Watch out for Subsidence in Your Rental Property Subsidence is a major risk for homeowners. The damage it causes can cost thousands of pounds to repair and it can reduce the resale value of your house by a significant amount. Summer is a bad time for subsidence. The sun dries the ground under your house and this can make it move. A little bit of movement is a normal, natural thing but if the ground moves too far it can take the foundations of the house with it. This creates a particular problem for homeowners that have been refused home insurance and therefore are unable to find a policy that suits them. They may even find, given the recent bad weather that many parts of the UK has experienced, that their property is situated in what is known as a “high risk flood area”. Dry spells and heavy rainfall can cause subsidence as the ground tends to disappear beneath the foundations. The best thing to do would be to inspect your property regularly for signs of damage so, at the very least, you know what needs to be done. The following are a few questions that you might like to ask yourself during the inspection. Are the windows and doors easy to open? One of the first signs of subsidence is a change in the shape of external door frames. This causes the door to stick and makes it difficult to open. If the doors and windows don't fit correctly this could be a sign of subsidence. Are there many cracks in the walls? All houses have cracks and most cracks aren't a sign of anything sinister. Some however, indicate subsidence. Are they more than 3 or 4 mm wide? Are they wider at the top than the bottom? Are they near to structural weak points such as doors or windows? If the answer to any of these questions is yes, you may have a subsidence problem. Look out for trees near the property as these are a major cause of structural problems. Large trees have large roots and large roots can be very thirsty. Roots that grow toward the foundation of the property and remove moisture from the ground will cause problems. Check the drains and guttering properly. It's something people overlook but leaking drains and gutters will, over time, cause structural problems. Rainwater soaking into the ground will soften the earth and cause it to move, this can damage the foundations. Subsidence can be a very expensive issue to deal with, so it's important to make sure you have the right insurance in place. Once you have your insurance in place, be sure to check your property at least once every twelve months for these tell-tale signs. Crowninsuranceconsultants.com is one of the Leading company who Deals in Refused Home Insurance and Refused House Insurance at affordable prices.