Appraisal Review Ohio Bankers League by alicejenny


Are Your
Up-to-Date?                                                            Register by Feb. 7 for early bird pricing

                                      In the Supervisory Policy statement in the 2010 appraisal and evaluation guidance,
Tuesday, Feb. 21, 2012                the regulators stated:
OBL Training Center
                                      “When analyzing individual transactions, examiners will review an appraisal or evaluation
                                      to determine whether the methods, assumptions, and value conclusions are reasonable.
Registration                          Examiners also will determine whether the appraisal or evaluation complies with the
                                      Agencies’ appraisal regulations and is consistent with supervisory guidance as well as the
Registration, which includes          institution’s policies. Examiners will review the steps taken by an institution to ensure that
lunch and a detailed manual,          the persons who perform the institution’s appraisals and evaluations are qualified,
is as follows:                        competent, and are not subject to conflicts of interest.”
                                      All regulatory agencies have increased their expectations regarding a bank’s review
   EARLY BIRD THRU FEB. 7             of property appraisals. A checklist simply does not suffice anymore, particularly on
     $255 OBL member                  commercial property appraisals. Banks are expected to thoroughly review the
     $199 for each additional
                                      appraisals, and question the assumptions contained therein when necessary.
     member from the same             This presentation will focus on the understanding of appraisal and evaluation
     institution                      content and other regulatory requirements relating to appraisals and evaluations
     $375 per nonmember               such as appraisal requirements for impaired loans and TDRs. Both single family
                                      dwelling and commercial property appraisals will be discussed.
     $275 OBL Member                   Who Should Attend
     $219 for each additional         Depending on the individual institution’s structure, this seminar should be attended
     member from the same             by loan officers, personnel from loan administration, underwriting/credit analysis,
     institution                      and all general loan personnel.
     $395 per nonmember
                                        Seminar Presenter
                                      An over thirty-year banking veteran, Wayne Linder, senior consultant, Young &
The program will be held at the
                                      Associates, Inc., was formerly the chief executive officer of a community bank.
OBL Training Center (4249 Easton
                                      Wayne currently performs loan reviews, fair lending reviews, assists banks under
Way, Suite 150, Columbus, Ohio
43219), Tel. 614-340-7595. The
                                      regulatory enforcement agreements, and develops and implements written lending
program runs from 9 a.m. to 4:30
                                      policies. Over the past 30 years, Wayne has assisted financial institutions ranging in
p.m. Registration and a continental   asset size from $36 million to over $2.5 billion.
breakfast begin at 8:30 a.m.          Wayne is a popular seminar speaker with both national and international experience.
                                      In addition to his many published articles, he is the author of Loan Review Deskbook
                                      and Total Quality Loan Management.

                                       Program Highlights
                                       •Appraisal Program                                  -What Is the Value to Be Estimated?
                                          -Third-Party Arrangements                        -What Is the Effective Date of Value?
                                          -Economic Monitoring                             -Are There Any Unusual Assignment
                                          -Performance of Appraisers and                    Conditions?
                                           Evaluators                                    •Change in Use of Appraisal from
                                          -Program Compliance                             another Financial Institution
                                       •Overview of 2010                                 •Collateral Valuations
                                        Appraisal/evaluation guidelines                    -Valuing an Investment Property
                                          -Renewals, Refinancing, and Loan                 -TDR Collateral Valuation
                                           Consolidations                                  -Valuing collateral dependent loans
                                          -Subsequent Transaction
                                                                                         •The Review Process
                                          -Loan workouts
                                                                                           -Who Can Do What?
                                          -OREO properties
                                                                                           -Review of Assumptions and
                                       •Ordering Appraisals:                                Conditions Contained In Appraisal
                                        Engagement Letters                                 -When can you use a AVM, BPOs, or
                                          -Who Is the Client?                               tax assessment document?
                                          -Who Is the Intended User?                       -Evaluations
                                          -What Is the Intended Use of the               •Resolution of Deficiencies

                                        Reference Manual
                                      Please Note: Each attendee will receive a comprehensive manual that is written in
                                      full narrative so participants can focus on the discussions and take the materials back
                                      to their institutions as a reference as well as a training manual for others.
  Appraisal Review:
  Are Your Procedures Up-to-Date?
  Cancellation Policy
Refunds will be granted for cancellations received in writing to education by Feb. 14, 2012. Cancellations will be subject to a $25
processing fee. No refunds or credits will be granted for cancellations received after
the noted date or for day-of-event no shows. Substitutions are welcome.

For more information, please contact Julie Kiplinger, manager of professional
seminars and in-bank training, at or 614-340-7612.                                             FROM NORTH
For a complete listing of OBL programs, or to register online, visit www.ohiobanker-                                            Take I-71 South to I-270 East. Take the Easton
                                                                                                                                Exit (Exit 33) onto Easton Way. Turn left at the Dress is business casual.                                                                                          second light onto Easton Loop East. As you turn,
                                                                                                                                the OBL offices will be on your right.
 Hotel Accommodations                                                                                                           FROM SOUTH
Discounted overnight rooms are available for $114/night at Hilton Garden Inn                                                    Take I-71 North to I-670 East. Remain on I-670
                                                                                                                                to I-270 North. Take the Easton Exit (Exit 33)
Columbus Airport (Tel. 614-231-2869). Overnight rooms, including a hot cooked to                                                onto Easton Way. Turn left at the second light
order breakfast and two hour evening managers’ reception, are available for                                                     onto Easton Loop East. As you turn, the OBL
$129/night at Embassy Suites (Tel. 614-536-0500). Both hotels are located                                                       offices will be on your right.

approximately four miles from the OBL and offer complimentary shuttle service to                                                FROM EAST
                                                                                                                                Take I-70 West to I-270 North. Take the Easton
the Easton area and directly to the OBL Training Center and offices. Rooms are also
                                                                                                                                Exit (Exit 33) onto Easton Way. Turn left at the
available at Courtyard Marriott at Easton for $161/night (Tel. 614-416-8000). For                                               second light onto Easton Loop – East. As you
additional options, visit                                                                             turn, the OBL offices will be on your right.
                                                                                                                                FROM WEST
                                                                                                                                Take I-70 East to I-71 North to I-670 East.
                                                                                                                                Remain on I-670 to I-270 North. Take the
                                                                                                                                Easton Exit (Exit 33) onto Easton Way. Turn left
                                                                                                                                at the second light onto Easton Loop – East. As
                                                                                                                                you turn, the OBL offices will be on your right.
                                                                                                                                Free parking is available behind the building.
                                                                          PLEASE SELECT ONE:

                                                                                               EARLY BIRD     AFTER
                                                                                                thru Feb. 7   Feb. 7
                                                                                                   $255         $275         per OBL Member
 Appraisal Review - Tuesday, Feb. 21, 2012                                                         $199        $219          Each additional registration from same institution
 Please copy this form for additional registrations.
 Registration is also available online at                               $375        $395          per Nonmember

                                                                                                                       Method of Payment
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                                                                                                                       Payment is requested at the time of registration.
                                                                                                                          My check for $___________ is enclosed.
 NAME FOR BADGE                                                                                                           Please charge my credit card $___________
                                                                                                                          as noted below.
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                                                                                                                              Discover             AmEx

 PHONE                                                                                                                    CARD NUMBER

 FAX                                                                                                                      EXPIRATION DATE

 E-MAIL (REQUIRED)                                                                                                        CARDHOLDER NAME

 SPECIAL ASSISTANCE / DIETARY NEEDS                                                                                       BILLING ADDRESS

 Please send check and registration to: Ohio Bankers League/Attention: Education Department                               CARDHOLDER’S SIGNATURE
 4249 Easton Way, Suite 150, Columbus, Ohio 43219-6170 • Fax 614-340-7596/Phone 614-340-7595
                                                                                                                          CVV NUMBER (3 DIGITS ON BACK OF CARD)

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