Finance Accounting Director Manager in Detroit MI Resume Joyce Hetzel

							                                                        Joyce Hetzel
                                              Greater Detroit, Michigan Area
                                                          Jhetzel1@yahoo.com

                                Finance Accounting Operations Director Manager
Innovative change agent and reorganization specialist with diverse experience in progressive operations spanning
public accounting, health care, banking, hospitality, non-profit, and government. A unique fusion of accounting,
legal, and operational expertise drive successful business turnarounds, financial investigations, and department
development and administration. Thrive in both independent and collaborative work environments, with an
aptitude for adjusting communication style to a diverse internal and external client base to maximize relationships.
Talent for “real-time planning” and adjusting priorities as needed. Quick study, easily grasping and applying new
ideas, methods, and technologies. Organizationally and politically savvy; proven ability to achieve tactical and
strategic goals through effective leadership. Self-starter with a strong work ethic and uncompromised integrity.
                                                KEY AREAS OF EXPERTISE
         Budgeting Development                        Business Turnaround Strategies              Legal Compliance
         Operational Administration                   Management Information Systems              Financial Reporting
         General Ledger Accounting                    Cash Management and Collections             Risk Management
         HR/Payroll Administration                    Contract and Vendor Negotiation             Tax Compliance
         Technology Skill Set: MS Office, QuickBooks, MAS90, PeopleSoft, nVision, Hyperion Essbase, and ACT! by Sage
                                              PROFESSIONAL EXPERIENCE
Niche Local CPA Firm, Detroit, MI                                                                           2010 to Present
Primarily focused in the not-for-profit, healthcare, governmental, and hospitality industries.
Manager
Developed innovative strategies, from design to implementation, to improve client organizational and financial
performance. Provided monthly accounting services for parent operating group of major health care system and
large continuing care service agency. Reconciled general ledger balance sheet accounts, as well as various revenue
and expense accounts. Reviewed financial statements of not-for-profit and health care organizations. Audited
health care, hospitality, and not-for-profit organizations. Proven track record of client audits coming in within time
and expense budgets and identifying issues not discovered by previous audit teams. Selected Contribution:
      Leveraged a four-month accounting assignment at a major health care client into a thirteen-month
         engagement. Subsequently called back to work on several special projects, uncovering significant process
         issues and flaws in financial reporting system. Audited cash and credit card operations at field locations and
         educated staff on how to remediate issues.

Nationwide Mortgage Broker and Banker, Rochester Hills, MI                                                     2007 to 2009
74 offices in 33 states.
Director of Operations, Sales, and Finance
Served as second in command of organization ranked by Inc. as one of the fastest growing companies in the US.
Reorganized entire operation, including writing policies and procedures, hiring additional staff, handling regulatory
audits, and consulting directly with CEO on all issues related to company legal compliance. Strategic leader in
planning, directing, and organizing operations, sales, marketing, accounting and finance, insurance relations, business
development, HR administration, management information systems, purchasing, collections, and general
administration. Built new POS system with outside vendor for nationwide operations, integrating compliance
testing system as well as all other back-office operational systems. Incorporated updated compliance principles to
reduce company risk. Law firm, accounting firm, and regulatory agencies liaison. Selected Contributions:
      Within first ten months, recruited and increased the number of active branches by 126%, along with adding
         approximately 225 employees, breaking all corporate records.
      Uncovered commission overpayments spanning multiple years during a financial review. Developed team,
         coordinated with HR, and hired CPA firm to further investigate and review staff commission recalculations.
Joyce Hetzel
 jhetzel1@yahoo.com                                                                                           Page 2


         Reviewed method of handling employee business expense reimbursements and discovered multiple flaws in
          process. Corrected procedures and educated corporate staff and field employees on correct methodology.
          Implemented dual review system at corporate office.

Nationwide Mortgage Lender, Utica, MI                                                                   2005 to 2007
Local branch of nationwide mortgage broker.
Business Development & Training Manager / Senior Loan Officer
Exposure to both conforming and non-conforming residential lending, commercial lending, and operations.
Managed monthly P&L, commission review, recruiting, file review, and staff training. Forecasted monthly
production with sales team. Liaison with vendors, wholesale account representatives, and with corporate office on
human resources, payroll, operations, business development and training issues.

Nationwide Mortgage Lenders, Sterling Heights, MI                                                       2001 to 2005
Retail mortgage lenders.
Regional Loan Officer/Branch Manager
Originated, priced, sold, and closed residential mortgages using a consultative approach. Built and networked with
outside referral sources. One of five branch individuals selected nationwide to participate on communications team
to write and review tutorial for new proprietary software.

Non-Profit Organization, Pittsburgh, PA                                                                 1999 to 2001
$9.5 MM Destination Marketing Organization.
VP/CFO
Key turnaround executive brought on following a nationwide search to troubleshoot and re-engineer finance and
administration department for identified issues within the following areas: general accounting policies and
procedures, annual budget controls, cash management and collections, investment selection and procedures, payroll
and tax matters, capital expenditures, contract negotiation/administration, personnel, salary competitiveness and
equity, group benefits, insurance costs, risk management, management information systems, EEO and Affirmative
Action Program compliance, and vendor costs and performance. Responsible for planning, directing, organizing,
and implementing all functions necessary for the day-to-day operation of the Bureau and two related entities. Made
presentations at all Executive Committee and Board of Directors meetings. Selected Contributions:
     Conducted rigorous due diligence, provided employee training, and restructured employee workload to
         restore entity legal compliance, including proper reimbursement documentation for expenses and necessary
         segregation of duties. Non-compliance could have cost the Bureau significant State and Foundation grants.
     Uncovered a tax-deferred savings plan subject to substantial risk of forfeiture and strongly suggested that
         plan be rolled over into a safe harbor 401(k) plan with a required 3% match by the Bureau. The Executive
         Board unanimously agreed and new plan was implemented within one month.
     Introduced balanced budget process to address lack of budget controls and declining funding. Trained
         department directors and introduced significant budget cuts. The end result was a balanced budget that the
         Executive Committee and Board passed without exception.
     Established verifiable and consistent employee bonus system focused on “stretch goals”. Replaced existing
         CPA firm in charge of verifying bonus calculations, trained departments to institute proper goal setting, and
         monitored department compliance. New system enhanced employee performance and reduced labor costs.

                                        PRIOR EXPERIENCE SUMMARY
Finance/HR/Operations Consultant & Property Manager, Sterling Heights, MI                                 1998-2008
Manager – Tax & Business Advisory, Big 4 CPA Firm, Detroit, MI                                            1996-1997
Manager – Executive Financial Services, Big 4 CPA Firm, Detroit, MI                                       1995-1996
VP/Senior Associate (Tax/Legal), Prestigious Securities Firm, New York, NY                                1992-1994
Senior Accountant, World Leader – Snacks, Foods, Beverages, Purchase, NY                                  1984-1991
Joyce Hetzel
 jhetzel1@yahoo.com                                                            Page 3


                              EDUCATION/CERTIFICATION
                                         Juris Doctor (JD)
                            Master of Business Administration (MBA)
                      Bachelor of Business Administration (BBA - Accounting)