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MIIndustryWorkoutReportingTemplate_ 20120327

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					                                    Mortgage Insurance Companies of America (MICA) Loss Mitigation Activity Report Template
                                                         Excel Reporting Instructions - March 26, 2012
                         This standardized template is designed to enable servicers to report loss mitigation activity on a monthly basis to the
       Overview
                         applicable MI company. At this time, this report does NOT replace the current Automated Delinquency Report (ADR)

                         • Option 1: The report includes all delinquent loans plus performing loans that had workout activity (including collection
                         repayment plans) during the reporting period (prior month).
                         E.g. Servicer has 1,000 delinquent loans that are insured by one of the MI companies and 25 performing loans that had
                         workout activity during the month of October; the November report should have 1,025 loans on it.

    Loans Included       • Option 2: The report includes all active (in-force) loans insured by a MI company. The report will include both performing
                         and delinquent loans. This option was not originally included in the October 24, 2011 announcement. Several large servicers
                         have indicated that this would be their preferred option and the advantage 6of this option is that there is no need to filter the
                         loan population by delinquency or workout status.
                         E.g. Servicer has 20,000 in-force insured primary-only loans, 300 pool-only loans, and 100 loans with both primary and pool;
                         the report would include 200,400 rows of data.

                      Option 1:
                      • Delinquent loans - in the month following the delinquency cure. Loans with a liquidation workout should remain on the
  When to Remove a report until the month following the claim settlement.
 Loan from the Report • Performing loans with a workout – in the month following a closed workout.
                      Option 2:
                      • Loans will only be removed from the report if they are no longer in-force due to cancellation or claim settlement.

 Reporting Frequency     Reports must be delivered by the 7th business day of the month.
                         One calendar month
                         For example:
      Date Range         • Option 1 - All loans that are delinquent and/or in a workout status in July 2011 will be included on the report delivered by
                         Aug 9, 2011.
                         • Option 2 - All active (in-force) loans in July 2011 will be included on the report delivered by Aug 9, 2011.
    Reporting Date       Report loan status including loss mitigation workout activity as of the last day of the month.

   Delivery Method       Encrypted email to xxxxx@micompany.com, File Transfer Protocol (FTP), or other secure document exchange website

                         This reporting template was updated on March 26, 2012 and is subject to change by MICA based on development of
   Template Version
                         parameters for loss mitigation programs.
                         All information provided is considered certified as true and correct in all material respects by the party submitting the
                         information who additionally acknowledges that each MI company is relying on the accuracy and completeness of the
      Disclosure
                         information submitted. Each MI company reserves all of its rights and remedies under the applicable Master Policy and other
                         law.
                         MICAWorkoutRpt_<ReportingYear>_<ReportingMonth>_<ServicerShortName>_<ReportVersion>_<MasterPolicyNumber>.txt
                       • MICAWorkoutRpt - This is text that should be consistent on each monthly submissions
                       • ReportingYear - 4 digit numeric to indicate year (e.g. 2012)
File Naming Convention • ReportingMonth - 2 digit numeric to indicate month (e.g. January would be “01”)
                       • ServicerShortName - Abbreviated name for servicer, must be consistent on each monthly submission
                       • ReportVersion - Initial submission would always be “01” however if there is a need to regenerate the same report for a given
                       month this number would be incremented
                       • MasterPolicyNumber – MI Master Policy Number (Note: This may not be required by all MI companies)
    Frequently Asked   Please refer to {insert URL} for the most recent version of the MI Industry Workout Reporting Template FAQs for additional
       Questions       details.
                                                      MI Workout Reporting Template (with definitions and instructions ) - March 26, 2012
                                                                                                           MI and Loan Data
       Flat File
       Column                       Field Name                                                       MISMO/MICA Description                                                 Sub-Category Description             Format
                                                             Cutoff date for the data being reported. Report loan status including loss mitigation workout activity as of
   1       A       Reporting Date                                                                                                                                               Submission Info              MM/DD/YYYY
                                                             the last day of the month. (May not be a future date.)
                                                             Drop down list from existing ADR specifications for the respective MI company:
                                                             038 = CMG
                                                             043 = Essent
                                                             001 = Genworth
                                                             003 = MGIC
   2       B       MI Company Code                                                                                                                                          MI Insurance / Guaranty        Numeric (3 digits)
                                                             004 = PMI
                                                             033 = Radian
                                                             011 = RMIC
                                                             019 = Triad
                                                             013 = United Guaranty
                                                                                                                                                                                                         Alpha - Numeric with 0
                                                             The number assigned by the private mortgage insurance company to track the primary insurance                                               decimal places, 10 digits.
   3       C       Primary Certificate Number                                                                                                                               MI Insurance / Guaranty
                                                             coverage on the loan.                                                                                                                     Begin with 0s if actual Cert
                                                                                                                                                                                                       # has fewer than 10 digits
   4       D       Contract ID                               PMI Pool Contract ID, only applicable if certificate is a pool loan                                            MI Insurance / Guaranty             Numeric
                                                                                                                                                                                                         Alpha - Numeric with 0
                                                                                                                                                                                                        decimal places, 10 digits.
   5       E       Pool Certificate Number                   MI company certificate number for pool coverage on the loan.                                                   MI Insurance / Guaranty
                                                                                                                                                                                                       Begin with 0s if actual Cert
                                                                                                                                                                                                       # has fewer than 10 digits

                                                             The current total unpaid principal balance as of the cutoff date (Reporting Date). Including any principal                                Numeric, 2 decimal points,
   6       F       Current Principal Balance                                                                                                                                       Loan Info
                                                             forbearance from any previous modifications on this loan                                                                                  no commas, no dollar sign

                                                             The total amount owed which includes unpaid principal balance, accrued interest, and fees at the most                                     Numeric, 2 decimal points,
   7       G       Payoff Amount                                                                                                                                                   Loan Info
                                                             recent month end.                                                                                                                         no commas, no dollar sign

                                                             The scheduled principal plus interest that is part of the total monthly payment being reported (the P&I of                                Numeric, 2 decimal points,
   8       H       P&I Payment                                                                                                                                                     Loan Info
                                                             the mortgage prior to the calculation of any new workout payment under consideration).                                                    no commas, no dollar sign
                                                             All other currently scheduled amounts owed monthly (other than principal & interest) that are part of the
                                                             total monthly payment being reported. Includes monthly taxes, insurance (including private mortgage                                       Numeric, 2 decimal points,
   9       I       Other Charges                                                                                                                                                   Loan Info
                                                             insurance), Homeowner Association fees, and other scheduled monthly expenses related to the                                               no commas, no dollar sign
                                                             mortgage.
                                                             Total payment of principal plus interest ("P&I Payment") plus "Other Charges" (see definition of "Other                                   Numeric, 2 decimal points,
  10       J       Total Monthly Payment                                                                                                                                           Loan Info
                                                             Charges" above).                                                                                                                          no commas, no dollar sign
                                                             Specifies the priority of the lien against the subject property.
  11       K       Lien Position                                                                                                                                                   Loan Info            Numeric with 0 decimal
                                                             1=1st, 2=2nd, 3=3rd, etc.
                                                             A representation of the history of last twelve payments
                                                              based on a rolling 12 month history:                                                                                                      Numeric with 0 decimal
  12       L       12 Month Payment History                                                                                                                                        Loan Info
                                                             0=unpaid installment (30 days late)                                                                                                           points (1 or 0)
                                                             1 =paid as agreed
                                                             Drop down list for reason the record is being be dropped from future reporting (Option 1) or will remain
                                                             (Option 2) (Use current ADR codes):
                                                             Codes for Option 1 (Delinquent & in Workout Status only):
                                                             Space = Performing Loan
                                                             00 = Delinquent Loan
                                                             01 = Reinstated - Loan brought current
                                                             02 = Assumed
                                                             03 = Sold (or Charge Off)
                                                             04 = Paid in Full – NOT REO
  13      M        Removal Code                              05 = Claim Paid                                                                                                       Loan Info               Numeric (2 digits)

                                                             Codes for Option 2 (All in-force loans - performing and delinquent):
                                                             Space = Performing Loan
                                                             00 = Delinquent Loan
                                                             01 = Reinstated - Loan brought current
                                                             02 = Assumed
                                                             03 = Sold (or Charge Off)
                                                             04 = Paid in Full – NOT REO
                                                             05 = Claim Paid
                                                             99 = MI coverage terminated

                   Borrower Info
       Flat File
                                    Field Name                                                         MISMO/MICA Description                                               Sub-Category Description
       Column                                                                                                                                                                                                    Format
  14       N       Primary Borrower Name                     The unparsed name of either an individual or a legal entity listed as primary borrower                              Borrower Info                    Text
                                                             The address for the primary borrower with the address number, pre-directional, street name, post-
  15       O       Borrowers Mailing Address                                                                                                                                     Borrower Info             Text and numeric
                                                             directional, address unit designators and address unit value.
  16       P       Borrowers Mailing Address Line 2          Primary borrower address information that cannot be contained in the Address Line Text.                             Borrower Info             Text and numeric
  17      Q        Borrowers Mailing City                    The name of the city.                                                                                               Borrower Info                    Text
  18      R        Borrowers Mailing State                   The two-character representation of the US state Territory.                                                         Borrower Info             Text (2 characters)
                                                                                                                                                                                                       Numeric, 0 decimal points,
  19       S       Borrowers Mailing Address Zip Code        The postal code (zip code in the US) for the address. Zip code may be either 5 or 9 digits.                         Borrower Info          9 digits, no hyphens e.g.
                                                                                                                                                                                                               123450000

                                                             The value of the taxpayer identifier as assigned by                                                                                       Numeric, 0 decimal points,
  20       T       Borrowers Social Security Number                                                                                                                              Borrower Info
                                                             the US IRS to the individual or legal entity.                                                                                               9 digits, no hyphens

                                                                                                                                                                                                       Numeric, 0 decimal points,
  21       U       Borrowers 1st Phone Number                The telephone number for the contact.                                                                               Borrower Info
                                                                                                                                                                                                         10 digits, no hyphens

                                                                                                                                                                                                       Numeric, 0 decimal points,
  22       V       Borrowers 2nd Phone Number                A second telephone number for the contact.                                                                          Borrower Info
                                                                                                                                                                                                         10 digits, no hyphens

                                                                                                                                                                                                       Numeric, 0 decimal points,
  23      W        Borrowers 3rd Phone Number                A third telephone number for the contact.                                                                           Borrower Info
                                                                                                                                                                                                         10 digits, no hyphens
  24       X       Co-Borrowers Name                         The unparsed name of either an individual or a legal entity listed as co-borrower                                   Borrower Info                    Text
                                                             The address for the co-borrower with the address number, pre-directional, street name, post-directional,
  25       Y       Co-Borrowers Mailing Address                                                                                                                                  Borrower Info             Text and Numeric
                                                             address unit designators and address unit value.
  26       Z       Co-Borrowers Mailing Address Line 2       Co-borrower address information that cannot be contained in the Address Line Text.                                  Borrower Info             Text and Numeric
  27      AA       Co-Borrowers Mailing City                 The name of the city.                                                                                               Borrower Info                    Text
  28      AB       Co-Borrowers Mailing State                The two-character representation of the US state Territory.                                                         Borrower Info             Text (2 characters)
                                                                                                                                                                                                       Numeric, 0 decimal points,
  29      AC       Co-Borrowers Mailing Address Zip Code     The postal code (zip code in the US) for the address. Zip code may be either 5 or 9 digits.                         Borrower Info          9 digits, no hyphens e.g.
                                                                                                                                                                                                               123450000

                                                             The value of the taxpayer identifier as assigned by                                                                                       Numeric, 0 decimal points,
  30      AD       Co-Borrowers Social Security Number                                                                                                                           Borrower Info
                                                             the US IRS to the individual or legal entity.                                                                                               9 digits, no hyphens

                                                                                                                                                                                                       Numeric, 0 decimal points,
  31      AE       Co-Borrowers 1st Phone Number             The telephone number for the contact.                                                                               Borrower Info
                                                                                                                                                                                                         10 digits, no hyphens

                                                                                                                                                                                                       Numeric, 0 decimal points,
  32      AF       Co-Borrowers 2nd Phone Number             A second telephone number for the contact.                                                                          Borrower Info
                                                                                                                                                                                                         10 digits, no hyphens

                                                                                                                                                                                                       Numeric, 0 decimal points,
  33      AG       Co-Borrowers 3rd Phone Number             A third telephone number for the contact.                                                                           Borrower Info
                                                                                                                                                                                                         10 digits, no hyphens

                                                                                                                                                                                                       Numeric, 2 decimal points,
  34      AH       Total Current Income                      Current combined monthly income of all borrowers on the mortgage note. If unavailable leave blank.                  Borrower Info
                                                                                                                                                                                                       no commas, no dollar sign




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       Flat File
       Column                          Field Name                                                         MISMO/MICA Description                                  Sub-Category Description            Format
                                                                                                                                                                                             Numeric, 2 decimal points,
  35      AI       Total Non-1st Lien Mortgage Debt     Current combined total debt excluding 1st lien mortgage debt for all borrowers on the mortgage note            Borrower Info
                                                                                                                                                                                             no commas, no dollar sign


                   Servicer Info
       Flat File
                                       Field Name                                                         MISMO/MICA Description                                  Sub-Category Description
       Column                                                                                                                                                                                       Format
  36      AJ       Servicers Loan Number                A unique identifier assigned by the servicer to identify the loan.                                              Servicer Info            Numeric and Text
  37      AK       Servicer Name                        Official name of servicer (the servicer responsible for reporting)                                              Servicer Info                 Text
  38      AL       Client Number                        The servicer's "client number" with applicable service bureau.                                                  Servicer Info            Numeric and Text
                                                        The address for the servicer with the address number, pre-directional, street name, post-directional,
  39      AM       Servicer Address                                                                                                                                     Servicer Info            Numeric and Text
                                                        address unit designators and address unit value.
  40      AN       Servicer State                       The two-character representation of the US state Territory.                                                     Servicer Info           Text (2 characters)
                                                                                                                                                                                             Numeric, 0 decimal points,
  41      AO       Servicer Zip Code                    The postal code (zip code in the US) for the address.                                                           Servicer Info         9 digits, no hyphens e.g.
                                                                                                                                                                                                     123450000

  42      AP       Servicing Contact                    The unparsed name of an individual for a representative of the MI company to contact with questions.            Servicer Info                  Text

                                                                                                                                                                                             Numeric, 0 decimal points,
  43      AQ       Servicing Contact Phone Number       The telephone number for the contact at the servicer that handles this report                                   Servicer Info
                                                                                                                                                                                               10 digits, no hyphens
                                                        The identifying code for the service bureau used (Use current numeric ADR Codes):
                                                        Note: Complete list does not print due to Excel limitations.
                                                        001 = LPS (fka Alltel, fka CPI) - Jacksonville, FL
                                                        002 = Excelis (fka RIS) - Dallas, TX
                                                        003 = MortgageServ (fka Data Link Systems) - South Bend, IN
                                                        004 = Amresco Services/Capitol Information Networks - Austin, TX
                                                        005 = Alltel-AR (fka Systematics) - Little Rock, AR
                                                        006 = EDS/Newtrend (Miser) - Orlando, FL
                                                        007 = FISERV (Basis Information Technologies) - Atlanta, GA
                                                        008 = Financial Accounting Services - Pittsburgh, PA
                                                        009 = Fiserv-Blue System - Milwaukee, WI
                                                        010 = London Bridge (fka Checkfree/SSI/Dyatron) - Atlanta, GA
                                                        011 = Financial Information Trust - West Des Moines, IA
                                                        012 = Fiserv-TAMPA - Tampa, FL
                                                        013 = LoanServ Mortgage Servicing - Baton Rouge, LA
                                                        014 = Fiserv-Fresno - Fresno, CA
                                                        015 = Fiserv-Orlando (fka Florida Informanagement Services) - Orlando, FL
                                                        016 = M&I Data Services - Milwaukee, WI
                                                        017 = Fiserv-Greensboro (fka Central Service Corp) - Greensboro, NC
                                                        018 = Fiserv-Gold System - Milwaukee, WI
                                                        020 = Casnet Group, Inc. - Canton, OH                                                                                                    Numeric (Use most
  44      AR       Service Bureau Code                                                                                                                                  Servicer Info
                                                        021 = Bisys - Houston, TX                                                                                                               updated ADR Codes)
                                                        022 = Intrieve (fka S&L Data Corp) - Cincinnati, OH
                                                        023 = Fiserv-White System - Milwaukee, WI
                                                        024 = Fiserv-Silver System - Milwaukee, WI
                                                        025 = McDonald Computer - Southfield, MI
                                                        026 = Jack Henry and Associates - Monett, MO
                                                        027 = InterLinq - Kirkland, WA
                                                        028 = Fiserv - Beaumont, TX
                                                        029 = Glenn Computer - Southfield, MI
                                                        030 = Loan Servicing Systems, Inc. - Las Vegas, NV
                                                        031 = Dataone Financial Systems, Inc. - Pittsburgh, PA
                                                        032 = Fiserv-Purple System - Milwaukee, WI
                                                        033 = Mortgage Computer - Ogden, UT
                                                        034 = ZC Sterling Corp (fka American Sterling) - Irvine, CA
                                                        035 = Mortgage Services Group - Indianapolis, IN
                                                        036 = Fiserv - Jade System - Milwaukee, WI
                                                        037 = FPS-Gold - Provo, UT
                                                        038 = OSI (Open Solutions Inc.) - Glastonbury, CT039 = Fiserv-Des Moines - Des Moines, IA
                                                        040 = Alltel-Horizon - Maitland, FL
                                                        041 = Fitech - Atlanta, GA
                                                        042 = Precision Computer Systems - Sioux Falls, SD
                                                        Servicing type of the servicer submitting the report.
                                                        Drop down menu with numeric code:
  45      AS       Servicing Type                       1= Primary                                                                                                      Servicer Info                Numeric
                                                        2 = Sub-servicer
                                                        3 = Special Servicer
  46      AT       Sub-Servicer Name                    Name of sub-servicer                                                                                            Servicer Info                  Text
                                                        The address with the address number, pre-directional, street name, post-directional, address unit
  47      AU       Sub-Servicer Address                                                                                                                                 Servicer Info            Numeric and Text
                                                        designators and address unit value.
  48      AV       Sub-Servicer State                   The two-character representation of the US state Territory.                                                     Servicer Info                  Text
                                                                                                                                                                                             Numeric, 0 decimal points,
  49      AW       Sub-Servicer Zip Code                The postal code (zip code in the US) for the address.                                                           Servicer Info         9 digits, no hyphens e.g.
                                                                                                                                                                                                     123450000
  50      AX       Sub-Servicing Contact                The unparsed name of either an individual or a legal entity.                                                    Servicer Info            Text and Numeric
                                                                                                                                                                                             Numeric, 0 decimal points,
  51      AY       Sub-Servicing Contact Phone Number   The telephone number for the contact                                                                            Servicer Info
                                                                                                                                                                                               10 digits, no hyphens
  52      AZ       Sub-Servicers Loan Number            A unique identifier assigned by the sub-servicer to identify the loan                                           Servicer Info            Numeric and Text
  53      BA       Sub-Servicer Service Bureau Code     The identifying code for the service bureau used for that sub-servicer                                          Servicer Info            Numeric and Text


                   Investor Info
       Flat File
                                       Field Name                                                         MISMO/MICA Description                                  Sub-Category Description
       Column                                                                                                                                                                                         Format
  54      BB       Investor Name                        Official name of the investor                                                                                   Investor Info            Text and Numeric
                                                        The address with the address number, pre-directional, street name, post-directional, address unit
  55      BC       Investor Address                                                                                                                                     Investor Info            Text and Numeric
                                                        designators and address unit value.
  56      BD       Investor Address Line 2              Address information that cannot be contained in the Address Line Text.                                          Investor Info           Text and Numeric
  57      BE       Investor Address City                The name of the city.                                                                                           Investor Info                  Text
  58      BF       Investor Address State               The two-character representation of the US state Territory.                                                     Investor Info           Text (2 characters)
                                                                                                                                                                                             Numeric, 0 decimal points,
  59      BG       Investor Address Zip Code            The postal code (zip code in the US) for the address.                                                           Investor Info         9 digits, no hyphens e.g.
                                                                                                                                                                                                     123450000
  60      BH       Investor Loan Number                 A unique identifier assigned by the Investor to identify the loan.                                              Investor Info            Numeric and Text


                   Property Info
       Flat File
                                       Field Name                                                         MISMO/MICA Description                                  Sub-Category Description
       Column                                                                                                                                                                                         Format
                                                        The address with the address number, pre-directional, street name, post-directional, address unit
  61      BI       Subject Property Street Address 1                                                                                                                   Property Info             Numeric and Text
                                                        designators and address unit value.
  62      BJ       Subject Property Street Address 2    Address information that cannot be contained in the Address Line Text                                          Property Info            Numeric and Text
  63      BK       Subject Property City                The name of the city.                                                                                          Property Info                   Text
  64      BL       Subject Property State               The two-character representation of the US state Territory.                                                    Property Info            Text (2 characters)
                                                                                                                                                                                             Numeric, 0 decimal points,
  65      BM       Subject Property Zip Code            The postal code (zip code in the US) for the address.                                                          Property Info          9 digits, no hyphens e.g.
                                                                                                                                                                                                     123450000
                                                        Specifies the property occupancy status of a subject property (Use numeric code):
                                                        1 = Owner Occupied
  66      BN       Occupancy Code                                                                                                                                      Property Info                 Numeric
                                                        2= Tenant Occupied (Occupied by tenant or unknown party)
                                                        3 = Vacant (Abandoned or otherwise unoccupied)
  67      BO       Last Property Inspection Date        Date most recent property inspection was completed (May not be a future date.)                                 Property Info               MM/DD/YYYY
                                                        Condition of the property as of the last inspection date (Use numeric code):
                                                        1 = Excellent
  68      BP       Last Property Condition              2 = Good                                                                                                       Property Info                 Numeric
                                                        3 = Fair
                                                        4 = Poor
                                                        Last known statement of value of the property from a valid property valuation source (Full Appraisal,
                                                                                                                                                                                             Numeric, 2 decimal points,
  69      BQ       Current Property Value               Interior BPO, Exterior BPO, AVM) Provide this value on all loans reported regardless of workout status.        Property Info
                                                                                                                                                                                             no commas, no dollar sign
                                                        (May not be a future date.)
  70      BR       Current Property Value Date          Date which current property value was determined.                                                              Property Info               MM/DD/YYYY




55e11202-1026-48db-9714-8474f084e3af.xlsx                                                                                                                                                                                 3
       Flat File
       Column                        Field Name                                                    MISMO/MICA Description                                                 Sub-Category Description            Format
                                                             Specifies the method by which the property value was assessed (Use numeric code):
                                                             1 = Full Appraisal
                                                             2= Interior BPO
  71      BS       Current Property Value Type                                                                                                                                 Property Info                 Numeric
                                                             3 = Exterior BPO
                                                             4 = AVM
                                                             5 = Other
                                                             Applies to liquidation workouts or foreclosures only. Value of the property in current "as is" condition.                               Numeric, 2 decimal points,
  72      BT       As-Is Property Value                                                                                                                                        Property Info
                                                             Prior to any repairs or other activities that need to be performed.                                                                     no commas, no dollar sign

                                                             Applies to liquidation workouts or foreclosures only. Value of property after all repairs or improvements                               Numeric, 2 decimal points,
  73      BU       As Repaired Property Value                                                                                                                                  Property Info
                                                             are completed.                                                                                                                          no commas, no dollar sign


                   Delinquency Info
       Flat File
                                     Field Name                                                      MISMO/MICA Description                                               Sub-Category Description
       Column                                                                                                                                                                                                 Format
                                                             Indicate whether the loan is currently 30+ days delinquent:
  74      BV       Loan Delinquent (Y/N)                     Y=Loan is currently delinquent                                                                                   Delinquency Info                 Text
                                                             N=loan is current.
                                                             The due date of first installment that was not paid which caused this default; leave blank for performing
  75      BW       Due Date of First Unpaid Installment                                                                                                                       Delinquency Info             MM/DD/YYYY
                                                             loans.
  76      BX       Date Last Installment Received            The actual date the last payment by the borrower was received by the lender                                      Delinquency Info           MM/DD/YYYY
  77      BY       Next Payment Due Date                     Date in which the next payment is due                                                                            Delinquency Info           MM/DD/YYYY
                                                                                                                                                                                                     Numeric, 0 decimal points,
  78      BZ       Months Delinquent                         Number of installments that are past due.                                                                        Delinquency Info
                                                                                                                                                                                                           no commas
                                                             The reason why the Borrower has become delinquent on the loan (Use numeric code):
                                                             15 = Abandonment of Property
                                                             14 = Auto Repairs
                                                             07 = Bankruptcy
                                                             05 =Business Failure
                                                             09 = Casualty Loss
                                                             01 = Death of Borrower
                                                             16 = Death of Principal Mortgagor's Family Member
                                                             11 = Dissatisfied with property
                                                             12 = Energy / Environmental Cost
                                                             17 = Fraud
                                                             02 = Illness
                                                             18 = Inability to Rent Property
                                                             19 = Inability to Sell Property
                                                             20 =Incarceration
  79      CA       Reason for Delinquency                                                                                                                                     Delinquency Info           Numeric (01 - 28)
                                                             21 =Individual Voluntary Arrangement
                                                             03 = Marital Problems
                                                             22 = Military Service
                                                             10 = Moved / Vacated
                                                             23 = Natural Disaster
                                                             29 = Other
                                                             08 = Over-Obligated (Excessive use of Credit)
                                                             24 = Payment Adjustment
                                                             25 = Payment Dispute
                                                             26 = Property Problem
                                                             27 = Relationship Breakdown
                                                             13 = Servicing Problems
                                                             06 = Temporary Curtailment of Income
                                                             28 = Unable to Contact Borrower
                                                             04 = Unemployment

                                                             The sum of all past due principal, interest, taxes, insurance (including mortgage insurance), and other
                                                                                                                                                                                                      Numeric with 2 decimal
  80      CB       Total Arrearage                           monthly mortgage related obligations. Does not include late fees. Provide the same information as the            Delinquency Info
                                                                                                                                                                                                             points
                                                             "Delinquent Payment Amount" in the ADR report.
                                                                                                                                                                                                      Text and Numeric - Most
                                                             The most recent lines of collection notes (most recent 900 characters).
                                                                                                                                                                                                         recent comments.
  81      CC       Collection Comments                                                                                                                                        Delinquency Info
                                                                                                                                                                                                       Maximum of 900 255
                                                             The most recent collection comment. Provide the prior 10 comments in columns ET - FC.
                                                                                                                                                                                                             characters

                   Bankruptcy Info
       Flat File
                                     Field Name                                                      MISMO/MICA Description                                               Sub-Category Description
       Column                                                                                                                                                                                                 Format
                                                             Chapter under which bankruptcy has been filed; only active bankruptcies should be included (Use
  82      CD       Bankruptcy Code                           numeric code):                                                                                                   Bankruptcy Info                Numeric
                                                             07; 11; or 13
  83      CE       Bankruptcy Filed Date                     Date bankruptcy petition was filed; only active bankruptcies should be included.                                 Bankruptcy Info              MM/DD/YYYY
                                                             Date court granted relief from the bankruptcy stay against foreclosure; only active bankruptcies should
  84      CF       Bankruptcy Relief Date                                                                                                                                     Bankruptcy Info              MM/DD/YYYY
                                                             be included.

                   Foreclosure Info
       Flat File
                                     Field Name                                                      MISMO/MICA Description                                               Sub-Category Description
       Column                                                                                                                                                                                                 Format
                                                             Date the loan was referred to foreclosure; only active foreclosures should be included. May not be a
  85      CG       Date Foreclosure Began                                                                                                                                     Foreclosure Info             MM/DD/YYYY
                                                             future date. (This is a legacy field from the existing ADR report.)
                                                             Date on which the foreclosure sale is scheduled to be held; only active foreclosures should be included.
  86      CH       Date Foreclosure Sale Scheduled                                                                                                                            Foreclosure Info             MM/DD/YYYY
                                                             (This is a legacy field from the existing ADR report.)
                                                             Date on which the foreclosure sale was actually held; only active foreclosures should be included. May
  87      CI       Date Foreclosure Sale Held                                                                                                                                 Foreclosure Info             MM/DD/YYYY
                                                             not be a future date.(This is a legacy field from the existing ADR report.)
                                                             Date redemption period expires in applicable states; only active foreclosures should be included. (This is
  88      CJ       Date Redemption Period Ends                                                                                                                                Foreclosure Info             MM/DD/YYYY
                                                             a legacy field from the existing ADR report.)
                                                             Date on which title to subject REO was transferred; only active foreclosures should be included. May not
  89      CK       Date Property Sold                                                                                                                                         Foreclosure Info             MM/DD/YYYY
                                                             be a future date.(This is a legacy field from the existing ADR report.)


                   Claim Info
       Flat File
                                     Field Name                                                      MISMO/MICA Description                                               Sub-Category Description
       Column                                                                                                                                                                                                Format
  90      CL       Date Claim Submitted                      Date the claim submission was submitted to the MI. May not be a future date.                                        Claim Info                MM/DD/YYYY
  91     CM        Date Claim Paid                           Date on which the MI claim was paid. May not be a future date.                                                      Claim Info                MM/DD/YYYY


                   Master Workout Info - Populate this section for all loans with an active Workout Type (column CO). Loans with a Workout Status (colum CP) of 1 or 2 will remain on the report until the
                   workout status changes. Loans in Workout Status 3, 4, 5 or 6 will remain on the report for 30 days after the Workout Status Date (column CP). Otherwise, for loans with no active workout this
                   section will be blank. Please see instructions tab for details regarding removing loans from the report.
       Flat File
                                     Field Name                                                      MISMO/MICA Description                                               Sub-Category Description
       Column                                                                                                                                                                                                 Format
                                                             Date on which the most recent initial workout information was submitted by the borrower and received
  92      CN       Date of Workout Submission                                                                                                                                  Workout Info                MM/DD/YYYY
                                                             by the servicer. May not be a future date.
                                                             Select from one of the following values (Use numeric code):
                                                             1 = Standard Forbearance (Traditional or Standard Forbearance, including unemployment forbearance
                                                             programs)
                                                             2 = Trial Modification Forbearance (Trial Period Forbearance for HAMP or other Modification with a
  93      CO       Workout Type                              Trial Period)                                                                                                     Workout Info                  Numeric
                                                             3 = Payment Plan
                                                             4 = Loan Modification (Post Trial Period)
                                                             5 = Pre-Foreclosure Sale
                                                             6 = Deed-in-Lieu




55e11202-1026-48db-9714-8474f084e3af.xlsx                                                                                                                                                                                         4
       Flat File
       Column                         Field Name                                                      MISMO/MICA Description                                                 Sub-Category Description            Format

                                                             Select from one of the following values (Use numeric code):
                                                             1 = Under Review (The servicer has received a request for a workout and is evaluating the request.)
                                                             2 = Approved (The servicer has approved a request for a workout; the workout has not yet been
                                                             executed.)
  94      CP       Workout Status                            3 = Closed (All documents have been signed, executed and/or recorded, and all requirements have been                 Workout Info                  Numeric
                                                             fulfilled.)
                                                             4 = Denied (The servicer has denied a request for a workout.)
                                                             5 = Failed (The borrower has failed to comply with the terms of a previously closed retention workout.)
                                                             6 = Cancelled (The servicer and/or borrower have cancelled the request for a workout.)

  95      CQ       Workout Status Date                       Date of most recent change in Workout Status. May not be a future date.                                              Workout Info                MM/DD/YYYY
                                                             Date servicer began to review the subject workout. May not be a future date. (e.g. When the servicer has
  96      CR       Workout Review Start Date                 entered initial borrower information in the servicer's workout waterfall tool, or has initiated a review of          Workout Info                MM/DD/YYYY
                                                             the borrower's situation and possible workout solutions)

                                                             The following numeric program codes apply to all servicers. For custom program codes, please contact
                                                             the applicable MI Company.
                                                             Select from one of the following values (Use numeric code):
                                                             1 = HAMP (GSE or non-GSE)
                                                             2 = HAMP PRA
                                                             3 = Unemployment Forbearance (includes HAMP & other unemployment forbearance programs)
                                                             4 = HAFA
                                                             5 = Fannie Mae Mod
  97      CS       Workout Program Name                                                                                                                                           Workout Info                  Numeric
                                                             6 = Freddie Mac Standard Mod
                                                             9 = Proprietary Mod
                                                             10 = Other – Delinquent
                                                             11 = Other – Performing (with a workout)
                                                             12 = Hardest Hit Funds
                                                             13 = Servicemembers Civil Relief Act
                                                             14 = Emergency Homeowners’ Loan Program
                                                             99 = Performing or no workout in process

                                                             Date on which the subject workout was approved by all parties (e.g. Servicer, Investor, Primary Mortgage
  98      CT       Workout Approved Date                                                                                                                                          Workout Info                MM/DD/YYYY
                                                             Insurance Company, Pool Insurance Company [if applicable])
  99      CU       Workout Denied Date                       Date on which the subject workout was denied.                                                                        Workout Info                MM/DD/YYYY
                                                             Date on which an approved workout ultimately failed or became inactive (Note: Only approved
 100      CV       Workout Failed Date                                                                                                                                            Workout Info                MM/DD/YYYY
                                                             workouts can fail)
                                                             Date on which all required documents have been signed, executed and/or recorded in order to finalize, or
 101      CW       Workout Close Date                                                                                                                                             Workout Info                MM/DD/YYYY
                                                             make the subject workout official. May not be a future date.
                                                             Effective date of the workout, if different from "Workout Close Date." May be a future date.

                                                             • Standard Forbearance - 1st skipped or partial payment due date under the plan
                                                             • Trial Modification Forbearance - 1st payment of trial period
                                                             • Repayment Plan - First payment due under the plan
                                                             • Loan Modification - 1st payment date of the newly modified loan (could be a future date). This would
 102      CX       Workout Effective Date                    also be the date in which any change in the mortgage insurance coverage under the terms of the                       Workout Info                MM/DD/YYYY
                                                             modification would go into effect.
                                                             • Pre-foreclosure Sale - Date the real estate sale closed
                                                             • Deed-in-Lieu - Date on which the borrower executes the Deed

                                                             NOTE: This Workout Effective Date is NOT the date on which the servicer has completed the execution of
                                                             all other longer term internal securitization, legal or accounting related activities not directly related to
                                                             the borrower's direct mortgage obligations to all parties.
                                                                                                                                                                                                        Numeric, 2 decimal points,
 103      CY       Borrower Cash Contribution Amount         Amount borrower will (or has) contributed to the workout transaction. Applies to all workout types.                  Workout Info
                                                                                                                                                                                                        no commas, no dollar sign

                                                                                                                                                                                                        Numeric, 2 decimal points,
 104      CZ       Promissory Note Amount                    Amount of Pre-foreclosure or Deed-in-lieu promissory note                                                            Workout Info
                                                                                                                                                                                                        no commas, no dollar sign


                   Liquidation Workout Info - Populate this section for all loans with an active workout with a Workout Type of 5 or 6 as noted in column CO.
       Flat File
                                      Field Name                                                      MISMO/MICA Description                                                 Sub-Category Description
       Column                                                                                                                                                                                                   Format
 105      DA       Property Listing Date                     Date property listing became effective. May not be a future date.                                               Liquidation Workout Info         MM/DD/YYYY
                                                                                                                                                                                                        Numeric, 2 decimal points,
 106      DB       Property Listing Price                    Current price the property the property is listed for sale                                                      Liquidation Workout Info
                                                                                                                                                                                                        no commas, no dollar sign

                                                                                                                                                                                                        Numeric, 2 decimal points,
 107      DC       Pre-foreclosure Sale Purchase Price       Contract sale price for pre-foreclosure sale                                                                    Liquidation Workout Info
                                                                                                                                                                                                        no commas, no dollar sign

                                                                                                                                                                                                        Numeric, 2 decimal points,
 108      DD       Net Proceeds                              Proceeds available from sale after all closing costs.                                                           Liquidation Workout Info
                                                                                                                                                                                                        no commas, no dollar sign
 109      DE       Pre-foreclosure Sale Closing Date         Date of pre-foreclosure sale (i.e. Close of Escrow) May not be a future date.                                   Liquidation Workout Info         MM/DD/YYYY
 110      DF       Date Voluntary Conveyance Accepted        Date on which the servicer accepted title to the subject property. May not be a future date.                           DIL Detail                MM/DD/YYYY


                   Modification Info - Populate this section for all loans with an active workout with a Workout Type of 2 or 4 as noted in column CO.
       Flat File
                                      Field Name                                                      MISMO/MICA Description                                                 Sub-Category Description
       Column                                                                                                                                                                                                    Format
                                                                                                                                                                                                        Numeric, 2 decimal points,
 111      DG       Pre-Mod UPB                               Unpaid principal balance of the loan prior to modification                                                          Modification Info
                                                                                                                                                                                                        no commas, no dollar sign

                                                                                                                                                                                                        Numeric, 2 decimal points,
 112      DH       Pre-Mod P&I                               Principal and interest payment prior to modification                                                                Modification Info
                                                                                                                                                                                                        no commas, no dollar sign

                                                                                                                                                                                                        Numeric, 5 decimal points,
 113      DI       Pre-Mod Interest Rate                     Interest rate of the mortgage prior to modification.                                                                Modification Info
                                                                                                                                                                                                        no commas, no dollar sign

                                                                                                                                                                                                        Numeric, 2 decimal points,
 114      DJ       Pre-Mod Full Mortgage Payment             Total pre-mod mortgage obligation (including PITI, HOA, Private Mortgage Insurance and Other Exp).                  Modification Info
                                                                                                                                                                                                        no commas, no dollar sign

                                                             Existing loan type prior to modification. Select from one of the following values (Use numeric code):
                                                             1 = Fixed Rate / Fixed Payment
                                                             2 = 10/1 ARM
                                                             3 = 15/1 ARM
                                                             4 = 3/1 ARM
                                                             5 = 3/3 ARM
                                                                                                                                                                                                          Numeric only, do not
 115      DK       Pre-Mod Loan Type                         6 = 5/1 ARM                                                                                                         Modification Info
                                                                                                                                                                                                           include description
                                                             7 = 5+ Year ARM
                                                             8 = 7/1 ARM
                                                             9 = ARM Pos. Am.
                                                             10 = Interest Only
                                                             11 = Step Rate
                                                             12 = ARM Neg. Am.

                                                             The dollar amount of any delinquent interest, claimable fees and costs which increases the loan balance                                    Numeric, 2 decimal points,
 116      DL       Total Capitalized Amount                                                                                                                                      Modification Info
                                                             as part of the workout.                                                                                                                    no commas, no dollar sign

                                                             The initial amount of principal being forgiven (post capitalization) at the time of modification execution.                                Numeric, 2 decimal points,
 117      DM       Initial Principal Forgiveness                                                                                                                                 Modification Info
                                                             Does not include any future scheduled forgiveness.                                                                                         no commas, no dollar sign

                                                             The unpaid principal balance of a loan after the loan modification including any applicable forbearance                                    Numeric, 2 decimal points,
 118      DN       Gross Modified UPB                                                                                                                                            Modification Info
                                                             amount and can also be referred to as Gross UPB Amount.                                                                                    no commas, no dollar sign

                                                             The unpaid principal balance of a loan after the loan modification excluding any deferred principal; can                                   Numeric, 2 decimal points,
 119      DO       Net Modified UPB                                                                                                                                              Modification Info
                                                             also be referred to as Amortizing Modified UPB Amount.                                                                                     no commas, no dollar sign




55e11202-1026-48db-9714-8474f084e3af.xlsx                                                                                                                                                                                            5
       Flat File
       Column                          Field Name                                                        MISMO/MICA Description                                              Sub-Category Description            Format
                                                                The unpaid, principal amount of a mortgage loan that is due on a specified date, and paid in a lump sum                                 Numeric, 2 decimal points,
 120      DP       Balloon Payment                                                                                                                                               Modification Info
                                                                at the end of the term.                                                                                                                 no commas, no dollar sign

                                                                                                                                                                                                        Numeric, 5 decimal points,
 121      DQ       Starting Modified Interest Rate              The new initial interest rate after modification                                                                 Modification Info
                                                                                                                                                                                                        no commas, no dollar sign
                                                                                                                                                                                                        Numeric, 0 decimal points,
 122      DR       Modified Term                                Number of remaining monthly payments due under the loan modification plan.                                       Modification Info
                                                                                                                                                                                                              no commas
 123      DS       Modified Loan Maturity Date                  Date the modified Loan matures.                                                                                  Modification Info          MM/DD/YYYY
                                                                                                                                                                                                        Numeric, 2 decimal points,
 124      DT       Post Mod P&I                                 The new principal and interest payment after modification.                                                       Modification Info
                                                                                                                                                                                                        no commas, no dollar sign

                                                                Total post-mod monthly mortgage payment (including PITI, HOA, Private Mortgage Insurance, and Other                                     Numeric, 2 decimal points,
 125      DU       Post Mod Full Mortgage Payment                                                                                                                                Modification Info
                                                                Expenses - Also known as PITIA)                                                                                                         no commas, no dollar sign
                                                                Select from one of the following values (Use numeric code):
                                                                1 = Fixed Rate / Fixed Payment
                                                                2 = 10/1 ARM
                                                                3 = 15/1 ARM
                                                                4 = 3/1 ARM
 126      DV       Modified Loan Type                           5 = 3/3 ARM                                                                                                      Modification Info              Numeric
                                                                6 = 5/1 ARM
                                                                7 = 5+ Year ARM
                                                                8 = 7/1 ARM
                                                                9 = ARM Pos. Am.
                                                                10 = Interest Only
                                                                11 = Step Rate
 127     DW        Index Name                                   Specifies the type and source of index to be used to determine the interest rate at each adjustment              Modification Info                Text

                                                                The number of percentage points to be added to the index to arrive at the new interest rate                                             Numeric, 5 decimal points,
 128      DX       Margin                                                                                                                                                        Modification Info
                                                                                                                                                                                                        no commas, no dollar sign

                                                                                                                                                                                                        Numeric, 5 decimal points,
 129      DY       ARM Cap per adjustment                       If the modified loan is an ARM or step rate, enter the per adjustment Interest Rate Cap                          Modification Info
                                                                                                                                                                                                        no commas, no dollar sign

 130      DZ       ARM Change Date                              If the modified loan is an ARM or step rate, enter the date of the first interest rate adjustment                Modification Info            MM/DD/YYYY
                                                                If the modified loan is an ARM, enter the number of months to the first interest rate adjustment (e.g. 36,
 131      EA       Months to First Interest Rate Adjustment                                                                                                                      Modification Info              Numeric
                                                                60, etc)
 132      EB       Months between interest rate adjustments     If the modified loan is an ARM or step rate, enter the number of months between adjustments (e.g. 12)            Modification Info              Numeric
                                                                If the modified loan is an ARM or step rate, enter the maximum percent that the interest rate can adjust
 133      EC       Interest rate cap per adjustment                                                                                                                              Modification Info              Numeric
                                                                for each individual adjustment period.
                                                                If the modified loan is an ARM or step rate, enter the maximum percent that the interest rate can adjust
 134      ED       Max Interest Rate (Life Cap)                                                                                                                                  Modification Info              Numeric
                                                                over the life of the loan
                                                                                                                                                                                                        Numeric, 0 decimal points,
 135      EE       IO Term                                      Term (in months) of interest-only payments under the modified loan                                               Modification Info
                                                                                                                                                                                                              no commas
                                                                                                                                                                                                        Numeric, 2 decimal points,
 136      EF       Deferred Principal Amount                    Amount of principal forbearance granted as part of this modification.                                            Modification Info
                                                                                                                                                                                                        no commas, no dollar sign
 137      EG       Trial Period begin date                      Date on which the modification trial period began. May not be a future date.                                     Modification Info            MM/DD/YYYY
                                                                                                                                                                                                        Numeric, 2 decimal points,
 138      EH       Total Scheduled Principal Forgiveness        Amount of principal that is scheduled to be forgiven in the future (does not include initial forgiveness)        Modification Info
                                                                                                                                                                                                        no commas, no dollar sign
 139      EI       Trial Period End Date                        Last installment due date under the modification trial period                                                    Modification Info            MM/DD/YYYY
 140      EJ       Borrower current on trial payment (Y/N)      Y=Yes, N=No.                                                                                                     Modification Info          Text (1 character)


                   Repayment/Forbearance Plan Info - Populate this section for all loans with an active workout with a Workout Type of 1 or 3 as noted in column CO.
       Flat File
                                       Field Name                                                        MISMO/MICA Description                                              Sub-Category Description
       Column                                                                                                                                                                                                    Format
                                                                                                                                                                                                        Numeric, 2 decimal points,
 141      EK       Monthly Payment Under Plan                   Scheduled monthly payment under the repayment or forbearance plan.                                              Payment Plan Info
                                                                                                                                                                                                        no commas, no dollar sign
                                                                                                                                                                                                        Numeric, 0 decimal points,
 142      EL       Plan Term                                    Number of monthly installments under the repayment or forbearance plan                                          Payment Plan Info
                                                                                                                                                                                                              no commas
 143      EM       Plan Start Date                              First payment due date under the repayment or forbearance plan. May not be a future date.                       Payment Plan Info             MM/DD/YYYY
 144      EN       Plan End Date                                The last installment due date under the repayment or forbearance plan.                                          Payment Plan Info             MM/DD/YYYY


                   Additions
       Flat File
                                       Field Name                                                        MISMO/MICA Description                                              Sub-Category Description
       Column                                                                                                                                                                                                    Format
 145      EO       First Payment Default                        If borrower missed the first payment of the mortgage that was due per the note Y=Yes, N=No.                        Legacy Field             Text (1 Character)

                                                                Drop down list from existing ADR specifications for the respective MI company (Use numeric code):
                                                                038 = CMG
                                                                043 = Essent
                                                                001 = Genworth
                                                                003 = MGIC
 146      EP       Other Coverage Company Code                                                                                                                                     Legacy Field             Numeric (3 digits)
                                                                004 = PMI
                                                                033 = Radian
                                                                011 = RMIC
                                                                019 = Triad
                                                                013 = United Guaranty
                                                                Other coverage provide account number for the subject loan. NOTE: Use this for any other supplemental
 147      EQ       Other Coverage Certificate or MBS Loan No.                                                                                                                      Legacy Field             Numeric and Text
                                                                coverage other than the pool coverage identified in field # 4
 148      ER       Servicer City                                The name of the servicer's city.                                                                                   Servicer Info                  Text
 149      ES       Sub-servicer City                            The name of the sub-servicer's city.                                                                               Servicer Info                  Text
                                                                                                                                                                                                         Text and Numeric - Most
 150      ET       Collection_Comments_2                        The second most recent collection comment.                                                                       Delinquency Info           recent comments.
                                                                                                                                                                                                        Maximum of 255 characters

                                                                                                                                                                                                         Text and Numeric - Most
 151      EU       Collection_Comments_3                        The third most recent collection comment.                                                                        Delinquency Info           recent comments.
                                                                                                                                                                                                        Maximum of 255 characters

                                                                                                                                                                                                         Text and Numeric - Most
 152      EV       Collection_Comments_4                        The fourth most recent collection comment.                                                                       Delinquency Info           recent comments.
                                                                                                                                                                                                        Maximum of 255 characters

                                                                                                                                                                                                         Text and Numeric - Most
 153      EW       Collection_Comments_5                        The fifth most recent collection comment.                                                                        Delinquency Info           recent comments.
                                                                                                                                                                                                        Maximum of 255 characters

                                                                                                                                                                                                         Text and Numeric - Most
 154      EX       Collection_Comments_6                        The sixth most recent collection comment.                                                                        Delinquency Info           recent comments.
                                                                                                                                                                                                        Maximum of 255 characters

                                                                                                                                                                                                         Text and Numeric - Most
 155      EY       Collection_Comments_7                        The seventh most recent collection comment.                                                                      Delinquency Info           recent comments.
                                                                                                                                                                                                        Maximum of 255 characters

                                                                                                                                                                                                         Text and Numeric - Most
 156      EZ       Collection_Comments_8                        The eigthth most recent collection comment.                                                                      Delinquency Info           recent comments.
                                                                                                                                                                                                        Maximum of 255 characters

                                                                                                                                                                                                         Text and Numeric - Most
 157      FA       Collection_Comments_9                        The nineth most recent collection comment.                                                                       Delinquency Info           recent comments.
                                                                                                                                                                                                        Maximum of 255 characters

55e11202-1026-48db-9714-8474f084e3af.xlsx                                                                                                                                                                                            6
       Flat File
       Column                       Field Name                                         MISMO/MICA Description                Sub-Category Description            Format
                                                                                                                                                         Text and Numeric - Most
 158      FB       Collection_Comments_10        The tenth most recent collection comment.                                       Delinquency Info           recent comments.
                                                                                                                                                        Maximum of 255 characters

                                                                                                                                                         Text and Numeric - Most
 159      FC       Collection_Comments_11        The eleventh most recent collection comment. Max look-back is five years.       Delinquency Info           recent comments.
                                                                                                                                                        Maximum of 255 characters




55e11202-1026-48db-9714-8474f084e3af.xlsx                                                                                                                                           7
     1           2            3           4              5             6         7         8           9        10         11          12          13        14         15           16           17
     A           B            C           D              E             F         G         H           I        J          K            L          M         N          O            P             Q

                                                                                                                                                                                Borrowers
                       Primary                     Pool          Current                                    Total                   12 Month             Primary    Borrowers
Reporting   MI Company                                                       Payoff               Other                                        Removal                          Mailing      Borrowers
                       Certificate   Contract ID   Certificate   Principal            P&I Payment           Monthly   Lien Position Payment              Borrower   Mailing
Date        Code                                                             Amount               Charges                                      Code                             Address Line Mailing City
                       Number                      Number        Balance                                    Payment                 History              Name       Address
                                                                                                                                                                                2
     18            19           20          21          22          23          24          25           26           27           28              29           30          31          32          33           34
     R             S             T           U          V           W            X           Y           Z            AA           AB              AC           AD          AE          AF          AG           AH

                                                                                                    Co-                                       Co-           Co-
              Borrowers     Borrowers                                                   Co-                                                                             Co-         Co-         Co-
                                        Borrowers   Borrowers   Borrowers   Co-                     Borrowers Co-             Co-             Borrowers     Borrowers
Borrowers Mailing           Social                                                      Borrowers                                                                       Borrowers   Borrowers   Borrowers   Total Current
                                        1st Phone   2nd Phone   3rd Phone   Borrowers               Mailing      Borrowers Borrowers          Mailing       Social
Mailing State Address Zip   Security                                                    Mailing                                                                         1st Phone   2nd Phone   3rd Phone   Income
                                        Number      Number      Number      Name                    Address Line Mailing City Mailing State   Address Zip   Security
              Code          Number                                                      Address                                                                         Number      Number      Number
                                                                                                    2                                         Code          Number
     35           36           37        38        39         40         41             42          43          44          45          46           47           48           49           50          51
     AI           AJ           AK       AL        AM          AN         AO             AP          AQ         AR           AS         AT           AU            AV           AW           AX          AY

                                                                                                                                                                                                   Sub-
Total Non-                                                                                     Servicing
             Servicer’s                                                                                                                                                                Sub-        Servicing
1st Lien                  Servicer   Client   Servicer   Servicer   Servicer Zip   Servicing   Contact     Service     Servicing   Sub-Servicer Sub-Servicer Sub-Servicer Sub-Servicer
             Loan                                                                                                                                                                      Servicing   Contact
Mortgage                  Name       Number   Address    State      Code           Contact     Phone       Bureau Code Type        Name         Address      State        Zip Code
             Number                                                                                                                                                                    Contact     Phone
Debt                                                                                           Number
                                                                                                                                                                                                   Number
     52          53           54         55         56           57           58         59            60         61          62          63           64         65           66           67           68
     AZ         BA            BB         BC        BD            BE           BF        BG             BH         BI          BJ          BK           BL         BM          BN           BO           BP

Sub-                                                                                                         Subject     Subject                                                       Last
            Sub-Servicer                       Investor                  Investor   Investor      Investor                                         Subject    Subject                               Last
Servicers                Investor   Investor                Investor                                         Property    Property    Subject                               Occupancy   Property
            Service                            Address Line              Address    Address Zip   Loan                                             Property   Property Zip                          Property
Loan                     Name       Address                 Address City                                     Street      Street      Property City                         Code        Inspection
            Bureau Code                        2                         State      Code          Number                                           State      Code                                  Condition
Number                                                                                                       Address 1   Address 2                                                     Date
     69         70          71            72        73           74           75           76           77         78           79           80          81          82           83            84            85
    BQ         BR           BS           BT         BU          BV           BW            BX           BY         BZ           CA          CB          CC           CD           CE            CF           CG


Current    Current      Current      As-Is      As Repaired Loan         Due Date of Date Last      Next                                                                                                 Date
                                                                                                               Months       Reason for Total        Collection   Bankruptcy   Bankruptcy   Bankruptcy
Property   Property     Property     Property   Property    Delinquent   First Unpaid Installment   Payment                                                                                              Foreclosure
                                                                                                               Delinquent   Delinquency Arrearage   Comments     Code         Filed Date   Relief Date
Value      Value Date   Value Type   Value      Value       (Y/N)        Installment Received       Due Date                                                                                             Began
    86          87          88          89         90           91          92           93        94         95           96           97        98         99           100          101          102
    CH          CI          CJ          CK         CL          CM           CN           CO        CP        CQ            CR          CS         CT         CU           CV           CW            CX

Date
            Date        Date        Date                                Date of                                        Workout      Workout   Workout                                           Workout
Foreclosure                                   Date Claim   Date Claim                Workout   Workout   Workout                                         Workout     Workout       Workout
            Foreclosure Redemption Property                             Workout                                        Review Start Program   Approved                                          Effective
Sale                                          Submitted    Paid                      Type      Status    Status Date                                     Denied Date Failed Date   Close Date
            Sale Held   Period Ends Sold                                Submission                                     Date         Name      Date                                              Date
Scheduled
    103          104          105           106          107           108        109           110        111        112           113          114          115          116           117         118        119
    CY           CZ           DA            DB            DC           DD          DE            DF         DG        DH             DI           DJ           DK           DL           DM          DN         DO

                                                     Pre-
Borrower                                                                      Pre-           Date
             Promissory                              foreclosure                                                                              Pre-Mod Full             Total         Initial     Gross
Cash                      Property     Property                    Net        foreclosure    Voluntary  Pre-Mod                 Pre-Mod                    Pre-Mod                                          Net Modified
             Note                                    Sale                                                         Pre-Mod P&I                 Mortgage                 Capitalized   Principal   Modified
Contribution              Listing Date Listing Price               Proceeds   Sale Closing   Conveyance UPB                     Interest Rate              Loan Type                                        UPB
             Amount                                  Purchase                                                                                 Payment                  Amount        Forgiveness UPB
Amount                                                                        Date           Accepted
                                                     Price
   120        121           122        123        124       125         126        127         128       129          130         131            132           133          134          135        136
    DP        DQ            DR         DS         DT         DU         DV         DW          DX        DY           DZ           EA             EB           EC           ED            EE         EF

                                   Modified              Post Mod                                                           Months to        Months
          Starting                                                                                                                                         Interest rate Max Interest           Deferred
Balloon                 Modified   Loan       Post Mod   Full       Modified                         ARM Cap per ARM Change First Interest   between
          Modified                                                              Index Name Margin                                                          cap per       Rate (Life   IO Term   Principal
Payment                 Term       Maturity   P&I        Mortgage   Loan Type                        adjustment Date        Rate             interest rate
          Interest Rate                                                                                                                                    adjustment Cap)                      Amount
                                   Date                  Payment                                                            Adjustment       adjustments
     137           138          139           140          141          142          143         144       145        146        147           148          149           150          151           152          153
     EG            EH            EI            EJ          EK           EL           EM          EN         EO        EP         EQ            ER            ES           ET            EU           EV           EW

                                          Borrower                                                                           Other
               Total                                                                                              Other
                                          current on   Monthly                                          First                Coverage
Trial Period   Scheduled   Trial Period                                         Plan Start   Plan End             Coverage                                Sub-servicer Collection_C Collection_C Collection_C Collection_C
                                          trial        Payment      Plan Term                           Payment              Certificate or Servicer City
begin date     Principal   End Date                                             Date         Date                 Company                                 City         omments_2 omments_3 omments_4 omments_5
                                          payment      Under Plan                                       Default              MBS Loan
               Forgiveness                                                                                        Code
                                          (Y/N)                                                                              No.
    154          155          156          157          158          159
    EX           EY           EZ           FA           FB           FC



Collection_C Collection_C Collection_C Collection_C Collection_C Collection_C
omments_6 omments_7 omments_8 omments_9 omments_10 omments_11

				
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