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Household-Budget-Planner-July20121

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					      Life After Maternity Leave Household Budget Planner

      How to use this budgeting model

      Insert the relevant figures for your household in the yellow boxes
      The totals in the blue boxes will be automatically generated for you


      Section A - Your Monthly Income and Expenditure

      Use this section to understand and keep a track of your household's monthly income and expenditure

      Household Bills                                                                                      £
      Mortgage/Rent
      Council Tax
      Water
      Gas
      Electricity
      Telephone
      Broadband
      Sky/Cable TV
      TV License
      Home Insurance
      Contents Insurance
      Other Insurances
      Other Household Bills

      TOTAL HOUSEHOLD BILLS                                                                                £0

      Savings and Loans
      Loan repayments
      Credit card repayments
      Regular savings
      Other Savings and Loans

      TOTAL SAVINGS AND LOANS                                                                              £0

      Ongoing expenditure
      Food
      Toiletries
      Household basics (e.g. Cleaning products, lightbulbs etc)
      Clothes
      Shoes
      Other ongoing expenditure

      TOTAL ONGOING EXPENDITURE                                                                            £0




www.lifeaftermaternityleave.com                                                                                 Life After Maternity Leave Budgeting Model
      Travel
      Car repayments
      Car insurance
      Petrol
      MOT and Servicing (average annual cost divided by 12)
      Car Tax (average annual cost divided by 12)
      Train/bus travel card
      Other travel costs

      TOTAL TRAVEL COSTS                                                                                      £0

      Leisure
      Going out
      Holidays (average annual cost divided by 12)
      Other leisure costs

      TOTAL LEISURE COSTS                                                                                     £0

      TOTAL MONTHLY HOUSEHOLD EXPENDITURE                                                                          £0

      MONTHLY HOUSEHOLD INCOME (EXCLUDING 2nd SALARY)

      DIFFERENCE - MONTHLY INCOME AND HOUSEHOLD EXPENDITURE (EXCL. 2nd SALARY)                                     £0

      By working out the difference between your household expenditure and one monthly income you
      will be in a better position to assess whether surviving on a single income is a possibility for your
      family.

      Section B will help you to understand how much more net income your family will have if you had a
      second salary.



      Section B - Monthly Income from 2nd Salary

      This section helps you to work out your net income if you were to return to work.

      Monthly income from 2nd salary

      Less Cost of working
      Childcare
      Travel
      Additional clothing/shoes
      Lunches/coffees
      Other costs

      TOTAL COST OF WORKING                                                                                        £0

      NET INCOME FROM 2ND SALARY                                                                                   £0

      DIFFERENCE - MONTHLY INCOME AND HOUSEHOLD EXPENDITURE (INCL. 2nd SALARY)                                     £0




www.lifeaftermaternityleave.com                                                                                         Life After Maternity Leave Budgeting Model

				
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posted:9/23/2012
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