Credit Cards - Five Ways To Earn Cashback Rewards With No Extra Costs Cashback rewards are one of the supreme ways to make your credit cards more profitable. Sadly, most cardmembers tend to overspend their cards to earn extra rewards. It is really worth avoiding. However, one should understand the ways to earn extra cashback rewards on the card without extra spending. Here are five ways to help you earn cashback rewards on your cards. Does Your Card Match Your Spending Habits? Choosing a right one is difficult as every card is not tailored for all individuals. Though the market has many tempting offers for potential customers, you should pick up the right one offering splendid rewards in accordance with your spending habits. For example, if you are a frequent air traveler, go for airline miles cards. The more flights you book using the card, the more points you earn consequently. Later you can redeem these points to enjoy entire round trip flights free of cost. Do You Use Your Card For All Periodic Expenses? Most cardholders are mistaken about the way they spend. They believe spending with credit card is a wrong approach as it can inflate their expenditure in total. Therefore, if you tend to shop with cash or debit cards, use cashback card instead. It will increase your total spending without damaging your financial condition. You should consolidate all your expenses and pay them off using your plastic money. You would earn reward points on consolidated spending. Do You Purchase In Bulk With Credit Card? To earn cashback rewards on your plastic money, make large purchases. Do not make payment against the bulky purchases with cash or debit cards. You may not know this, but it is true that bulky payments from the plastic money help cardholders earn many points simultaneously. You get additional protection as well. For example, these purchases ensure extended warranty service and super fraud protection on your card. However, you must use your card efficiently and wisely to avoid earning debts in future. Do You Pay Your Unpaid Bills From Credit Card? One of the other comfortable ways to accrue cashback points is to pay off debts with reward card. Outstanding debts on vehicle financing, student loans, mortgage insurance and professional training courses should be paid off with reward card. It will also help you offset your debts with the "cost remission" benefit you earn on your card. At last, with planned and utilized spending with cashback card, you will modify spending dramatically. Along with earning reward points, you manage to use your card excellently. Pawan Kumar Jha is consistently involved in writing web articles, blogs and web contents. He has accumulated years of relevant experience in the field of writing and has worked in some reputed SEO based companies in India. Presently he is working as SEO article writer in NetAmbit, one of the most distinguished organizations in banking and finance sectors in India.