format off-balance sheet

							                                                                                               PRUDENTIAL RETURNS MODULE (PRU)

FORM B20: Appendix 1
Detail of Non-Trading Book Assests - Self
Financed


ON BALANCE SHEET ITEMS
OFF BALANCE SHEET ITEMS
OTC derivative contracts


Total NTB Risk Wieghted Assets


CRCOM [=8% of (Total NTB RWA + Total OTC
RWA)

Linked Form - 1

                                                  Trading Book     Non_Trading                      Weighted
FORM B20: Appendix 1                                                              Weight %
                                                  Amount           Book Amount                      NTB

Detail of Non-Trading Book Assests - Self
Financed
On Balance Sheet Items
Cash and Liquid Assets
                                                                                                0
                                                                                              10
                                                                                              20
                                                                                              50
                                                                                             100
Deducted from Tier 1 & Tier 2
Total Cash and Liquid Assets


Investment Securities
                                                                                                0
                                                                                              10
                                                                                              20
                                                                                              50
                                                                                             100
Deducted from Tier 1 & Tier 2
Total Investment Securities


Loans and Advances
                                                                                                0
                                                                                              10
                                                                                              20
                                                                                              50
                                                                                             100
Deducted from Tier 1 & Tier 2
Total Loans and Advances


Assets Arising from Islamic Contracts
                                                                                                0
                                                                                              10
                                                                                              20
                                                                                              50
                                                                                             100
Deducted from Tier 1 & Tier 2

Total Assets Arising from Islamic Contracts




                              FORM B20 Appendix 1: Detail of Non-Trading Book Assets - Self Financed           PRU-EPRS/VER1/12-07
                                                                                             PRUDENTIAL RETURNS MODULE (PRU)



Investments in Associates
                                                                                              0
                                                                                            10
                                                                                            20
                                                                                            50
                                                                                           100
Deducted from Tier 1 & Tier 2
Total Investments in Associates


Fixed Assets
                                                                                              0
                                                                                            10
                                                                                            20
                                                                                            50
                                                                                           100
Deducted from Tier 1 & Tier 2
Total Fixed Assets


Intangible Assets


Other Assets & Accounts Receivable
                                                                                              0
                                                                                            10
                                                                                            20
                                                                                            50
                                                                                           100
Deducted from Tier 1 & Tier 2

Total Other Assets & Accounts Receivable


Total Non-Trading Book Assets

Linked Form - 2

                                                Trading Book     Non_Trading                      Weighted
FORM B20: Appendix 1                                                            Weight %
                                                Amount           Book Amount                      NTB Amont

Detail of Non-Trading Book Assests - Self
Financed
Off Balance Sheet Items
Items with 100% CCF
                                                                                              0
                                                                                            10
                                                                                            20
                                                                                            50
                                                                                           100
Total Items with 100% CCF


Items with 50% CCF
                                                                                              0
                                                                                            10
                                                                                            20
                                                                                            50
                                                                                           100
Total Items with 50% CCF




                            FORM B20 Appendix 1: Detail of Non-Trading Book Assets - Self Financed            PRU-EPRS/VER1/12-07
                                                                                             PRUDENTIAL RETURNS MODULE (PRU)

Items with 20% CCF




Total Items with 20% CCF


Items with 0% CCF




Total Items with 0% CCF


Deduct Tier 1 from Tier 2


Total Off-Balance Sheet NTB Assets


Total NTB Risk Wieghted Assets

Linked Form - 3
                                                                 Potential
                                                Replacement      Future                                        Weighted
FORM B20A1: Appendix 1                                                          CEA            Weight %
                                                Cost             Exposure-                                     Amount
                                                                 Amount
Detail of Non-Trading Book Assests - Self
Financed

           OTC Derivative Contracts
                                                                                                           0
                                                                                                          10
                                                                                                          20
                                                                                                          50
           OTC Derivative Contracts




                            FORM B20 Appendix 1: Detail of Non-Trading Book Assets - Self Financed              PRU-EPRS/VER1/12-07