Weekly_21062008

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					Investments Weekly
from June 21, 2008 to June 27, 2008
                                    Daily         3 mos.     6 mos.      1 yr.       2 yrs.       3 yrs.      4 yrs.     5-9 yrs.       10 yrs.        11-15 yrs.        16-20 yrs.
                                                               ↑            ↓           ↓            ↓           ↓           ↓             ↓                 ↓               ↓

Évolu-Rente / Sécu-Rente LIRA / Dépôt-Rente / Maxi-Rente RRIF / Via-Rente LIF / Ecofonds
 Simple and Compound Interest (Annual)                                For Ecofonds the banding is related to the deposit and terms 3-6 months are not available
   Less than $25,000                       1.25      1.90      2.10         3.15        3.40         3.50         3.60        3.70             3.75               3.70           3.85
   From $25,000 to $49,999                 1.25      2.05      2.25         3.30        3.55         3.65         3.75        3.85             3.90               3.85           4.00
   From $50,000 to $249,999                1.25      2.15      2.35         3.40        3.65         3.75         3.85        3.95             4.00               3.95           4.10
   $250,000 and over                       1.25      2.30      2.50         3.55        3.80         3.90         4.00        4.10             4.15               4.10           4.25
 P.I.P (Periodic Interest Payments) *
 Simple Interest (Monthly)
   Less than $25,000                                                        3.00        3.25         3.30         3.40        3.50             3.55               3.50           3.65
   From $25,000 to $49,999                                                  3.15        3.40         3.45         3.55        3.65             3.70               3.65           3.80
   From $50,000 to $249,999                                                 3.25        3.50         3.55         3.65        3.75             3.80               3.75           3.90
   $250,000 and over                                                        3.40        3.65         3.70         3.80        3.90             3.95               3.90           4.05
                    * Semi-annual and quarterly interest are available on request ; please refer to Évolu-Rente for annual rate.
   Action Retraite Plus and Action Retraite/Écono-Rente : Évolu-Rente - 0.25% no banding , daily = term 1 yr
   RÉFLEX : Évolu-Rente - 0.5% no banding
 P.A.W. (Monthly Automatic Withdrawal) - ECOFONDS
   Reinvested simple interest                                               2.90                     3.25                     3.45             3.50

                                    Budget Annuity                      Education ann.                         Optimal Rate                           DSF Transition account
                                     3 ans   5 ans                       I.Q.    5 ans                          Term:        5 ans                      Term:           I.Q.
                                           3.15      3.50                   3.50        3.70                                                       $25, 000 and +         3.00%

                                                                                               RRSP loan
   Évolu-Rente/Maxi-Rente                         18 mos. 54 mos.
   Less than $25,000                                  3.50    3.90                             1 yr                    N/A
   From $25,000 to $49,999                            3.65    4.05                             2 yrs                   N/A
   From $50,000 to $249,999                           3.75    4.15                             3 to 5 yrs              N/A
   $250,000 and over                                  3.90    4.30


                                                                                                                          5 yrs.        5 yrs.
                                    Daily         3 mos.     6 mos.      1 yr.       2 yrs.       3 yrs.      4 yrs.     DJFSC         LLHIC             10 yrs.
Flexible Investment (renewal only)
 Type 10                         LLHIC : Contracts numbers smaller than 690000; 1 yr rate, reduce by 1.15%; 3 yr rate, reduce by 1.50%
  From $1,000 to $49,999               0.50     0.00    0.00      2.70     0.00       3.05      0.00     3.25          1.55          0.00                                        0.00
  $50,000 and over                     1.00     0.00    0.00      3.20     0.00       3.55      0.00     3.75          2.05          0.00                                        0.00
 Contract changes (LLHIC):                                     +0.25               +0.25               +0.25
 Type 71 Plus                    LLHIC : Contracts numbers smaller than 690000; 1 yr rate, reduce by 1.15%; 3 yr rate, reduce by 1.50%
   From $1,000 to $49,999              0.75     0.00    0.00      2.95     0.00       3.30      0.00     3.50          1.80          0.00                                        0.00
   $50,000 and over                    1.25     0.00    0.00      3.45     0.00       3.80      0.00     4.00          2.30          0.00                                        0.00
                           To obtain Flexible Investment Type 5, reduce Type 10's rates of 0.25%. For Type 3, reduce of 0.5%.

Remittance Investment (renewal only)
 Annual on Anniversary
   Less than $25,000                                                        3.15        3.40         3.50         3.60        3.70                                3.65
   $25,000 and over                                                         3.65        3.90         4.00         4.10        4.20                                4.15
 Monthly ($25,000 and over)                                                 3.55        3.80         3.90         4.00        4.10                                4.05

Superior Investment (renewal only)
 Renewal                         LLHIC : Contracts numbers smaller than 690000; 1 yr rate, reduce by 1.15%; 3 yr rate, reduce by 1.50%
   From $1,000 to $49,999                                         2.95                3.30               3.50          1.80
   $50,000 and over                                               3.45                3.80               4.00          2.30
Record Investment (renewal only)
 Renewal
   From $1,000 to $49,999                  1.00                                                                               3.75
   $50,000 and over                        1.25                                                                               4.00
Security Investment (renewal only)
 New RDPU
                                                                            2.90                     3.25                     3.35
                                                                            3.40                     3.75                     3.85
 Old RDPU
                                                                                                                              2.85
                                                                                                                              3.10
RRIF single premium (renewal only)
 Renewal
   guar. simple interest                                                    3.15        3.40         3.50         3.60        3.70                                3.75
   guar. compound interest                                                                           3.50                     3.70                                3.75


                                     1 yr.         2 yrs.    3 yrs.      4 yrs.     5-9 yrs.      10-14       15-19       20 yrs.                        Life Annuity and
                                                                                                   yrs.        yrs.          +                            Joint Annuity
                                       ↓             ↓         ↓            ↓           ↓            ↓           ↓           ↓                         Calculation         OAS
 Annuity Certain / Guaranteed Maxi-Rente RRIF                                                                                                              Rate           Amount
   Calcul. Gross Rate                   4.35       4.50        4.60      4.65      4.65      4.65       4.65                  4.70                                        Apr-06
                For fractionnal term, use the inferior entier term (i.e : 4 yrs. and 9 mos. = 4 yrs. rate)                                                 4.65           502.31
      Return on premium              0.00

                                                            LIF rate                  6.00%                 Futurente                    3.10

				
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