       ceremony    in          winner’s podium as she won the                 a dream of an Olympic
                       London, on TV.          Bronze medal in the women’s 69                 Medal for India. Tintu
                         This time we          Kg weight lifting Sydney Olympics              Luka, her disciple is
                         are    sending        2000.                                          already highlighted as
                         more than 80          In 1984 PT Usha had made it to                 an Indian hopeful for
                         athletes    and       the finals of 400 m hurdles in Los             winning a medal in
                         only a few            Angels. But she lost the Bronze                London this year.
                         managers.                                                              In women’s 3000m steeple chase
                         Out of this 23                                                         Sudha Singh, with her best timing
                         are      women                                                         of 9:47.70 can be another prospect
                         athletes who                                                           in this edition of Olympic games.
  will take on their opponents in                                                               In the field events, Indian women,
  archery,     athletics,    badminton,                                                         Krishna Poonia (discus throw),
  boxing, judo, shooting, table tennis,                                                         Mayookha Johny (tripple jump),
  tennis, weight-lifting and wrestling.                                                         and Sahana Kumari are also
  All the sports lovers like me in India                                                        expected to take out their best
  are yearning for a leap frog from the                                                         performance.
  status of “also-ran” to “ winner.”
                                                                                                We hope, Jwala Gutta and Ashwini
  The recent years have witnessed                                                               Ponnappa will bring cheer for
  more women coming to the sports                                                               India during their badminton
  arena. India has produced many                                                                matches.
  talented women sports personalities
  like Karnam Malleswary, P T                  medal to Cristieana Cojocaru of                Of all these, two events are watched
  Usha, Shiny Abraham, Anju Bobby              Romania. PT Usha clocked 55.42                 with assured victory, viz; women’s
                                                                                              singles in badminton and women’s
     Indian women athletes for the London Olympics                                            fly weight event in boxing.
     Archery:                Laishram Bombayla Devi, Deepika Kumari, Chekrovolu               In Saina Nehwal, India has a chance
                             Swuro, and Laishram Bombayla Dev.                                to win, as the young player enjoys
     Track & Road events :   Tintu Luka (800 m), Sudha Singh (3000 m steeplechase)            the best time of her career. The ace
     Field events:           Krishna Poonia and Seema Antil (discus throw), Mayookha          Indian shuttler is adjudged to have
                             Johny (triple jump), Sahana Kumari (high jump).                  everything she needs to fight her
     Badminton:              Saina Nehwal (women’s singles), Jwala Gutta & Ashwini            way to the winner’s podium.
                             Ponnappa Women’s doubles. Jwala Gutta will pair with V Diju      Mangte Chungneijang Mary Kom
                             for mixed doubles also.
                                                                                              from Manipur is another sports
     Boxing :                MC Mary Kom (women’s flyweight)
                                                                                              person Indians can bet on in London.
     Judo:                   Garima Chaudhary (women’s 63 kg)                                 The mother of two, she is a very
     Shooting:               Shagun Chowdhary (Trap), Rahi Sarnobat (25 m pistol),            dedicated and talented boxer. This
                             Annuraj Singh (10 m air pistol), Heena Sidhu (10 m air pistol)
                                                                                              five time world champion already
     Table tennis:           Ankita Das (women’s singles)                                     has several medals in her kitty in
     Tennis:                 Rushmi Chakravarthi and Sania Mirza (women’s doubles).           the 46 and 48 kg categories. But to
                             Sania will also pair with Leander Paes for the mixed doubles.
                                                                                              participate in Olympics, where the
     Weightlifting:          Ngangbam Soniya Chanu (women’s 48 kg)                            lowest weight category being 51kg,
     Wresting:               Geeta Phogat (women’s freestyle 55 kg)                           she had to put on more weight.

                                                                                                    XPRESSIONS    August 2012   33

  Eco-Friendly products
                                                                                        Compiled by
                                                                                         Seethal PS
                                                                                       AO Corporate

                                                                                  easily separated and re-recycled,
                                                                                  representing an easier, softer
                                                                                  way to go green at home. And
                                                                                  the possibilities are endless
                                                                                  and enthusing. Currently, the
                                                                                  industry and the market is
                                                                                  packed     with     eco-furnitures
                                                                                  made of wheat panels, sunflower
                                                                                  board, aluminum, polywoods,
                                                                                  wrought irons, metals, stones,
                                                                                  post consumer materials, all of
                                                                                  which are available in attractive
                                                                                  designs and colors.
                                                                               3. Solar Energy - Solar products
                                                                                  are    innovative     mechanisms
                                                                                  that help conserve energy,and
                                                                                  help maintain the ecosystem
                                                                                  as whole. Solar products are
                                                                                  environmentally friendly and
                                                                                  are usually cost effective as well.
                                                                                  Today, there are several solar
                                                                                  power products in the market for
                                                                                  our home and office use. Solar
 In this time, when the impact from       as it leads to less deforestation.
                                                                                  Products include items such as
 Global Warming and Greenhouse            The paper-making process uses
                                                                                  solar hot water heaters, solar
 Effect are showing its effect on         energy, water and chemicals
                                                                                  heating systems, solar panels,
 humans, animals, and on our              and produces wastes such
                                                                                  solar flashlights, small radios,
 planet, it has led people to become      as cotton rags and non-wood
                                                                                  solar calculators, solar battery
 more alert about the environmental       raw materials which can be
                                                                                  chargers, solar lanterns, solar
 concerns. In the recent years            converted      into    something
                                                                                  lighting, solar car batteries and
 various corporations, communities,       meaningful by recycling. Paper
                                                                                  much more.
 government agencies are coming           made from recycled fibres or
 forward to promote products              Handmade Paper requires
 and technologies that lead to the        at least 50% less energy and
 preservation of the environment.         up to 75% less water than
 Three Eco friendly products which        making it from virgin fibre. It
 are easily available in India.           also produces up to 90% less
 1. Handmade Paper - There is a           wastewater and reduces air
    growing concern around the            pollution by 70%.
    globe for preserving our forest    2. Eco     furniture    -   Eco-
    reserves. Handmade paper is           furnitures      made      with
    an environment friendly product       endurable materials can be

 34    XPRESSIONS   August 2012
XPRESSIONS   August 2012   35

          a little extra!
                                                                               VK PAI
              Do                                                        Book   : Achieve your highest potential –
                                                                                 Be the best you can be

   Become extraordinary!
                                                                        Author : Chitra Jha
                                                                        PP     : Penguin India

  There are thousands of books by          part covers managing the physical      •	 In order to see beauty in our
  various authors on the subject of self   environment of a person, the second       life, we must see beauty in our
  help and motivation. Some of them        part guides in managing the mental        physical being.
  make us feel a sense of elevation        & emotional environment while the      •	 It takes only a little ‘extra’ to
  having discovered some valuable          third part highlights about managing      become ‘extraordinary’ from
  information or guidance. This book       the spiritual environment.                your ‘ordinary’ self.
  makes you confident and if you have      The author is a life skill coach and   •	 Our environment is a reflection
  spiritual inclination and have been      brings her experience as a nursing        of who we are; as within so
  brought up with family values, you       officer in the Indian Army, a             without.
  certainly will love this book.           Counselor, trainer apart from many
                                                                                  •	 The only person you can ever
  The book has three parts. The first      other subjects.
                                                                                     change is you.
                                           The author in her morality priced
                                                                                  •	 Peace will come to the world
                                           book guides in life’s problems as
                                                                                     only when we make peace with
                                           a master guides his disciples and
                                                                                     our body and our surroundings,
                                           provides answers they seek. She
                                                                                     choosing harmony over conflict.
                                           states in her preface:
                                                                                  •	 Each one of us is the centre of
                                           “I believe that each human being has
                                                                                     our own universe.
                                           been programmed for excellence.
                                           Excellence in all endeavors is your    •	 Nothing can stop us when we
                                           birth right. If you do not achieve        suspend the conventional belief
                                           excellence in every sphere of your        that something can’t be done.
                                           life you are shortchanging yourself.   •	 Since we know that our beliefs
                                           You are not only denying your full        create our lives, it makes sense
                                           glory to your self but also doing         to choose the ones which makes
                                           injustice to humanity at large.”          our lives easier.
                                           I have seldom come across a            •	 Autosuggestions are the seed of
                                           preface to the beginning with             our true desires.
                                           “Dear Readers”. This in itself is a    •	 All the positive feelings originate
                                           true mirror of her intense desire to      in love while all negative feelings
                                           convey her message to the readers         originate from fear.
                                           that achieving excellence in life
                                           is within our reach and we have        •	 Worry doesn’t take away
                                           only to seek it with a change in our      tomorrow’s troubles; it only
                                           lifestyle, food habits and personal       takes away today’s peace.
                                           outlook.                               •	 Success comes easily to those
                                           Given below are excerpts from the         who devote their time and
                                           book                                      energies in developing their
                                                                                     emotional intelligence.
                                           •	 We have been programmed to
                                              find faults with ourselves.         •	 The    moment      we    willingly

  36   XPRESSIONS      August 2012
   consider our capabilities, we         •	 Forgiving others means forgiving        note to the readers as reproduced
   change our life for better.              ourselves.                              below:
•	 The only way to learn anything        •	 It is all right to enjoy our material   I thank you for reading this book
   is by asking the right questions,        well-being as long as it doesn’t        and applying the resultant wisdom
   and a curious mind always asks           become our priority Number              in your life.
   questions.                               One.                                    I thank you for letting me help you
•	 What we think is wrong with           •	 Showing an example is far               create your success.
   us is often an expression of an          superior to preaching some              I thank you for fighting your truth
   individual uniqueness.                   theory or paying lip service.           within your heart.
•	 Passion drives us towards what        The contents of the book also provide      I thank for creating your own growth
   we want and desire.                   the reader with simple practical           story.
•	 When we follow our intuition we       guidelines on overcoming the
                                                                                    I thank you for your trust in yourself
   become powerful creators.             problems and adjusting our attitude
                                                                                    and faith in the universal wisdom.
                                         and controlling our emotions. The
•	 Nothing ever happens             by                                              I thank you for the love which
                                         book is full of illuminating ideas
   accident, chance or luck.                                                        blends with my love as we share the
                                         that we can follow and achieve
•	 The more we relax and                 fulfillment and thus make our life         common dream of achieving our
   surrender, the more our energy        worth living.                              highest potential, for the highest
   field expands and opens up.                                                      good of all.
                                         The book ends with a “Thank You”

                                             THOUGHT FOR THE MONTH

An old man lived alone in                and dug up the entire garden               Dad... It’s the best I could do for you
Minnesota. He wanted to spade            without    finding    any   guns.          from here.”
his potato garden, but it was not a      Confused, the old man wrote                No matter where you are in the
easy work. His only son, who would       another note to his son telling            world. If you have the will to do
have helped him, was in prison.          him     what     happened,    and          something deep in your heart, you
The old man wrote a letter to his        asked him what to do next.                 can do it. It is the thought that
son and mentioned his situation:         His      son’s      reply    was:          matters.
Dear Son,                                “Go ahead and plant your potatoes,
I am feeling pretty bad because
it looks like I won’t be able to
plant my potato garden this
year. I hate to miss doing the
garden, because your mother
always loved planting time. I’m
getting too old to be digging up
a garden plot. If you were here,
all my troubles would be over.
I know you would dig the plot
for me, if you weren’t in prison.
Love, Dad
Shortly the old man received this
“For Heaven’s sake, Dad, don’t
dig up the garden!! That’s where
I burried the GUNS!!”
At 4 a.m. the next morning,
a dozen FBI agents and local
police officers showed up

                                                                                          XPRESSIONS      August 2012   37
       JULY 2012

            Kanchan Pandey                      Riju M                     C Suresh             Muneesa Gulzar
             Bihar, Siwan                   Calicut, Calicut            Chennai, Vellore        Delhi, Srinagar

            Renjith Joseph                 Ettam Ulhas Suresh            Sumit Laljibhai             V Shanker
         M G Road, Ernakulam                  Goa, Kondwa                 Gujarat, Bhuj           Hyderabad, Sircilla

                 Prajith V                 Udaya Shankara Shetty             Ajai P Abraham        Sujay Chakraborty
               Kannur, KVR                  Karnataka, Balmatta            Kollam, Chinnakada       Kolkata, Ranchi

               Rakesh Rajan                D Balasubramani              Apurva N Ajmera          Suresh Ananthula
            Lucknow, Azamgarh              Madurai, Madurai             Mumbai, Malad           Nizamabad, Jagityal

                                                                                                             Jarvin G
         Muhammed Shafi                Pawan Kumar Singh          Rakesh kumar        Prashant Sharma      Marthandam,
         Palakkad, Pattambi           Punjab 1, Chandigarh      Punjab 2, Gurdaspur   Rajasthan, Ajmer     Trivandrum

              Sundar Raju Kasi                  Periyasamy S               Kannan K                 D Kasi Kannan
         Rajamundry, Visakhapatnam           Tanjore, Pattukottai      Tiruvalla, Haripad       Tirunelveli, Tirunelveli

       38    XPRESSIONS      August 2012
                                                                                                   MERA BHARATH MAHAN

UAE Exchange
Salutes the Martyrs
July 26th: Kargil Memorial Day

                                     the officer in charge of India’s fight   Undeterred, he continued his
                                     at Tiger Hill (Point 5140) on 9th July   mission amidst heavy enemy fire,
                                     1999, during which he was severely       when he was yet again hit by a volley
                                     injured the same day.                    of enemy machine gun fire. Gravely
                                     A native from Venganoor in               injured, he refused to be evacuated
                                     Trivandrum District of Kerala State      and continued to direct accurate
                                     he was a sincere and devoted             artillery fire onto the enemy till
                                     military man who answered the            he succumbed to his injuries. His
                                     call of duty and rejoined the unit       spontaneous action resulted in
                                     in Operation Vijay under operation       inflicting heavy casualties on the
                                     Rakshak after voluntarily cutting        enemy and in the capture of the
                                     short his honeymoon.                     objective by assaulting infantry of
                                                                              Kargil on Kargil Memorial Day,
                                     On the night of 6/7 July 1999, he
                                                                              July 26th .
                                     was the Forward Observation Post
                                     Officer with two Naga during its
                                     assault on Twin Bumps in area Point
Captain Jerry Prem Raj VrC , was     4875 (Gun Hill) in Dras Sector.
honoured     posthumously     with   During the assault, while directing
Vir Chakra, the third highest        the artillery fire onto the enemy           Captain Jerry Prem Raj VrC is the
military honour for his role as a    positions with devastating effect, he             cousin of Mr. Sherry Das C
commissioned officer in the Indian   was wounded by enemy sniper fire.                           AO-HNI Business
Army during the Kargil War. He was

                                                                                    XPRESSIONS     August 2012   39

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