BENEFITS AT AG LANCE - Download Now DOC by tQ7Cr31i

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									                                                                   BENEFITS AT A GLANCE
                                                         ALL EMPLOYEES REPRESENTED BY PEF
                                                                         BINGHAMTON UNIVERSITY
      BENEFIT                      DESCRIPTION                                ELIGIBILITY                     EFFECTIVE DATE                                    COST
Health                    Options                                        Full-time employees with             56 day waiting period from date of   *Empire Plan:
Insurance/Prescriptions   https://www.cs.ny.gov/ebdonline/ebdonlinec     appointments that are expected to    appointment.                           GRADE 9 OR BELOW
                          enter/choices12/actives/actives_choices12_S    last 3 months or longer.                                                     Individual $ 32.77
                          ET.pdf                                                                                                                      Family     $ 132.07
                                                                                                                                                     GRADE 10 OR ABOVE
                          Empire Plan:                                                                                                                Individual $ 43.69
                          Blue Cross - Hospitalization                                                                                                Family     $ 157.70
                          United HealthCare – Major
                          Medical/Surgical.                              Part-time employees need to work
                          For more information go to:                    at least half-time on a regularly                                         *HMO BLUE:
                          www.cs.ny.gov                                  scheduled basis                                                             GRADE 9 OR BELOW
                                                                                                                                                      Individual $ 84.66
                          Health Maintenance Organizations                                                                                            Family     $ 259.50
                          (HMO):
                                                                                                                                                     GRADE 10 OR ABOVE
                          Hospitalization and medical/surgical care by
                                                                                                                                                      Individual $ 94.68
                          designated primary care physicians
                                                                                                                                                      Family     $ 284.00
                          For more Info go to:
                          HMO Blue –
                          https://www.excellusbcbs.com/wps/portal/xl                                                                               *MVP:
                          MVP – www.mvphealthcare.com                                                                                                GRADE 9 OR BELOW
                          CDPHP – www.cdphp.com                                                                                                       Individual $ 50.28
                                                                                                                                                      Family     $ 175.68
                                                                                                                                                     GRADE 10 OR ABOVE
                                                                                                                                                      Individual $ 59.97
                                                                                                                                                      Family     $ 199.61


                                                                                                                                                   *CDPHP
                                                                                                                                                      GRADE 9 OR BELOW
                                                                                                                                                        Individual $ 57.28
                                                                                                                                                        Family     $ 194.59
                                                                                                                                                     GRADE 10 OR ABOVE
                                                                                                                                                       Individual $ 67.21
                                                                                                                                                       Family     $ 219.12

                                                                                                                                                   * Bi-weekly premiums
                                                                                                                                                     Effective 7/1/2012
                          Effective 1/1/2012 – allows eligible           Must be coverage under an
OPT-OUT Program           employees who have other employer-             employer-sponsored group health
                          sponsored group health insurance, to opt out   insurance plan through other
                          of the NYSHIP coverage in exchange for an      employment of your own or a plan
                          incentive program.                             through your spouse, domestic
                                                                         partner or parent as the result of
                                                                         their employment.
         BENEFIT                        DESCRIPTION                                 ELIGIBILITY                        EFFECTIVE DATE                                            COST

Dental                         Partial reimbursement for services through      Must be at least half-time and          56 day waiting period from date of     No premium cost; paid for by New York
                               participating and non-participating             eligible to receive health insurance    appointment.                           State
                               providers.

                               For more Info go to: www.ghi.com

Vision                         Financial assistance in meeting cost of eye
                               exams and glasses/contact lenses.
                               For more Info go to:
                               http://www.cs.ny.gov/ebd/index.cfm


Retirement Systems             Options                                         Membership for full-time                Permanent employees:                   Effective April 1, 2012, Tier 6 employee
                               ERS (Employees’ Retirement System):             permanent employees is                  membership is effective on the date    contribution is 3 percent of salary thru
                               Defined benefit plan; benefits are based on     mandatory.                              of appointment.                        March 31, 2013, then sliding scale between
                               final five years average salary* and years of                                           Vested after 10 years of full-time     3-6% based on salary.
                               employment.                                                                             service.

                               For more detailed info go to:                   Membership for part-time and full-      Temporary and Part-time
                               http://www.osc.state.ny.us/retire/index.htm     time temporary employees is             employees:
                                                                               optional.                               Membership is effective upon
                               *As defined by TIER                                                                     receipt of application at ERS.

Disability Coverage and Life   Not provided by the University, but may be purchased individually through the union. For more Info go to: www.pef.org
Insurance
                                                                                                                                                Must enroll within 60 days
Long-Term Care Insurance       NYPERL (NYS Public Employee and Retiree Long-Term Care Plan)                   Eligible to receive health        of hire date in order to avoid   Varies dependent upon
                                                                                                              insurance benefits.               medical underwriting. Can        option selection.
                               For more info or to enroll go to:                                                                                enroll anytime subject to
                               www.nyperl.net                                                                                                   medical underwriting.

Tax Deferred Annuities         Retirement savings/investment plan. Defers taxation on percentage of           Upon employment.                  Choice of employee.              Employee contributions
                               earnings and interest.                                                                                                                            through salary reduction
                                                                                                                                                                                 subject to IRS
                               Contact HR for options available to you                                                                                                           limitations.


New York State Deferred        Voluntary tax-deferred savings program designed to provide funds in            Upon employment.                  Choice of employee.              Employee contributions
Compensation                   retirement.                                                                                                                                       through salary reduction
                                                                                                                                                                                 subject to IRS
                               For more information or to enroll go to: www.nysdcp.com or call                                                                                   limitations.
                               1-800-422-8463

Tuition Assistance             Partial assistance is available through the Tuition Waiver Program (based      Appointment must cover            Upon employment.                 No cost to the employee
                               on funding) at State operated campuses.                                        period of support.                                                 for this benefit.
                               Fees are not covered by Tuition Assistance.
                               Contact Jon Roma/HR for more information
     BENEFIT                                       DESCRIPTION                                         ELIGIBILITY                  EFFECTIVE                           COST
                                                                                                                                      DATE
    FLEX SPENDING
      ACCOUNTS                                                                                                                   New employees must enroll        The employee
                                                                                                                                 within 60 days of their hire     determines the amount
Dependent Care Advantage   A portion of salary is designated by employee to cover child, elder and   Must be receiving regular   date or during open              to be deducted
        Account            dependent care expenses with tax-free dollars.                            biweekly paychecks.         enrollment period                (maximum $5,000).

                                                                                                                                 New employees become
                           A portion of salary is designated by employee to cover unreimbursed       Must be annual salaried     eligible after completion of     The employee may
                           health-related expenses with tax-free dollars.                            employee and eligible for   60 consecutive days of state     contribute a minimum of
   HealthCare Spending                                                                               health insurance.           service, but must enroll         $150 up to a maximum
         Account           For more detailed information on both programs go to:                                                 within 30 days of hire date or   of $3,000 annually.
                           http://flexspend.state.ny.us                                                                          during open enrollment
                                                                                                                                 period.

Holidays                   Eligible for up to 12 holidays per year.


Vacation*                  Generally full-time employees earn at the rate of one-half day per pay period, after the completion of 13 pay periods of employment. (13 days/year for
                           first 7 years then 20 days/year thereafter). Part-time employees who work a regular schedule of at least half time, earn accruals on a pro-rated basis.
                           One bonus vacation day for each year of completed service for the second through seventh years of employment.

Sick Leave*                Full-time employees hired on or after 4/1/82 earn at the rate of 2.75 or 3 hours per pay period based on number of work hours per week. (Total of 10
                           days per year).
                           Part-time employees who work at least half time earn on a pro-rated basis.

Personal Leave*            5 days each year on personal leave anniversary date.

New employees cannot be placed on the payroll or issued parking permits or ID cards until they have completed their I-9’s and the required
personnel/payroll forms indicated in their offer letter.

*Employees paid on an hourly basis do not qualify for Attendance Rules Coverage (holidays, vacation, sick leave, personal, etc.) until completion of
 19 consecutive pay periods of at least half time service.

                                                                                                                                                                      Updated 06/2012

								
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